Best Investment Accounts in Hong Kong 2026
Choose from MoneySmart's curated list of best brokerage accounts in Hong Kong!
Refine Your Results
We found 19 Investments for you!
【HK$1,900 Cash Welcome Offer 💰】From Aug 1 - 15, open an account via the designated MoneySmart link
1️⃣ Deposit HK$80,000–HK$499,999 within 30 days, then maintain for another 30 days. Choose one:
🔥 HK$1,900 cash* / Apple Store e-gift card/ De'Longhi Dedica Duo Pump-driven Espresso Coffee Machine (EC890) (Value HK$3,588)
🧭 Limited-time offer with a HK$80,000 deposit :
- Redeem at a discounted price of HK$2,300 - PHILIPS ADD6922CG Hot and Cold RO Water Dispenser with Auto Ice-Maker (Value: HK$6,488)
- Redeem at a discounted price of HK$2,000 - SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257)
2️⃣ Deposit HK$10,000 – HK$79,999 within 30 days, then maintain for another 30 days. Choose one:
🔥 HK$700 cash* / Apple Store e-gift card / 🆕 TEA CHÂTEAU Modern Tea Machine Set (Value: HK$1,838)
🧭 Limited-time offer with a HK$10,000 deposit :
- Redeem at a discounted price of HK$1,500 - Sony WF-1000XM6 earphones (Value HK$3,699)
⭐️ Webull Official Reward # : Deposit HK$500,000+ for a Webull cash coupon worth 1% of your deposit (max HK$100,000)
‼️ 1️⃣ & 2️⃣ rewards cannot be combined.
‼️ Deposit ≥HK$500,000 → auto 1% Webull cash coupon; NOT combinable with MoneySmart's HK$10,000/ HK$80,000 reward.
‼️ See【Reward Details】below for full promotion details and gift list.
Valid till 15 Aug 2026
From 1 – 15 Aug, Via MoneySmart's link, tap "Get Started", enter referral code 【MS26】 to complete account opening. Deposit & pick your portfolio within 14 days, and hold for 60 days* to claim your reward!
HK$1,000,000 deposit (maintain 365 days): HK$4,200 cash* / 🔥 SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4,257)
HK$200,000 deposit: HK$2,000 cash*/ Apple Store e-gift card
HK$10,000 deposit: HK$400 cash*/ Plaza Premium Lounge APAC 3 hrs Access Pass x 2 (value: HK$1,300)
* 60-day retention for 'Income Plus' customers;
120-day retention for "Cash+Fixed” and “Cash Flexi” customers.
HK$1,000,000 deposits require 365-day retention regardless of fund selection.
‼️ For full details including HK$500,000 and HK$200,000 deposit rewards, click【More Details】.
Valid till 15 Aug 2026
【August Bonus, Up to HK$12,399 Reward】From Aug 1–15, 2026, open an account via the MoneySmart designated link and meet the conditions below to claim official rewards and MoneySmart exclusive gifts:
MoneySmart exclusive gifts:
1️⃣ Deposit HK$50,000+, hold 30 days → HK$500 cash* / HK$700 ParknShop voucher
2️⃣ Deposit HK$10,000+, hold 30 days → HK$300 cash* / HK$500 ParknShop voucher
⭐️ Hold for 30 more days (60 days total) to also get Forthright Securities' official reward:
3️⃣ Deposit HK$50,000+, hold 60 days → HK$1,600 trading vouchers#
4️⃣ Deposit HK$10,000+, hold 60 days → HK$800 trading vouchers #
⭐️ No holding period needed — just open an account for: HK$1,000 IPO trading fee-free card + HK$200 trading cash voucher
‼️ Tap【More Details】below for full terms and rewards info.
Valid till 15 Aug 2026
【August Bonus Reward】1- 15 August: Download the Futu Moomoo App, enter promo code【MSFUTU】before completing opening, and then fulfill balance retention requirements to receive up to HK$7,234 in welcome rewards.
1️⃣【Deposit HK$80,000 & Hold for 60 days】💰 HK$2,000 cash*/ 💦 Philips RO Hot & Cold Pure Water Dispenser ADD6912/90 (value: HK$3,788)
🧭 Limited-time offer with a HK$80,000 deposit：
- HK$2,000 for SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257)
- HK$3,000 for Apple MacBook Neo 13" A18 Pro chip (8GB 256GB SSD) (Value : HK$5,499)
- HK$2,400 for Osmo Pocket 4 Creator Combo (Value: HK$4,419)
2️⃣【Deposit HK$10,000 or Student Exclusive Offer & Hold for 60 days】💰 HK$1,000 cash*/ PHILIPS ADD5981 All-in-One Water Dispenser (vlaue: HK$1,688)/ Dyson HushJet™ Mini Cool Fan & HK$200 ParknShop e-Vouchers (total value: HK$1,090)
🧭 Limited-time offer with a HK$10,000 deposit：
- HK$1,500 for Philips 6000 Series XW6264/11 Vacuum & Wash Cordless (Value: HK$5,398)
- HK$3,100 for SONY PlayStation 5 Digital Edition 825GB (Slim Version) (Value: HK$4.257)
⚡️ All new account holders during the promo also get: HK$100 Buy&Ship New Member Exclusive Consolidated Shipping Cash Voucher
‼️Tap on【More Details】below to find out more about the campaign and rewards!
