DBS Debt Consolidation Loan

ARE YOU ELIGIBLE?

• 【14-Day Limited】Get extra HK$800 cash regardless of approval + Extra HK$2,500 Cash Upon Designated Loan Drawdown!
  ・From now until 19 July 2026, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$800 cash reward (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account -  regardless of approval! Successfully drawdown the loan amount of HK$100,000 or above, you will receive an extra of HK$2,500 Cash!
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  ・Customers who successfully apply for the Loan offered by DBS Bank during the Promotional Period and do not holding the Loan, must complete and submit the redemption form after logging in to MoneySmart on or before 7 August 2026, along with the valid loan application reference number provided by the loan provider and the phone number that is linked to your bank account for receiving funds via FPS and submit required documents for loan applications.

• 【MoneySmart Extra Incentive】
  From now until 19 July 2026, apply and draw down the loan within 1 calendar month from the application date, enjoy extra rewards up to 215,000 SmartPoints including New Customer Incentive:
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  ・Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to 30,000 SmartPoints/ HK$3,000 voucher
  ・Loan amount between HK$300,000 - $699,999, enjoy an extra reward of up to 87,000 SmartPoints/ HK$8,700 voucher
  ・Loan amount between HK$700,000 - $999,999, enjoy an extra reward of up to 171,000 SmartPoints/ HK$17,100 voucher
  ・Loan amount above HK$1,000,000 - $1,499,999, enjoy an extra reward of up to 194,000 SmartPoints/ HK$19,400 voucher
  ・Loan amount above HK$1,500,000 or above, enjoy an extra reward of up to 215,000 SmartPoints/ HK$21,500 voucher

• 【DBS Coupon】
  During the Promotion Period (1 July 2026 - 30 September 2026, both days inclusive) of the DBS Debt Consolidation Loan Promotion, customers who successfully apply for DBS Debt Consolidation Loan, with repayment period of 36--84 months and draw down the approved Loan within one calendar month from the application date of the Loan, will be awarded with the below Rewards based on the loan amount stated.
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  Repayment period 36-60 months:
  ・Loan amount between HK$100,000 - $299,999, enjoy HK$800 reward
  ・Loan amount between HK$300,000 - $699,999, enjoy HK$1,300 reward
  ・Loan amount between HK$700,000 - $999,999, enjoy HK$2,600 reward
  ・Loan amount between HK$1,000,000-$1,799,999, enjoy HK$6,100 reward
  ・Loan amount above HK$1,800,000, enjoy HK$12,800 reward
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  Repayment period 66-84 months:
  ・Loan amount between HK$100,000 - $299,999, enjoy HK$1,000 reward
  ・Loan amount between HK$300,000 - $699,999, enjoy HK$2,100 reward
  ・Loan amount between HK$700,000 - $999,999, enjoy HK$4,800 reward
  ・Loan amount between HK$1,000,000-$1,799,999, enjoy HK$10,300 reward
  ・Loan amount above HK$1,800,000, enjoy HK$23,800 reward

WHAT YOU NEED TO KNOW

1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 7 August 2026

3. The redemption notice for the Coupons will be issued to the eligible customers within 8 months after the end of the Promotional Period. Customers must ensure that the mobile phone numbers, email addresses, and correspondence addresses registered with the Bank are correct and valid. The Bank will not be responsible for any failure to receive the redemption notice due to invalid/incomplete or incorrect mobile phone number, email address, or correspondence address provided by the customer, and will not offer any form of compensation. Customers must present the redemption notice at the designated redemption center to redeem the Coupons. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

4. Use SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
   *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies

5. With 215,000 SmartPoints earned, you can redeem:
   - Apple iPhone 17 Pro (1TB) (Value : HK$12,799) | Redeem in Full
   - Apple Macbook Pro 14" M5 Chip (10-core GPU, 16GB, 1TB SSD) (Value: HK$15,999) | Redeem in Full
   - B&O Beoplay H100 Ultimate Over-Ear Headphones (Value: HK$13,580) | Redeem in Full
   - GoPro HERO13 Black Action Camera (Value: HK$3,200) | Redeem in Full
   - Up to HK$21,500 cash coupon | Redeem in Full
   - Cash out HK$14,333 via FPS
   - OR many other options available at our Rewards Store today.