Best Citibank Cash Back Credit Cards in Hong Kong 2026
Compare and find the best Citibank cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories.
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We found 7 Citibank credit cards for you!
⏰Flash Offer Extended For 5 More Days【🔥Popular Gadgets Worth Up to HK$6,999 or HK$2,200 Cash rewards + Trip.com Promo Codes! 🎉】
From 23 July to 27 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
・ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
・ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
・ PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
・ Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
・ Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
・🆕 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
・HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Alternatively, you can choose to redeem any one of the following upgrade gifts at a special price with your designated Citi credit card:
🚀 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🚀 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🚀 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🚀 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 27 Jul 2026
⏰Flash Offer Extended For 5 More Days【🔥Popular Gadgets Worth Up to HK$6,999 or HK$2,200 Cash rewards + Trip.com Promo Codes! 🎉】
From 23 July to 27 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
・ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
・ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
・ PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
・ Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
・ Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
・🆕 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
・HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Alternatively, you can choose to redeem any one of the following upgrade gifts at a special price with your designated Citi credit card:
🚀 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🚀 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🚀 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🚀 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 27 Jul 2026
⏰Flash Offer Extended For 5 More Days【🔥Popular Gadgets Worth Up to HK$6,999 or HK$2,200 Cash rewards + Trip.com Promo Codes! 🎉】
From 23 July to 27 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
・ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
・ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
・ PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
・ Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
・ Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
・🆕 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
・HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Alternatively, you can choose to redeem any one of the following upgrade gifts at a special price with your designated Citi credit card:
🚀 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🚀 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🚀 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🚀 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 27 Jul 2026
⏰Flash Offer Extended For 5 More Days【🔥Popular Gadgets Worth Up to HK$6,999 or HK$2,200 Cash rewards + Trip.com Promo Codes! 🎉】
From 23 July to 27 July 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 August 2026) can receive one of the following rewards:
・ 8 x Plaza Premium Lounge APAC 3 hrs Access Pass (Total value: HK$5,200) or
・ 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
・ PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
・ Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
・ Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
・🆕 Insta360 GO 3S Retro Bundle Special Edition (Value: HK$2,449, random color) or
・HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
Alternatively, you can choose to redeem any one of the following upgrade gifts at a special price with your designated Citi credit card:
🚀 Insta360 Ace Pro 2 Action Camera Dual Battery Version (Standard Bundle) (Value: HK$3,279) — redeem at a discounted price of HK$800
🚀 Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698) — redeem at a discounted price of HK$1,400
🚀 PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488) — redeem at a discounted price of HK$2,000
🚀 Insta360 Luna Ultra Creator Bundle (Value: HK$6,999) — redeem at a discounted price of HK$4,300
＋ Trip.com 8% OFF 🏨 Hotel Booking Promo Code + HK$100 Flights ✈️ Promo Code (upon claim submission)！T&Cs applied.
Valid till 27 Jul 2026
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Best Citibank Cashback Credit Card in Hong Kong 2022
| Credit Cards | Minimum Annual Salary | Best For |
|---|---|---|
| Credit CardsCiti Cash Back Card | Minimum Annual SalaryHK$240,000 | Best ForCashback rewards seekers |
| Credit CardsCiti Prestige Card | Minimum Annual SalaryHK$600,000 | Best ForFrequent travellers with high annual income and does not mind paying the annual fee for the rewards |
| Credit CardsCiti Rewards Card | Minimum Annual SalaryHK$150,000 | Best ForFrequent shoppers looking for flexibility in rewards |
| Credit CardsCiti PremierMiles Card | Minimum Annual SalaryHK$240,000 | Best ForFrequent travellers looking for free travel insurance, airport lounge access and good conversion rate for overseas spending |
| Credit CardsCiti Clear Card | Minimum Annual SalaryHK$60,000 | Best ForFrequent online shoppers and moviegoers |
What Makes Citibank Cash Back Credit Cards Stand Out
Citi Cash Back Card
Citi Cash Back Card is best for rewards seekers. It offers unlimited cash rebate with no minimum spending requirements throughout the year. It offers 2% rebate on global dining and hotel spending, 1% cash rebate on other spending in local currency, 1% rebate on e-wallet transaction, which includes PayMe, WhChat Pay, AliPay and Octopus and 2% cash rebate on online or overseas. Cardholders can also enjoy all Visa Signature Privileges.
