- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
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- Min. Annual Salary
- HK$120,000
- RewardCash Rebate
- Up to 4%
- Cash back on Supermarket purchases
- 2%
【Extended! MoneySmart Exclusive Offer: Earn additional HK$300 cash voucher!】
By May 31, 2025, apply for the HSBC Red Credit Card through MoneySmart successfully and submit the rewards redemption form, you can earn HK$300 Apple Store Gift Card / HK$300 PARKnSHOP supermarket voucher.
- Minimum Income Requirements
- HK$120,000
- Cashback on shopping & entertainment transactions
- 8.1X points
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
- Miles Conversion
- HKD4 = 1 mile
- Foreign transaction fee waived
- 1.95%
- MoneySmart exclusive welcome offer
- Up to 15,000 miles + HKD700 rewards
May Limited Offer: Extra HKD200 vouchers💵 !
🛩 New customers can use the invitation code "MOXMSMILES"and spend HKD5,000 within 60 days can receive 5,000 miles. If you spend HKD15,000, You can receive extra 10,000 miles, in total you can earn up to 15,000 miles! Additionally, if you spend a total of HKD15,000, MoneySmart is exclusively giving you 2,000 SmartPoints! You can redeem HKD200 vouchers from the Rewards Store (with flexible combinations from over 20 brands, including Apple, HKTVmall and more)! *Subject to Mox Card Rewards Welcome Offer Promotion Terms and Conditions.
📣“Best-in-town” Credit Card with instant miles reward – as low as HKD4 / mile for any purchase and 0% FX Fees*
Introducing the new Mox Credit's Miles Rewards Scheme '4100'—Enjoy spending at a rate as low as 'HKD4 = 1 mile' on all purchases; with 'no limit' on unlimited miles and flights and benefit from '0%' FX fees (compared to the bank charge of 1.95%)
- Min. Annual Salary
- HK$0
- Annual Fee
- First 2 year annual fee waiver
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】Want to get extra vouchers from MoneySmart?
From now until 31 May 2025, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand products including Asia Miles / Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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【PrimeCredit x MoneySmart】From now until May 31 2025, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$300 cash rebate + Welcome offer: Sony Wireless Noise Cancelling Earbuds (WF-1000XM5) (Suggested price: HK$2,490) or American Tourister BRINK SPINNER 29″ EXPANDABLE TSA Luggage (Suggested price: HK$2,980) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)
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- Cash back on spending at designated stores of HKTVmall
- Up to 5%
- Cash back at Designated Merchants
- Up to 5%
- MoneySmart Exclusive Offer
- HK$2,798
【🌟Double the Excitement: Apply now and get up to HK$HK$1,998 Rewards from MoneySmart!】
From now until 31 May 2025, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to enjoy one of the following extra gifts:
・JBL Charge 5 Portable Waterproof Speaker (Value: HK$1,998)
・OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・🆕 Momax 1-Home Vacuum+ Cordless Vacuum Cleaner (Value: HK$1,099)
・GHD Flight+ Travel Hair Dryer (Value: HK$895)
・HK$800 Apple Store Gift Card/ PARKnSHOP Supermarket Vouchers
- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【Spend HK$100, Get HK$400 Cash – Grab 4X Cash Rebate🤑】
From now until 31 May 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend HK$100 within 30 days after card issuance, can earn HK$400 exclusive cash (automatically converted by 4,000 SmartPoints) and will directly deposit into your FPS account! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$4,599. Enjoy the total rewards of up to HK$4,999!
- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 1%
- Miles Conversion (Shopping and entertainment spending)
- As low as $1.8 = 1 Mile
【🔥MoneySmart Exclusive: Everyday Essentials or Tech Treats – Your Perfect Prize Awaits!】
From now until 20 May 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can enjoy one of the exclusive rewards:
・✈️ Round-trip Air Ticket from Hong Kong to Taipei/ Seoul on Cathay Pacific, inclusive of 20kg baggage allowance (excluding tax and fuel surcharges) or
・[⚡️Limited-time Upgrade Offer!] HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・SONY WF-1000XM5 Earbuds (Value: HK$2,490) or
・🆕 TEA CHÂTEAU Genie Multifunctional Tea Machine Set (Value: HK$2,316) or
・GHD PLATINUM+ Styler (Value: HK$2,295)!
- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on Overseas foreign currencies spending
- Up to 6%
- +FUN Dollars rebate on Online Retail Transaction
- Up to 5%%
【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 31 May, new and existing credit card customers* who successfully applied for the Hang Seng MMPOWER World Mastercard® via MoneySmart, can enjoy an extra 1,000 SmartPoints!
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New and existing customers can use 1,000 SmartPoints to fully redeem HK$100 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store.
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, hotels and overseas category)
- HK$4 = 1 mile
- MoneySmart Exclusive Offer
- Up to HK$1,780
【 ✈️ Miles and More: Additional branded gifts from MoneySmart!】
From now until 31 May 2025, new cardholders who successfully apply for Standard Chartered Cathy Mastercard now via MoneySmart to get one of the following gifts:
・🆕 OSIM uCozy V V Neck & Shoulder Massager (Value: HK$1,780)
・Denon PerL AH-C10PL True Wireless In-Ear Headphones (Value: HK$1,580)
・🆕 Momax Cymbal Wireless Charging Table with Built-In Ambience Light and Speaker (Value: HK$1,299)
・Oral-B iO Series 3 Electric Toothbrush (Value: HK$1,299)
・HK$900 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher
- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Minimum Income Requirements
- N/A
【Spend HK$100, Get HK$400 Cash – Grab 4X Cash Rebate🤑】
From now until 31 May 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend HK$100 within 30 days after card issuance, can earn HK$400 exclusive cash (automatically converted by 4,000 SmartPoints) and will directly deposit into your FPS account! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,499. Enjoy the total rewards of up to HK$1,899!
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- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Cash Back for Designated Online Transaction
- 5%
From now until 31 May 2025, customers who successfully apply for DBS Live Fresh Card via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / HKTVmall/ Trip.com etc). Click here to explore limitless possibilities (T&C applied)!
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,476 cash rewards】
MS Exclusive: From now until 31 May 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$1,726 : [LTO!] extra HK$300 cash rebate + Welcome offer: 🆙 HK$976 cash rebate (included the extra up to 2% cash rebate) or GoPro HERO 4K action camera (CHDHF-131) (Suggested price: HK$1,600) or Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (Suggested price: HK$2,198) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward fulfilled by PrimeCredit). Including MoneySmart exclusive offer, can earn up to HK$1,476 cash rewards!
- Min. Annual Salary
- HK$100,000
- Cash back on designated local spend
- 1％
- Miles Conversion (local spend)
- HK$10 = 1 Mile
From now until 31 May 2025, customers who successfully apply for DBS Compass Visa via MoneySmart, can enjoy an extra 2,000 SmartPoints and free to redeem HK$200 vouchers (over 20+ brand vouchers including Apple / PARKnSHOP/ HKTVmall etc). Click here to explore limitless possibilities (T&C applied)!
- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
【Make Every Grocery Trip Count】
From now until 31 May, new and existing credit card customers* who successfully applied for the Hang Seng enJoy card via MoneySmart, can enjoy an extra 1,000 SmartPoints!
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New and existing customers can use 1,000 SmartPoints to fully redeem HK$100 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!
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- Min. Annual Salary
- HK$300,000
- Cash back on online spending
- 1％
- Miles Conversion (online shopping)
- HK$6 = 1 Mile
Apply via MoneySmart by 31 May 2025 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
- Min. Annual Salary
- HK$300,000
- Miles Conversion (Eligible Foreign Currency Transaction)*
- HK$1.68 = 1 Mile
- Complimentary Plaza Premium Lounge Access
- 8 times per Calendar Year
Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,476 cash rewards】
MS Exclusive: From now until 31 May 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
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New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$1,726 : [LTO!] extra HK$300 cash rebate + Welcome offer: 🆙 HK$976 cash rebate (included the extra up to 2% cash rebate) or GoPro HERO 4K action camera (CHDHF-131) (Suggested price: HK$1,600) or Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (Suggested price: HK$2,198) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward fulfilled by PrimeCredit). Including MoneySmart exclusive offer, can earn up to HK$1,476 cash rewards!
- Minimum Income Requirements
- HK$120,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
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- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on local spending (dinning)
- 1%
