- Minimum Income Requirements
- HK$120,000
- Cash back on online spending
- 2%
- Miles Conversion (online shopping)
- N/A
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
[PrimeCredit x MoneySmart] Successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Sony Truly Wireless Headphones LinkBuds S or Samsung Galaxy Watch4 40mm (Bluetooth) or B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit)

- Cash back on spending at designated stores of HKTVmall
- 5%
- Cash back on local spend
- 5%
- MoneySmart Exclusive Offer
- Up to HK$3,999
【SC Smart Card Offer: Total rewards amount is as high as HK$3,999!】 New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get extra HK$1,200 Apple Store Gift Card or HK$1,200 PARKnSHOP supermarket vouchers or HK$1,200 Uber vouchers or Samsung Galaxy Tab A9 (retail value: HK$1,288) or Bose QuietComfort® 45 Headphones (retail value: HK$2,499)! From now to 31 December 2023, enjoy 8% cashback at PARKnSHOP and its designated retail stores and PNS eSHOP.
[Referral Program] After applying for the card, get extra HK$300PARKnSHOP supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 83,000 miles
[Limited time offer - Space-saving HomePod mini!]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$700 PARKnSHOP supermarket vouchers or HK$700 Apple Store Gift Card or HK$700 Uber voucher or Apple HomePod mini (Retail price: HK$749)! Enjoy up to 83,000 welcome miles!

- Min. Annual Salary
- HK$96,000
- Cash Back on Dining, Online and Foreign Currency Spending
- 6%
- Annual Fee Wavier
- First-Year
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1%
- Miles Conversion (local spend)
- HK$10 = 1 Mile
From now until 31 December, apply for designated cards through MoneySmart(DBS Eminent Card/ DBS Live Fresh/ DBS Compass Visa)successfully to get HK$200 Apple Store Gift Card or HK$200 Klook Gift Card or HK$200 ParknShop Voucher!

- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Designated Cash Back for Online Transaction
- 6%
From now until 31 December, apply for designated cards through MoneySmart(DBS Eminent Card/ DBS Live Fresh/ DBS Compass Visa)successfully to get HK$200 Apple Store Gift Card or HK$200 Klook Gift Card or HK$200 ParknShop Voucher!

- Min. Annual Salary
- HK$300,000
- Cash back on online spending
- 1%
- Miles Conversion (online shopping)
- HK$6 = 1 Mile
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
【PrimeCredit x MoneySmart】Successfully applied EarnMORE UnionPay Diamond Card through MoneySmart and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or OTO massage chair (Suggested price: HK$10,800) Or Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Exclusive reward will be fulfilled by PrimeCredit)

- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on local spending (dinning)
- 1%
【Limited Time Offer】From now until 7 January 2024, apply for the AEON CARD WAKU WAKU through MoneySmart, can enjoy an extra HK$200 Uber cash voucher or HK$200 Apple Store gift card (exclusively offer by MoneySmart)!
You can also enjoy the welcome Offer - up to 16% cashback + HK$400 cashback! Enjoy a year-round 6% cashback on online spending! Earn 3% cashback on purchases in Japan and enjoy waived transaction fees on foreign currency
transactions (except charges imposed by Cards Associations)!

- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 5X points
- Miles Conversion (online shopping)
- HK$6 = 1 Mile
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Minimum Income Requirements
- HK$120,000
- QuickPass Transactions
- 3X Points
- Miles Conversion (local spend)
- $5 = 1 Mile
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- MoneySmart Limited Time Offer
- HK$1,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
【Limited time offer】 From now until 2 January 2024, upon successful application of the Citi The Club Credit Card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,000 Apple Store Gift Card or HK$1,000 HKTVmall Vouchers or HK$1,000 PARKnSHOP Supermarket Vouchers

- Min. Annual Salary
- HK$300,000
- Cash back on selected online spending
- 1.67%
- Cash back on foreign currencies spending
- 1.25%
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
【PrimeCredit x MoneySmart】Successfully applied EarnMORE UnionPay Diamond Card through MoneySmart and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or OTO massage chair (Suggested price: HK$10,800) Or Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Exclusive reward will be fulfilled by PrimeCredit)

- Min. Annual Salary
- HK$0
- Cash back on online spending
- 1.2%
- Miles Conversion (online shopping)
- N/A
- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on online retail transaction
- 5%
- +FUN Dollars rebate on selected spending categories
- 5.4%
- Min. Annual Salary
- HK$240,000
- Cash back on online spending
- 1%
- Cash back on other spending
- HK$6 = 1 Mile
From now until 31 December, customers who successfully apply for DBS Blackworld Mastercard via MoneySmart, can enjoy HK$500 Apple Store Gift Card/ Klook Voucher/ PARKnSHOP Supermarket Voucher! You can also earn the bank welcome offer of up to 42,000 miles at the same time!
【Apple fans - Attention!】Shop at Apple Store with Flexi Shopping: Save on handling fees in 6 to 60-month instalments and get a chance to win a 100% cash rebate on Apple Store spending!

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
[PrimeCredit x MoneySmart] Successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Sony Truly Wireless Headphones LinkBuds S or Samsung Galaxy Watch4 40mm (Bluetooth) or B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit)
