Personal Loan

200,000 personal loan Paid over 24 months
HK$
We found 22 Personal Loans for you!
WeLend Personal Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total Interest Payable
HK$5,760
Monthly Payment
HK$8,573

 Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down!



【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!

From now until 31 May, apply for Welend Personal Loan / Civil Servant Professional Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
PrimeCredit Fixed Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
APR*
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433

[MoneySmart Exclusive Offer] Up to HK$12,000 Cash
Bonus + exclusive up to HK$6,800 Apple Store Gift Card for successful application via MoneySmart! Get up to a total of HK$18,800 reward!



【May the fortune be with you! Until 31/5!】5.1 Golden Week spend fast lend smart.

From now until 31 May, apply for designated PrimeCredit Loan via MoneySmart, you can earn the application bonus valued at HK$500 cash vouchers (given out as 5,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.

Valid until 31 May 2024 - See more details below
Apply Now
Citi Speedy Cash Loan

Monthly Payment

HK$8,493

Monthly Payment
MoneySmart Exclusive
APR*
1.78%
Total Amount Payable
HK$203,840
Total Interest Payable
HK$3,840
Monthly Payment
HK$8,493

【Citi Loan rewards you with rewards as high as $15,880!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 31 May 2024 and successfully draw down on or before 30 June 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880) / Apple iPad Pro 11-inch (128GB) (retail value:HK$6,499) B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400) / JBL Link 20 Voice-activated portable speaker (retail value: HK$1,699)

Valid until 31 May 2024 - See more details below
Apply Now
DBS Personal Instalment Loan

Monthly Payment

HK$8,673

Monthly Payment
MoneySmart Exclusive
Instant cash out single-handedly
APR as low as*
2.2%
Total Amount Payable
HK$208,160
Total Interest Payable
HK$8,160
Monthly Payment
HK$8,673

New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$8,000 rewards + Extra up to HK$10,000 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$18,000 reward! APR is as low as 2.2%!



【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!

From now until 31 May, apply for DBS Personal Instalment Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Promise Easy Loan

Monthly Payment

HK$8,733

Monthly Payment
MoneySmart Exclusive
Instant Approval Online◉
APR*
4.49%
Total Amount Payable
HK$209,600
Total Interest Payable
HK$9,600
Monthly Payment
HK$8,733
[Welcome Offer - Get HK$10,000 loan with HK$500 Cash Rewards] From now until 30 June 2024, successfully apply for Promise Loan and drawdown with the loan amount of HK$10,000, can enjoy HK$500 cash rewards▲. No Supporting Documents Required#. Online Instant Approval⦿.
Valid until 30 Jun 2024 - See more details below
Apply Now
DBS Debt Consolidation Loan

Monthly Payment

HK$8,713

Monthly Payment
MoneySmart Exclusive
Loan amount up to HK$2,000,000
APR*
6.49%
Total Amount Payable
HK$209,120
Total Interest Payable
HK$9,120
Monthly Payment
HK$8,713

👑Rewards Peaking: Up to HK$36,799!Take a step to building your wealth by consolidating your debts today! 
During Flash Sales (15-31 May 2024), both new and existing customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards. But that's not ALL! Customers could also get an extra MoneySmart exclusive reward: up to HK$10,500 cash vouchers or The New iMac 24-in. (M3) or iPhone 15 256GB or iPad Pro 11-in. (4th generation) Wi-Fi 128 GB! With the DBS coupon and Application Bonus, the total rewards can be elevated up to HK$36,799!



【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!
From now until 31 May, apply for DBS Debt Consolidation Loan via MoneySmart, and submit the required document, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
Standard Chartered Personal Instalment Loan

Monthly Payment

HK$8,873

Monthly Payment
MoneySmart Exclusive
APR*
6.28%
Total Amount Payable
HK$212,960
Total interest payable
HK$12,960
Monthly Payment
HK$8,873

【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 31 May 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.

Enjoy SC bank welcome offer up to HK$8,000 cash rebate, total rewards up to HK$16,450! Online loan application can enter lucky draw of 2 Europe Business Round trip AirTickets! (worth 336,000 Miles^)Total - 6 winners!

