Best Dining Credit Cards in Hong Kong

Compare dining credit cards in Hong Kong to enjoy dining promotions and hotel buffet offers. Read More
We found 34 Credit Cards for you!
Citibank 花旗銀行 logo
MoneySmart Exclusive
2% foreign currency rebate
Minimum Income Requirements
HK$120,000
Miles Conversion (Dining)
N.A.
Cash back on dining
2%

From 1-9 October 2023, new customers register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$2,000, you can earn **HK$1,600 Apple Store Gift Card / HK$1,600 ParknShop vouchers /B&O Beosound A1 2nd Gen (Valued at HK$2,798)



【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards with a spending amount of HK$2,000, you can receive an extra HK$300 PARKnSHOP Supermarket Voucher for every successful referral. Add value service transactions to your digital wallet like Payme/ Alipay HK is eligible spending.

Valid until 09 Oct 2023 - See more details below
Apply Now
中信銀行(國際) logo
MoneySmart Exclusive
Min. Annual Salary
HK$96,000
Cash Back on Dining, Online and Foreign Currency Spending
6%
Annual Fee Wavier
First-Year

【Summer Super promotion!】
Customer apply for CNCBI Motion Credit Card now via MoneySmart to get an extra HK$300 PARKnSHOP Supermarket Voucher / Apple Store Gift Card / Trip.com e-voucher! Welcome offer: enjoy 10% Cash Rebate (equivalent to HK$1,000) on spending in foreign currencies! Extra 6% Cash Rebate on retail non-HKD currency transactions (Up to HK$10,800) within the promotion period!

6% cash rebate on Dining, Online and Foreign Currency Spending all-year round, no minimum spending requirement! Total reward up to HK$12,400!

Valid until 31 Oct 2023 - See more details below
Apply Now
DBS 星展銀行 logo
MoneySmart Exclusive
Min. Annual Salary
HK$360,000
Miles Conversion (Dining)
N/A
Cash back on dining
1%

From now until 31 October, apply for designated cards through MoneySmart(DBS Eminent Card/ DBS Live Fresh/ DBS Compass Visa)successfully to get HK$200 Apple Store Gift Card or HK$200 Klook Gift Card or HK$200 ParknShop Voucher! 

Valid until 31 Oct 2023 - See more details below
Apply Now
恒生銀行 logo
Up to 4x Points to spend as cash
Annual fee
Perpetual annual fee waiver
Cash back on local spend
2%
Welcome Offer
Up to 120,000 yuu Points
Read More
AEON信貸財務(亞洲) logo
Min. Annual Salary
HK$0
Cash back on online shopping
6%
Cash back on local spending (dinning)
1%
Apply Now
Citibank 花旗銀行 logo
MoneySmart Exclusive
5x Points on contactless transactions
Minimum Income Requirements
HK$120,000
Miles Conversion (Dining)
$3 = 1 Mile
Cash back on dining
0.4%

From 1-9 October 2023, new customers register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$2,000, you can earn **HK$1,600 Apple Store Gift Card / HK$1,600 ParknShop vouchers /B&O Beosound A1 2nd Gen (Valued at HK$2,798)



【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards with a spending amount of HK$2,000, you can receive an extra HK$300 PARKnSHOP Supermarket Voucher for every successful referral. Add value service transactions to your digital wallet like Payme/ Alipay HK is eligible spending.

Valid until 09 Oct 2023 - See more details below
Apply Now
AE 美國運通 logo
Bank Promo
Enhanced Welcome Offer
Miles Conversion (local spend)
HK$7.5=1 Mile
Discount at designated restaurants
50%
N/A
Bank Promo:
 From now till 17 October 2023, successfully apply The Platinum Card via MoneySmart can enjoy HK$500 statement credit and 100,000 Membership Rewards points. Upon spending HK$15,000 in the first 3 months, you can enjoy up to 600,000 Membership Rewards points (equivalent to HK$2,500 cash vouchers/ to offset your purchases OR HK$4,000* travel credit on American Express Travel Online).

