Best Standard Chartered Cash Back Credit Cards in Hong Kong 2020

Compare and find the best Standard Chartered cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories. Read More
We found 2 Standard Chartered Credit Cards for you!
Sponsored
渣打銀行 logo
MoneySmart Exclusive
Unlimited cashback
Min. Annual Salary
HK$96,000
Cash back on overseas spend
2%
Cash back on local spend
1.5%
Applying via MoneySmart get exclusive HK$350 Supermarket Vouchers!!
Valid until 30 Nov 2020 - See T&Cs below
Apply Now
渣打銀行 logo
No expiry date for reward points
Min. Annual Salary
HK$150,000
Cash back on overseas spend
0.4%
Cash back on local spend
0.4%
Apply Now

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Best Standard Chartered Cashback Credit Card in Hong Kong 2019

Credit CardMinimum SalaryBest For
Standard Chartered Simply Cash Visa CardHK$240,000Cashback seekers
Standard Chartered Platinum Credit CardHK$150,000Cardholders looking for flexibility to convert rewards into cash, air miles, or shopping voucher

How does Standard Chartered cash back program work?

Standard Chartered Cashback credit card offers cash rebate for everyday local and overseas purchases for gift/cash redemption. Standard Chartered Simply Cash Visa card Cardholders can earn unlimited CashBack for local (1.5% rebate) and foreign eligible retail transactions (2% rebate), which include online transactions and Octopus Automatic Add-Value transactions, but top up to digital payment account is excluded.

What are the Benefits of a Standard Chartered Cashback Credit Card?

With Standard Chartered Simply Cash Visa Card, you can enjoy an array of year-round offers, the convenience of Visa PayWave and access the 360° Rewards online redemption platform to unlock a wide range of rewards.

Year-Round Offers

Standard Chartered offers cardholders year-round discounts covering dining, shopping, travel to lifestyle, etc. to make money go further.

Visa PayWave

With Visa PayWave, cardholders can simply wave the card on the card reader to complete transactions below HK$1000 without the need to sign or enter PIN.

360° Rewards

You can earn points in day-to-day retail transactions to redeem a wide range of rewards such as home appliances, travel and leisure, home decor, dining offers, etc. If you do not have enough points, you enjoy the option to redeem the gifts you want with a combination of points and cash.

Standard Chartered Credit Card Cashback Offers

Standard Chartered Simply Cash Visa card Cardholders can earn unlimited CashBack for local (1.5% rebate) and foreign eligible retail transactions (2% rebate), which include online transactions and Octopus Automatic Add-Value transactions but top up to digital payment account is excluded. Although CashBack earned will not be credited to the Card account automatically, it can be redeemed for cash or gifts transactions on the 360° Rewards Redemption Platform according to cardholders’ preferences.

Standard Chartered Cashback credit card limits

Standard Chartered Simply Cash Visa Card offers 1.5% CashBack on local spend including Octopus Automatic Add-Value transactions and 2% CashBack on foreign currencies spending. It is worthwhile to know that there is no maximum cap or minimum spending requirements for earning cashback, i.e. the more you spend, the more cashback you will enjoy. But not all transactions are qualified transactions. Bill payments and insurance payments are considered as unqualified transactions.

What are the most common Standard Chartered Cash Back Credit Card Fees?

Besides credit card annual fees, cardholders need to be aware of other charges that may be incurred such as a late charge, card replacement fee, returned item fee (e.g. rejected direct debit authorisation), overlimit charge, etc.

Late Fee

If cardholders fail to pay minimum payment, late fee will be charged. The amount will either be 5% of the outstanding balance or the minimum payment due.

Card Replacement Fee

If you request a replacement card, HK$100 will be charged for each credit card account.

Cash Withdrawal Fee

Cash withdrawal costs HK$75 per cheque. This service is provided free of charge if transfer to SCB account.

Frequently Asked Questions

How can I redeem my Standard Chartered credit card cashback?

You can do so either by logging in 360° Rewards Redemption Platform via Standard Chartered Online Banking or calling the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868. Please note that you can only redeem air miles and cash but not other rewards such as cash vouchers via phone.

How can I check my Standard Chartered credit card status?

You can call the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868 to check your application status. You can also activate your credit card using the same number when your application is approved.

How long does it take to get Standard Chartered Credit Card?

If you submit an online application with all the correct information and supporting documents at the time of application, you can typically receive your credit card in the mail in one to two week(s). You can then activate your credit card and start using it. To check your application status, you can call the Standard Chartered Credit Card 24-Hour Customer Service Hotline at 2886 8868.

Does Standard Chartered Simply Cash Credit Card has any limit on cashback?

No. The cashback you get is unlimited. The more money you spend no matter in local or foreign currency, the more cashback you will get in return.

What are the unqualified transactions for Standard Chartered Simply Cash Credit Card?

Bill payments and insurance payments are considered as unqualified transactions.