Empowering You to Make Smarter Financial Decisions

Get the best credit cards, loans and travel insurance in Hong Kong.

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Learn How To Earn Rewards, Spend Smarter & Save More

Get Personalized Recommendations

No need for endlessly comparing. Get tailored recommendations for credit cards, personal loan , savings accounts, brokerage accounts and even over 5 types of insurance product to choose!

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Earn Exclusive Reward Points

Get rewarded when you compare and apply with us. It’s simple and fuss free so you can maximize your money and reach your financial goals.

Latest Deals

Redeem Your Points

Your rewards, your choice. We give you the ultimate flexibility to choose your reward through our Rewards Store.

Learn more about SmartRewards

Redeem rewards with SmartPoints

Create an account, redeem your points and have complete flexibility to choose the rewards you want.

Earn and redeem SmartPoints for the things you love

Create a free MoneySmart account, earn and redeem your SmartPoints for HKTVmall、Logitech、Klook 、Uber & more.

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Don't Miss Our Top Deals

SCB Credit Cards

Up to HK$1,598 Rewards

Ending 15th September 2023

Credit Cards

Apply for SC Smart Card now via MoneySmart to get extra HK$1,200 Apple Store Gift Card or HK$1,200 PARKnSHOP supermarket vouchers or BRUNO BOE053-BGY Multi-Function Cooker (Retail price:HK$1,598)

[Referral Program] After applying for the card, get extra HK$300 Apple Store Gift Card  by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

See More Details

Personal Loan

Up to $10,000 Rewards

Ending 30th September 2023

Personal Loan Rewards Successfully apply for Citi Speedy Cash Loan during 1 - 30 September and drawdown the specific loan products can enjoy up to $10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers, or indulge in a bounty of exciting physical gift options!!

Compare Now

Travel Insurance

Up to 40% Off

Ending 14th October 2023

Travel Insurance MoneySmart helps you compare 40+ Travel Insurance products in one go. Find the Best Travel Insurance Plan with Covid-19 coverage, flight delay or luggage loss coverage, and enjoy up to 35% off Exclusive Discount or Supermarket e-coupon on specific products now!

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How Do I Claim Rewards?

Our Content Offers Unbiased Opinions

Serving you a wide range of articles, videos and other resources to equip you to handle those important financial choices.

Check out our extended content channels here:

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Personal finance doesn’t have to be stressful

Stay on top of your finances - get tips and insights from our blog.

Latest HKD Time Deposit Rates

ZH version only.

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Guide to buying HK Disneyland Tickets

ZH version only.

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Guide to Financial Freedom (FIRE)

ZH version only.

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We partner with all major financial providers and give you honest recommendations

1,584,900 transactions

made to date


banks and insurers

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Frequently Asked Questions

About Us

MoneySmart HK is part of MoneySmart Group, which was founded in Singapore in 2019. We are a personal finance portal helping consumers compare credit cards, loans, insurance, online brokerages and mortgages. At MoneySmart, we have made it our mission to empower everyone to make smarter financial decisions.

MoneySmart partners with banks, lending companies and insurance companies to offer exclusive welcome offers. Find out more on MoneySmart now!

Does MoneySmart offer extra rewards if I apply for loans/insurance/open brokerage account through its site?

Yes. MoneySmart partners up with a wide range of banks, loan providers, insurance companies and brokerages, offering multiple exclusive limited time offers. You can earn extra rewards such as Apple Gift Card, Supermarket vouchers or even Macbook Pro by applying for specific products through MoneySmart. Click now to check out our latest offers!