Instalment period up to 84 months
DBS Debt Consolidation Loan offers as low as 0.11% monthly flat rate. The maximum loan amount is HK$2,000,000. It helps you pay off credit card debts and gives you extra cash at the same time. Suitable for applicants with a substantial amount of debts, to clear debts in a longer repayment period. Enjoy up to HK$21,000 reward for successful applications with a designated loan amount.
6.61%
APR*
HK$101,440
Total Amount Payable
HK$1,440
Total Interest Payable
MoneySmart Exclusive

New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$13,800 rewards + Extra up to HK$7,200 Supermarket Cash Voucher/Apple Gift Card! Get up to a total HK$21,000 reward!

Valid until 31 Dec 2022 - See more details below

Are you eligible?

    • You need to apply on or before 31, December 2022 and draw down the loan on or before 20, Jan 2023

    • Loan amount between HK$50,000 - $299,999, enjoy up to HK$800 reward
      Loan amount between HK$300,000 - $499,999, enjoy up to HK$1,800 reward
      Loan amount between HK$500,000 - $999,999, enjoy up to HK$4,800 reward
      Loan amount above HK$1,000,000, enjoy up to HK$13,800 reward

    • MoneySmart Extra Incentive:
      Loan amount between HK$50,000 - $299,999, enjoy an extra reward of up to HK$800
      Loan amount between HK$300,000 - $499,999, enjoy an extra reward of up to HK$2,200
      Loan amount between HK$500,000 - $999,999, enjoy an extra reward of up to HK$3,800
      Loan amount above HK$1,000,000, enjoy an extra reward of up to HK$5,200

    • New Customer Incentive:
      Loan amount between HK$50,000 - $299,999, enjoy up to HK$300 reward
      Loan amount between HK$300,000 - $499,999, enjoy up to HK$500 reward
      Loan amount between HK$500,000 - $999,999, enjoy up to HK$900 reward
      Loan amount above HK$1,000,000, enjoy up to HK$2,000 reward

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete "My Financial Profile" and submit the redemption form on or before 28 Feb, 2023

T&Cs
Claim Form

Quick Facts

Best For

cash rebates for online applications

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply DBS Debt Consolidation Loan via MoneySmart to enjoy up to HK$24,000 reward for successful applications with designated loan amount.

All Details

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Monthly Payment
HK$8,453