Best Credit Cards in Hong Kong for Hotel Promotions & Rewards 2022
There is a wide range of credit cards in the market offering hotel rewards and booking discounts. You can compare their offers and apply the ones that suit your spending pattern.

Which Hotel Credit Card is Best for You?
Learn more about credit cards that are great for the following hotel rewards programs and booking portals
Best Credit Cards for Hilton Hotels
The Platinum Card
- Local spending cash rebate
- 0.67%
- Miles Conversion (local spend)
- HK$7.5=1 Mile
- Discount at designated restaurants
- 50%
Platinum Card Members can enrol in complimentary Hilton Honors Gold elite status, which offers privileges for booking directly with Hilton. These include room upgrades, free daily continental breakfast, every 5th night free on reward stays, additional Bonus Points, free Wi-Fi, best price guarantee, etc.
Best Credit Cards for InterContinental Hotels Group (IHG)
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a HK$2,000 SHKP Malls Gift Card/ [newly added] HK$1,800 Uber Voucher/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.

With Citi PremierMiles Card, cardmembers can earn Points for local and overseas spending. The ratio is HK$8=1 Miles for local spending and up to HK$3 =1 Miles for foreign currency spending.
Citi PremierMiles Card offers flexibility on mileage redemption. Cardholders can not only redeem mileage of 100 airlines from 12 frequent flyer programs but also redeem hotel stays through IHG Rewards Club.
Best Credit Cards for Marriott Hotels
American Express® Platinum Credit Card
- Min. Annual Salary
- HK$300,000
- Cash back on local spend
- 1%
- Miles Conversion (local spend)
- $5 = 1 Mile
Successfully apply American Express® Platinum Credit Card now to get extra HK$1,000 supermarket voucher from MoneySmart & welcome offers valued up to HK$2,960 upon card approval. The total value is up to HK$3,960!

American Express Platinum Credit Card rewards cardholders with its Rewards Program. For every HK$1 spend, cardholders may enjoy up to 3 points which can be redeemed as Starpoints for free stays in Marriott Hotels. Every 8000 points are equivalent to 330 Starpoints.
Best Credit Cards for Expedia.com.hk
Citi Cash Back Card
- Minimum Income Requirements
- HK$120,000
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a HK$2,000 SHKP Malls Gift Card/ [newly added] HK$1,800 Uber Voucher/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.

What is the Best Hotel Credit Card?
Booking Discounts
Some credit cards may offer time-limited booking discounts on selected hotels through travel portals like Expedia.com.hk, Agoda,etc with minimum spend requirements.
Special Offers
With designated credit cards, cardholders can enjoy special dining offers on buffet menu, à la carte, etc. in participating hotels and restaurants in Hong Kong.
Point Rewards
Some cards offer great flexibility for point redemption. Cardholders can either redeem flight tickets or hotel stays with points.


Popular Hotel Rewards Programs
Different hotel groups provide their own hotel reward programs which offer an array of privileges and discounts.
Marriott Bonvoy
Marriott Bonvoy is Marriott International's loyalty program which allows members to access a wide range of benefits at over 6,700 participating hotels across 130 countries, including The Ritz-Carlton, JW Marriott, W Hotels and Sheraton in town.
Hilton Honors
Hilton Honor is Hilton's loyalty program that gives members exclusive benefits at Hilton's hotels. Participating hotels include Waldorf Astoria Hotels & Resorts, Conrad Hotels & Resorts, Canopy by HiltonTM, Curio Hilton Hotels and more.
IHG Rewards
IHG Rewards is loyalty program by InterContinental Hotels Group, which allows members to earn free accommodation in more than 5,000 participating hotels around the world, which include InterContinental Hotels, Crowne Plaza Hotels, Holiday Inns, Holiday Inn Express Hotels and more.

Hotel Credit Card Promotions
DBS Hotel Credit Card Promotion & Discounts
DBS credit cards are offering year-round promotions with Agoda, Hotels.com & Booking.com. DBS Black World Mastercard members can enjoy up to 12% off hotel booking on Expedia.com.hk, 8% discount on hotel booking on Hotels.com and 12% off hotel bookings on Agoda.com.
Frequently Asked Questions
What is the best hotel frequent stay program?
- It depends on where you usually travel, which hotels you prefer staying and what credit card you are currently using etc.
Can I have additional credit cards for my family?
- Yes. Most credit cards offer supplementary cardholders the same hotel rewards and discount benefits as the principal cardholders.
What information do I need to apply for a credit card?
- In general, applicants are required to submit three document types - income proof (e.g. payslip), identification proof (e.g. HKID card), and address proof (e.g. utility bill). You may be required to submit additional supporting documents if necessary.
What do I need to pay attention to when using hotel credit card promotion?
- Don't forget to book on the designated link to claim the offer. If you go to the general website or book via the mobile applications, you usually cannot book with the offer. Make sure the discount is applied before you proceed to pay.