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Updated September 2019
Earn cash rebate on dining, hotel bookings or online shopping spend by using Standard Chartered cash back credit cards. Compare and choose from a wide range of flat rate, tier based or special bonus category cash back credit cards in Hong Kong.
HK$250 Voucher!
| Annual Interest Rate | 33.41% |
|---|---|
| Principle Annual Fee | HK$2,000 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Yes |
| Minimum Monthly Repayment | All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HK$220, whichever is higher |
| Interest Free Period | Up to 56 days |
| Local Resident | HK$96,000 |
|---|---|
| Foreigner | HK$0 |
| Card Association | Visa |
|---|---|
| Wireless Payment | Visa PayWave |
| Annual Interest Rate | 33.41% |
|---|---|
| Principle Annual Fee | HK$1,800 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | Yes |
| Minimum Monthly Repayment | All interest, fees, charges (including Annual Fee(s)), the total of the over-limit amount and/or the overdue amount (where applicable) that may be charged, plus 1% of outstanding principal or HKD/CNY220, whichever is higher |
| Interest Free Period | Up to 56 days |
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$0 |
| Card Association | Mastercard / Visa |
|---|---|
| Wireless Payment | N/A |
| Credit Card | Minimum Salary | Best For |
|---|---|---|
| Standard Chartered Simply Cash Visa Card | HK$240,000 | Cashback seekers |
| Standard Chartered Platinum Credit Card | HK$150,000 | Cardholders looking for flexibility to convert rewards into cash, air miles, or shopping voucher |
Standard Chartered Cashback credit card offers cash rebate for everyday local and overseas purchases for gift/cash redemption. Standard Chartered Simply Cash Visa card Cardholders can earn unlimited CashBack for local (1.5% rebate) and foreign eligible retail transactions (2% rebate), which include online transactions and Octopus Automatic Add-Value transactions, but top up to digital payment account is excluded.
With Standard Chartered Simply Cash Visa Card, you can enjoy an array of year-round offers, the convenience of Visa PayWave and access the 360° Rewards online redemption platform to unlock a wide range of rewards.
Standard Chartered offers cardholders year-round discounts covering dining, shopping, travel to lifestyle, etc. to make money go further.
With Visa PayWave, cardholders can simply wave the card on the card reader to complete transactions below HK$1000 without the need to sign or enter PIN.
You can earn points in day-to-day retail transactions to redeem a wide range of rewards such as home appliances, travel and leisure, home decor, dining offers, etc. If you do not have enough points, you enjoy the option to redeem the gifts you want with a combination of points and cash.
Standard Chartered Simply Cash Visa card Cardholders can earn unlimited CashBack for local (1.5% rebate) and foreign eligible retail transactions (2% rebate), which include online transactions and Octopus Automatic Add-Value transactions but top up to digital payment account is excluded. Although CashBack earned will not be credited to the Card account automatically, it can be redeemed for cash or gifts transactions on the 360° Rewards Redemption Platform according to cardholders’ preferences.
Standard Chartered Simply Cash Visa Card offers 1.5% CashBack on local spend including Octopus Automatic Add-Value transactions and 2% CashBack on foreign currencies spending. It is worthwhile to know that there is no maximum cap or minimum spending requirements for earning cashback, i.e. the more you spend, the more cashback you will enjoy. But not all transactions are qualified transactions. Bill payments and insurance payments are considered as unqualified transactions.
Besides credit card annual fees, cardholders need to be aware of other charges that may be incurred such as a late charge, card replacement fee, returned item fee (e.g. rejected direct debit authorisation), overlimit charge, etc.
If cardholders fail to pay minimum payment, late fee will be charged. The amount will either be 5% of the outstanding balance or the minimum payment due.
If you request a replacement card, HK$100 will be charged for each credit card account.
Cash withdrawal costs HK$75 per cheque. This service is provided free of charge if transfer to SCB account.
You can do so either by logging in 360° Rewards Redemption Platform via Standard Chartered Online Banking or calling the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868. Please note that you can only redeem air miles and cash but not other rewards such as cash vouchers via phone.
You can call the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868 to check your application status. You can also activate your credit card using the same number when your application is approved.
If you submit an online application with all the correct information and supporting documents at the time of application, you can typically receive your credit card in the mail in one to two week(s). You can then activate your credit card and start using it. To check your application status, you can call the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868.
No. The cashback you get is unlimited. The more money you spend no matter in local or foreign currency, the more cashback you will get in return.
Bill payments and insurance payments are considered as unqualified transactions.