Best Citibank Miles Credit Cards 2026 | Earn Exclusive Rewards from MoneySmart

We found 4 Citibank credit cards for you!

Free travel insurance and airport lounges access
HK$120,000
Minimum Income Requirements
12 times for every calendar year
Complimentary Access to Airport Lounges
HK$3 = 1 mile
Miles Conversion (overseas spend)
MoneySmart Exclusive

⚡【4-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 28 July to 31 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 31 Jul 2026

APPLY NOW for Citi PremierMiles Card
on Citibank's secure site
3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on shopping & entertainment transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

⚡【4-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 28 July to 31 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 31 Jul 2026

3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on Shopping & Entertainment Transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

⚡【4-Day Flash Offer ✨ Upgraded Gifts or HK$2,200 Cash! Rewards Worth Up to HK$5,200 + Trip.com Promo Codes! 🎉】
From 28 July to 31 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
✈️ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
✈️ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers

 

+ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)!T&Cs applied.

Valid till 31 Jul 2026

APPLY NOW for Citi Rewards MasterCard
on Citibank's secure site
HK$600,000
Minimum Income Requirements
$4 = 1 Mile
Miles Conversion (overseas spend)
$6 = 1 Mile
Miles Conversion (local spend)

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Best Citibank Credit Cards for Air Miles & Travel

Credit CardMinimum SalaryLocal Spend Miles Conversion
Credit CardCiti PremierMiles CardMinimum SalaryHK$120,000Local Spend Miles ConversionHK$3 = 1 Mile
Credit CardCiti Rewards Visa CardMinimum SalaryHK$120,000Local Spend Miles ConversionHK$3 = 1 Mile
Credit CardCiti Prestige CardMinimum SalaryHK$600,000Local Spend Miles ConversionHK$6 = 1 Mile

Which is the Best Citibank Credit Card for Miles?

The best credit card for air miles will be the one that suits your spending pattern the most so that you can earn miles faster. Minimum annual threshold and year-round travel privileges should also be taken into consideration. For example, Citi Rewards Card offers 8X Points for spending at supermarkets, department stores and telecom providers. If you spend a lot in these categories, it’s worth applying for this card. Citi Prestige Card targets high income earners with a minimum of HK$600,000 annual income. If you fulfil this requirement, you can consider applying for this credit card to enjoy its privileges such as extra bonus points.

Citibank Credit Card Travel Rewards and Promotions for Air Miles

Citibank credit card holders can get points for local and overseas spending, which can be transferred to 13 travel loyalty programs for flight tickets and hotel accommodations. Citibank also offers year-round travel rewards and designated cardholders can even enjoy free travel insurance and access to airport lounge.

Citi ThankYou Rewards

Citi ThankYou Rewards is an online rewards redemption platform on which cardholders can redeem a full range of rewards such as gift vouchers, merchandise, miles and cash rebates, etc.

Year-Round Travel Offers

Citibank card holders enjoy year-round Citi World Privileges both in town and across the world from dining, shopping to spa, etc. at participating merchants such as W Taipei Hotel, Sheraton Grand Taipei Hotel, etc.
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How to Apply for a Citibank Credit Card

To apply for Citibank credit card, the easiest way is to complete an online application form with personal and employment details and upload the required documents including HKID copy, latest 1 month’s address proof, and income/ assets proof.

Identity Proof

Applicant needs to sign on the ID copy. You are reminded to choose a lighter colour mode when making the copy. For non-permanent HK residents, working visa and employment contract are also required. Student applicants are required to submit student ID card copy as well.

Hong Kong Address Proof

Please submit utility bill or bank statement within the past 1 month as proof.

Income Proof

Applicants with monthly salary is required to submit latest 1 month’s pay slip or bank statements/ passbook records. Besides, current full month fixed deposit advice will be accepted as asset proof.

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Citibank Credit Card Hotline

You can call Citibank credit card hotline at 2860 0333 to speak to a customer service representative.

Citibank Credit Cards Frequently Asked Questions

What’s the Conversion Rate from Citibank Points to Asia Miles?

The conversion rate from Citibank Points to Asia Miles is 1,000 points=1,000 Asia Miles. Credit cardholders must transfer a minimum of 1,000 points and transfers must be made in 1,000 point increments. Please note that points transfer requests cannot be cancelled or reversed.

What’s the Conversion Rate from Citibank Points to KrisFlyer Miles?

The conversion rate from Citibank Points to KrisFlyer Miles is 1,000 points=1,000 KrisFlyer Miles. Credit cardholders must transfer a minimum of 1,000 points and transfers must be made in 1,000 point increments. Please note that points transfer requests cannot be cancelled or reversed.

How do I waive annual fee for Citibank credit cards?

Usually Citibank offers annual fee waiver for the first year. Thereafter, cardholders can enjoy annual fee waiver for spending a certain amount of money each year. You can also call Citibank credit card hotline at 2860 0333 and try to have it waived.

Why Choose MoneySmart?

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