Best Online Shopping Credit Cards in Hong Kong

Updated February 2020

Enjoy online shopping credit card to earn points, air miles and cash back while you shop online. Learn more now!

Popular Online Shopping Credit Cards

HK$100 Voucher!

American Express Cathay Pacific Elite Credit Card

$300,000

Min. Annual Salary

N.A

Cash back on online spending

N.A

Cash back on other spending

MoneySmart Exclusive: HK$100 Voucher!Valid till 29 Feb 2020.
MoneySmart Exclusive: HK$100 Voucher!Valid till 29 Feb 2020.

Online Shopping Features

  • Earn 1.5 Asia Miles for every HK$6 in foreign currency spend (both online and offline transactions)
  • Items purchased via American Express credit card are insured against theft or accidental damage for up to 45 days
  • Fraud Protection: you won't be held responsible for fraudulent online transactions
  • American Express will refund the difference if cardholder sees an identical item offered at a cheaper price in Hong Kong (within 14 days of purchase)

Annual Interest Rate and Fees

Annual Interest Rate37.67%
Principle Annual FeeHK$1,800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly Repayment The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220 , plus any overdue minimum payments and any amount exceeding your credit limit
Interest Free Period

Minimum Income Requirements

Local ResidentHK$300,000
ForeignerHK$300,000

Other

Card AssociationAmerican Express
Wireless PaymentAmex Pay
Citi Rewards Visa Card

$150,000

Min. Annual Salary

0.4%

Cash back on online spending

0.4%

Cash back on other spending

  • Student Welcome Offer: New customer with spending of HK$2,500 or above within 2 months after card issuance can redeem 2 MCL movie vouchers with 30,000 points

Online Shopping Features

  • 0.4% cash rebate on local spending
  • Enjoy 8% off in hotel bookings at Hotels.com by visiting www.hotels.com/visa
  • Enjoy 9% off in hotel bookings at Expedia by visiting www.expedia.com.hk/citi
  • Get 5% off the whole shopping cart at Pricerite.com.hk (coupon code: 'PHLCITI')
  • Redeem your ThankYou Rewards Points for Apple products, including iPhone and phone accessories
  • Enjoy Visa Platinum shopping privileges

Annual Interest Rate and Fees

Annual Interest Rate35.52%
Principle Annual FeeHK$1,800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly Repayment1.5% of monthly balance + fees
Interest Free PeriodUp to 58 days

Minimum Income Requirements

Local ResidentHK$60,000
ForeignerHK$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave

Extra HK$300 cash rebate

WeWa UnionPay Card

$0

Min. Annual Salary

0.4%

Cash back on online spending

4%

Cash back on other spending

MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate .Valid till 29 Feb 2020.Valid till 29 Feb 2020.
  • Fitbit Versa Lite Smart Watch or JBL FREE X Truly Wireless In-Ear Headphones or HK$500 Cash Rebate or Ocean Park SmartFun Annual Pass (Gold Pass)
MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate .Valid till 29 Feb 2020.Valid till 29 Feb 2020.

Online Shopping Features

  • Every HK$250 spending rebates HK$1

Annual Interest Rate and Fees

Annual Interest RateN/A
Principle Annual FeeHK$800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentHK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period53 Days

Minimum Income Requirements

Local ResidentHK$0
ForeignerHK$0

Other

Card AssociationUnionpay
Wireless PaymentUnionPay QuickPass, Apple Pay

HK$200 Voucher!

American Express® Platinum Credit Card

$300,000

Min. Annual Salary

1%

Cash back on online spending

1%

Cash back on other spending

MoneySmart Exclusive: HK$200 Voucher!Valid till 29 Feb 2020.
MoneySmart Exclusive: HK$200 Voucher!Valid till 29 Feb 2020.

Online Shopping Features

  • 45 days cover and extended warranty available as part of AMEX's No Worries Guarantee
  • Cardholders are protected against fraudalent online transactions
  • 14 days price protection for cardholders who identify a purchased item at a cheaper price in Hong Kong
  • 20% discount on online movie ticket bookings at AMC Pacific Place and Broadway Circuit. Blackout dates apply

Annual Interest Rate and Fees

Annual Interest Rate37.67%
Principle Annual FeeHK$2,200
Supplementary Annual FeeN/A
Fee WaiverN/A
Minimum Monthly RepaymentThe highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Interest Free PeriodN.A.

