Virtual Bank Loan 2026: Compare Virtual Bank Loan Offers / APR / Monthly Payment

HK$
HK$

We found 6 Personal Loans for you!

Upgraded Offers!Need to use promo code 「NLSMRT」
1.66%
APR as low as*
HK$206,720
Total Amount Payable
HK$6,720
Total Interest Payable
MoneySmart Exclusive

【Low-Interest ⚠️ Use Promo Code「NLSMRT」and Get HK$1,300 Regardless of Approval 📈】
From now until 7 October 2026, successfully apply for a WeLab Bank Personal Instalment Loan via MoneySmart with promo code 「NLSMRT」to enjoy exclusive perks:
1️⃣ HK$1,300 cash voucher regardless of approval
2️⃣ APR as low as 1.66%
3️⃣ Total rewards of up to HK$30,848
4️⃣ Free and unlimited access to credit score assessments.
⠀⠀
To borrow or not to borrow? Borrow only if you can repay!

Valid till 07 Oct 2026

Reward Image
Sponsored listing

Need to use promo code 「NLSMRT」
4.11%
APR as low as*
HK$208,640
Total Amount Payable
HK$8,640
Total Interest Payable
MoneySmart Exclusive

MoneySmart promo code「NLSMRT」- up to $32,688 rewards
💰 HK$800 vouchers regardless of approval
📈 Save up to 97% on interest
✅ Repayment period up to 72 months
⠀⠀
To borrow or not to borrow? Borrow only if you can repay!

Valid till 31 Oct 2026

Reward Image

Need to use promo code 「NLSMRT」
1.66%
APR as low as*
HK$206,720
Total Amount Payable
HK$6,720
Total Interest Payable
MoneySmart Exclusive

【Low-Interest ⚠️ Use Promo Code「NLSMRT」and Get HK$1,300 Regardless of Approval 📈】
From now until 7 October 2026, successfully apply for a WeLab Bank Personal Instalment Loan via MoneySmart with promo code 「NLSMRT」to enjoy exclusive perks:
1️⃣ APR as low as 1.66%
2️⃣ Submit all required documents and receive HK$1,300 cash voucher regardless of approval
3️⃣ Total rewards of up to HK$30,848
⠀⠀
To borrow or not to borrow? Borrow only if you can repay!

Valid till 07 Oct 2026

Reward Image
Sponsored listing

Mox Instant Loan image
HK$8,457
Monthly Payment
1.18%
APR as low as*
HK$202,976
Total Amount Payable
HK$2,976
Total Interest Payable

1.3%
APR as low as*
HK$202,803.20
Total Amount Payable
HK$2,803.20
Total interest payable

Loan amount up to HK$1,500,000, 72 months tenor
4.1%
APR*
HK$208,496
Total Amount Payable
HK$8,496
Total interest payable

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