Empowering You to Make Smarter Financial Decisions

Get the best credit cards, loans and travel insurance in Hong Kong.

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Learn How To Earn Rewards, Spend Smarter & Save More


Get Personalized Recommendations


No need for endlessly comparing. Get tailored recommendations for credit cards, personal loan , savings accounts, brokerage accounts and even over 5 types of insurance product to choose!

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Earn Exclusive Reward Points


Get rewarded when you compare and apply with us. It’s simple and fuss free so you can maximize your money and reach your financial goals.

Latest Deals


Redeem Your Points


Your rewards, your choice. We give you the ultimate flexibility to choose your reward through our Rewards Store.

Learn more about SmartRewards

Redeem rewards with SmartPoints

Create an account, redeem your points and have complete flexibility to choose the rewards you want.

Earn and redeem SmartPoints for the things you love

Create a free MoneySmart account, earn and redeem your SmartPoints for HKTVmall、Logitech、Klook 、Uber & more.

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Don't Miss Our Top Deals

Standard Chartered Smart Card

Up to HK$2,268 Rewards

Ending 31st Jul 2024

Credit Cards

【MoneySmart Exclusive : Make your selection of variety of brands !】From now until 31 July 2024, New Cardholders who successfully apply for Standard Chartered Smart Card now via MoneySmart to get De'Longhi Dedica Style Series Pump-driven Espresso Coffee Machine(EC685) (retail price $2,168) or HK$800 e-Voucher (including Apple Store / 7-11 / HKTVmall / WeChat Pay HK / Deliveroo / Pacific Coffee or Zalora) or HK$800 PARKnSHOP supermarket voucher. 【Referral Bliss: Treats for You and Your Loved Ones - Earn Extra HK$100 for Every Referral! 】Unlock extra rewards by referring your friends and family to our fantastic credit card deals! Not only will they enjoy the good deals, but you'll also be rewarded with a referral bonus of 1,000 SmartPoints for each successful application! No cap on the maximum reward amount!





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DBS Debt Consolidation Loan

Up to HK$32,000 Rewards

Ending 31st Jul 2024

Personal Loan Rewards 【💰Take a step to building your wealth by consolidating your debts today! 】 New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$23,800 rewards + Extra up to HK$8,200 PARKnSHOP Supermarket Cash Voucher/ Apple Store Gift Card! Get up to a total HK$32,000 reward!

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Travel Insurance

Up to 45% Off

Ending 31st Jul 2024

Travel Insurance MoneySmart helps you compare 35+ Travel Insurance products in one go. Find the Best Travel Insurance Plan with flight delay or cancellation, personal belonging coverage, and enjoy up to 45% off exclusive discount and supermarket e-coupon on specific products now!

Start Comparing

Our Content Offers Unbiased Opinions

Serving you a wide range of articles, videos and other resources to equip you to handle those important financial choices.

Check out our extended content channels here:

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Personal finance doesn’t have to be stressful

Stay on top of your finances - get tips and insights from our blog.

Latest HKD Time Deposit Rates


ZH version only.

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Guide to buying HK Disneyland Tickets


ZH version only.

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Guide to Financial Freedom (FIRE)


ZH version only.

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We partner with all major financial providers and give you honest recommendations

1,584,900 transactions

made to date

87

banks and insurers

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Frequently Asked Questions

About Us

MoneySmart HK is part of MoneySmart Group, which was founded in Singapore in 2019. We are a personal finance portal helping consumers compare credit cards, loans, insurance, online brokerages and mortgages. At MoneySmart, we have made it our mission to empower everyone to make smarter financial decisions.


MoneySmart partners with banks, lending companies and insurance companies to offer exclusive welcome offers. Find out more on MoneySmart now!

Does MoneySmart offer extra rewards if I apply for loans/insurance/open brokerage account through its site?

Yes. MoneySmart partners up with a wide range of banks, loan providers, insurance companies and brokerages, offering multiple exclusive limited time offers. You can earn extra rewards such as Apple Gift Card, Supermarket vouchers or even Macbook Pro by applying for specific products through MoneySmart. Click now to check out our latest offers!