Earn 2% cashback from everyday spending
EarnMORE UnionPay Card offers up to 2% cash rebate for all eligible transactions with no minimum spending requirements. Enjoy exclusive UnionPay privileges.
Min. Annual Salary
Cash back on local spend
Miles Conversion (local spend)
MoneySmart Exclusive
Successfully applied through MoneySmart: Extra HK$600 cash rebate + Welcome offer: HK$670 cash rebate or  
Nintendo Switch Lite (Yellow/Turquoise) or Philips Instant Heating Water Dispenser or Hyundai Air Purifier + Hot + Cool 3-in-1 Bladeless Fan or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program. (Exclusive reward will be fulfilled by PrimeCredit) 
Valid until 31 Dec 2022 - See more details below

Are you eligible?

    • You are a new to bank card holder
    • Successfully apply through MoneySmart. 
    • MoneySmart wont be able to track your application if you enable ad blockers

What you need to know

  1. Successfully apply get HK$670 cash rebate (included the extra up to 2% cash rebate) Or
  2. Nintendo Switch Lite (Yellow/Turquoise) (Suggested price: HK$1,490) 
  3. Philips Instant Heating Water Dispenser (Suggested price: HK$1,688) Or

  4. Hyundai Air Purifier + Hot + Cool 3-in-1 Bladeless Fan (Suggested price: HK$1,399) Or
  5. Up to HK$90k Interest-free and Handling Fee-free Cash Instalment Program Or

Quick Facts

Get the maximum value by

focusing on retail spending, and Octopus AAVS

Good for

consumers who use credit card or Octopus AAVS on a daily basis

Categories to maximise this card

retail spending

What people use it for

all spending

Get if

you are a light spender who doesn't want to remember the list of partner merchants

All Details

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