Valid till 15 Aug 2026
【Welcome Rewards up to HK$3,088】
August 1–31: Deposit HK$10,000+ and open an account via the MoneySmart link with code【MONEYSMART】.
No retention needed — pick one: 💵 HK$500 Cash* / ParknShop / HKTVmall e-voucher
⭐️ Meet deposit, retention & trading requirements for an extra Tiger Brokers reward, up to HK$2,588.
See 【More Details】 below.
Valid till 31 Aug 2026
【HashKey Aug: HK$300 Welcome Offer, No Retention】🎉💰🎁
FromAug 1–31, open an account via the MoneySmart designated link or promo code【MS2026】and complete the conditions below to claim an HK$300 cash voucher:
⭐️ Complete 1 digital asset transaction of at least HK$100 within 14 days of account opening to get: 🔥HK$300 cash* or ParknShop cash e-voucher
‼️ For full promo and reward details, please see 【Reward Details】below
Valid till 31 Aug 2026
【 Last Chance ⚡WeLab August Triple Welcome Rewards, up to HK$7,700 in cash rewards】
From 1 – 31 August, download the WeLab Bank app and use promo code "WLBSMT" to open both bank account and investment account, as well as enable your WeLab Global Wallet Debit Card. Then, complete designated criteria to claim up to HK$8,876 rewards
1️⃣ Complete a "Eligible Fund Transaction" by 15 August 2026 and hold until 30 September 2026. Rewards based on the aggregate amount of Fund Units of Eligible Fund Transaction(s):
HK$80,000 to HK$199,999 (or equivalent): HK$400 cash* / HK$600 ParknShop or HKTVMall e-voucher
HK$200,000 to HK$499,999 (or equivalent): HK$1,300 cash* / HK$1,500 ParknShop or HKTVMall e-voucher
HK$500,000 to HK$999,999 (or equivalent): HK$2,800 cash* / SONY WH-1000XM6 headphones (value: HK$3,699)
HK$1,000,000 or above: HK$5,800 cash* / PHILIPS Hot and Cold RO Water Dispenser with Auto Ice-Maker ADD6922 (Value: HK$6,488)
⚡️Eligible fund trading customers get an extra: HK$100 Buy&Ship New Member Exclusive Consolidated Shipping Cash Voucher
2️⃣ During 1 – 31 August, exchange foreign currency up to the specified amount to earn up to HK$800 MoneySmart cash rewards.
3️⃣ Spend with WeLab Global Wallet Denit Card will also receive a 6% spending rebate.
‼️ The above lists only a selection of rewards. Please refer to the [Reward Details] section below for full eligibility requirements and the complete gift list..
‼️Terms and conditionsapply.
Valid till 31 Aug 2026
StashAway x MoneySmart August Exclusive Offer
🎉 Use promo code【MS26-HK】to open an account between 1–31 August, complete your deposit and select a portfolio, then hold for 60 days to receive the following rewards:
Deposit HK$80,000+: HK$900 Cash* / HK$1,000 ParknShop e-Voucher / SONY Linkbuds Clip WF-LC900 Truly Wireless Earbuds (value: HK$1,499)
Deposit HK$10,000+: HK$400 Cash* / HK$500 ParknShop e-Voucher
‼️ Tap【Reward Details】below for more information.
Valid till 31 Aug 2026
【OSL Aug Welcome Offer, Get HK$2,388】
From August 1 to 31, open an account successfully via the MoneySmart link and using referral code 【0DchG】, then complete the designated conditions to claim rewards
1️⃣ Deposit HK$80,000 or more within 14 days of account opening and hold for 30 days to receive HK$888 worth of Bitcoin.
