- APR*
- 1.68%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
From 1 October til 31 October 2023, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to HK$8,000 Supermarket Vouchers / HK$8,000 Apple Store Gift Card / iPhone 15 Plus (HK$7,699)! Designated loan amount are offered LG AF20LEMON PuriCare™ 4-in-1 Aerofurniture (HK$ 4,380) or Bose Quietcomfort ultra earbuds (HK$2,299)!
Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$21,888 rewards!
Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.

- APR* (Inclusive of $3,000 cash rebate)
- 1.28%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
Our team of seasoned experts are here to provide you personal and professional advice, so you can pick the best loan plan with the ultimate ease of mind.
Monthly Payment (based on 36 months repayment period)
HK$6,458
- APR*(Include the HKD 4,500 savings cash rebate from “Special Interest Rate to the Core Account Offer”)
- 3.9%
- Total Amount Payable (based on 36 months repayment period)
- HK$232,480
- Total Interest Payable (based on 36 months repayment period)
- HK$132,480
- Monthly Payment (based on 36 months repayment period)
- HK$6,458