Empowering You to Make Smarter Financial Decisions

Get the best credit cards, loans and travel insurance in Hong Kong.

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Learn How To Earn Rewards, Spend Smarter & Save More

Get Personalized Recommendations

No need for endlessly comparing. Get tailored recommendations for credit cards, personal loan , savings accounts, brokerage accounts and even over 5 types of insurance product to choose!

Take Our Quiz

Earn Exclusive Reward Points

Get rewarded when you compare and apply with us. It’s simple and fuss free so you can maximize your money and reach your financial goals.

Latest Deals

Redeem Your Points

Your rewards, your choice. We give you the ultimate flexibility to choose your reward through our Rewards Store.

Learn more about SmartRewards

Redeem rewards with SmartPoints

Create an account, redeem your points and have complete flexibility to choose the rewards you want.

Earn and redeem SmartPoints for the things you love

Create a free MoneySmart account, earn and redeem your SmartPoints for HKTVmall、Logitech、Klook 、Uber & more.

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Don't Miss Our Top Deals

sim World Mastercard®️

Up to HK$1,749 Rewards

Ending 31st March 2024

Credit Cards

Apply for sim credit card (sim Credit Card/ sim World Mastercard®️) now via MoneySmart to get an extra HomePod mini (Retail Price: HK$749) or HK$500 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers

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Personal Loan

Up to $27,800 Rewards

Ending 31st March 2024

Personal Loan Rewards Successfully apply for DBS Debt Consolidation Loan during 1 - 31 March and submit required documents, can enjoy an extra 8,000 SmartPoints regardless of approval. Upon drawdown of the specific loan can enjoy up to HK$27,000 rewards!!

Compare Now

Travel Insurance

Up to 45% Off

Ending 30th Jun 2024

Travel Insurance MoneySmart helps you compare 35+ Travel Insurance products in one go. Find the Best Travel Insurance Plan with flight delay or cancellation, personal belonging coverage, and enjoy up to 45% off exclusive discount and supermarket e-coupon on specific products now!

Start Comparing

How Do I Claim Rewards?

Our Content Offers Unbiased Opinions

Serving you a wide range of articles, videos and other resources to equip you to handle those important financial choices.

Check out our extended content channels here:

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Personal finance doesn’t have to be stressful

Stay on top of your finances - get tips and insights from our blog.

Latest HKD Time Deposit Rates

ZH version only.

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Guide to buying HK Disneyland Tickets

ZH version only.

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Guide to Financial Freedom (FIRE)

ZH version only.

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We partner with all major financial providers and give you honest recommendations

1,584,900 transactions

made to date


banks and insurers

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Frequently Asked Questions

About Us

MoneySmart HK is part of MoneySmart Group, which was founded in Singapore in 2019. We are a personal finance portal helping consumers compare credit cards, loans, insurance, online brokerages and mortgages. At MoneySmart, we have made it our mission to empower everyone to make smarter financial decisions.

MoneySmart partners with banks, lending companies and insurance companies to offer exclusive welcome offers. Find out more on MoneySmart now!

Does MoneySmart offer extra rewards if I apply for loans/insurance/open brokerage account through its site?

Yes. MoneySmart partners up with a wide range of banks, loan providers, insurance companies and brokerages, offering multiple exclusive limited time offers. You can earn extra rewards such as Apple Gift Card, Supermarket vouchers or even Macbook Pro by applying for specific products through MoneySmart. Click now to check out our latest offers!