- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $28,187 rewards】Seize market opportunities💰Click in secure capital in 3 steps
From 1 July until 31 July 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$28,187 Rewards!
⠀⠀
Apply and submit all the required documents to get up to 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR.

- APR*
- 1.68
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【No address proof and income proof needed】
No more complicated procedures or documents required! Complete your loan application, approval, and smart management all within 1 App, with a simple and truly convenient process. Successfully apply and withdraw a designated loan amount, and you can enjoy up to HK$18,888 cash rebate from WeLab Bank3! Loans are faster and more convenient, helping you easily seize various financial opportunities!
⠀⠀
From 1 July until 31 July 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to get up to 🔥 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!)!

- APR*
- 4.11%
- Total Amount Payable
- HK$208,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$8,693
【Upgraded Offer – up to $32,687 rewards】
From 1 July until 31 July, apply for WeLab Bank Card Debt Consolidation Loan via MoneySmart using promo code 「NLSMRT」and submit all required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But thats not all! If you successfully apply and drawdown a loan through MoneySmart, you can receive cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀
Save up to 97% on interest and clear all your credit card debt with a new perspective!
⠀⠀

- APR
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $28,187 rewards】Seize market opportunities💰Click in secure capital in 3 steps
From 1 July until 31 July 2025, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$28,187 Rewards!
⠀⠀
Apply and submit all the required documents to get up to 13,000 SmartPoints and fully redeem HK$1,300 vouchers (over 20+ brand vouchers including Apple / HKTVmall / Klook etc) from our Rewards Store. But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$18,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,999 as well!
⠀⠀
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR.
