We found 4 Hang Seng Bank Credit Cards for you!
Bank Promo
- Min. Annual Salary
- HK$150,000
- Miles Conversion (Dining)
- N/A
- Cash back on dining
- 1％
Bank Promo: Up to 80,000 reward points (=HK$400) Valid till 31 Dec 2020.
Dining Features
- 10% off dine-in and takeaway orders at KFC (Monday to Friday)
- 10% off dine-in a la carte menu item at Pizza Hut (Monday to Sunday)
- 10% off lunch and dinner buffets at Courtyard by Marriott Hong Kong
- 15% off lunch, afternoon tea, and dinner buffets at Marco Polo Hongkong Hotel
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (Dining)
- N/A
- Cash back on dining
- 4%
Dining Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (Dining)
- N/A
- Cash back on dining
- 4%
Dining Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
- Min. Annual Salary
- HK$150,000
- Miles Conversion (Dining)
- N/A
- Cash back on dining
- 4%
Dining Features
- Starting from the month of successful registration, upon accumulating eligible monthly retail spending on local, online shopping or overseas transactions of designated amount with your registered Hang Seng Credit Card, you can earn up to 4% Cash Dollars Rebate on the eligible spending made in designated categories in that month.
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|