- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000
【Upgraded Offer - end on 31/3】Spend HK$600 and Get HK$1,200 Cash🤑
From now until 31 March 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend HK$600 within 30 days after card issuance, can earn HK$1,200 exclusive cash rebate (automatically converted by 12,000 SmartPoints) and will directly deposit into your FPS account! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$2,370!

- Cashback on Online Retail Transactions
- Up to 8%
- Fee Waiver
- First Year Free
- Minimum Income Requirements
- N/A
【Upgraded Offer - end on 31/3】Spend HK$600 and Get HK$1,200 Cash🤑
From now until 31 March 2025, customers who successfully apply for sim Credit Card/ sim World Mastercard®️ via MoneySmart, and spend HK$600 within 30 days after card issuance, can earn HK$1,200 exclusive cash rebate (automatically converted by 12,000 SmartPoints) and will directly deposit into your FPS account! Complete the digital ID verification on the sim Credit Card App within 3 hours after application, sim will offer an additional HK$50 cash rebate; fulfilling the spending requirement can earn sim welcome offer of up to HK$1,120. Enjoy the total rewards of up to HK$2,370!
