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Best Citibank Cash Back Credit Cards in Hong Kong 2024

Compare and find the best Citibank cashback credit cards in Hong Kong to get the most cash rebate in eligible transactions, and get extra cash rewards on designated spending categories. Read More
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We found 7 Citibank Credit Cards for you!
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Citi Cash Back Card
MoneySmart Exclusive
2% foreign currency rebate

Citi Cash Back Card

Minimum Income Requirements
HK$120,000
Cash back on overseas spend
2%
Cash back on local spend
2%
【MoneySmart Exclusive！】From now until 30 September, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
Citi PremierMiles Card
MoneySmart Exclusive
Free travel insurance and airport lounges access

Citi PremierMiles Card

Minimum Income Requirements
HK$120,000
Cash back on overseas spend
2%
Cash back on local spend
0.75%
【MoneySmart Exclusive！】From now until 30 September, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
Citi Rewards UnionPay Card
MoneySmart Exclusive
Earn 3X points for QuickPass Transactions

Citi Rewards UnionPay Card

Minimum Income Requirements
HK$120,000
QuickPass Transactions
3X Points
Miles Conversion (local spend)
$5 = 1 Mile
【MoneySmart Exclusive！】From now until 30 September, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
Citi Rewards MasterCard
MoneySmart Exclusive
5x Points on contactless transactions

Citi Rewards MasterCard

Minimum Income Requirements
HK$120,000
Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
5X points
Cash back on Wallet transactions
5X Points
【MoneySmart Exclusive！】From now until 30 September, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
Citi The Club
MoneySmart Exclusive

Citi The Club

Minimum Income Requirements
HK$120,000
Cash back on local spending (Designated HKT merchants and Designated Merchants)
4%
Cash back on other local spending
1%
【MoneySmart Exclusive！】From now until 31 August, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$4,000 after card issuance, new customers can enjoy $2,000 cash rebate (5,000 Clubpoints (equivalent to HK$1,000 in value) + HK$1,000 Cash Rebate)!
Valid until 30 Sep 2024 - See more details below
Apply Now
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Citi Octopus Platinum Card
MoneySmart Exclusive
Up to 15% transport fare rebate

Citi Octopus Platinum Card

Minimum Income Requirements
HK$120,000
Cash back on overseas spend
0.5%
Cash back on local spend
0.5%
【MoneySmart Exclusive！】From now until 30 September, upon successful application of designated Citi Credit Cards via MoneySmart and eligible spending of HK$8,000 after card issuance, new customers can enjoy $1,600 cash rebate!
Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
Citi Cash Back Card (Student)
Earn cashback from digital wallets

Citi Cash Back Card (Student)

Minimum Income Requirements
$0
Cash back on local spend
2%
Cash back on overseas spend
2%
Read More
More Details

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Best Citibank Cashback Credit Card in Hong Kong 2022

Credit CardsMinimum Annual SalaryBest For
Citi Cash Back CardHK$240,000Cashback rewards seekers
Citi Prestige CardHK$600,000Frequent travellers with high annual income and does not mind paying the annual fee for the rewards
Citi Rewards CardHK$150,000Frequent shoppers looking for flexibility in rewards
Citi PremierMiles CardHK$240,000Frequent travellers looking for free travel insurance, airport lounge access and good conversion rate for overseas spending
Citi Clear CardHK$60,000Frequent online shoppers and moviegoers

What Makes Citibank Cash Back Credit Cards Stand Out

Citi Cash Back Card

Citi Cash Back Card is best for rewards seekers. It offers unlimited cash rebate with no minimum spending requirements throughout the year. It offers 2% rebate on global dining and hotel spending, 1% cash rebate on other spending in local currency, 1% rebate on e-wallet transaction, which includes PayMe, WhChat Pay, AliPay and Octopus and 2% cash rebate on online or overseas. Cardholders can also enjoy all Visa Signature Privileges.

Citi Prestige Card

Citi Prestige Card is best for frequent travellers with high annual income. Cardholders do not mind paying the annual fee of HK$3,800 in exchange for good rewards. Cardholders can enjoy access to global airport lounge access for free, up to HK$750,000 free travel insurance and a 4th-night free stay at any hotel.

