- Cash back on spending at designated stores of HKTVmall
- 5%
- Cash back on local spend
- 5%
- MoneySmart Exclusive Offer
- Up to HK$1,399
[Limited Time Offer]
Apply for SC Smart Card now via MoneySmart to get extra HK$1,200 Apple Gift Card or HK$1,200 Supermarket Voucher or LG FN7 TONE Free True Wireless Earbuds (retail price: HK$1,399) (colour is randomly distributed)! Total up to HK$2,599 rewards including SCB welcome offer. HKTVmall Offer is Back! Earn 5% CashBack all year round when shopping at HKTVmall! Spend Smart for your trip, waive any foreign exchange fee for foreign currency transaction! You could enjoy up to 12% CashBack to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!



- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 60,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher or HK$600 Apple Gift Card! Enjoy up to 60,000 welcome miles! You could enjoy up to 12% Cashback to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!

- Min. Annual Salary
- HK$96,000
- Cash back on local Currency
- 1.5%
- Miles Conversion (local spend)
- N/A
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 100,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher or HK$600 Apple Gift Card! Enjoy up to 60,000 welcome miles! You could enjoy up to 12% Cashback to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 80,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher or HK$600 Apple Gift Card! Enjoy up to 60,000 welcome miles! You could enjoy up to 12% Cashback to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!
