Virtual Bank Loan 2024: Compare Virtual Bank Loan Offers / APR / Monthly Payment

Looking to apply for virtual bank loans in HK? Find the best virtual bank loans' APRs, interests and monthly payment with our loan calculator. Read More
200,000 personal loan Paid over 24 months
HK$
We found 5 Personal Loans for you!
Airstar Bank logo

Monthly Payment

HK$8,593

Monthly Payment
APR*
1.58%
Total Amount Payable
HK$206,240
Total Interest Payable
HK$6,240
Monthly Payment
HK$8,593
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Airstar Bank logo

Monthly Payment

HK$8,593

Monthly Payment
APR*
2.99%
Total Amount Payable
HK$206,240
Total Interest Payable
HK$6,240
Monthly Payment
HK$8,593
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WeLab Bank logo

Monthly Payment

HK$8,693

Monthly Payment
MoneySmart Exclusive
APR*
4.11%
Total Amount Payable
HK$208,640
Total Interest Payable
HK$8,640
Monthly Payment
HK$8,693

[Mar Loan Promotion - Real Cash!]
From now on till 31 March 2024, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to 80,000 SmartPoints, you can customise your PERFECT REWARDS worth of HK$8,000 with 20+ brand vouchers and products (Brands include but not limit to Apple, Klook, YATA etc) 80,000 SmartPoints can be converted into over HK$5,300 cash and credited to your FPS account directly! (T&C apply)



Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$21,888 rewards!

*Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.

Valid until 31 Mar 2024 - See more details below
Apply Now
Mox logo

Monthly Payment

HK$9,033

Monthly Payment
Bank Promo
APR*
8.16%
Total Amount Payable
HK$216,800
Total Interest Payable
HK$16,800
Monthly Payment
HK$9,033
Bank Promo:
 Instant Loan: Enjoy a 3-month interest cash rebate and stay stress-free this tax season!
From now until 31 March 2024, open an account with MoneySmart promotional code "MSFLASH", you can enjoy a 3-month interest cash rebate* when you successfully apply for an Instant Loan for a loan amount of HK$100,000 or above and a repayment period of 36 months or above (maximum cash rebate amount: HK$4,000)! No extra documents are required, you can get the cash as quick as ONE SECOND to your Mox Account upon approval!
Valid until 31 Mar 2024 - See more details below
Apply Now
WeLab Bank logo

Monthly Payment

HK$8,493

Monthly Payment
Bank Promo
APR* (Inclusive of $3,000 cash rebate)
1.68%
Total Amount Payable
HK$203,840
Total Interest Payable
HK$3,840
Monthly Payment
HK$8,493
Bank Promo:
From now on till 31 March 2024, successfully draw down WeLab Bank Personal Instalment Loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$3,000 cash rebate offered by WeLab Bank!

Our team of seasoned experts are here to provide you personal and professional advice, so you can pick the best loan plan with the ultimate ease of mind.
Valid until 31 Mar 2024 - See more details below
Apply Now

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