2️⃣ Deposit HK$800,000 or more within 14 days of account opening and hold for 30 days to receive HK$1,888 worth of Bitcoin
Complete 1️⃣ or 2️⃣ to select one of the following MoneySmart Extra Rewards
1. HK$500 cash (via 5,000 SmartPoints to FPS)
2. HK$500 Apple Store e-Gift Card
3. HK$500 ParknShop e-Voucher
4. Hong Kong Plaza Premium Lounge APAC 3 hrs Access Pass x2 (Value HK$1,300)
Valid till 31 Aug 2026
【August Rewards, Up to HK$10,698】Aug 1–31: open via the MoneySmart link, deposit, and meet holding terms to claim:
1️⃣ First deposit HK$10,000+ in account-opening month, then accumulate HK$80,000+ net deposits and maintain avg daily net assets HK$80,000+ after Oct 31, 2026 — choose: HK$1,800 cash*/ Apple Store Gift Card/ 🆕 Philips 3000 Series Lightweight Cordless Vacuum (XC3031/61)(Value: HK$3,498)/ 🆕 LOJEL Alto 29-inch Ultra-Lightweight Suitcase (Black) + Plaza Premium Lounge APAC 3 hrs Access Pass (total: HK$3,300)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Osmo Pocket 4 Standard Combo (Value HK$3,489)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698)
⭐️ Deposit HK$80,000+ for an extra official Huatai reward: HK$600 stock cashback voucher
2️⃣ Deposit HK$10,000+ and maintain monthly average daily net assets ≥HK$10,000 after Oct 31, 2026. Choose from: HK$500 cash* / HK$600 PARKnSHOP or HKTVmall e-voucher / SONY WF-C710N Earphones (HK$799)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Osmo Pocket 4 Standard Combo (Value HK$3,489)
🧭 Limited-time offer with a HK$10,000 deposit - HK$1,600 for Philips Baristina Espresso Machine BAR300/00 (Value: HK$5,698)
‼️ Rewards 1️⃣ and 2️⃣ cannot be combined.
‼️ See【Reward Details】below for full details.
Valid till 31 Aug 2026
Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.
Online Brokerages in Hong Kong 2026
Choosing the right online trading platform in Hong Kong depends on what you trade, how often, and the features you prioritise. Here's a guide to the top options available, based on trading fees, product range, tools, and platform usability.
Futu Securities Account
FUTU offers zero commission on US, HK, and China A-shares with no platform or inactivity fees. Its standout feature is an easy-to-use mobile and desktop interface that supports real-time data, news, and advanced charting tools. The account opening process is fully online and typically completed in one working day. Users can trade stocks, ETFs, options, and funds across multiple markets. New users may also enjoy periodic welcome rewards.
Webull Securities Account
Webull offers zero commission on US stocks, ETFs, and options (with no per-contract fees for equity options), along with no platform fees or inactivity fees. Its standout feature is a highly intuitive and powerful mobile and desktop interface that supports extended-hours trading, real-time quotes, in-depth news, and advanced charting tools with over 50 technical indicators and pattern recognition. The account opening process is fully online, fully digital, and typically approved in as little as one business day. Users can trade stocks (including fractional shares and OTC), ETFs, options, and more across global markets via ADRs. New users may also enjoy periodic welcome rewards, such as deposit match bonuses or free fractional shares.
LONGBRIDGE Securities Account
Longbridge delivers zero-commission trading on HK, US, and China A-shares. The platform features smart order routing, real-time data, and an intuitive interface. No platform or inactivity fees apply, and the app is designed with mobile-first investors in mind. Account verification typically completes within one working day.
Tiger Brokers
Tiger Brokers offers a wide product range including US/HK/China A-shares, options, futures, and funds. Commission-free trading is available on US stocks, and there are no annual maintenance fees. The trading platform supports both beginner and advanced users with professional-grade tools and real-time data. Applications are fully online and usually processed within one to two days.
Interactive Brokers (IBKR)
IBKR stands out for serious and institutional-level investors. It offers global market access (135+ markets), competitive margin rates, and a robust trading interface. Commission-free trading on US stocks is available under its IBKR Lite plan. However, the platform may feel complex for casual investors. Account setup requires a few days and identity verification, and there is no minimum deposit requirement for HK residents.
A Beginner’s Guide to the Hong Kong Stock Market
To start investing in the stock market, you need to first open an investment account. You can do so either in brokerages or banks. Before you open an investment account, there are things you should consider. First, you need to understand the costs associated with investing e.g. commission fees, platform fees, etc. However, it should not discourage you from investing. You just need to compare the costs and choose a low-cost platform among all the available options. Secondly, you need to understand more about the stock market in Hong Kong.
In Hong Kong, you can invest in stocks on a monthly basis with as little as HK$1,000. These stock monthly investment options allow investors to begin investing even with a small amount of money and it allows investors to smooth out volatility in markets. You should also take time to learn about how to trade and develop your knowledge in this area. It is important to understand more about the Hong Kong blue-chip stocks, ETR and REITS, etc.
What is an Investments?