Valid until 31 May 2024 - See more details below
Apply Now
CCBA Personal Loan

Monthly Payment

HK$8,913

Monthly Payment
MoneySmart Exclusive
Loan amount up to HK$3,000,000
APR as low as*
1.85%
Total Amount Payable
HK$213,920
Total Interest Payable
HK$13,920
Monthly Payment
HK$8,913

【Exclusive offer】From now until 24 May 2024, successful applicants for CCB Asia Personal Instalment Loan, can enjoy up to HK$11,500 cash rewards (including up to HK$1,500 cash rebate for Online Application Offer and up to HK$8,000 cash rate for Drawdown Loan Offer from CCB Asia, and up to HK$2,000 Apple Store Gift Card or HK$2,000 PARKnSHOP Supermarket Voucher from MoneySmart)! 

Valid until 24 May 2024 - See more details below
Apply Now
CreFIT ClearCard Credit

Monthly Payment

HK$8,533

Monthly Payment
MoneySmart Exclusive
Settle your credit card balance as fast as 3 mins
1.98%
Total Amount Payable
HK$204,800
Total Interest Payable
HK$4,800
Monthly Payment
HK$8,533

From now until 4 July, new customers who successfully apply for CreFIT ClearCard Credit via MoneySmart and possess a good repayment record for the first 3 months after loan disbursement, can enjoy a HK$4,000 total in cashback and supermarket vouchers and a 7-day interest-free cooling-off period ("Cooling-off Period"), for the first 7 days after loan drawdown!



Reminder: CreFIT ClearCard Credit currently supports 11 Hong Kong credit card issuers. Upon the acceptance of the loan agreement, the fund will immediately be disbursed to the designated credit card account(s) via FPS!



【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!

From now until 31 May, apply for CreFIT ClearCard Credit via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate

Monthly payment

HK$8,900

Monthly payment
MoneySmart Exclusive
APR*
6.72%
Total amount payable
HK$209,600
Total interest payable
HK$9,600
Monthly payment
HK$8,900

【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!

Valid until 31 May 2024 - See more details below
Apply Now
CCBA Balance Transfer Loan Program

Monthly Payment

HK$8,773

Monthly Payment
MoneySmart Exclusive
Monthly flat rate as low as 0.22%
APR as low as*
4.95%
Total Amount Payable
HK$210,560
Total Interest Payable
HK$10,560
Monthly Payment
HK$8,773

【Exclusive offer】From now until 24 May, 2024, successful applicants for CCB (ASIA) Balance Transfer Program, can enjoy up to HK$18,000 cash rewards (including HK$500 cash rebate for Online Application Offer and up to HK$14,500 cash rate for Drawdown Loan Offer from CCB (ASIA), and up to HK$3,000 Apple Store Gift Card or HK$3,000 PARKnSHOP Supermarket Voucher from MoneySmart!

Valid until 23 May 2024 - See more details below
Apply Now
WeLend Card Debt Consolidation Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total interest payable
HK$5,760
Monthly Payment
HK$8,573

【Limited Offer !】From now until May 31,Consolidate debt in 1 second^ to save interest. Boost your credit score in just one step! Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! 



【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!

From now until 31 May, apply for Welend Debt Consolidation Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
PrimeCredit Civil Servant & Professional Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
APR*
1.18%
Total amount payable
HK$202,400
Total interest payable
HK$2,400
Monthly Payment
HK$8,433

[MoneySmart Exclusive Offer] Up to HK$12,000 Cash
Bonus + exclusive up to HK$6,800 Apple Store Gift Card for successful application via MoneySmart! Get up to a total of HK$18,800 reward!



【May the fortune be with you! Until 31/5!】5.1 Golden Week spend fast lend smart.

From now until 31 May, apply for designated PrimeCredit Loan via MoneySmart, you can earn the application bonus valued at HK$500 cash vouchers (given out as 5,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.

Valid until 31 May 2024 - See more details below
Apply Now
Citibank Card Debt Consolidation Loans

Monthly Payment

HK$8,713

Monthly Payment
MoneySmart Exclusive
APR*
6.78%
Total amount payable
HK$209,120
Total interest payable
HK$9,120
Monthly Payment
HK$8,713

【Citi Loan rewards you with rewards as high as $15,880!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 31 May 2024 and successfully draw down on or before 30 June 2024 would be eligible for MoneySmart exclusive gift up to HK$7,500 Apple Store Gift Card/ PARKnSHOP supermarket vouchers!
Popular physical gift options include Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value HK$7,880) / Apple iPad Pro 11-inch (128GB) (retail value:HK$6,499) B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400) / JBL Link 20 Voice-activated portable speaker (retail value: HK$1,699)

