- Cash back on spending at designated stores of HKTVmall
- 5%
- Cash back on local spend
- 5%
- MoneySmart Exclusive Offer
- as high as $3,999
【SC Smart Card Offer: Total rewards amount is as high as HK$3,999!】 New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get extra HK$1,200 Apple Store Gift Card or HK$1,200 PARKnSHOP supermarket vouchers or HK$1,200 Uber vouchers or Samsung Galaxy Tab A9 (retail value: HK$1,288) or Bose QuietComfort® 45 Headphones (retail value: HK$2,499)! From now to 31 December 2023, enjoy 8% cashback at PARKnSHOP and its designated retail stores and PNS eSHOP.
[Referral Program] After applying for the card, get extra HK$300PARKnSHOP supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!



- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 63,000 miles
[Limited time offer - Space-saving HomePod mini!]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$700 PARKnSHOP supermarket vouchers or HK$700 Apple Store Gift Card or HK$700 Uber voucher or Apple HomePod mini (Retail price: HK$749) ! Enjoy up to 63,000 welcome miles!

- Min. Annual Salary
- HK$96,000
- Cash back on local Currency
- 1.5%
- Miles Conversion (local spend)
- N/A
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 103,000 miles
[Limited time offer - Space-saving HomePod mini!]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$700 PARKnSHOP supermarket vouchers or HK$700 Apple Store Gift Card or HK$700 Uber voucher or Apple HomePod mini (Retail price: HK$749)! Enjoy up to 103,000 welcome miles!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 83,000 miles
[Limited time offer - Space-saving HomePod mini!]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$700 PARKnSHOP supermarket vouchers or HK$700 Apple Store Gift Card or HK$700 Uber voucher or Apple HomePod mini (Retail price: HK$749)! Enjoy up to 83,000 welcome miles!
