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Best Citibank Credit Cards in Hong Kong

Compare Citibank Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
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We found 12 Citibank Credit Cards for you!
Recommended
Citi Cash Back Card
MoneySmart Exclusive
2% foreign currency rebate

Citi Cash Back Card

Annual Fee
First Year Annual Fee Waiver
Rebate on Overseas Spending & Local Dining
Unlimited 2%
Rebate on Local Spending
Unlimited 1%

【July Exclusive｜🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From now until 17 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・🆕 Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Sennheiser Momentum True Wireless 4 (Value: HK$2,499)!

Valid until 17 Jul 2025 - See more details below
Apply Now
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Citi PremierMiles Card
MoneySmart Exclusive
Free travel insurance and airport lounges access

Citi PremierMiles Card

Minimum Income Requirements
HK$120,000
Miles Conversion (local spend)
HK$8 = 1 mile
Miles Conversion (overseas spend)
HK$3 = 1 mile

【July Exclusive｜🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From now until 17 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・🆕 Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Sennheiser Momentum True Wireless 4 (Value: HK$2,499)!

Valid until 17 Jul 2025 - See more details below
Apply Now
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Citi Rewards MasterCard
MoneySmart Exclusive
3% Points on Shopping and Entertainment

Citi Rewards MasterCard

Minimum Income Requirements
HK$120,000
Rebate on Shopping & Entertainment Transactions
8.1X points
Miles Conversion (Shopping and entertainment spending)
As low as $1.8 = 1 Mile

【July Exclusive｜🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From now until 17 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・🆕 Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Sennheiser Momentum True Wireless 4 (Value: HK$2,499)!

Valid until 17 Jul 2025 - See more details below
Apply NowApply directly on MoneySmart
Citi Rewards UnionPay Card
MoneySmart Exclusive
1% Points Rebate for all local Mobile Payments

Citi Rewards UnionPay Card

Minimum Income Requirements
HK$120,000
Cashback on shopping & entertainment transactions
8.1X points
Miles Conversion (Shopping and entertainment spending)
As low as $1.8 = 1 Mile

【July Exclusive｜🎁 Just landed: K-Beauty Device & Premium Audio Quality!】
From now until 17 July 2025, New Customers who successfully applied for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 after card issuance, can earn one of the following exciting rewards:
・HK$1,800 Apple Store Gift Card / PARKnSHOP Supermarket Voucher or
・🆕 Medicube Age-R Booster Pro 6 in 1 Facial Beauty Device (Value: HK$3,700)
・PHILIPS RO Water Dispenser ADD6910/90 (Value: HK$2,788) or
・[🌟4.5-Star Rated] Garmin Forerunner 165 Music Smartwatch (Value: HK$2,699) or
・🆕 Sennheiser Momentum True Wireless 4 (Value: HK$2,499)!

Valid until 17 Jul 2025 - See more details below
Citi Prestige Card

Citi Prestige Card

Minimum Income Requirements
HK$600,000
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$4 = 1 Mile
Citi Octopus Platinum Card
Up to 15% transport fare rebate

Citi Octopus Platinum Card

Min. Annual Salary
HK$120,000
Rebate on transportation fare payments
15%
Tunnel tolls and parking fee rebate
5%
Citi HKTVmall Card

Citi HKTVmall Card

Welcome Offer (Cash Rebate)
HK$1,600
First-year annual fee
HK$0
Instant discount in HKTVmall every Thursday
5% off
Citi Rewards Card (Student)

Citi Rewards Card (Student)

Minimum Income Requirements
$0
Cash back on Wallet transactions
5X points
cash back on contactless payments
3X points
Citi The Club

Citi The Club

Minimum Income Requirements
HK$120,000
Cash back on local spending (Designated HKT merchants and Designated Merchants)
4%
Cash back on other local spending
1%
Citi Octopus Platinum Card (Student)

Citi Octopus Platinum Card (Student)

MoneySmart exclusive rewards
HK$400
Rebate on transportation fare payments
15%
Tunnel tolls and parking fee rebate
5%
Citibank Debit Mastercard

Citibank Debit Mastercard

Min. Annual Salary
HK$0
Cash back on Foreign Currency Spending
2%
Miles Conversion (dining, online and overseas transactions)
N/A
Citi Cash Back Card (Student)
Earn cashback from digital wallets

Citi Cash Back Card (Student)

Minimum Income Requirements
$0
Cash back on local spend
2%
Cash back on overseas spend
2%

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best Citibank Credit Cards in Hong Kong

Credit CardPromotion and OffersMinimum Income
Citi Rewards Visa CardEarn 3% points rebate on local and overseas shopping and entertainment HK$150,000
Citi PremierMiles CardEarn as low as HK$3=1 Asia Miles and enjoy travel benefits like airport lounge accessHK$240,000
Citi Octopus Platinum CardAuto-reload your Octopus card and earn rebates on everyday spending HK$150,000
Citi Clear CardStudent-friendly credit card with movie ticket discounts HK$60,000
Citi Prestige CardLuxurious travel benefits for high-income frequent travelersHK$600,000

Citi Prestige vs Citi PremierMiles- Which miles card to choose?

Citi Prestige

Citi Prestige Card provides high-income frequent travellers with luxurious travel benefits which include free access to over 1000 LoungeKey in more than 500 international airports, free 4th night of accommodation at any hotel, etc. The points earned have no expiry date and can be redeemed for a wide variety of mile options including Air Miles, British Airways, Singapore Airlines, and more free of charge.

Citi PremierMiles

Citi PremieMiles Card boasts a high miles conversion rate of HK$3= 1 miles for overseas spend and a flexible mile redemption option including Avios, KrisFlyer, Flying Blue and Qantas Frequent Flyer to redeem mileage of more than 100 airlines. It also offers up to 12 times of free access to 50+ selected Plaza Premium Lounges worldwide each year. It is a visa signature card which provides cardholders with travel, dining and shopping privileges.

Citi Cash back vs Citi Octopus vs Citi Clear Card- Which cash back card to choose?

Citi Cash back

Citi Cashback offers up to 2 % unlimited cash rebate with no minimum spending requirements throughout the year. It is a visa signature card which provides card members with the relevant privileges.

Citi Octopus

Citi Octopus Platinum Card is designed for people who use Octopus card frequently. Cardholders can enjoy 15% KMB, LWB, CTB and NWFB Bus fare rebate and HK$200= HK$1 Octopus cash back for e-wallet transaction. If your Octopus balance is running low, HK$250 will be added to your card automatically.

Citi Clear Card

With Citi Clear Card, you can earn 2% cash rebate on online spending in foreign currency and enjoy a wide range of movie ticket benefits including 2 for 1 movie tickets at Cinema City on selected days and discounted tickets at Citi Studio.

Citibank Credit Card Promotions

Dining Offers

With eligible Citibank cards, cardholders can enjoy a vast array of dining offers from fine dining to hotel dining and from Chinese cuisine to international cuisine at participating restaurants throughout the year.

Travel Offers

Eligible Citibank cardholders can take advantage of Citi card’s travel benefits when booking car rental services, sightseeing tours, accommodations and flights at participating merchants with Citibank cards throughout the year.

Shopping Offers

Citibank offers a wide variety of year-round shopping offers. Participating brands include MTR mall.

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Citi Credit Card Reward Programs

Air Mile Credit Card

Citi PremierMiles Card, Citi Rewards Visa Card and Citi Prestige Card are among the best air mile cards Citi offers. Before you apply, it is important to understand the features of each card and your spending pattern. To make your money go further, you should be aware of the minimum annual threshold and year-round travel privileges.

