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Best Hang Seng Bank Student Credit Cards in Hong Kong

Compare Hang Seng Bank credit cards for students in Hong Kong to earn welcome offers, special student discounts, rewards and more. Apply student credit card with no income proof needed. Read More
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We found 2 Hang Seng Bank Credit Cards for you!
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Hang Seng enJoy Card
MoneySmart Exclusive
Up to 4x Points to spend as cash

Hang Seng enJoy Card

Annual fee
Perpetual annual fee waiver
Cash back on local spend
2％
Welcome Offer
Up to 120,000 yuu Points
Apply and redeem any of these rewards

【Make Every Grocery Trip Count】
From now until 31 August, new credit card customers* who successfully applied for the Hang Seng enJoy Card via MoneySmart, simply spend HK$200 within 30 days after card issuance, can enjoy an extra 10,000 SmartPoints; existing customers who spend HK$200 within 30 days after card issuance, can also enjoy extra 7,000 SmartPoints!
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New customers can use 10,000 SmartPoints to fully redeem HK$1,000 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or BRUNO Compact Hot Plate - Red (BOE021-RD) (Value : HK$998) from our Rewards Store. You can also top-up to redeemJBL Charge 6 Wireless Speaker (Black)****(Value: HK$1,399). Existing customers can use 7,000 SmartPoints to fully redeem a SAMSUNG Galaxy Buds FE (Retail Value: HK$898) or HK$700 vouchers. Explore more other options available at our Rewards Store!
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【Bank Welcome Offer】Link enJoy Card to yuu Rewards Program and accumulate eligible retail spending of HK$6,000, New Credit Card Customers will be entitled to 120,000 yuu Points (equivalent to rewards worth HK$600); Existing Credit Card Customers will be entitled to 80,000 yuu Points (equivalent to rewards worth HK$400)!

Valid until 31 Aug 2025 - See more details below
Apply Now
Hang Seng MMPOWER World Mastercard®
MoneySmart Exclusive
Get up to 6% +FUN Dollars on overseas spending

Hang Seng MMPOWER World Mastercard®

Annual fee
Perpetual annual fee waiver
+FUN Dollars rebate on Overseas foreign currencies spending
Up to 6%
+FUN Dollars rebate on Online Retail Transaction
Up to 5%%
Apply and redeem any of these rewards

【📱Earn 5% +FUN Dollar Rebate & Welcome Perks with Your NEW PHONE Purchase!】
From now until 31 August, new credit card customers* who successfully applied for the Hang Seng MMPOWER Card via MoneySmart, simply spend HK$100 within 30 days after card issuance, can enjoy an extra 8,000 SmartPoints; existing customers who spend HK$100 within 30 days after card issuance, can also enjoy extra 6,000 SmartPoints!
⠀⠀
New customers can use 8,000 SmartPoints to fully redeem HK$800 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) or Apple HomePod mini (Value: HK$749) or De'Longhi KBOV2001 Icona Vintage Series Water Kettle (Value: HK$888), you can also top-up to redeem BRUNO Compact Hot Plate - White (Value: HK$998) from our Rewards Store. Existing customers can use 6,000 SmartPoints to fullyredeem a CMF By Nothing WATCH PRO D395 (Retail Value: HK$549) or HK$600 vouchers. Explore more other options available at our Rewards Store!

Valid until 31 Aug 2025 - See more details below
Apply Now

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Best Hang Seng Student Credit Cards in Hong Kong

Credit CardAnnual FeeBenefits
Hang Seng MPOWER CardWaivedUp to 6% +FUN Dollars rebate on overseas, online, and select category spending (e.g., dining, entertainment)
City University of Hong Kong Platinum Credit CardHK$1,500HK$1,500 (waivable for students), 2.4% +FUN Dollars rebate on tuition fees, discounted campus facility access (e.g., swimming pool)
The Chinese University of Hong Kong Platinum Credit CardHK$1,500HK$1,500 (waivable for students) | 2.4% +FUN Dollars rebate on tuition fees, 6-60 month interest-free instalment plans

Hang Seng Student Credit Card Offers and Promotions

Hang Seng offers a host of promotions and offers to student credit card holders from $0 handling fee waiver for buying online movie tickets to free popcorn and more.

Movie & Cinema Offers

With designated Hang Seng credit cards, students can enjoy online handling fee waiver, discounted tickets, free popcorn and more throughout the year at MCL Cinemas.

Mobile Payment Offers

Earn up to 6% +FUN Dollars rebate on mobile payment transactions (capped at HK$300 monthly) for dining, fashion, and entertainment spending.

University Offers

With University/ College Affinity card, cardholders can enjoy a range of benefits and offers on campus facilities which include 2.4% cash dollars, discounts on dining and coffee, use of facility at a discount rate, etc.

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Hang Seng Credit Card Hotline

For Hang Seng credit card issues, cardholders may call 2398 0000. Please follow this shortcut key 3>8>4>8 to speak to a customer service representative. For annual fee waiver request, please enter 3>1 instead. To report credit card loss, please enter 3.

Hang Seng Credit Card Designated Merchants

With Hang Seng credit card, students can earn Cash Dollars which can be used to offset spending instantly both online and offline at participating merchants in town. What’s more, cardholders can earn Merchant Dollars on top of +Fun Dollars (Cash Dollar) for every purchase at designated merchants, which can be used at the same designated merchants as instant cash to make money go further.

Clothes & Accessories

With Hang Seng credit card, students can use +Fun Dollars (Cash Dollar) as instant cash at participating apparel and accessories retail stores such as UNIQLO, Marathon Sports, Quicksilver, etc.

Restaurants & Cafes

+Fun Dollars (Cash Dollar) can be used at a number of participating restaurants and cafes such as Pizza Hut, Bistro Delifrance, Genki, etc.

Online Shopping

Students can use Cash Dollars as instant cash at online Designated Merchants such as Sasa, JHC, etc.

Hang Seng Credit Cards Frequently Asked Questions

Can You Apply for Annual Fee Waiver with Hang Seng Student Credit Cards?

Designated Hang Seng student credit cards such as Hang Seng MPOWER Card offers perpetual annual fee waiver for card holders. For others, you may try to request annual fee waiver by calling Hang Seng credit card customer service hotline at 2398 0000 and enter 3 >1 as shortcut key.

How Can You Check Application Status of Hang Seng Credit Cards?

You can check your application status through Hang Seng credit card customer service hotline at 2398 0000. The shortcut to such enquiry is 3>8>4>8.

Can You Apply for a Cash Instalment Plan with Hang Seng Bank?

Yes. You can apply for interest-free cash instalment plan either through Hang Seng credit card customer service hotline at 2398 0000 or apply online with no income proof required. Cardholders enjoy the option to repay over a period of 6 to 60 months. Please note that handling fee will be charged.