Citi Rewards Card

This card is best for frequent shoppers looking for flexibility in rewards. The points earned will never expire, and the points earned can be redeemed for cash coupons, movie tickets & air miles at Citi ThankYou Rewards online or cardholders can choose to redeem the points instantly to offset their spending anytime with Citi Pay with Points (250 Points = Instantly offset HK$1 spending), Cardholders can enjoy 5X rewards points all year round (HK$3 = 1 mile) and 8X rewards points during the birthday month (HK$1.875 = 1 mile) of the cardholders at supermarkets, department stores and telecom providers, autopay of telecommunication bill payments are included.

Citibank PremierMiles Card

This card is best for frequent travellers who enjoy free travel insurance, a good conversion rate of overseas spending, and free airport lounge access. With Citibank PremierMiles Card, cardholders can enjoy up to 12 times complimentary access to 50+ designated Plaza Premium Lounges worldwide every year. Cardholders can enjoy HK$8 = 1 Miles on local spending; HK$3 = 1 Miles on overseas and online foreign currency spending. Cardholders can redeem mileage in 12 participating frequent Flyer Program, which includes Asia Miles, KrisFlyer, Flying Blue & Qantas Frequent Flyer) to redeem mileage of over 100 airlines and or redeem points for hotel accommodation in participating hotel groups which include IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express & Hotel Indigo)

Citi Clear Card

Citi Clear Card is best for frequent online shoppers and moviegoers. Cardholders can get HK$600 cash rebate for spending HK$10,000 or above in the first 2 months from card issuance. Cardholders can enjoy annual fee waiver for the best year. Cardholders can earn up to 2% cash rebate on online foreign currency spending and 0.4% cash rebate on other spending. Moreover, cardholders can enjoy 10% off Citi Studio 4DX movie tickets, 2-for-1 3D and 2D movie tickets at Cinema City Langham and Cinema City Victoria and 12% off 3D / 2D / Atmos movie tickets at Cinema City Langham Place, Cinema City Chai Wan, Cinema City JP, Candy Park by Cinema City and Cinema City Victoria.

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How to Apply for Citibank Cash Back Credit Cards

Applicant needs to be at least 18 years of age and he/she needs to be a Hong Kong resident. Before applying, it is important to check the minimum annual income threshold and other requirements. For example, Citi Cash Back card requires a minimum income of HK$240,000 annually. The easiest way is to apply online and submit all the documents required such as ID copy, address proof and income proof.

Citibank Cash Back Credit Card Rewards

Citi ThankYou Rewards

Citi ThankYou Rewards is an online platform on which cardholders can redeem a full range of rewards including gift vouchers, merchandise, miles and cash rebates, etc. in a few steps.

Citi Pay with Points

Cardholders can offset credit card spending with Points earned via selected merchant online platform, mobile SMS or ThankYou Rewards online.

How to Earn Cash Back with Citibank Credit Cards

Citibank offers a whole range of cashback credit cards from online shopping to global dining and from supermarket shopping to overseas spending. Depending on your spending pattern, you can apply for the credit card that best suits your shopping habits.

Cash Back from Dining Spending

Citibank offers year-round dining discounts at a range of selected merchants such as KFC, Lei Garden and Conrad Hong Kong.

Cash Back from Travel Spending

Cardholders can enjoy cashback, discounts and privileges when making travel bookings with Citibank credit cards at designated merchants including Agoda, Expedia, Booking.com, Hotels.com, etc.

Welcome Offer Cash Back

New applicant may enjoy bonus cashback for applying Citibank credit cards for the first time. As long as new cardholders can fulfil the minimum spend requirements, the bonus cashback will be credited to the credit card account.

Citibank Credit Cards Frequently Asked Questions

What’s the Minimum Payment Due for Citibank Credit Cards?

The final amount of the minimum payment due is comprised of 1.5% of the statement balance plus current billed interest, annual fees, late charges and other credit card charges (if any).

What’s the Credit Card Hotline for Citibank?

For credit card enquiries, you can call Citibank hotline at 2860 0333. You can settle card payment, change your credit card autopay instruction, report loss and talk to a customer care representative, etc. via this online.

How to Redeem Cash Back for Citibank Credit Cards?

The rebate earned in eligible transactions excluding online bill payment, transactions through Faster Payment System (FPS) Service, etc. will be credited automatically to the eligible card account on the next statement.