^HK$1,000,000

Min. Annual Salary

N/A

Cash back on local spend

N/A

Miles Conversion (local spend)

All Details

• Key Features

  • Enjoy over 1,200 lounges access over the world and exclusive access to the Centurion Lounges

  • Welcome offer up to 480,000 reward points (which equivalent to 32,000 air miles or HK$1,600 cash vouchers)

  • Earn 3 Membership Rewards point for every HK$1 oversea spending (HK$5 = 1 Mile)

  • Complimentary hotel membership to world’s leading hotels

  • Complimentary benefits worth an average total value of HK$4,200 with Fine Hotels & Resorts

  • Buy-1-Get-1-Free: 3D, 2D and IMAX regular priced movie tickets on Fridays all year round at Broadway Circuit

  • Complimentary travel insurance

  • * Beginning April 1, 2020 (“Effective Date”), the administration fee to transfer American Express Membership Rewards points to air miles of any participating frequent flyer program will be changed to HK$300 per transfer.

Annual Fee Waiver

• Nonwaivable annual fee of HK$7,800
• Enjoy up to 480,000 Membership Rewards® points as welcome bonus (HK$1,600 cash vouchers / 32,000 miles) upon first transaction in the first 3 months
• Get elite benefits including free access to AE The Centurion® Lounge, free annual travel insurance and world's leading hotels membership programs
• 2 complimentary Supplementary Cards

Dining

• Dining Concepts privileges: up to 30% savings at participating restaurants, Buy-1-Get-1-Free on first drink at participating bars, complimentary coffee upon spending HK$60 or above on takeaway items at participating outlets
• 50% savings on evening dining from the à la carte menu when spending HK$1,200 or above at selected restaurants of Sino Hotels
• 30% savings on food items in the a la carte menu for takeaway order at designated restaurants of Maxim’s Chinese Cuisine. Please click here for the participating restaurants list.

Overseas Spending

• Complimentary benefits with an average total value of HK$4,200 with FINE HOTELS & RESORTS through Platinum Travel Service. With over 1,000 world-class properties for you to explore: Noon check-in, when available. Complimentary room upgrade upon arrival, when available. Complimentary daily breakfast for two people. Complimentary in-room Wi-Fi. Guaranteed 4pm late checkout. Additional special amenity at each property, such as a US$100 food and beverage credit or a massage for two people
• Elite partner programs Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs. Hilton Honors - Gold status. Radisson Rewards™ - Gold status. Shangri-La Golden Circle - Jade Membership. Marriott Bonvoy™ - Gold Elite Status
• The Hotel Collection Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 500 hotels worldwide
• complimentary second night at Sino Hotels and Far East Hospitality and a HK$1,000 Food & Beverage Credit per room per stay when spending HK$2,500 or above at selected properties
• Comprehensive Travel Insurance Provide you and your family with a global travel insurance: Travel Accidents coverage of up to HK$$4,000,000. Medical Assistance and expense up to HK$$1,000,000. Canceling and cutting short your trip. Lost, stolen and damaged baggage. Delayed flights and missed departures

Air Miles

• Enjoy over 1,200 lounges access over the world and exclusive access to the Centurion Lounges
• Earn 3 Membership Rewards point for every HK$1 oversea spending(HK$5 = 1 Mile)
• With Turbo program, earn 2 Membership Rewards point for every HK$1 local spending (HK$7.5 = 1 Mile)

Welcome Offers

• Up to 480,000 Membership Rewards Points (which equivalent to 32,000 air miles)

Best Credit Cards

• Enjoy over 1,200 lounges access over the world and exclusive access to the Centurion Lounges
• Earn 3 Membership Rewards point for every HK$1 oversea spending(HK$5 = 1 Mile)
• With Turbo program, earn 2 Membership Rewards point for every HK$1 local spending ((HK$7.5 = 1 Mile)

Annual Interest Rate and Fees

Annual Principal Fee	HK$7,800
Supplementary Annual Fee	complimentary 2 supplementary cards
Fee Waiver
Annual Interest Rate	N/A
Late Payment Fees	3.9% of the Outstanding balance (The minimum Late Payment Fee is HK$100.)
Minimum Monthly Repayment	N/A
Foreign Currency Transaction Fee	2.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	N/A
Overlimit Fee	N/A

Minimum Income Requirements

Local Resident	HK$1,000,000
Foreigner	HK$1,000,000

Card Association

American Express