0.67%

Local spending cash rebate

HK$7.5=1 Mile

Miles Conversion (local spend)

50%

Discount at designated restaurants

All Details

• Key Features

  • Earn 3 Membership Rewards points for every HK$1 oversea spending (HK$5 = 1 Mile)

  • Complimentary hotel membership to world’s leading hotels

  • Enjoy over 1,400 lounges access over the world and exclusive access to the Centurion Lounges

  • [NEW] Enjoy HK$2,000 dining credit annually! HK$1,000 dinning at selected local restaurants, more than 30 local restaurants; HK$1,000 dinning at oversea restaurants, more than 1,400 restaurants in over 20 cities. Details please refer to here.

  • From now until Dec 31, 2023, register your Platinum Card and simply spend with your Registered Card at NET-A-PORTER^ or MR PORTER^ to receive a statement credit of up to HK$800. Details please refer to here.

  • Buy-1-Get-1-Free: 3D, 2D and IMAX regular priced movie tickets on Fridays all year round at Broadway Circuit. Enjoy 20% savings on 3D, 2D and IMAX on the other days

  • Complimentary travel insurance

  • From 1 Jun 2022 to 31 Dec 2023, both dates inclusive (“Promotion Period”). Under the Pay with Points Max Offer, the value of Membership Rewards Points of Eligible Cardmembers will automatically be in the rate of 240 Membership Rewards points to HK$1 to pay for Eligible Transactions charged on Eligible Cards at participating merchants during the Promotion Period

  • Introducing Pay with Points Max - enjoy an enhanced rate of 240 points per HK$1 when you cover purchases at 50 popular brands across town, 25% more value compared to the normal rate

  • * Beginning April 1, 2020 (“Effective Date”), the administration fee to transfer American Express Membership Rewards points to air miles of any participating frequent flyer program will be changed to HK$300 per transfer.

  • Terms and Conditions apply

Overseas Spending

• Complimentary benefits with an average total value of HK$4,200 with FINE HOTELS & RESORTS through Platinum Travel Service. With over 1,000 world-class properties for you to explore: Noon check-in, when available. Complimentary room upgrade upon arrival, when available. Complimentary daily breakfast for two people. Complimentary in-room Wi-Fi. Guaranteed 4pm late checkout. Additional special amenity at each property, such as a US$100 food and beverage credit or a massage for two people

• Elite partner programs Complimentary Membership to the world’s leading hotel and car rental companies’ loyalty programs. Hilton Honors - Gold status. Radisson Rewards – Premium Status. Marriott Bonvoy™ - Gold Elite Status. Avis President’s Club

• The Hotel Collection Get a US$100 hotel credit and a room upgrade if available when you stay at least 2 nights – choose among more than 600 hotels worldwide

• Complimentary second night at Sino Hotels and Far East Hospitality and a HK$1,000 Food & Beverage Credit per room per stay when spending HK$2,500 or above at selected properties

• Comprehensive Travel Insurance Provide you and your family with a global travel insurance: Travel Accidents coverage of up to HK$4,000,000. Medical Assistance and expense up to HK$1,000,000. Canceling and cutting short your trip. Lost, stolen and damaged baggage. Delayed flights and missed departures

Dining

• [NEW] Enjoy HK$2,000 dining credit annually! HK$1,000 dinning at selected local restaurants, more than 30 local restaurants; HK$1,000 dinning at oversea restaurants, more than 1,400 restaurants in over 20 cities. Details please refer to here.

• Up to 50% savings on à la carte dine-in dinner menu at designated restaurants of Cafe Deco Group

• Up to 40% savings on à la carte dinner menu at designated Maxim's Chinese Cuisine restaurants and m.a.x. concepts restaurants

• 30% savings on food items in the a la carte menu for takeaway order at designated restaurants of Maxim’s Chinese Cuisine

Air Miles

• Enjoy over 1,400 lounges access over the world and exclusive access to the Centurion Lounges

• Earn 3 Membership Rewards points for every HK$1 oversea spending(HK$5 = 1 Mile)

• With Turbo program, earn 2 Membership Rewards points for every HK$1 local spending (HK$7.5 = 1 Mile)

Welcome Offers

• From now until December 31, 2023, earn up to 600,000 Membership Rewards points upon any successful spending made in the first 3 months of cardmembership Terms and Conditions Apply

• From now until January 31, 2023, welcome offer of HK$1,000 Statement Credit – upon first transaction made in the first 3-month of Card membership. Terms and Conditions Apply

• Cardmembers who paid the annual fee and holding valid The Platinum Card accounts with good standing and not overdue will be eligible for the above Online Bonus and Welcome Bonuses.

Best Credit Cards

• Enjoy over 1,400 lounges access over the world and exclusive access to the Centurion Lounges

• Complimentary hotel membership to world’s leading hotels

• Complimentary Travel Insurance that includes Travel Accidents coverage of up to HK$4,000,000 and Medical Assistance and expense up to HK$1,000,000

Annual Interest Rate and Fees

Annual Principal Fee	HK$7,800
Fee Waiver
Annual Interest Rate	N/A
Late Payment Fees	Retail Purchase APR: 35.96%
Minimum Monthly Repayment	The highest of the following three amounts: (i) 1.5% of outstanding principal plus 100% of Finance Charges, interest, fees (including annual membership fee) and all other applicable charges; or (ii) 4% of your outstanding balance; or (iii) HK$300, plus any overdue minimum payments and any amount exceeding your credit limit.
Foreign Currency Transaction Fee	2.00%
Foreign Check Fee	N/A
Cash Advance Transaction Fee	39.87%
Overlimit Fee	N/A

Card Association

American Express