Minimum Income Requirements

Local ResidentHK$300,000
ForeignerHK$0

Other

Card AssociationAmerican Express
Wireless PaymentAmex Pay

Extra HK$300 cash rebate

EarnMORE UnionPay Card

HK$0

Min. Annual Salary

2%

Cash back on online spending

2%

Cash back on other spending

MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.
  • Welcome offer: HK$670 cash rebate or OTO Back Snuggle or Panasonic Air Purifier or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.

Online Shopping Features

Annual Interest Rate and Fees

Annual Interest RateN/A
Principle Annual FeeHK$800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentHK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period53 days

Minimum Income Requirements

Local ResidentHK$0
ForeignerHK$0

Other

Card AssociationUnionpay
Wireless PaymentUnionPay QuickPass, Apple Pay

HK$150 Voucher!

Blue Cash℠ Credit Card from American Express

$150,000

Min. Annual Salary

1.2%

Cash back on online spending

1.2%

Cash back on other spending

MoneySmart Exclusive: HK$150 Voucher!Valid till 29 Feb 2020.
  • American Express welcome offer - HK$500 Cashback + 2 movie tickets
MoneySmart Exclusive: HK$150 Voucher!Valid till 29 Feb 2020.

Online Shopping Features

  • Enjoy 20% savings on 3D, 2D and IMAX movie tickets at Broadway Circuit and AMC Pacific Place Cinemas
  • Enjoy 5% savings at Pricerite.com.hk (promo code: "PHLAMEX")
  • Enjoy 10% savings on regular-priced items at aflowershop.com.hk
  • Items purchased via American Express credit card are insured against theft or accidental damage for up to 45 days
  • Cardholders won't be held responsible for fraudalent online transactions

Annual Interest Rate and Fees

Annual Interest Rate37.67%
Principle Annual FeeHK$980
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentThe highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Interest Free Period

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$150,000

Other

Card AssociationAmerican Express
Wireless PaymentAmex Pay
DBS Black World Mastercard

$240,000

Min. Annual Salary

$6 = 1 Mile

Cash back on online spending

0.8%

Cash back on other spending

Online Shopping Features

  • 15% discount at Zalora upon net purchase of HK$300 or above (promo code: DBS2019)
  • 5% off regular-priced items at Pricerite.com.hk (promo code: DBSHK and first six-digit of your DBS credit card)
  • 15% off regular-priced new items at mydress.com (promo code: DBSXMD)
  • Mastercard eCommerce purchase protection: Up to HK$200 in reimbursement per incident (e.g. incomplete delivery, damaged goods)

Annual Interest Rate and Fees

Annual Interest Rate36.33%
Principle Annual FeeHK$2,000
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 60 Days

Minimum Income Requirements

Local ResidentHK$240,000
ForeignerHK$240,000

Other

Card AssociationMastercard
Wireless PaymentpayWave
Hang Seng enJoy Card

$150,000

Min. Annual Salary

1.5%

Cash back on online spending

1%

Cash back on other spending

Online Shopping Features

  • One-Time Password (OTP) service for fast and secure online shopping transactions

Annual Interest Rate and Fees

Annual Interest Rate34.97%
Principle Annual FeeHK$0
Supplementary Annual FeeN/A
Fee WaiverN/A
Minimum Monthly RepaymentThe Minimum Payment Amount is HK$230 / CNY230 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii).
Interest Free PeriodUp to 56 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$0

Other

Card AssociationVisa
Wireless PaymentVisa payWave
American Express® I.T Cashback Card

$150,000

Min. Annual Salary

1.2%

Cash back on online spending

1.2%

Cash back on other spending

  • HK$500 I.T gift certificate for welcome offer +2 Movie tickets

Online Shopping Features

  • 1.2% cashback on local and overseas spending
  • 20% savings on online booking of 2D, 3D, and IMAX movie tickets at Broadway Circuits and AMC Pacific Place Cinemas
  • Protection against unauthorized or fraudalent online transactions
  • Up to HK$30,000 in reimbursement cover per incident for purchases affected by accidental damage or theft (occured within 45 days of purchase)

Annual Interest Rate and Fees

Annual Interest Rate37.67%
Principle Annual FeeHK$980
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentThe highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220, plus any overdue minimum payments and any amount exceeding your credit limit.
Interest Free Period

