EarnMORE UnionPay Diamond Card offers up to a 2% cash rebate for all eligible transactions with no minimum spending requirements. Enjoy exclusive UnionPay privileges.
HK$0
Min. Annual Salary
2%
Cash back on overseas spend
2%
Cash back on local spend
Does the 2% cash rebate have a cap?
Yes, the 2% cashback of this credit cards is constituted of 1% basic rebate and 1% extra rebate, and you can only earn maximum HK$2,000 cashback, which means only the first HK$200,000 spend is eligible for the 2% cash rebate.
Quick Facts
Get the maximum value by
focusing on retail spending
Good for
consumers who use credit cardon a daily basis
Categories to maximise this card
retail spending
What people use it for
all spending
Get if
you are a light spender who doesn't want to remember the list of partner merchants
All Details
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Welcome offer: HK$670 cash rebate (included the extra up to 2% cash rebate)
From now till 30th April 2024, enjoy up to HK$1,920 cash rebate with EarnMORE Credit Card upon spending designated amount at Suning Hong Kong (Hong Kong branches & online store) and also apply “12-month Interest-free Transaction Instalment” via OmyCard App (for transaction in branches only) without hassles.
All promotions are subject to relevant Terms and Conditions.
Handling fee waiver for overseas spending
Access to more than 1,400 designated LoungeKey airport lounges worldwide
Enjoy airport limousine service transfer for HK$300/ride
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Welcome Offer: HK$670 Cash Rebate (included the extra up to 2% cash rebate)
From now till 30th April 2024, enjoy up to HK$1,920 cash rebate with EarnMORE Credit Card upon spending designated amount at Suning Hong Kong (Hong Kong branches & online store) and also apply “12-month Interest-free Transaction Instalment” via OmyCard App (for transaction in branches only) without hassles.
Extra HK$200 cash rebate for successful application through MoneySmart
Earn 2% cash rebate from digital wallet transactions
No minimum spending requirement for cashback
Enjoy UnionPay Diamond card exclusive offers
First 2-year annual fee waiver of HK$1,500
Cardholders can call Prime Credit hotline 2111 2999 to apply for an annual fee waiver
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
Welcome Offer: HK$670 Cash Rebate (included the extra up to 2% cash rebate)
From now till 30th April 2024, enjoy up to HK$1,920 cash rebate with EarnMORE Credit Card upon spending designated amount at Suning Hong Kong (Hong Kong branches & online store) and also apply “12-month Interest-free Transaction Instalment” via OmyCard App (for transaction in branches only) without hassles.
Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
HK$670 Cash Rebate (included the extra up to 2% cash rebate)
OTO Vanda 2.0 massage chair (Suggested price: HK$13,800)
German Pool Smart Air Purifier Fan (Suggested price: HK$2,480)
Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program
Available for full time degree/ diploma student
No income proof needed
An exclusive HK$200 cash rebate for full time degree/ diploma student
Annual Principal Fee
HK$1,500 (First 2-year annual fee waiver)
Supplementary Annual Fee
N/A
Interest Free Period
53 days
Annual Interest Rate
N/A
Late Payment Fees
Minimum payment due or HK$320 (whichever is lower)
Minimum Monthly Repayment
HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Foreign Currency Transaction Fee
N/A
Foreign Check Fee
N/A
Cash Advance Transaction Fee
1.5% of transaction amount or HK$100 (whichever is higher)
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