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| Credit Card | Minimum Salary | Best For |
|---|---|---|
| Standard Chartered Simply Cash Visa Card | HK$240,000 | Cashback seekers |
| Standard Chartered Platinum Credit Card | HK$150,000 | Cardholders looking for flexibility to convert rewards into cash, air miles, or shopping voucher |
Standard Chartered Cashback credit card offers cash rebate for everyday local and overseas purchases for gift/cash redemption. Standard Chartered Simply Cash Visa card Cardholders can earn unlimited CashBack for local (1.5% rebate) and foreign eligible retail transactions (2% rebate), which include online transactions and Octopus Automatic Add-Value transactions, but top up to digital payment account is excluded.
With Standard Chartered Simply Cash Visa Card, you can enjoy an array of year-round offers, the convenience of Visa PayWave and access the 360° Rewards online redemption platform to unlock a wide range of rewards.
Standard Chartered Simply Cash Visa card Cardholders can earn unlimited CashBack for local (1.5% rebate) and foreign eligible retail transactions (2% rebate), which include online transactions and Octopus Automatic Add-Value transactions but top up to digital payment account is excluded. Although CashBack earned will not be credited to the Card account automatically, it can be redeemed for cash or gifts transactions on the 360° Rewards Redemption Platform according to cardholders’ preferences.
Standard Chartered Simply Cash Visa Card offers 1.5% CashBack on local spend including Octopus Automatic Add-Value transactions and 2% CashBack on foreign currencies spending. It is worthwhile to know that there is no maximum cap or minimum spending requirements for earning cashback, i.e. the more you spend, the more cashback you will enjoy. But not all transactions are qualified transactions. Bill payments and insurance payments are considered as unqualified transactions.
Besides credit card annual fees, cardholders need to be aware of other charges that may be incurred such as a late charge, card replacement fee, returned item fee (e.g. rejected direct debit authorisation), overlimit charge, etc.
You can do so either by logging in 360° Rewards Redemption Platform via Standard Chartered Online Banking or calling the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868. Please note that you can only redeem air miles and cash but not other rewards such as cash vouchers via phone.
You can call the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868 to check your application status. You can also activate your credit card using the same number when your application is approved.
If you submit an online application with all the correct information and supporting documents at the time of application, you can typically receive your credit card in the mail in one to two week(s). You can then activate your credit card and start using it. To check your application status, you can call the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868.
No. The cashback you get is unlimited. The more money you spend no matter in local or foreign currency, the more cashback you will get in return.
Bill payments and insurance payments are considered as unqualified transactions.
