- Annual Principal Fee
- Perpetual annual fee waiver
- Local Resident
- HK$150,000 (except full-time university/tertiary students)
- Feature
- 2.4% Cash Dollars rebate for Tuition Fee Payment
【Limited Time Offer】Until 18 June, apply for the designated Hang Seng Credit Card and spend any amount, to get an extra HK$500 Apple Gift Card or HK$500 Supermarket vouchers or [Newly added!] HK$500 Klook Coupon.
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
【Limited Offer】Until 18 June, apply for the designated Hang Seng Credit Card via MoneySmart simply spend HK$1,000 within a month, to get an extra HK$1,000 Apple Gift Card or HK$1,000 Supermarket vouchers or HK$1,000 Klook Coupon. To ensure you can get the exclusive reward, please apply via this link and do not log on to Hang Seng Personal e-Banking!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on selected spending categories
- 5%
- +FUN Dollars rebate on online retail transaction
- 5%
【Limited Offer】Until 18 June, apply for the designated Hang Seng Credit Card via MoneySmart simply spend HK$1,000 within a month, to get an extra HK$1,000 Apple Gift Card or HK$1,000 Supermarket vouchers or HK$1,000 Klook Coupon. To ensure you can get the exclusive reward, please apply via this link and do not log on to Hang Seng Personal e-Banking!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!
