Virtual Bank Loan 2022: Compare Virtual Bank Loan Offers / APR / Monthly Payment

Looking to apply for virtual bank loans in HK? Find the best virtual bank loans' APRs, interests and monthly payment with our loan calculator. Read More
100,000 personal loan Paid over 12 Months
HK$
We found 9 Personal Loans for you!
WeLab logo

Monthly Payment

HK$8,413

Monthly Payment
MoneySmart Exclusive
APR* (Inclusive of HKD 3,000 cash rebate)
1.27%
Total Amount Payable
HK$100,960
Total Interest Payable
HK$960
Monthly Payment
HK$8,413

【MoneySmart Exclusive Offer 】- get up to HK$3,000 supermarket vouchers / Apple Watch Series 7
From now until 31 May 2022, customers enter referral code "NLSMRT" to successfully apply for loan and draw down the $500,000 loan could win you up to HK$6,499 rewards (Including $3,000 draw down cash rebate from WeLab Bank and HK$3,000 supermarket vouchers / Apple Watch Series 7 from MoneySmart); new Welab bank customers enter referral code "NLSMRT" to successfully open an account could get an extra $300 account opening spending rebate.

Valid until 31 May 2022 - See more details below
Apply Now
天星銀行Airstar logo

Monthly Payment

HK$8,467

Monthly Payment
Bank Promo
APR*
2.99%
Total Amount Payable
HK$101,608
Total Interest Payable
HK$1,608
Monthly Payment
HK$8,467
Bank Promo:
Stellar APR as low as 1.28% & HK$400 loan coupon (usable at drawdown):
new customers successfully apply for the loan via MoneySmart, with drawdown of HK$50,000 or above and repayment tenor of 12 months or above within 30 calendar days. To be credited to customers' Airstar Bank HKD savings accounts in the form of cash rebate within 3 months upon loan drawdown

The promotion period is from now to 30 June 2022, both dates inclusive ("Promotion Period"). If Eligible Customer drawdown a Personal Loan with a loan amount not more than HKD100,000 during the Promotion Period, the first due date of the loan will be extended to 2 calendar months since the loan drawdown date which the customer is not required to make repayment in the first 60 days after drawdown (“Repayment Free Offer”). 
Valid until 30 Jun 2022 - See more details below
Apply Now
WeLab logo

Monthly Payment

HK$8,413

Monthly Payment
MoneySmart Exclusive
APR*
1.68%
Total Amount Payable
HK$100,960
Total Interest Payable
HK$960
Monthly Payment
HK$8,413

【MoneySmart Exclusive Offer 】- get up to HK$3,000 supermarket vouchers / Apple Watch Series 7
From now until 31 May 2022, customers enter referral code "NLSMRT" to successfully apply for loan and draw down the $500,000 loan could win you up to HK$6,499 rewards (Including $3,000 draw down cash rebate from WeLab Bank and HK$3,000 supermarket vouchers / Apple Watch Series 7 from MoneySmart); new Welab bank customers enter referral code "NLSMRT" to successfully open an account could get an extra $300 account opening spending rebate.

Valid until 31 May 2022 - See more details below
Apply Now
livi logo

Monthly Payment

HK$14,183

Monthly Payment
Bank Promo
APR*
5.85%
Total Amount Payable
HK$170,200
Total Interest Payable
HK$70,200
Monthly Payment
HK$14,183
Bank Promo:
Enjoy APR as low as 1.20%, earn up to $2,500 HKD cash rebate!
Effective immediately from now on to May 31, earn extra $1,000 HKD rebate with MoneySmart exclusive invitation code 【msmart#2500】Totally earn up to $2,500 cash rebate, APR as low as 1.08%! 
Valid until 31 May 2022 - See more details below
Apply Now
天星銀行Airstar logo

Monthly Payment

HK$8,467

Monthly Payment
Bank Promo
APR*
2.99%
Total Amount Payable
HK$101,608
Total Interest Payable
HK$1,608
Monthly Payment
HK$8,467
Bank Promo:
 HK$400 loan coupon (usable at drawdown):
new customers successfully apply for the loan via MoneySmart, with drawdown of HK$50,000 or above and repayment tenor of 12 months or above within 30 calendar days. To be credited to customers' Airstar Bank HKD savings accounts in the form of cash rebate within 3 months upon loan drawdown.

The promotion period is from 20 April 2022 to 30 June 2022, both dates inclusive ("Promotion Period").  Up to HKD 13,800 cash rebate is applicable to applicants who apply Debt Consolidation Loan within the Promotion Period and drawdown the loan successfully by 31 July 2022 with drawdown amount not less than HKD 200,000 and tenor not less than 24 months(“Eligible Customer”). 

If Eligible Customer drawdown a Debt Consolidation Loan at any amount during the Promotion Period, the first due date of the loan will be extended to 2 calendar months since the loan drawdown date which the customer is not required to make repayment in the first 60 days after drawdown (“Repayment Free Offer”). 
Valid until 30 Jun 2022 - See more details below
Apply Now
Mox logo

Monthly Payment

HK$8,733

Monthly Payment
APR*
9.1%
Total Amount Payable
HK$104,800
Total Interest Payable
HK$4,800
Monthly Payment
HK$8,733
Apply Now
富融銀行 logo

Monthly Payment

HK$8,717

Monthly Payment
APR*
4.8%
Total Amount Payable
HK$104,608
Total Interest Payable
HK$4,608
Monthly Payment
HK$8,717
Read More
富融銀行 logo

Monthly Payment

HK$8,909

Monthly Payment
APR*
3.88%
Total Amount Payable
HK$106,912
Total Interest Payable
HK$6,912
Monthly Payment
HK$8,909
Read More
眾安銀行 logo

Monthly Payment

HK$8,433

Monthly Payment
APR*
2.23%
Total Amount Payable
HK$101,200
Total Interest Payable
HK$1,200
Monthly Payment
HK$8,433
Read More

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