- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
【PrimeCredit x MoneySmart】Successfully applied EarnMORE UnionPay Diamond Card through MoneySmart and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or OTO massage chair (Suggested price: HK$10,800) Or Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Exclusive reward will be fulfilled by PrimeCredit)

- Minimum Income Requirements
- HK$120,000
- QuickPass Transactions
- 3X Points
- Miles Conversion (local spend)
- $5 = 1 Mile
From now until 2 January 2024, upon successful application of a designated Citi credit card via MoneySmart and eligible spending of HK$2,000 after card issuance, new customers can enjoy an exclusive reward of HK$1,600 Apple Store Gift Card or HK$1,600 PARKnSHOP Supermarket Voucher or Bose SoundLink Revolve+ II Bluetooth Speaker (Retail value: HK$2,699)

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
[PrimeCredit x MoneySmart] Successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Sony Truly Wireless Headphones LinkBuds S or Samsung Galaxy Watch4 40mm (Bluetooth) or B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit)

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
【PrimeCredit x MoneySmart】Successfully applied EarnMORE UnionPay Diamond Card through MoneySmart and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or OTO massage chair (Suggested price: HK$10,800) Or Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Exclusive reward will be fulfilled by PrimeCredit)

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
[PrimeCredit x MoneySmart] Successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Sony Truly Wireless Headphones LinkBuds S or Samsung Galaxy Watch4 40mm (Bluetooth) or B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit)

- Min. Annual Salary
- HK$0
- Cash back on selected merchants
- 5%
- Other Cash Back
- 0.4%
【Limited Time Offer】Welcome Offer up to HK$600 cashback! From now until 7 January 2024, successfully apply for a designated AEON Credit Card through MoneySmart, can enjoy an extra HK$200 Uber cash voucher or HK$200 Apple Store gift card! (exclusively offer by MoneySmart)!

- Min. Annual Salary
- HK$200,000
- Cash back on overseas spend
- 4%
- Miles Conversion (overseas spend)
- HK$8 = 1 mile
- Min. Annual Salary
- HK$250,000
- Cash back on overseas spend
- 1.5%
- Miles Conversion (overseas spend)
- N/A
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 0.5%
- Miles Conversion (overseas spend)
- $15 = 1 里數
- Min. Annual Salary
- HK$150,000
- Cash back on overseas spend
- 0.8%
- Miles Conversion (overseas spend)
- $6 = 1 Mile
- Min. Annual Salary
- HK$40,000
- Cash back on overseas spend
- 1.2%
- Miles Conversion (overseas spend)
- N/A
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile
- RewardCash rebate on tuition fee payment
- 2.4%
- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash
- $300
- Min. Annual Salary
- HK$60,000
- Cash back on local spend
- 2.4%
- Miles Conversion (local spend)
- HK$4.17 = 1 Mile