Best Credit Cards in Hong Kong for Hotel Promotions & Rewards 2025
Which Hotel Credit Card is Best for You?
Best Credit Cards for Hilton Hotels
The Platinum Card
- Foreign Currencies spending during welcome offer period
- Up to 9% rebate
- 1,550+ airport lounges
- Unlimited access
- Spend on airlines, selected online travel agencies
- As low as HK$2 = 1 Mile
✨ Limited-Time Welcome Offer【New American Express Platinum Cardmembers Can Earn Up to 1,320,000 Membership Rewards points + HK$50 Rebate!】
From now until 31 October 2026, new Cardmembers^ who successfully apply for The Platinum Card® from American Express via MoneySmart and spend HK$60,000 in eligible purchases (local or foreign currency) within the first 6 months after card approval can earn 660,000 Membership Rewards points!
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Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on iPhone, Apple Watch or Android device in the first 3 months.
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In addition, new Cardmembers who make any eligible purchase during months 15 to 17 after card approval can earn an extra 660,000 Membership Rewards points.
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Terms and conditions apply.
Platinum Card Members can enrol in complimentary Hilton Honors Gold elite status, which offers privileges for booking directly with Hilton. These include room upgrades, free daily continental breakfast, every 5th night free on reward stays, additional Bonus Points, free Wi-Fi, best price guarantee, etc.
Best Credit Cards for InterContinental Hotels Group (IHG)
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Complimentary Access to Airport Lounges
- 12 times for every calendar year
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
⚡【5-Day Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 11 October 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 November 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x Apple AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
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Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
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＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
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【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
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〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
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Visit the campaign page for details. T&Cs apply.
With Citi PremierMiles Card, cardmembers can earn Points for local and overseas spending. The ratio is HK$8=1 Miles for local spending and up to HK$3 =1 Miles for foreign currency spending.
Citi PremierMiles Card offers flexibility on mileage redemption. Cardholders can not only redeem mileage of 100 airlines from 12 frequent flyer programs but also redeem hotel stays through IHG Rewards Club.
Best Credit Cards for Marriott Hotels
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American Express® Platinum Credit Card
- Min. Annual Salary
- HK$300,000
- Cash back on local spend
- 1％
- Miles Conversion (local spend)
- $6 = 1 Mile
【📣 Welcome Offer: Valued up to HK$1,800 upon card approval!】
Apply via MoneySmart by 31 October 2026 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!
⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800!
American Express Platinum Credit Card rewards cardholders with its Rewards Program. For every HK$1 spend, cardholders may enjoy up to 3 points which can be redeemed as Starpoints for free stays in Marriott Hotels. Every 8000 points are equivalent to 330 Starpoints.
Best Credit Cards for Expedia.com.hk
Citi Cash Back Card
- Annual Fee
- First Year Annual Fee Waiver
- Rebate on Overseas Spending & Local Dining
- Unlimited 2%
- Rebate on Local Spending
- Unlimited 1%
⚡【5-Day Flash Offer ✨ Upgraded Gifts or Up to HK$2,400 Cash Voucher! Rewards Worth Up to HK$6,488 +Trip.com Promo Codes! 🎉】
From now until 11 October 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 30 November 2026) can receive one of the following rewards:
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🎁 2 x Apple AirPods 5 with Wireless Charging Case (Value: HK$2,498) or
💳 HK$2,400 Apple Store Gift Card / HK$2,400 ParknShop e-Vouchers or⠀
⠀⠀
Plus, choose from 4 upgraded rewards available for redemption at a special price with a designated Citibank credit card:
🎁 Cambridge Audio Ultra Compact Active Stereo Speakers (Value: HK$3,980), redeem at a discounted price of HK$800 or
🎁 Dyson Airwrap Co-anda2x™ multi-styler and dryer HS09 (Value: HK$5,698), redeem at a discounted price of HK$1,300 or
🎁 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000 or
🎁 Insta360 X6 (Essential Bundle) (Value: $5,699), redeem at a discounted price of HK$3,000⠀
⠀⠀
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
⠀⠀
【📱Phone First, Work Later: HK$100K+ Worth of Prizes Up for Grabs🔥 Citi Bonus: Score an Extra Flagship Phone!】
From 11 September to 11 October 2026, successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more!
⠀⠀
〖🏁Citi Credit Card Customer Exclusive〗Apply for designated Citi credit card(s) and achieve the highest score among Citi eligible participants to win an extra 🏆 iPhone 18 Pro Max 256 GB! If you also top the overall leaderboard, you could take home up to 2 new smartphones!
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Visit the campaign page for details. T&Cs apply.
What is the Best Hotel Credit Card?
Booking Discounts
Special Offers
Point Rewards
Popular Hotel Rewards Programs
Marriott Bonvoy
Hilton Honors
IHG Rewards
Hotel Credit Card Promotions
DBS Hotel Credit Card Promotion & Discounts
Frequently Asked Questions
What is the best hotel frequent stay program?
- It depends on where you usually travel, which hotels you prefer staying and what credit card you are currently using etc.
Can I have additional credit cards for my family?
- Yes. Most credit cards offer supplementary cardholders the same hotel rewards and discount benefits as the principal cardholders.
What information do I need to apply for a credit card?
- In general, applicants are required to submit three document types - income proof (e.g. payslip), identification proof (e.g. HKID card), and address proof (e.g. utility bill). You may be required to submit additional supporting documents if necessary.
What do I need to pay attention to when using hotel credit card promotion?
- Don't forget to book on the designated link to claim the offer. If you go to the general website or book via the mobile applications, you usually cannot book with the offer. Make sure the discount is applied before you proceed to pay.
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