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$150,000

Other

Card AssociationAmerican Express
Wireless PaymentAmex Pay
DBS COMPASS VISA

HK$100,000

Min. Annual Salary

3%

Cash back on online spending

1%

Cash back on other spending

  • Welcome gift: Le Maurice® ALUMETAL 26” Suitcase/ Dyson Supersonic™ hairdryer HD01 Pink at the discounted price HK$2,700/ HK$400 PARKnSHOP or Watson "InstaRedeem" Amount / HK$300 any merchant “InstaRedeem” Amount/ 6 MCL movie ticket vouchers

Online Shopping Features

  • Spend at Taobao and Tmall to earn up to 3% COMPASS Dollar rebate with COMPASS VISA
  • Enjoy $8 COMPASS Dollar Rebate with purchase of HK$8 or above on any mobile apps or music at Apple App Store or Google Play with DBS COMPASS VISA

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$1,800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentN.A
Interest Free Period1% of monthly balance + fees

Minimum Income Requirements

Local ResidentHK$100,000
ForeignerHK$100,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave

HK$100 Voucher!

American Express Cathay Pacific Credit Card

$150,000

Min. Annual Salary

N.A

Cash back on online spending

N.A

Cash back on other spending

MoneySmart Exclusive: HK$100 Voucher!Valid till 29 Feb 2020.
  • Up to 74,000 Asia Miles
MoneySmart Exclusive: HK$100 Voucher!Valid till 29 Feb 2020.

Online Shopping Features

  • Earn 1.5 Asia Miles for every HK$8 (or equivalent) of your foreign currency spend (both online and offline)
  • Items purchased via American Express credit card are insured against theft or accidental damage for up to 45 days
  • Fraud Protection: you won't be held responsible for fraudulent online transactions
  • American Express will refund the difference if cardholder sees an identical item offered at a cheaper price in Hong Kong (within 14 days of purchase)

Annual Interest Rate and Fees

Annual Interest Rate37.67%
Principle Annual FeeHK$980
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly Repayment The Minimum Payment is calculated as the highest of the following three amounts: (i) 1.5% of outstanding Principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$220 , plus any overdue minimum payments and any amount exceeding your credit limit
Interest Free Period

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$150,000

Other

Card AssociationAmerican Express
Wireless PaymentAmex Pay
Citi Clear Card

$60,000

Min. Annual Salary

2%

Cash back on online spending

0.4%

Cash back on other spending

  • Welcome offer up to HK$800 supermarket cash coupon or HK$700 Sogo Gift Certificate or Afternoon tea set for two persons at Mandarin Oriental
  • Student welcome offer up: HK$200 cash rebate

Online Shopping Features

  • Up to 2% cash rebate on online foreign currency spending
  • Priority booking on entertainment shows in Hong Kong
  • 5% off the whole online shopping cart at Pricerite.com.hk (coupon code 'PHLCITI')
  • 5% off travel activity bookings on Klook
  • Up to 12% off selected seasonal tours and activities at KKday

Annual Interest Rate and Fees

Annual Interest Rate35.52%
Principle Annual FeeHK$180
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly Repayment1.50% of monthly balance + fees
Interest Free PeriodUp to 58 days

Minimum Income Requirements

Local ResidentHK$60,000
ForeignerHK$60,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave

Extra HK$300 cash rebate

EarnMORE UnionPay Card (applicable to designated Full-time University /Tertiary Students)

HK$0

Min. Annual Salary

2%

Cash back on local spend

N.A.

Miles Conversion (local spend)

MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.
  • Welcome offer: HK$200 Cash Rebate (equivalent to 10% Cash Rebate ) or OTO Back Snuggle or Panasonic Air Purifier
MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.

Online Shopping Features

  • Up to 2% Cash Rebate for all purchases (applies to all merchant categories)
  • Enter promotion code "UPI20" at Lookfantastic to get 20% off
  • Book Zuzuche through designated website to get a 22% off coupon (max. discount of HK$150)
  • Book Zuzuche through designated website to get up to HK$925 voucher for sightseeing and tourist spots

Annual Interest Rate and Fees

Annual Interest RateN/A
Principle Annual FeeHK$800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentHK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period53 days

Minimum Income Requirements

Local ResidentHK$0
ForeignerHK$0

Other

Card AssociationUnionpay
Wireless PaymentUnionPay QuickPass, Apple Pay

Extra HK$300 cash rebate

WeWa UnionPay Card (applicable to designated Full-time University /Tertiary Students)

$0

Min. Annual Salary

0.4%

Cash back on online spending

4%

Cash back on other spending

MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate.Valid till 29 Feb 2020.Valid till 29 Feb 2020.
  • Fitbit Versa Lite Smart Watch or JBL FREE X Truly Wireless In-Ear Headphones or Ocean Park SmartFun Annual Pass (Gold Pass)
MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate.Valid till 29 Feb 2020.Valid till 29 Feb 2020.

