Best PrimeCredit Student Credit Cards in Hong Kong

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Fitbit Versa Lite Smart Watch or JBL FREE X Truly Wireless In-Ear Headphones or Ocean Park SmartFun Annual Pass (Gold Pass)

MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate.Valid till 29 Feb 2020.Valid till 29 Feb 2020.

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Student Features

First 5 year annual fee waiver for Student

Annual Interest Rate and Fees

Annual Interest Rate	N/A
Principle Annual Fee	HK$800
Supplementary Annual Fee	N/A
Fee Waiver	Yes
Minimum Monthly Repayment	HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period	53 Days

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Other

Card Association	Unionpay
Wireless Payment	UnionPay QuickPass, Apple Pay

Popular PrimeCredit Student Credit Cards

Extra HK$300 cash rebate

EarnMORE UnionPay Card (applicable to designated Full-time University /Tertiary Students)

HK$0

Min. Annual Salary

2%

Cash back on local spend

N.A.

Miles Conversion (local spend)

MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.

Welcome offer: HK$200 Cash Rebate (equivalent to 10% Cash Rebate ) or OTO Back Snuggle or Panasonic Air Purifier

MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.

More Details

Student Features

First 5 year annual fee waiver for Student
Available for full time degree/ diploma student
No income proof needed
An exclusive HK$200 cash rebate for full time degree/ diploma student

Annual Interest Rate and Fees

Annual Interest Rate	N/A
Principle Annual Fee	HK$800
Supplementary Annual Fee	N/A
Fee Waiver	Yes
Minimum Monthly Repayment	HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period	53 days

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Other

Card Association	Unionpay
Wireless Payment	UnionPay QuickPass, Apple Pay

Extra HK$300 cash rebate

EarnMORE UnionPay Card

HK$0

Min. Annual Salary

2%

Cash back on local spend

N.A.

Miles Conversion (local spend)

MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.

Welcome offer: HK$670 cash rebate or OTO Back Snuggle or Panasonic Air Purifier or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program

MoneySmart Exclusive: Successful application through MoneySmart Extra HK$300 cash rebateValid till 29 Feb 2020.

More Details

Student Features

Annual Interest Rate and Fees

Annual Interest Rate	N/A
Principle Annual Fee	HK$800
Supplementary Annual Fee	N/A
Fee Waiver	Yes
Minimum Monthly Repayment	HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period	53 days

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Other

Card Association	Unionpay
Wireless Payment	UnionPay QuickPass, Apple Pay

Extra HK$300 cash rebate

WeWa UnionPay Card

$0

Min. Annual Salary

4%

Cash back on local spend

N.A.

Miles Conversion (local spend)

MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate .Valid till 29 Feb 2020.Valid till 29 Feb 2020.

Fitbit Versa Lite Smart Watch or JBL FREE X Truly Wireless In-Ear Headphones or HK$500 Cash Rebate or Ocean Park SmartFun Annual Pass (Gold Pass)

MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate .Valid till 29 Feb 2020.Valid till 29 Feb 2020.

More Details

Student Features

First 5 year annual fee waiver for Student

Annual Interest Rate and Fees

Annual Interest Rate	N/A
Principle Annual Fee	HK$800
Supplementary Annual Fee	N/A
Fee Waiver	Yes
Minimum Monthly Repayment	HK$50 or the aggregate amount of all the following items (whichever is higher): (i) All finance charges and other fees & charges billed; (ii) 1% of statement balance (excluding all finance charges and other fees & charges); (iii) Outstanding Minimum Payment Due (when applicable); and (iv) Total over-the-limit amount (when applicable)
Interest Free Period	53 Days

Minimum Income Requirements

Local Resident	HK$0
Foreigner	HK$0

Other

Card Association	Unionpay
Wireless Payment	UnionPay QuickPass, Apple Pay