  • Citi Rewards Visa Card has a friendly minimum annual salary requirement of HK$150,000 and it offers 8X Points for spending at supermarkets, department stores, and telecom providers. If you are a frequent shopper in these categories, this card suits you. 
  • Citi PremierMiles Card provides flexible redemption options including Avios, KrisFlyer, etc and it features a high earning ratio of HK$3= 1 mile for overseas spending. If you are a frequent traveller, this card matches your spending pattern.
  • Citi Prestige Card targets high-income earners with a minimum of HK$600,000 annual income. High-earners can consider applying for this credit card to enjoy its privileges such as a complimentary 4th night at any hotel and free access to designated lounges. 

Cash Rebate Credit Card

Cash rebate is simple and the rebate earned will be credited to your card account in the next statement: 

  • Citi Cash Back Card offers 2% unlimited cash rebate with no minimum spending requirements on global dining and hotel spending throughout the year. 
  • Citi Clear Card offers up to 2% cash rebate on online spending in foreign currency. The cash rebate earned from eligible transactions (online bill payment and transactions through Faster Payment System (FPS) Service excluded) will be credited directly to the eligible card account in the next statement.

Reward Point Credit Card

Rewards points are flexible and can be used for a number of redemption options from vouchers, gifts to air miles. Citi offers a full range of reward point credit cards, one of which is Citi Rewards Visa Card. 

  • Citi Rewards Visa Card has a friendly minimum income requirement of HK$150,000/ year and it offers 8X Points for spending at supermarkets, department stores, and telecom providers. Points earned never expire. Cardholders can make use of the online redemption platform Citi ThankYou Rewards to redeem a host of rewards including gift vouchers, gifts, miles, and cash rebates, etc. in a few simple steps. Cardholders can also offset credit card spending with Points earned through the City Pay with Points program. 

How to apply for Citibank credit card

Step 1

Eligibility Criteria

  • Age: over 18 years old
  • Residential status: Hong Kong resident
  • Financial requirement: fulfil the minimum annual income requirement stipulated by the card you wish to apply. In some cases, proof of asset can also be accepted.
Step 2

Documents Required

  • Proof of identity: HKID copy/ valid passport issued by place of origin
  • Proof of income: payslip/ bank statements/ passbook records 
  • Proof of address: utility bill/ bank statement or posted mail by a bank within the past 3 months
Step 3

Application Process

  • Submit application form online
  • Upload supporting documents
  • Citibank will then process the application once the application and supporting documents are received
  • The new credit card will be sent to you by mail upon successful application

Citibank Credit Card Hotline

Want to speak to a customer service officer from Citibank? You can follow the dynamic menu to select related options.

Credit Card Recommendations

There is no such thing as the best credit card for everyone, but here’s a wise tip: choose a credit card that fits your spending habit to maximize the benefits!

Travel Credit Cards Promotions

  • Agoda Promotions
  • Best for Hotel Booking Promotions
  • Airport Lounges Credit Cards
  • Avios Credit Cards

    • Card Categories

  • Best Mastercard
  • Best cards for expats and foreigners

    • Frequently Asked Questions

    How do I check my Citibank credit card limit?

    The easiest way to check your account balance and the available limit is to log in to your Citibank internet banking.

    How long does it take to get Citibank HK credit card?

    It usually takes 7 to 10 working days from the time you submit the complete credit card application.

    How can I unblock my Citi HK credit card?

    Please call 2860 0333 and speak to a customer service officer to unblock your Citi card.

    How long will my Citibank credit card take to get approved?

    Citibank typically takes 7 to 10 working days from the time you submit a complete credit card application (including all supporting documents) to approval. This includes a follow-up to verify your submitted details.

    How do I check my Citibank credit card application status?

    You can call the Citibank phone banking hotline at 2860 0333 to inquire about your credit card application status.

    How do I waive my Citibank credit card annual fee?

    Some Citibank credit cards already come with first-year annual fee waivers. Subsequently, it’s possible to get an annual fee waiver with selected Citibank credit cards if you’ve spent a certain amount on that card in the past year. You would typically need to call in to request a fee waiver.