We found 2 Credit Cards for you!
Welcome Offer
Get 20% discount at lookfantastic
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 1%
- Cash back on local spendIs there a limit on 1% cash rebate?No, you can earn unlimited 1% cash back on local and overseas retail spending, cash advance and Octopus AAVS with this credit card.
- 1%
Welcome Offer: Get HK$800 cash rebate or Portable Air Purifier or up to HK$36,000 cash loan with no interest and handling fee with first 2-year annual fee waiver Valid till 30 Sep 2020.
Cash Back Features
- Unlimited 1% cash rebate on local and overseas spending
- 1% cash rebate on Octopus reload amount
- Up to 50% off on designated vouchers and travel products at KKday
- 12% off hotel booking at Expedia
- Up to 35% premium discount on "JourneySure" Travel Insurance Plan, extra 5% premium cash rebate via online enrollment and HK$50 supermarket coupon for discounted premium of HK$300 or above under the same policy
Annual Interest Rate and Fees
| Annual Interest Rate | 35.70% |
|---|---|
| Annual Principal Fee | HK$1,800 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | First 2-year |
| Minimum Monthly Repayment | (i) If the Monthly Statement Balance is HK$/RMB200 or above, the minimum payment will be the total amount of bank service fees and financial charges plus 1% of total outstanding balance of transactions or HK$/RMB200 (whichever is higher); or (ii) if the Monthly Statement Balance is less than HK$/RMB200, the minimum payment will be the Monthly Statement Balance |
| Interest Free Period | Up to 60 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 0.4%
- Cash back on local spend
- 0.4%
Cash Back Features
- Every HK$250 spent = HK$1 cashback
- Applies to retail spending, Autotoll automatic top-up or Octopus AAVS
- Cash rebate will be credited in the next statement balance
Annual Interest Rate and Fees
| Annual Interest Rate | 35.70% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | HK$0 |
| Fee Waiver | |
| Minimum Monthly Repayment | Balance over HK$200: all charges plus 1% of total outstanding balance; under HK$200: the statement balance |
| Interest Free Period | 60 Days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|
Wireless Payment
| UnionPay QuickPass |
|---|