- Total Amount Payable
- Total Interest Payable
- Monthly Payment
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
|Uaf Loans||Features||Welcome Offer|
|Money Internet Personal Loan||Instant approval and cash transfer by FPS including weekends||N.A.|
|"NO SHOW" Personal Loan||Apply over the phone and get instant approval with no documents required||N.A.|
|Debts Consolidation Loan||Flexible repayment terms and personalised interest rate to clear your debts||N.A.|
|e-Cash Revolving Loan||Apply once and enjoy unlimited usage of the approved credit line||N.A.|
|Overseas Workers Loans||Customised loan amount & repayment terms||Earn up to HK$30 coupon upon successful application and an extra Smart Watch for free and up to HK$500 coupon upon loan disbursement|
The loan application process can be daunting. Applicants are usually required to submit a list of documents. It usually takes a lot of time and energy to put together a loan application. However, UA Finance requires no documents for their "NO SHOW" Personal Loan. Applicants do not even need to present ID card.
If you are like most of the Hong Kong people, you are often time-deprived. With UA Finance, you just have to apply for loans with a phone call. You don’t need to show up at all. Simply submit your personal information and confirm your loan via SMS, then UA Finance will deposit cash directly to your account. You can literally apply for loans at the comfort of your home/ workplace, etc.
If you are a student looking for loans for higher education, UA Loan for Higher Education Students can be a good choice. You can apply for it anytime through their website without the need to show up at the branches. You have up to 48 months to repay your debt and you can borrow up to HK50,000 at 18% interest rate per annum.
If you have successfully applied for a loan from UA Finance, you will automatically be enrolled to the Bonus Points Program to gain points and redeem a wide range of rewards. Check the list out for a wide range of rewards:
Existing customers can participate in the Member-Gets-Member (MGM) Referral Program to earn up to HK$60,000 for every successful referral. The rewards are unlimited. You can refer as many as you want. What’s more, the referee can also enjoy HK$300 supermarket coupon for being successfully referred.
UA offers a wide variety of loan products including instalment loan and revolving loan including i-Money Internet Personal Loan, "NO SHOW" Personal Loan, Debts Consolidation Loan, e-Cash Revolving Loan to suit your different needs.
An instalment loan is a personal loan with a fixed repayment term. Borrowers are required to repay the debt on a monthly basis. Furthermore, interest is dependent on the loan amount and the repayment term.
A revolving loan is a personal loan product with a credit limit. You can withdraw money over the phone or via the internet within the offered credit limit for an unlimited number of times. Interest will only be applied to the credit amount you request on a daily basis.
UAF "NO SHOW" Personal Loan does not require any documents, all you need to do is below 3 easy steps:
You’ll need these are the documents for your UA Finance loan: