- Minimum Income Requirements
- HK$120,000
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Welcome Offer
- HK$600
- Cash back on local spend
- 0.5%
- Miles Conversion (local spend)
- N/A
【Limited time offer】 From now until 2 January 2024, upon successful application of the Citi Octopus Platinum Card via MoneySmart and eligible spending of HK$1,000 after card issuance, new customers can enjoy an exclusive reward of HK$600 Apple Store Gift Card or HK$600 HKTVmall Vouchers or HK$600 PARKnSHOP Supermarket Vouchers
Tips on how to earn even more! Add Citi Octopus to iPhone/Apple Watch and conduct at least one Automatic Add Value Service transaction to earn extra HK$100 Octopus Top-up Value!

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Miles Conversion (overseas spend)
- HK$3 = 1 mile
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 5X Points
- Miles Conversion (local spend)
- $3 = 1 Mile
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Minimum Income Requirements
- HK$600,000
- Miles Conversion (local spend)
- HK$6 = 1 Mile
- Miles Conversion (overseas spend)
- HK$4 = 1 Mile
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- MoneySmart Limited Time Offer
- HK$1,000
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
【Limited time offer】 From now until 2 January 2024, upon successful application of the Citi The Club Credit Card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,000 Apple Store Gift Card or HK$1,000 HKTVmall Vouchers or HK$1,000 PARKnSHOP Supermarket Vouchers

- Minimum Income Requirements
- HK$120,000
- QuickPass Transactions
- 3X Points
- Miles Conversion (local spend)
- $5 = 1 Mile
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- MoneySmart exclusive rewards
- HK$400
- Rebate on transportation fare payments
- 15%
- Tunnel tolls and parking fee rebate
- 5%
【Limited time offer】 From now until 2 January 2024, upon successful application of designated Citi Student Credit Card via MoneySmart and any eligible spending after card issuance, new customers can enjoy an exclusive reward of HK$400 Apple Store Gift Card or HK$400 HKTVmall Vouchers or HK$400 PARKnSHOP Supermarket Vouchers
Tips on how to earn even more! Add Citi Octopus to iPhone/Apple Watch and conduct at least one Automatic Add Value Service transaction to earn extra HK$100 Octopus Top-up Value!

- Minimum Income Requirements
- $0
- Cash back on Wallet transactions
- 5X points
- cash back on contactless payments
- 3X points
【Limited time offer】 From now until 2 January 2024, upon successful application of designated Citi Student Credit Card via MoneySmart and any eligible spending after card issuance, new customers can enjoy an exclusive reward of HK$400 Apple Store Gift Card or HK$400 HKTVmall Vouchers or HK$400 PARKnSHOP Supermarket Vouchers

- Min. Annual Salary
- HK$0
- Cash back on Foreign Currency Spending
- 2%
- Miles Conversion (dining, online and overseas transactions)
- N/A
- Minimum Income Requirements
- $0
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%
【Limited time offer】 From now until 2 January 2024, upon successful application of designated Citi Student Credit Card via MoneySmart and any eligible spending after card issuance, new customers can enjoy an exclusive reward of HK$400 Apple Store Gift Card or HK$400 HKTVmall Vouchers or HK$400 PARKnSHOP Supermarket Vouchers