Citi Prestige Card
Citi Prestige Card is best for frequent travellers with high annual income. Cardholders do not mind paying the annual fee of HK$3,800 in exchange for good rewards. Cardholders can enjoy access to global airport lounge access for free, up to HK$750,000 free travel insurance and a 4th-night free stay at any hotel.
Citi Rewards Card
This card is best for frequent shoppers looking for flexibility in rewards. The points earned will never expire, and the points earned can be redeemed for cash coupons, movie tickets & air miles at Citi ThankYou Rewards online or cardholders can choose to redeem the points instantly to offset their spending anytime with Citi Pay with Points (250 Points = Instantly offset HK$1 spending), Cardholders can enjoy 5X rewards points all year round (HK$3 = 1 mile) and 8X rewards points during the birthday month (HK$1.875 = 1 mile) of the cardholders at supermarkets, department stores and telecom providers, autopay of telecommunication bill payments are included.
Citibank PremierMiles Card
This card is best for frequent travellers who enjoy free travel insurance, a good conversion rate of overseas spending, and free airport lounge access. With Citibank PremierMiles Card, cardholders can enjoy up to 12 times complimentary access to 50+ designated Plaza Premium Lounges worldwide every year. Cardholders can enjoy HK$8 = 1 Miles on local spending; HK$3 = 1 Miles on overseas and online foreign currency spending. Cardholders can redeem mileage in 12 participating frequent Flyer Program, which includes Asia Miles, KrisFlyer, Flying Blue & Qantas Frequent Flyer) to redeem mileage of over 100 airlines and or redeem points for hotel accommodation in participating hotel groups which include IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express & Hotel Indigo)
Citi Clear Card
Citi Clear Card is best for frequent online shoppers and moviegoers. Cardholders can get HK$600 cash rebate for spending HK$10,000 or above in the first 2 months from card issuance. Cardholders can enjoy annual fee waiver for the best year. Cardholders can earn up to 2% cash rebate on online foreign currency spending and 0.4% cash rebate on other spending. Moreover, cardholders can enjoy 10% off Citi Studio 4DX movie tickets, 2-for-1 3D and 2D movie tickets at Cinema City Langham and Cinema City Victoria and 12% off 3D / 2D / Atmos movie tickets at Cinema City Langham Place, Cinema City Chai Wan, Cinema City JP, Candy Park by Cinema City and Cinema City Victoria.
How to Apply for Citibank Cash Back Credit Cards
Citibank Cash Back Credit Card Rewards
Citi ThankYou Rewards
Citi Pay with Points
How to Earn Cash Back with Citibank Credit Cards
Citibank offers a whole range of cashback credit cards from online shopping to global dining and from supermarket shopping to overseas spending. Depending on your spending pattern, you can apply for the credit card that best suits your shopping habits.
Cash Back from Dining Spending
Citibank offers year-round dining discounts at a range of selected merchants such as KFC, Lei Garden and Conrad Hong Kong.
Cash Back from Travel Spending
Cardholders can enjoy cashback, discounts and privileges when making travel bookings with Citibank credit cards at designated merchants including Agoda, Expedia, Booking.com, Hotels.com, etc.
Welcome Offer Cash Back
New applicant may enjoy bonus cashback for applying Citibank credit cards for the first time. As long as new cardholders can fulfil the minimum spend requirements, the bonus cashback will be credited to the credit card account.
Citibank Credit Cards Frequently Asked Questions
What’s the Minimum Payment Due for Citibank Credit Cards?
- The final amount of the minimum payment due is comprised of 1.5% of the statement balance plus current billed interest, annual fees, late charges and other credit card charges (if any).
What’s the Credit Card Hotline for Citibank?
- For credit card enquiries, you can call Citibank hotline at 2860 0333. You can settle card payment, change your credit card autopay instruction, report loss and talk to a customer care representative, etc. via this online.
How to Redeem Cash Back for Citibank Credit Cards?
- The rebate earned in eligible transactions excluding online bill payment, transactions through Faster Payment System (FPS) Service, etc. will be credited automatically to the eligible card account on the next statement.
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
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- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.