An Investments is a brokerage firm that offers trading service over the internet instead of the traditional way, as online brokers have a lower running cost compared to brick-and-mortar brokers, they often provide better fees and charges. Customers may use their online trading platforms for investments.
Before finding the right online brokers for stocks, you should always make sure that the online trading platform is licensed and registered by the Securities and Futures Commission. If the online broker is located overseas, like Saxo Markets or TD Ameritrade, you should check if they are licensed in jurisdictions.
Hang Seng Index
Hong Kong Stocks Trading Fees
It is important to understand all the fees associated with investing. Below is a summary of the trading fees:
Brokerage commission
HK Stock Market: HK$0 - HK$40/ transaction
US Stock Market: US$0 - US6.95/ transaction
Platform fee
HK$0- HK$0.5/ transaction
SFC transaction levy
0.0027% of the transaction amount
HKEX trading fee
0.005% of the transaction amount
Stock stamp duty
0.1% of the transaction amount
Central Clearing Shares Payment
0.002% of the transaction amount (min: HK$ 2)
A Beginner’s Guide- Trading US Stocks in Hong Kong
Different Portfolio Strategies By Age
How to Buy Stocks: Open a Stock Account
Most brokers accept online applications, follow these simple steps to open your stock account:
Fill in online application form
Simply fill in the online application form with supporting documents e.g. proof of identity and proof of residential address, and submit for review.
Fund the account
Complete the risk disclosure statement and fund your account, every broker has a different minimum balance requirement so be sure to keep it in mind.
Start trading!
Once the transfer is completed, you are ready to start buying stocks, bonds, funds and other investments.
Online Brokers VS Bank
Investments FAQ
Which brokers are commission-free?
- SoFi, Webull, and uSmart securities are all commission-free for HK and US stocks and Valuable Capital charges $0 commission fee for HK Stocks. Open an account via MoneySmart today to enjoy exclusive offers!
Is it a good idea to open a brokerage account?
- You can buy and sell stocks, funds, bonds, securities and more investments with a brokerage account. Brokerage accounts are perfect for your long-term financial goals, in order to keep investment-related costs from eating up your trading profits, it is a good idea to open a brokerage account.
What is the cheapest brokerage account?
- uSMART Securities offers life-time commission fee waiver for US Stock trading and commission fees waiver for HK Stock for the first 90 days. But promotion may change without notice so don’t forget to check on MoneySmart for the latest information.
What is the best Investments for beginner investors?
- There’s no single “best” platform—it depends on your trading style and goals. For beginners, platforms like FUTU, Webull, Longbridge offer intuitive design, zero commission, and fast onboarding. More advanced investors may prefer Interactive Brokers or Saxo Markets for global access, research tools, and professional-grade features.
Which trading platforms are regulated by the SFC in Hong Kong?
- Most major platforms listed in this guide are regulated by the Securities and Futures Commission (SFC), including FUTU, Tiger Brokers, WebullLongbridge, and Interactive Brokers. Always check the SFC public register to verify a broker’s licensing status before opening an account.
Are there commission-free trading platforms in Hong Kong?
- Yes. Many platforms now offer zero-commission trading on US and HK stocks—this includes FUTU, Tiger Brokers, Webull, and Longbridge. However, some platforms may charge for other services such as FX conversion, options trading, or custody, so it’s important to review the full fee schedule.
Can I use one trading platform to invest in both US and HK stocks?
- Yes. Most multi-market platforms in Hong Kong allow you to trade both US and HK stocks under a single account. Examples include FUTU, Tiger Brokers, Longbridge, and Interactive Brokers. Some platforms also support China A-shares, ETFs, options, and more.
What is the minimum deposit to open an online trading account in Hong Kong?
- Minimum deposits vary by platform. FUTU, Tiger Brokers, and Longbridge do not require a minimum deposit. Saxo Markets requires at least US$2,000, while StashAway starts from HK$1,000 for automated portfolios. Always check individual platform requirements.
Are online trading apps safe to use in Hong Kong?
- Yes—if the broker is licensed by the SFC, uses encryption, and provides account protection features like two-factor authentication. Regulated apps such as moomoo, uSMART, and Tiger Trade meet Hong Kong’s cybersecurity and data protection standards. Avoid unlicensed apps with unclear ownership or offshore regulation.
What exclusive offers can I enjoy if I open a stocks account via MoneySmart?
- MoneySmart partners with various brokers in Hong Kong to offer exclusive offers to clients for account opening. Check out our latest brokerage account opening offers with Futu, Webull (currently highest offer in town) and Longbridge, etc. now!
Disclaimer
Why Choose MoneySmart?
MoneySmart is a trusted one-stop financial product comparison platform designed to save you time and money.
- Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
- Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies, and top licensed brokerages to bring you exclusive offers.
- AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
- Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.