Empowering You to Make Smarter Financial Decisions

Get the best credit cards, loans and travel insurance in Hong Kong.

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How Do I Claim Rewards?


Trusted Personal Loans

Providing you with carefully selected loan products from trusted financial institutions without any hidden fees or costs.

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Compare Credit Cards

Covering all major credit cards to ensure that your spending needs are served, with easy online applications and the best deals all in one place.

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Compare Travel Insurance

Compare Travel Insurance with coverage including Covid-19, trip cancellation and loss or damage of baggage in one go.

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Our Content Offers Unbiased Opinions

Serving you a wide range of articles, videos and other resources to equip you to handle those important financial choices.

Check out our extended content channels here:

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Personal finance doesn’t have to be stressful

Stay on top of your finances - get tips and insights from our blog.

Latest HKD Time Deposit Rates


ZH version only.

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Guide to buying HK Disneyland Tickets


ZH version only.

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Guide to Financial Freedom (FIRE)


ZH version only.

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We want to help you spend more time enjoying your financial goals, and less time figuring out how to get there.


Finance Simplified


We simplify the complex world of financial products in a relatable way, so that all the confusing jargon and information doesn’t stop you from making the right choices with your money.


Decisions And Applications Made Easy


Reaching your financial goals means choosing the right products to get you there. We do the hard work of sorting through the various products in the market, so you don’t have to.


Deals That Add Value To Your Choices


We strive to bring you exclusive deals and promotions as we know the value you get out of your financial choices is important.

We partner with all major financial providers and give you honest recommendations

1,584,900 transactions

made to date

87

banks and insurers

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Frequently Asked Questions

How can I get extra welcome offers when I apply for credit cards?

MoneySmart launched a limited time offer: apply for Standard Chartered Bank Credit Cards, Hang Seng Bank Credit Cards or AMEX Credit Cards through MoneySmart to get extra cash rewards! Limited-time offer only, apply your credit card now!

Does MoneySmart offer extra rewards if I apply for loans/insurance/open brokerage account through its site?

Yes. MoneySmart partners up with a wide range of banks, loan providers, insurance companies and brokerages, offering multiple exclusive limited time offers. You can earn extra rewards such as Apple Gift Card, Supermarket vouchers or even Macbook Pro by applying for specific products through MoneySmart. Click now to check out our latest offers!