Online Shopping Features

  • Every HK$250 spending rebates HK$1

Annual Interest Rate and Fees

Annual Interest RateN/A
Principle Annual FeeHK$800
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentHK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period53 Days

Minimum Income Requirements

Local ResidentHK$0
ForeignerHK$0

Other

Card AssociationUnionpay
Wireless PaymentUnionPay QuickPass, Apple Pay
DBS Eminent Visa Signature Card

$360,000

Min. Annual Salary

1%

Cash back on online spending

1%

Cash back on other spending

Online Shopping Features

  • Rebate on local spending: 1.00%
  • Rebate on spending in foreign currencies: 2.00%

Annual Interest Rate and Fees

Annual Interest Rate35.70%
Principle Annual FeeHK$2,000
Supplementary Annual FeeN/A
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 60 days

Minimum Income Requirements

Local ResidentHK$360,000
ForeignerHK$360,000

Other

Card AssociationVisa
Wireless PaymentN/A
Show more cards

Best Online Shopping Credit Cards in Hong Kong 2019

Online shopping credit cardAnnual salary requirementOnline Shopping Rewards
Citi Clear CardHK$60,0002% Cash Back
Citi Rewards Visa CardHK$150,0000.4% Cash Back
EarnMORE UnionPay CardHK$02% Cash Back
DBS Black World MastercardHK$240,000HK$6 = 1 mile
Standard Chartered Simply Cash Visa CardHK$96,0001.5% Cash Back
American Express® I.T Cashback CardHK$150,0001.2% Cash Back
Hang Seng MPOWER CardHK$150,0005% Cash Rebate
HSBC Red CardHK$150,0004% Cash Rebate
HK$60,0003% Cash Back

Promotions and Offers of Credit Cards for Online Shopping

Extra Credit Card Rewards

In addition to the regular credit card rewards such as cash rebate, air miles or reward points, some banks may offer special promotions or limited time offers for online shopping from time to time. Therefore, it's key to do your own research next time when you want to do online shopping. For example:

  1. HSBC is offering a year-round promotion of "Red Hot Online and Overseas Spending Rewards" that gives you up to 2.4% RewardCash rebate & to up an extra 2% RewardCash rebate for overseas spending with HSBC Premier Mastercard.
  2. Standard Chartered Bank is offering a 15% off year-round discount when shopping with Zalora at minimum spending of HK$400.
  3. Citibank is offering a 5% discount when shopping online with Pricerite.
  4. Hang Seng Bank is having different special promotions with various online outlets such as mydress.com, Reebonz, Neigbuy.com etc.

Limited-Time Offers

Besides the above year-round promotions, some banks also offer limited-time offers from time to time. For instance, with Hang Seng Credit Card, in addition to the regular 1.2% Cash Dollars rebate throughout the year, you can now earn a top-up offer with up to 6% Cash Dollars rebate when accumulated the designated amount of spending in dining, travel and online shopping, offer until June 30, 2020.

HSBC also offers limited-time offers with different online merchants. For example, you can now enjoy up to 15% discount on Business Class tickets purchase on Korean Air website, and an 8% discount upon spending HK$600 on Japan, Korea and Taiwan activities or products on KLOOK.

Best Credit Card for Overseas Online Shopping

Air Miles Credit Card

Citibank PremierMiles Card

Citi PremierMiles Card offers year round asia miles reward of 12 Points (1 mile) per every HK$4 spent on online foreign currency spending. If you have spent HK$20,000 or above of total eligible transactions, in one statement cycle, you can enjoy an ever lower Asia Miles conversion of HK$3 = 1 mile.

Citi PremierMiles cardholders can also enjoy up to HK$600 extra rebate with Citi Pay with Points upon designated redemption amount, offered until the end of February..

Cash Rebate Credit Card

Standard Chartered Simply Cash Visa Card

Get 2% cash back on spending in foreign currency with Standard Chartered Simply Cash Visa Card.

