Best Credit Cards in Hong Kong for Hotel Promotions & Rewards 2020

There is a wide range of credit cards in the market offering hotel rewards and booking discounts. You can compare their offers and apply the ones that suit your spending pattern.

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Best Credit Cards for Hilton Hotels

The Platinum Card

  • Min. Annual Salary

  • Cash Back on Local Spend

  • Miles Conversion (Local Spend)

Platinum Card Members can enroll in complimentary Hilton Honors Gold elite status, which offers privileges for booking directly with Hilton. These include room upgrades, free daily continental breakfast, every 5th night free on reward stays, additional Bonus Points, free Wi-Fi, best price guarantee, etc.

Welcome offers: Apply now through MoneySmart to get exclusive HK$400 voucher.

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Best Credit Cards for InterContinental Hotels Group (IHG)

Citi PremierMiles Card

  • Min. Annual Salary

  • Cash Back on Local Spend

  • Miles Conversion (Local Spend)

With Citi PremierMiles Card, card members can earn Points for local and overseas spending. The ratio is HK$8=1 Miles for local spending and up to HK$3 =1 Miles for foreign currency spending.

Citi PremierMiles Card offers flexibility on mileage redemption. Cardholders can not only redeem mileage of 100 airlines but also redeem hotel stays through IHG Rewards Club.

Welcome offers: Apply now through MoneySmart to get exclusive HK$300 voucher.

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Best Credit Cards for Marriott Hotels

American Express Platinum Credit Card

  • Min. Annual Salary

  • Cash Back on Local Spend

  • Miles Conversion (Local Spend)

American Express Platinum Credit Card rewards cardholders with its Rewards Program. For every HK$1 spend, cardholders may enjoy up to 3 points which can be redeemed as Starpoints for free stays in Marriott Hotels. Every 8000 points are equivalent to 330 Starpoints.

Welcome offers: Apply now through MoneySmart to get exclusive HK$400 voucher.

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Best Credit Cards for Expedia.com.hk

Standard Chartered Asia Miles Mastercard

  • Min. Annual Salary

  • Cash Back on Local Spend

  • Miles Conversion (Local Spend)

Standard Chartered Asia Miles Mastercard offers exclusive discounts on Expedia.com.hk. Cardholders can enjoy up to HK$400 savings on designated flight and hotel packages with minimum spending of HK$9,500. Other discounts include HK$150 savings on selected flight + hotel packages with minimum spending of HK$3,300 and 10% off selected hotel booking with no minimum spend.

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What is the Best Hotel Credit Card?

What is the Best Hotel Credit Card?

Booking Discounts

Some credit cards may offer time-limited booking discounts on selected hotels through travel portals like Expedia.com.hk, Agoda,etc with minimum spend requirements.

Special Offers

With designated credit cards, cardholders can enjoy special dining offers on buffet menu, à la carte, etc. in participating hotels and restaurants in Hong Kong.

Point Rewards

Some cards offer great flexibility for point redemption. Cardholders can either redeem flight tickets or hotel stays with points.

Frequently Asked Questions

  • What is the best hotel frequent stay program?

    It depends on where you usually travel, which hotels you prefer staying and what credit card you are currently using etc.
  • Can I have additional credit cards for my family?

    Yes. Most credit cards offer supplementary cardholders the same hotel rewards and discount benefits as the principal cardholders.
  • What information do I need to apply for a credit card?

    In general, applicants are required to submit three document types - income proof (e.g. payslip), identification proof (e.g. HKID card), and address proof (e.g. utility bill). You may be required to submit additional supporting documents if necessary.