- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
【🔝💥The highest combo summer offer in July - $1,600 application bonus ! 】
Reward 1️⃣ from MoneySmart : - From 22 July until 31 July, successfully apply for Welend Personal Loan/ WeLend Card Debt Consolidation Loan/ Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$600 vouchers or HK$400 in cash (given out as 6,000 SmartPoints) regardless of approval and loan amount! T&Cs apply.
Reward 2️⃣ from WeLend (Regardless of Approval) -From 24 June to 31 July (both dates inclusive), new customers who have applied for the designated Personal Loan through designated online channels with a net applied loan amount of HK$100,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period, regardless of approval result, shall be eligible to receive a HK$1,000 travel voucher (“Gift”).
Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! Total rewards up to $17,600!
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/personal-loan-deliveroo-SmartPoints-220724-claimform_2024-07-23_611.png)
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
Offer valid until 30 September 2024, please refer to more details below.
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,450! From now on until 31 July 2024, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to SAMSUNG Galaxy S24 Ultra (S9280) - 256GB (value: $8,450) or HK$7,800 e-Voucher (can redeem Apple Store / 7-11 / HKTVmall / WeChat Pay HK / Deliveroo / Pacific Coffee or Zalora) or HK$7,800 PARKnSHOP supermarket voucher.
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/personal-loan-scb-230724_2024-07-23_548.png)
- APR*
- 6.72%
- Total Amount Payable
- HK$200,000
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
【Initiating an Eco-Friendly Lifestyle: Green Car Loans for a New Future♻️】
New customers who successfully apply and drawdown DBS Electric Vehicle Personal Instalment Loan via MoneySmart can get up to HK$15,700 rewards + Extra up to HK$10,000 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$25,700 reward!
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/electric-vehicle-PIL-dbs-010724_2024-06-25_932.png)
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
Offer valid until 30 September 2024, please refer to more details below.
- APR
- 6.72%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
【🔝Offer Upgrade!】New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to HK$7,200 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$19,200 reward!
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/personal-loan-bau-dbs-010724_2024-06-25_831.png)
- APR*
- 1.78%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly payment
- HK$8,493
【Citi Loan rewards you with rewards as high as $17,898!】
New customer who successfully apply for Citi Speedy Cash Loan/Citi Card Debt Consolidation Loan on or before 31 July 2024 with repayment period at least 12 months and successfully draw down on or before 31 August 2024 would be eligible for MoneySmart exclusive gift up to HK$8,500 Apple Store Gift Card / PARKnSHOP supermarket vouchers!
Popular physical gift options include SAMSUNG Galaxy S24 Ultra - 256GB (Retail value: HK$9,898) /APPLE iPad Air 13"256 GB (Retail value: HK$7,099)/ B&O Beoplay HX Gold Tone Earbuds (retail value: HK$4,998) / Dyson Solarcycle Morph Desk Light (retail value: HK$4,980) / GoPro HERO 11 Black Creator Edition (retail value: HK$4,400)/ PHILIPS RO Water Dispenser ADD6910/90 ($2,788)
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/dcl-loan-citi-160724_2024-07-15_778.png)
- APR*
- 4.63%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$8,733
- APR* (Calculation is based on loan amount of HK$180,000 or above)
- 4.08%
- Total Amount Payable
- HK$217,092.80
- Total Interest Payable
- HK$17,092.80
- Monthly Payment
- HK$9,046
【MoneySmart Exclusive Offer - Total rewards up to HK$3,800!】
From now til 31 July 2024, customers apply Fubon "EZ Cash" Personal Loan via MoneySmart with exclusive promotional code:「MSRL10」 and successfully draw down the loan of HK$80,000 or above with tenor 12 months or above, can enjoy exclusive reward: HK$1,500 Apple Store Gift Card / HK$1,500 Supermarket Voucher. Apply and draw down the loan via online platform to get extra supermarket cash coupon of up to HK$2,300. Total rewards up to HK$3,800 !
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/personal-loan-ez-cash-fubon-010724_2024-07-04_548.png)
- APR as low as*
- 2.38%
- Total Amount Payable
- HK$217,092.80
- Total Interest Payable
- HK$17,092.80
- Monthly Payment
- HK$9,046
【MoneySmart Exclusive Offer - Total rewards up to $15,988!】
From now until 31 July 2024, customers apply Fubon Perfect Fit Personal Loan and successfully draw down the loan, via MoneySmart promocode 「MSRL05」 can enjoy a MoneySmart exclusive reward as high as SAMSUNG Galaxy Tab S9 (12GB RAM + 256GB) - 11" (retail value: HK$7,188) / HK$6,000 Apple Store Gift Card / PARKnSHOP vouchers. Total reward up to HK$15,988!
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/personal-loan-perfect-fit-fubon-010724_2024-06-28_210.png)
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
- APR as low as*
- 1.9%
- Total Amount Payable
- HK$200,048
- Total Interest Payable
- HK$48
- Monthly Payment
- HK$8,502
【CITIC Bank x MoneySmart Exclusive Offer 】- Get total reward up to HK$4,599!
Customers successfully apply for CNCBI $mart Plus Personal Loan / CNCBI $mart Plus Personal Instalment Loan - Debt Consolidate via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 Apple Store Gift Card / PARKnSHOP Supermarket Voucher ! New gift options include but not limited to AirPods Max / Apple HomePod/ CMF by Nothing Watch Pro/ Bose QuietComfort® 45 Headphones!
![](https://photos.cdn-moneysmart.com/campaigns/uploads/images/Ploan-cncbi-010724-xhotpicks-correctgift_2024-07-15_26.png)
- APR
- 1.88%*
- Total Amount Payable
- HK$218,720
- Total Interest Payable
- HK$18,720
- Monthly Payment
- HK$9,113