Standard Chartered also corporates with multiple online merchants, like Ztore, Zalora, Pricerite etc., which offers up to 15% off upon purchase of designated amount.

Reward Point Credit Card

DBS COMPASS VISA

Although DBS COMPASS VISA can only get 0.4 COMPASS Dollar rebate at non-designated merchants, it offers special discounts on selected shopping sites, for example, cardholders can earn up to 3% rebate at Taobao and Tmall.

Cardholders can also get an 8% instant discount on 6 spending categories including online spending, through DBS Omni InstaRedeem function.

DBS Credit Cards for Online Shopping

DBS offers a range of credit card products that cater to the increasingly popular online shopping trend in Hong Kong. Here’s a list of credit cards available, whether you are looking for cash rebate or air miles.

DBS Black World Mastercard

DBS Black World Mastercard is best for travel lovers which allows you to redeem 4 different kinds of mileage with DBS$ such as Asia Miles, Avios, KrisFlyer and PhoenixMiles. The card offers you special online promotion when shopping online. You can enjoy up to 25% for Zalora products & HK$15 off for Birdie. You will also be eligible for 12% off hotel booking via Expedia and InstaRedeem 30% off at travel merchants.

DBS COMPASS VISA

You can earn up to 3% COMPASS Dollar rebate at Taobao and Tmall with DBS COMPASS VISA. This card also gives you free baggage upgrade with HK Express and access to merchant shopping privileges such as BIC Camera and Agoda. You can now enjoy an extra 8% at designated coffee shops through DBS Omni InstaRedeem with DBS Compass VISA.

DBS Eminent Visa Signature Card

DBS Eminent Visa Signature Card offers you unlimited cash rebates without designated spending amount requirement, you can earn up to 2% cash rebates on spending in foreign currencies all year round. You can also enjoy exclusive Visa Signature benefits including Dining, Travel and many other exclusive privileges.

Which credit card is best for Online Shopping?

Expedia

Mastercard

Up until 30 June 2020, save your Mastercard in Expedia Rewards Account to get 1,000 Expedia Rewards points for your first booking. Mastercard holders can also enjoy an extra 12% off of hotel bookings through designated Expedia website and coupon code applied, up to HK$300 discount per transaction. Expedia Rewards points into your account.

Ztore

Hang Seng credit cards

Get up to 5% Z-Dollar rebate upon purchase of HK$550 at Ztore with your Hang Senh credit card and a specific promo code, which you can use as cash for your next purchase. You may also earn up to 4% cash dollars rebate for online transactions upon spending over designated amount.

Zalora

Standard Chartered credit Cards

From now until 30 June 2020, you can enjoy a year round 15% off when shopping at Zalora with your Standard Chartered credit cards upon spending HK$400 or above, Zalora new customers can even enjoy 20% off first order with no spending requirement.

HSBC Credit Card Online Shopping Promotions

HSBC’s “Red Hot Online and Overseas Spending Rewards” include year-round rewards for online and overseas spending with HSBC credit cards. You can enjoy up to 2.4% RewardCash rebate Overseas spending with HSBC Premier MasterCard credit card and up to an extra 2% RewardCash rebate.

Frequently Asked Questions

Can you buy online with a credit card?

Most credit card providers offer special discounts for online/overseas spending. The rewards can be in the form of air miles, cash rebate or reward points. Some credit card providers also have promotion program and limited-time offer for particular online merchants.

Can you shop online without a credit card?

Yes you can! Many online merchants offer various payment methods including credit card, online or mobile payment platforms. However, you will be eligible for different discount offers when shopping online with your credit cards.

Which bank is best for online shopping?

There is no one-size-fits-all answer as different banks have different online offerings and promotional programs with different online merchants.

Is it safe to pay with a credit card online?

No one can guarantee safety when paying online. However, it is safer to shop online using a credit card rather than a debit card. It is because credit cards can be locked or canceled easily even if you lost your cards. Also, it’s the responsibility of the bank to hand and avoid the fraud for you.

How can I protect my credit card online?

There are multiple ways you can protect your credit card online. First, keep your account number private your information current. It is a good idea to sign up for fraud alerts using your cell phone number or email address, so make sure your banks have your correct and up-to-date information. When shopping online, go to the sites with https in their web addresses. Also, secure your devices and networks such as equipping your computer with a firewall or installing security software.