EarnMORE UnionPay Card

Extra HK$300 cash rebate

HK$0
Min. Annual Salary
2%
Cash back on local spend
N.A.
Miles Conversion (local spend)
EarnMORE UnionPay Card

EarnMORE UnionPay Card

Extra HK$300 cash rebate

Promotion
Promotions
Welcome Offer: HK$670 cash rebate (included the extra up to 2% cash rebate) or OTO Qseat or HK$600 Häagen-Dazs™ Gift Voucher
  • HK$670 cash rebate (included the extra up to 2% cash rebate)
  • OTO Qseat (Suggested price: HK$2,988) (Redemption fee applies)
  • HK$600 Häagen-Dazs™ Gift Voucher
  • Full-time University/Tertiary Student: HK$200 Cash Rebate (Upon spending HK$2,000 on eligible retail purchase transactions within 90 days from the card issuing date)
  • HK$600 Häagen-Dazs™ Gift Voucher
  • Full-time University/Tertiary Student: HK$200 Cash Rebate (Upon spending HK$2,000 on eligible retail purchase transactions within 90 days from the card issuing date)
  • Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program (No spending requirement)

  • Welcome Offers valid till 31 Dec 2019. Terms and Conditions apply.
    Key features
    Key features
    Best for: People who focus on cash rebate in all spending no matter local or overseas spending
    • Up to 2% Cash Rebate for all categories eligible purchase
    • Handling fee waiver for overseas spending
    • HK$1 for handcrafted beverages in HK Airport Pacific Coffee
    • Access to 130 designated LoungeKey airport lounges
    • Buy 1 get 1 free ticket in Cinema City on Friday or Saturday
    • From now to 30 November 2019, enjoy up to HK$1,400 cash rebate with EarnMORE UnionPay Card upon transaction of designated amount at CMK Electrical Store/Electric Care (stores & online store)
    Leisure
    Best Credit Cards
    • Up to 2% Cash Rebate for all categories eligible purchase
    • Automatic Add Value Service in Octopus Card also have up to 2% cashback
    • Access to 130 designated LoungeKey airport lounges
    • Buy 1 get 1 free ticket in Cinema City on Friday or Saturday
    Cash back
    Cash Back
      • Up to 2% Cash Rebate for all categories eligible purchase
      • Automatic Add Value Service in Octopus Card also have up to 2% cashback
      • HK$670 Cash Rebate (included the extra up to 2% cash rebate)
      • Extra HK$300 cash rebate for successful application through MoneySmart
    Leisure
    UnionPay
    • Access to 130 designated LoungeKey airport lounges
    • $1 for handcrafted beverages in HK Aiport Pacific Coffee
    • Handling fee waiver for overseas spending
    • Buy 1 get 1 free ticket in Cinema City on Friday or Saturday
    • Enjoy airport limousine service for HK$250/ride
    Student
    Student
    • Available for full time degree/ diploma student
    • No income proof needed
    • An exclusive HK$200 cash rebate for full time degree/ diploma student
    Leisure
    Welcome Offers

    Choose one welcome offer from below:

    • OTO Qseat
    • HK$600 Häagen-Dazs™ Gift Voucher
    • HK$670 Cash Rebate (included the extra up to 2% cash rebate)
      Online shopping
      Online Shopping
      • Up to 2% Cash Rebate for all categories eligible purchase
      • Enter promotion code "UPI20" at Lookfantastic to get 20% off
      • Book Zuzuche through designated website to get a 22% off coupon (max. discount of HK$150)
      • Book Zuzuche through designated website to get up to HK$925 voucher for sightseeing and tourist spots
      Terms
      Terms and conditions
      Interest Rate & Late Payment Fees

      Annual Principal Fee

      HK$800

      Supplementary Annual Fee

      N/A

      Fee Waiver

      Yes

      Interest Free Period

      53 days

      Annual Interest Rate

      N/A

      Late Payment Fees

      Minimum payment due or HK$250 (whichever is lower)

      Minimum Monthly Repayment

      HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)

      Foreign Currency Transaction Fee

      N/A

      Foreign Check Fee

      HK$N/A

      Cash Advance Transaction Fee

      1% of transaction amount or HK$60 (whichever is higher)

      Overlimit Fee

      HK$180
      Eligibility

      Local Resident Minimum Income

      HK$0

      Foreigner Minimum Income

      HK$0
      Other

      Card Association

      Unionpay

      Wireless Payment

      UnionPay QuickPass, Apple Pay