Best Hang Seng Bank Student Credit Cards Hong Kong 2020

Annual Interest Rate	34.97%
Annual Principal Fee	HK$0
Supplementary Annual Fee	N/A
Fee Waiver
Minimum Monthly Repayment	The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii).
Interest Free Period	Up to 56 days

Local Resident	HK$150,000
Foreigner	HK$150,000

Mastercard

Annual Interest Rate	34.97%
Annual Principal Fee	HK$0
Supplementary Annual Fee	N/A
Fee Waiver	N/A
Minimum Monthly Repayment	The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii).
Interest Free Period	Up to 56 days

Local Resident	HK$150,000

Visa

Visa payWave

Best Hang Seng Student Credit Cards in Hong Kong 2019

Credit Card	Annual Fee	Benefits
Hang Seng MPOWER Card	Waived	Up to 4.4% Cash Dollars rebate in mobile payment
City University of Hong Kong Platinum Credit Card	HK$1,500	Use of CityU swimming pool at special rate
The Chinese University of Hong Kong Platinum Credit Card	HK$1,500	6-month or 12-month interest-free instalment plan

Hang Seng Student Credit Card Offers and Promotions

Hang Seng offers a host of promotions and offers to student credit card holders from $0 handling fee waiver for buying online movie tickets to free popcorn and from free KKbox membership and more.

Movie & Cinema Offers

With designated Hang Seng credit cards, students can enjoy online handling fee waiver, discounted tickets, free popcorn and more throughout the year at MCL Cinemas.

Mobile Payment Offers

Hang Seng credit card holders enjoy up to 4.4% Cash Dollars Rebate for mobile payment transaction capped at HK$3000 on dining, fashion and entertainment in town.

University Offers

With University/ College Affinity card, cardholders can enjoy a range of benefits and offers on campus facilities which include 2.4% cash dollars, discounts on dining and coffee, use of facility at a discount rate, etc.

Hang Seng Credit Card Hotline

For Hang Seng credit card issues, cardholders may call 2398 0000. Please follow this shortcut key 3>8>4>8 to speak to a customer service representative. For annual fee waiver request, please enter 3>1 instead. To report credit card loss, please enter 3.

Hang Seng Credit Card Designated Merchants

With Hang Seng credit card, students can earn Cash Dollars which can be used to offset spending instantly both online and offline at participating merchants in town. What’s more, cardholders can earn Merchant Dollars on top of Cash Dollars for every purchase at designated merchants, which can be used at the same designated merchants as instant cash to make money go further.

Clothes & Accessories

With Hang Seng credit card, students can use Cash Dollars as instant cash at participating apparel & accessories retail stores such as UNIQLO, Marathon Sports, Quicksilver, etc.

Restaurants & Cafes

Cash Dollars can be used at a number of participating restaurants and cafes such as Pizza Hut, Bistro Delifrance, Genki, etc.

Online Shopping

Students can use Cash Dollars as instant cash at online Designated Merchants such as Sasa, JHC, etc.

Hang Seng Credit Cards Frequently Asked Questions

Can You Apply for Annual Fee Waiver with Hang Seng Student Credit Cards?: Designated Hang Seng student credit cards such as Hang Seng MPOWER Card offers perpetual annual fee waiver for card holders. For others, you may try to request annual fee waiver by calling Hang Seng credit card customer service hotline at 2398 0000 and enter 3 >1 as shortcut key.
How Can You Check Application Status of Hang Seng Credit Cards?: You can check your application status through Hang Seng credit card customer service hotline at 2398 0000. The shortcut to such enquiry is 3>8>4>8.
Can You Apply for a Cash Instalment Plan with Hang Seng Bank?: Yes. You can apply for interest-free cash instalment plan either through Hang Seng credit card customer service hotline at 2398 0000 or apply online with no income proof required. Cardholders enjoy the option to repay over a period of 6 to 60 months. Please note that handling fee will be charged.

Best Hang Seng Bank Student Credit Cards Hong Kong

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Hang Seng enJoy Card