Valid until 31 May 2024 - See more details below
Apply Now
Standard Chartered Debt Consolidation Program

Monthly Payment

HK$8,736

Monthly Payment
MoneySmart Exclusive
APR*
4.67%
Total amount payable
HK$209,672
Total interest payable
HK$9,672
Monthly Payment
HK$8,736

【MoneySmart Exclusive Offer 】- Get total reward up to HK$29,450! Get loan to enjoy a monthly flat rate as low as 0.2%^
From now on until 31 May 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB  (value: $8,450) or HK$7,800 PARKnSHOP supermarket voucher or HK$7,800 Apple Store Gift Card.

Enjoy SC bank welcome offer up to HK$21,000 cash rebate, total rewards up to HK$29,450! Online loan application can enter lucky draw of 2 Europe Business Round Trip AirTickets! (worth 336,000 Miles^)Total - 6 winners!

Valid until 31 May 2024 - See more details below
Apply Now
【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

Monthly Payment

HK$8,573

Monthly Payment
MoneySmart Exclusive
The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total interest payable
HK$5,760
Monthly Payment
HK$8,573

 Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down!



【⚽ ️Score & Savour】Earn HK$500 Deliveroo Gift Card during Football Frenzy!

From now until 31 May, apply for Welend Personal Loan / Civil Servant Professional Loan via MoneySmart, you can earn an extra HK$500 Deliveroo Gift Card regardless of approval! Score big on taste and excitement as you savor every electrifying moment of the game🍔🔥! T&Cs apply.

Valid until 31 May 2024 - See more details below
Apply Now
PrimeCredit Balance Transfer Loan

Monthly Payment

HK$8,433

Monthly Payment
MoneySmart Exclusive
APR*
1.18%
Total Amount Payable
HK$202,400
Total interest payable
HK$2,400
Monthly Payment
HK$8,433

[MoneySmart Exclusive Offer] Up to HK$12,000 Cash
Bonus + exclusive up to HK$6,800 Apple Store Gift Card for successful application via MoneySmart! Get up to a total of HK$18,800 reward!



【May the fortune be with you! Until 31/5!】5.1 Golden Week spend fast lend smart.

From now until 31 May, apply for designated PrimeCredit Loan via MoneySmart, you can earn the application bonus valued at HK$500 cash vouchers (given out as 5,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.

Valid until 31 May 2024 - See more details below
Apply Now
WeLend Business SME Loan

Monthly Payment

HK$9,220

Monthly Payment
MoneySmart Exclusive
APR
8.23%
Total Amount Payable
HK$216,944
Total Interest Payable
HK$17,282.88
Monthly Payment
HK$9,220
【Exclusive Offer 】Selected customers can receive up to HK$8,000* reward and early settlement penalty wavier upon successful draw down! 
Valid until 31 May 2024 - See more details below
Apply NowApply directly on MoneySmart
Promise Personal Loan (Available for Tax Season)

Monthly Payment

HK$8,733

Monthly Payment
MoneySmart Exclusive
Instant Approval Online◉
APR*
4.49%
Total Amount Payable
HK$209,600
Total Interest Payable
HK$9,600
Monthly Payment
HK$8,733
[Welcome Offer - Get HK$10,000 loan with HK$500 Cash Rewards] From now until 30 June 2024, successfully apply for Promise Loan and drawdown with the loan amount of HK$10,000, can enjoy HK$500 cash rewards▲. You can apply even without a full-time job◆
Valid until 30 Jun 2024 - See more details below
Apply Now
Promise Debt Consolidation Loan

Monthly Payment

HK$8,733

Monthly Payment
MoneySmart Exclusive
Instant Approval Online◉
APR*
4.49%
Total Amount Payable
HK$209,600
Total Interest Payable
HK$9,600
Monthly Payment
HK$8,733
[Welcome Offer - Get HK$10,000 loan with HK$500 Cash Rewards] From now until 30 June 2024, successfully apply for Promise Loan and drawdown with the loan amount of HK$10,000, can enjoy HK$500 cash rewards▲. No Supporting Documents Required#. Online Instant Approval⦿.
Valid until 30 Jun 2024 - See more details below
Apply Now

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.