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We found 14 Personal Loans for you!
Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus + 12% Additional Cash Rebate 🚨
💰 HK$1,600 Cash Reward regardless of approval
⚽ Citywide Goal Big Limited-Time Offer, extra 12% WeLend Cash Rebate, up to HK$33,600
⚡ No Income or Address Proof Required for Loan Amounts Below HK$300,000
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7
Valid till 13 Jul 2026
【Limited-Time Flash Offer 🏆】HK$1,300 Cash Reward Regardless of Approval ⚽ Grab the Gold Ball Every Day at 12PM# ✨
From now until 13 July 2026, both new and existing customers who successfully apply for and draw down a UA i-Money Online Personal Loan via MoneySmart can enjoy:
1️⃣ MoneySmart Exclusive reward regardless of approval:
・HK$1,300 cash (automatically converted by 13,000 SmartPoints) and will directly deposit into your FPS; or
・HK$1,500 Apple Gift Card / Parknshop e-Voucher; or
・Gemini Smart Sterilizing Wet & Dry Vacuum (GVCM20BK) (Value: HK$4,998, random color); or
・Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388); or
・LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) (Value: HK$2,100)
2️⃣ Loan Drawdown Reward - enjoy up to HK$18,000 in cash rewards ^
3️⃣ Grab the Gold Ball Every Day at 12PM#
Valid till 13 Jul 2026
🤑【Summer Flash Offer — Get HK$1,000 Cash upon Application! 】
From 1 July to 14 July 2026, customers who successfully apply for Citi Speedy Cash / Citi Card Debt Consolidation Loan and submit required documents, and borrow HK$200,000 or above with a repayment tenor of 12 months or above to receive HK$1,000 Cash (converted from 10,000 SmartPoints)💰Enjoy total rewards worth up to HK$23,200, including the loan drawdown reward!
✨【Limited-Time Drawdown Reward Upgrade — Choose Up to HK$14,200 Vouchers or HK$12,700 Cash】
From 1 July to 14 July 2026, New customers who successfully apply and draw down on or before 14 August 2026 , are eligible for MoneySmart exclusive gifts🎁 Pick your favourite: HK$14,200 Apple Store Gift Card / PARKnSHOP supermarket vouchers / Trip.com e-Vouchers / 🤑 HK$12,700 Cash!
Valid till 14 Jul 2026
【MoneySmart Exclusive 🎊】Limited Time Flash Offer ⚡ Total rewards up to HK$20,688!
From now until 15 July 2026, customers successfully apply CNCBI $mart Plus Personal Installment Loan / CNCBI $mart Plus Personal Installment Loan - Debt Consolidation via MoneySmart and submit a complete online application form, can earn HK$800 cash rebate regardless of approval (automatically converted by 8,000 SmartPoints and will directly deposit into your FPS account)!
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During 1-15 July 2026, successfully apply and draw down with designated loan amount, can enjoy gift from MoneySmart up to HK$4,000 Apple Store Gift Card / Parknshop e-Voucher / Trip.com e-Vouchers. Also can earn an “Exclusive Limited-Time Reward” of extra HK$2,000 cash rebate on top of up to HK$13,888 Cash Rebate from the bank. Total rewards up to HK$20,688!
Valid till 15 Jul 2026
⚡14-Day Flash Deal ⚡ Total Rewards Up to HK$48,600【💰Lower Your Interest - Smarter Debt Management Starts Here! 】
Earn an extra HK$800 cash upon applying via MoneySmart + New customers successfully apply and drawdown DBS Debt Consolidation Loan, get up to HK$23,800 rewards + MoneySmart exclusive reward up to extra 215,000 SmartPoints! Successfully drawdown the loan amount of HK$100,000 or above, you will receive an extra of HK$2,500 Cash!
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1️⃣ 【14-Day Limited】⚡Get extra HK$800 cash 💰regardless of approval
From now until 19 July 2026, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
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2️⃣ 【14-Day Only】🔥 Successfully drawdown the loan amount of HK$100,000 or above, you will receive an extra of HK$2,500 Cash!
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3️⃣ 215,000 SmartPoints can fully redeem HK$21,500 cash vouchers or iPhone 17 Pro Max 512GB (value: HK$11,899) or Apple Macbook Pro 14" M4 Chip (value: HK$12,999)! The Reward Store has more options to choose from! ✨
Valid till 19 Jul 2026
【Low-Interest ⚠️ Use Promo Code「NLSMRT」and Get HK$1,300 Regardless of Approval 📈】
From now until 31 July 2026, successfully apply for a WeLab Bank Personal Instalment Loan via MoneySmart with promo code 「NLSMRT」to enjoy exclusive perks:
1️⃣ APR as low as 0.65%
2️⃣ Submit all required documents and receive HK$1,300 cash voucher regardless of approval
3️⃣ Total rewards of up to HK$30,848
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No need to borrow up to HK$500,000, loans of HK$283,000 or more can enjoy as low as 0.65% APR!
