Best Credit Cards in Hong Kong for Hotel Promotions & Rewards 2024

There is a wide range of credit cards in the market offering hotel rewards and booking discounts. You can compare their offers and apply the ones that suit your spending pattern.

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Which Hotel Credit Card is Best for You?

Learn more about credit cards that are great for the following hotel rewards programs and booking portals

Best Credit Cards for Hilton Hotels

MoneySmart Exclusive
Enhanced Welcome Offer
MoneySmart Exclusive
Enhanced Welcome Offer

The Platinum Card

Miles Conversion (Overseas Spending)
HK$6 = 1 Mile
Miles Conversion (Local Spending)
HK$9 = 1 Mile
Discount at designated restaurants
40%
【The Ultimate Choice for High-Spending Mileage: Enjoy up to HK$6,200!】
From now till June 30, 2024, customers who successfully apply for the Platinum Card via MoneySmart and complete the first transaction within the first 3 months, can earn 🆕 HK$600 statement credit!

With aggregate spending of HK$50,000 can enjoy an extra 🆕 HK$5,600 statement credit! Up to HK$6,200 statement credit in total!
Valid until 30 Jun 2024

Platinum Card Members can enrol in complimentary Hilton Honors Gold elite status, which offers privileges for booking directly with Hilton. These include room upgrades, free daily continental breakfast, every 5th night free on reward stays, additional Bonus Points, free Wi-Fi, best price guarantee, etc.

Best Credit Cards for InterContinental Hotels Group (IHG)

MoneySmart Exclusive
Free travel insurance and airport lounges access
MoneySmart Exclusive
Free travel insurance and airport lounges access

Citi PremierMiles Card

Minimum Income Requirements
HK$120,000
Miles Conversion (overseas spend)
$3 = 1 Mile
Miles Conversion (local spend)
$8 = 1 Mile
【MoneySmart Exclusive!】From now until 30 June, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 30 Jun 2024

With Citi PremierMiles Card, cardmembers can earn Points for local and overseas spending. The ratio is HK$8=1 Miles for local spending and up to HK$3 =1 Miles for foreign currency spending.

Citi PremierMiles Card offers flexibility on mileage redemption. Cardholders can not only redeem mileage of 100 airlines from 12 frequent flyer programs but also redeem hotel stays through IHG Rewards Club.

Best Credit Cards for Marriott Hotels

MoneySmart Exclusive
Up to 50% savings at designated restaurants
MoneySmart Exclusive
Up to 50% savings at designated restaurants

American Express® Platinum Credit Card

Min. Annual Salary
HK$300,000
Cash back on local spend
1%
Miles Conversion (local spend)
$6 = 1 Mile
【🌟Welcome Offer: Valued up to HK$4,960 upon card approval!】
Apply via MoneySmart by 30 June 2024, and seize the rewards! Enjoy 4 complimentary movie tickets and a limited-time offer of 300,000 MR points. An aggregate spend of HK$5,000 within the first 3 months grants you [✈️Newly added!] HK$2,000 HK Express cash vouchers OR 300,000 MR points! Don't miss out on the chance to earn rewards up to HK$4,960 OR rewards up to HK$2,960 with 16,666 miles (converted by 300,000 MR points) — APPLY NOW!


300,000 MR points is equivalent to HK$1,250 if you apply Pay with Points Max which is enough to redeem a free round-trip flight to Taiwan!


💡Reminder: If you would like to select HK$2,000 HK Express cash vouchers, please click here to complete the application. Alternatively, if you prefer 300,000 MR points, you can simply click "Apply Now" to complete the application.
Valid until 30 Jun 2024

American Express Platinum Credit Card rewards cardholders with its Rewards Program. For every HK$1 spend, cardholders may enjoy up to 3 points which can be redeemed as Starpoints for free stays in Marriott Hotels. Every 8000 points are equivalent to 330 Starpoints.

Best Credit Cards for Expedia.com.hk

MoneySmart Exclusive
2% foreign currency rebate
MoneySmart Exclusive
2% foreign currency rebate

Citi Cash Back Card

Minimum Income Requirements
HK$120,000
Cash back on overseas spend
2%
Cash back on local spend
2%
【MoneySmart Exclusive!】From now until 30 June, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 30 Jun 2024

What is the Best Hotel Credit Card?

Booking Discounts

Some credit cards may offer time-limited booking discounts on selected hotels through travel portals like Expedia.com.hk, Agoda,etc with minimum spend requirements.

Special Offers

With designated credit cards, cardholders can enjoy special dining offers on buffet menu, à la carte, etc. in participating hotels and restaurants in Hong Kong.

Point Rewards

Some cards offer great flexibility for point redemption. Cardholders can either redeem flight tickets or hotel stays with points.

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Hotel Credit Card Promotions

DBS Hotel Credit Card Promotion & Discounts

DBS credit cards are offering year-round promotions with Agoda, Hotels.com & Booking.com. DBS Black World Mastercard members can enjoy up to 12% off hotel booking on Expedia.com.hk, 8% discount on hotel booking on Hotels.com and 12% off hotel bookings on Agoda.com.

Frequently Asked Questions

What is the best hotel frequent stay program?

It depends on where you usually travel, which hotels you prefer staying and what credit card you are currently using etc.

Can I have additional credit cards for my family?

Yes. Most credit cards offer supplementary cardholders the same hotel rewards and discount benefits as the principal cardholders.

What information do I need to apply for a credit card?

In general, applicants are required to submit three document types - income proof (e.g. payslip), identification proof (e.g. HKID card), and address proof (e.g. utility bill). You may be required to submit additional supporting documents if necessary.

What do I need to pay attention to when using hotel credit card promotion?

Don't forget to book on the designated link to claim the offer. If you go to the general website or book via the mobile applications, you usually cannot book with the offer. Make sure the discount is applied before you proceed to pay.