Best Credit Cards in Hong Kong for Hotel Promotions & Rewards 2025
Which Hotel Credit Card is Best for You?
Best Credit Cards for Hilton Hotels
The Platinum Card
- Foreign Currencies spending during welcome offer period
- Up to 9% rebate
- 1,550+ airport lounges
- Unlimited access
- Spend on airlines, selected online travel agencies
- As low as HK$2 = 1 Mile
【June Limited Flash Offer: The Platinum Card limited time offer and choose 1 of the rewards！】
⚡Upgraded Welcome Offer A : Earn a new notebook🍎
From now until 14 July 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$6,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 14 July 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on mobile devices in the first 3 months.
Terms & Conditions Apply.
Platinum Card Members can enrol in complimentary Hilton Honors Gold elite status, which offers privileges for booking directly with Hilton. These include room upgrades, free daily continental breakfast, every 5th night free on reward stays, additional Bonus Points, free Wi-Fi, best price guarantee, etc.
Best Credit Cards for InterContinental Hotels Group (IHG)
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Complimentary Access to Airport Lounges
- 12 times for every calendar year
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
⚡【4-Day Flash Offer ✨ Upgraded Gifts or HK$2,000 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 7 July to 10 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388) or
🎁 Plus Minus Zero XQJ-C010(II) Dehumidifier (Value: HK$3,298, random color) or
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398, random color) or
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
With Citi PremierMiles Card, cardmembers can earn Points for local and overseas spending. The ratio is HK$8=1 Miles for local spending and up to HK$3 =1 Miles for foreign currency spending.
Citi PremierMiles Card offers flexibility on mileage redemption. Cardholders can not only redeem mileage of 100 airlines from 12 frequent flyer programs but also redeem hotel stays through IHG Rewards Club.
Best Credit Cards for Marriott Hotels
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American Express® Platinum Credit Card
- Min. Annual Salary
- HK$300,000
- Cash back on local spend
- 1％
- Miles Conversion (local spend)
- $6 = 1 Mile
American Express Platinum Credit Card rewards cardholders with its Rewards Program. For every HK$1 spend, cardholders may enjoy up to 3 points which can be redeemed as Starpoints for free stays in Marriott Hotels. Every 8000 points are equivalent to 330 Starpoints.
Best Credit Cards for Expedia.com.hk
Citi Cash Back Card
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
⚡【4-Day Flash Offer ✨ Upgraded Gifts or HK$2,000 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 7 July to 10 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 July 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 Philips RO Water Dispenser ADD6910DG - Grey (Value: HK$3,388) or
🎁 Plus Minus Zero XQJ-C010(II) Dehumidifier (Value: HK$3,298, random color) or
🎁 Philips NA547/07 Multifunction Airfryer with Steam (7.2L) (Value: HK$2,398, random color) or
💳 HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
What is the Best Hotel Credit Card?
Booking Discounts
Special Offers
Point Rewards
Popular Hotel Rewards Programs
Marriott Bonvoy
Hilton Honors
IHG Rewards
Hotel Credit Card Promotions
DBS Hotel Credit Card Promotion & Discounts
Frequently Asked Questions
What is the best hotel frequent stay program?
- It depends on where you usually travel, which hotels you prefer staying and what credit card you are currently using etc.
Can I have additional credit cards for my family?
- Yes. Most credit cards offer supplementary cardholders the same hotel rewards and discount benefits as the principal cardholders.
What information do I need to apply for a credit card?
- In general, applicants are required to submit three document types - income proof (e.g. payslip), identification proof (e.g. HKID card), and address proof (e.g. utility bill). You may be required to submit additional supporting documents if necessary.
What do I need to pay attention to when using hotel credit card promotion?
- Don't forget to book on the designated link to claim the offer. If you go to the general website or book via the mobile applications, you usually cannot book with the offer. Make sure the discount is applied before you proceed to pay.
