HK$2,000

MoneySmart Exclusive Offer

HK$7.5=1 Mile

Miles Conversion (local spend)

50%

Discount at designated restaurants

All Details

• Key Features

  • Earn 3 Membership Rewards points for every HK$1 oversea spending (HK$5 = 1 Mile)

  • Complimentary hotel membership to world’s leading hotels

  • Enjoy over 1,200 lounges access over the world and exclusive access to the Centurion Lounges

  • Buy-1-Get-1-Free: 3D, 2D and IMAX regular priced movie tickets on Fridays all year round at Broadway Circuit. Enjoy 20% savings on 3D, 2D and IMAX on the other days

  • Complimentary travel insurance

  • From 1 Jun 2022 to 31 Dec 2022, both dates inclusive (“Promotion Period”). Under the Pay with Points Max Offer, the value of Membership Rewards Points of Eligible Cardmembers will automatically be in the rate of 240 Membership Rewards points to HK$1 to pay for Eligible Transactions charged on Eligible Cards at participating merchants during the Promotion Period

  • Introducing Pay with Points Max - enjoy an enhanced rate of 240 points per HK$1 when you cover purchases at 50 popular brands across town, 25% more value compared to the normal rate

  • * Beginning April 1, 2020 (“Effective Date”), the administration fee to transfer American Express Membership Rewards points to air miles of any participating frequent flyer program will be changed to HK$300 per transfer.

  • Terms and Conditions apply

Best Credit Cards

• Enjoy over 1,200 lounges access over the world and exclusive access to the Centurion Lounges

• Complimentary hotel membership to world’s leading hotels

• Complimentary Travel Insurance that includes Travel Accidents coverage of up to HK$4,000,000 and Medical Assistance and expense up to HK$1,000,000

Dining

• Up to 50% savings on à la carte dine-in dinner menu at designated restaurants of Cafe Deco Group

• Up to 40% savings on à la carte dinner menu at designated Maxim's Chinese Cuisine restaurants and m.a.x. concepts restaurants

• 30% savings on food items in the a la carte menu for takeaway order at designated restaurants of Maxim’s Chinese Cuisine

Air Miles

• Enjoy over 1,200 lounges access over the world and exclusive access to the Centurion Lounges

• Earn 3 Membership Rewards points for every HK$1 oversea spending(HK$5 = 1 Mile)

• With Turbo program, earn 2 Membership Rewards points for every HK$1 local spending (HK$7.5 = 1 Mile)

Overseas Spending

• Complimentary benefits with an average total value of HK$4,200 with FINE HOTELS & RESORTS through Platinum Travel Service. With over 1,000 world-class properties for you to explore: Noon check-in, when available. Complimentary room upgrade upon arrival, when available. Complimentary daily breakfast for two people. Complimentary in-room Wi-Fi. Guaranteed 4pm late checkout. Additional special amenity at each property, such as a US$100 food and beverage credit or a massage for two people

• Elite partner programs Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs. Hilton Honors - Gold status. Radisson Rewards™ - Gold status. Marriott Bonvoy™ - Gold Elite Status

• The Hotel Collection Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide

• Complimentary second night at Sino Hotels and Far East Hospitality and a HK$1,000 Food & Beverage Credit per room per stay when spending HK$2,500 or above at selected properties

• Comprehensive Travel Insurance Provide you and your family with a global travel insurance: Travel Accidents coverage of up to HK$4,000,000. Medical Assistance and expense up to HK$1,000,000. Canceling and cutting short your trip. Lost, stolen and damaged baggage. Delayed flights and missed departures

Welcome Offers

• From now until July 15, 2022, 300,000 Membership Rewards points(HK$1,000) will be credited to account automatically upon first transaction in the first 3-month of Cardmembership.

• From now until September 30, 2022, up to 600,000 Membership Rewards points (which is equivalent to HK$2,000 cash vouchers/ to offset your purchases OR 40,000 air miles). Terms and Conditions Apply

• From now until September 30, 2022, welcome offer of HK$1,000 Statement Credit – upon first transaction made in the first 3-month of Card membership. Terms and Conditions Apply

• Cardmembers who paid the annual fee and holding valid The Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses.

Annual Interest Rate and Fees

Annual Principal Fee	HK$7,800
Supplementary Annual Fee	complimentary 2 supplementary cards
Fee Waiver
Annual Interest Rate	N/A
Late Payment Fees	3.9% of the Outstanding balance (The minimum Late Payment Fee is HK$100.)
Minimum Monthly Repayment	N/A
Foreign Currency Transaction Fee	2.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	N/A
Overlimit Fee	N/A

Card Association

American Express