We found 5 Hang Seng Bank Credit Cards for you!
Bank Promo
Get 5% cash dollars rebate on designated spending
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 5%
- Cash back on local spendHow can I earn 5% cash back?Upon monthly eligible transactions amount of HK$3,000 with this credit card, you can enjoy 5% cash dollars rebate for designated mobile payment, online and overseas spending made in that month.
- 5%
Bank Promo: 【Summer Offer】Enjoy up to $3,450 Cash Dollars! Valid till 30 Aug 2020.
Cash Back Features
- 5% Cash Dollars rebate in selected mobile payment spending transaction (Local Dining, Fashion and Entertainment)
- 5% Cash Dollars rebate in overseas transaction
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
| Mastercard |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 1.5%
- Cash back on local spendWhat purchases are eligible?You can get 1% enJoy Dollars rebate for spending at the enJoy Card designated merchants, i.e. earn $2 enjoy Dollars for every HK$200 spent.
- 1％
Cash Back Features
- 1% enJoy Dollars rebate (HK$200 = $2 enJoy Dollars) at designated merchants (e.g. IKEA, 7-Eleven)
- 0.5% Cash Dollars rebate (HK$200 = $1 Cash Dollar) at non-designated merchants
- Up to 2.4% Cash Dollars rebate for eligible overseas spending + Up to 1.2% Cash Dollars rebate for eligible online shopping spending
- Accumulated enJoy Dollars and Cash Dollars can be used as cash for next purchase at designated merchants
- Designated merchants exclusive year-round discount offers
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 4%
- Cash back on local spend
- 4%
Cash Back Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 4%
- Cash back on local spend
- 4%
Cash Back Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 4%
- Cash back on local spend
- 4%
Cash Back Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|