Valid till 31 Jul 2026
July Deal ⚡ Application Bonus: AirTag / Doshisha Gorilla / Airport Lounge Pass
From 1 July to 31 July 2026, customers who successfully apply for a WeLend No Document Loan via MoneySmart can choose one of the following gifts — regardless of approval:
✈️ 2 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$1,300) or
🦧 Doshisha Gorilla Hand Massager + Doshisha Gorilla Calf Massager (Total value: HK$736); or
🍎 2 x AirTag (Total value: HK$498); or
💰 HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account
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AI identify verification 😌 no additional documents ⚡ 24/7 loan approval
Valid till 31 Jul 2026
[Limited Time] Get HK$1,500 voucher regardless of approval 🤩
From 1 July to 13 July 2026, apply for X Wallet X Cash.AI via MoneySmart and enter promo code「MS8000」to enjoy rewards worth up to total HK$12,550 🎁
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🎧 Regardless of approval, receive MoneySmart exclusive reward:
・7 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$4,550) or
・SONY WF-1000XM5 Wireless Noise Cancelling Earbuds (Value: HK$2,490, random color) or
・PHILIPS RO Water Dispenser ADD6901/90 (Value: HK$1,998, random color) or
・HK$1,500 Parknshop e-Voucher / Trip.com e-voucher / HKTVmall e-Gift Voucher or
・HK$1,400 Apple Store Gift Card
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💰 Successfully drawing down designated loan amount, and meeting specified conditions, can receive:
・ HK$20,000 - HK$168,000 - HK$2,700 cash rebate*
・ HK$168,001 or above - HK$8,000 cash rebate*
Valid till 13 Jul 2026
【MoneySmart Exclusive － Get up to HK$62,799 Rewards now!】
From 1 July to 31 July 2026, eligible new customers who successfully apply for and draw down a designated loan amount via MoneySmart can enjoy one of the following exclusive MoneySmart rewards:
・Insta360 X4 Air Standard Bundle (Value: HK$2,799); or
・HK$1,800 Cash Reward (automatically converted from 18,000 SmartPoints)
・Together with the CreFIT cash rebate, enjoy total rewards worth up to HK$62,799 🎁
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Incognito mode quotation with no impact on credit rating#, No income proof required, Cash Loan Approval Pledge^ Approval result in 30s. Get a HK$1,000 Interest Waiver Coupon if approval time overruns. Introducing the brand new feature - free personal credit report download! 📋
Valid till 31 Jul 2026
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⚡ APR as low as 1.18% ✨ No handling fee ✔️ No income proof required for loans of HK$100,000 or below. Online application with 24/7 instant approval and loan disbursement
Only applicable to eligible customers. For more loan and offer details, please visit the PrimeCredit website.
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All examples are for reference only. Final approval is subject to the applicant’s individual circumstances.
Valid till 31 Aug 2026
Citywide Goal Big Limited-Time Offer ⚽ HK$1,600 Application Bonus + 12% Additional Cash Rebate 🚨
💰 HK$1,600 Cash Reward regardless of approval
⚽ Citywide Goal Big Limited-Time Offer, extra 12% WeLend Cash Rebate, up to HK$33,600
⚡ No Income or Address Proof Required for Loan Amounts Below HK$300,000
💨 AI-Powered Ultra-Fast Processing – Get Cash Anytime, 24/7
Valid till 13 Jul 2026
【MoneySmart Exclusive】HK$800 cash reward regardless of loan approval result 💰 Total reward up to HK$3,800
During promotion period 2 July 2026 to 31 July 2026 (both dates inclusive), eligible new customers who successfully apply via MoneySmart for Promise Easy Loan / Promise No-doc Loan / Promise Debt Consolidation Loan can receive:
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1️⃣ Receive HK$800 cash reward regardless of loan approval result (automatically converted from SmartPoints and directly credited to your FPS account)
2️⃣ Drawdown for a designated loan amount, can receive HK$2,000 cash reward (automatically converted from SmartPoints and directly deposited into FPS account)
3️⃣ Apply online using promo code「GET1000」can receive an extra HK$1,000 shopping voucher ⬟ upon first drawdown of a designated loan amount
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⚡ No supporting documents required #｜ Instant online approval ⦿
👉 Earn rewards worth up to HK$3,800 in total!
Valid till 31 Jul 2026
From now until 31 July 2026, new and existing customers who successfully apply for and draw down UA Civil Servants and Professionals Express Loan via MoneySmart can enjoy:
1️⃣ HK$1,000 exclusive cash (automatically converted by 10,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval! or
2️⃣ Successful application and drawdown to enjoy up to HK$18,000 cash rewards^!
Valid till 31 Jul 2026
【July Special Offer 🥳 — Earn Up to HK$41,460 in Rewards ✨】
From 1 July until 31 July 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart, can enjoy brand new rewards of － OSIM Invisible Massage Chair (value: HK$10,660) / HK$6,000 Apple Store Gift Card / Parknshop e-Voucher! Whats more : you can also earn WeLend Cash Rebate of up to HK$30,000 🎁
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Earn HK$800 Apple Store Gift Card regardless of Approval! 🍎
From 1 July until 31 July 2026, customers who successfully applied for WeLend Card Debt Consolidation Loan via MoneySmart with loan size HK$200,001 or above, and submitted all the required documents, can enjoy HK$800 Apple Store Gift Card🍎 - regardless of approval!
Valid till 31 Jul 2026
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