All new Global Dining Credit! Platinum Card members can enjoy up to HK$2,000 annually, up to HK$2,200 AMEX Travel Online Benefit annually and up to HK$800 statement credit at NET-A PORTER or MR PORTER.
Valid until 17 Oct 2023 - See more details below
Apply Now
AE 美國運通 logo
Bank Promo
Up to 50% savings at designated restaurants
Min. Annual Salary
HK$300,000
Miles Conversion (Dining)
$5 = 1 Mile
Cash back on dining
1%
Bank Promo:
Welcome offers valued up to HK$2,960 upon card approval! Limited time offer of 300,000 MR points if you apply on or before 31 October 2023, and spend at least HK$5,000 within the first 3 months. 300,000 MR points is equivalent to HK$1,250 if you apply Pay with Points Max which is enough to redeem a free round trip flight to Seoul, Bangkok or Taipei!
Valid until 31 Oct 2023 - See more details below
Apply Now
Citibank 花旗銀行 logo
MoneySmart Exclusive
Free travel insurance and airport lounges access
Minimum Income Requirements
HK$120,000
Miles Conversion (Dining)
$8 = 1 Mile
Cash back on dining
3.2%

From 1-9 October 2023, new customers register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$2,000, you can earn **HK$1,600 Apple Store Gift Card / HK$1,600 ParknShop vouchers /B&O Beosound A1 2nd Gen (Valued at HK$2,798)



【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards with a spending amount of HK$2,000, you can receive an extra HK$300 PARKnSHOP Supermarket Voucher for every successful referral. Add value service transactions to your digital wallet like Payme/ Alipay HK is eligible spending.

Valid until 09 Oct 2023 - See more details below
Apply Now
Citibank 花旗銀行 logo
MoneySmart Exclusive
MoneySmart Limited Time Offer
4,000 Club points
Cash back on local spending (Designated HKT merchants and Designated Merchants)
4%
Cash back on other local spending
1%

From now on until 9 October, 2023, new customers register Citi The Club Credit Card via MoneySmart, upon a spending amount of HK$2,000, you can earn HK$1,000 Apple Store Gift Card / HK$1,000 ParknShop vouchers !

Valid until 09 Oct 2023 - See more details below
Apply Now
中國建設銀行(亞洲) logo
Min. Annual Salary
HK$150,000
Miles Conversion (Dining)
HK$15 = 1 mile
Cash back on dining
0.4%
Read More
工銀亞洲 logo
Min. Annual Salary
HK$250,000
Miles Conversion (Dining)
N/A
Cash back on dining
1%
Read More
SCB 渣打銀行 logo
Unlimited cashback
Min. Annual Salary
HK$96,000
Miles Conversion (Dining)
N/A
Cash back on dining
1.5%
Read More
工銀亞洲 logo
Min. Annual Salary
HK$250,000
Miles Conversion (Dining)
N/A
Cash back on dining
0.5%
Read More
AEON信貸財務(亞洲) logo
Min. Annual Salary
HK$0
Miles Conversion (Dining)
HK$6 = 1 Mile
Cash back on dining
N.A.
Read More
AEON信貸財務(亞洲) logo
Min. Annual Salary
HK$0
Cash back on selected merchants
5%
Rebate on other spend
0.4%
Apply Now
AE 美國運通 logo
Up to 25% discount at I.T
Min. Annual Salary
HK$150,000
Miles Conversion (Dining)
N/A
Cash back on dining
1.2%
Read More
BEA 東亞銀行 logo
N/A
N/A
N/A
Read More
AEON信貸財務(亞洲) logo
Min. Annual Salary
HK$0
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$6 = 1 mile
Read More
AE 美國運通 logo
Unlimited 1.2% Cashback
Min. Annual Salary
HK$0
Miles Conversion (Dining)
N/A
Cash back on dining
1.2%
Read More

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Best Dining Credit Cards in Hong Kong 2022

Credit CardsPartner RestaurantsRewards
Citi Cash Back Visa CardHyatt Regency Hong Kong, Ah Yat Harbour View, etc.2% cashback on all dining
HSBC Visa Signature CardRoyal Park Hotel, Hong Kong Gold Coast Hotel, Regal Airport Hotel, etc.Up to 3.6% cashback
Standard Chartered Simply Cash Visa CardShanghai Min, BLT Steak, East Ocean Restaurant, etc. 1.5 % cashback on all dining
American Express Platinum Credit CardMaxim’s Chinese Cuisine, m.a.x. concepts and Cafe Deco Group1% cashback/ HK$5 = 1 mile
Hang Seng Visa Infinite CardIsland Shangri-La, Hong Kong, InterContinental Hong Kong Sheraton Hong Kong Hotel & Towers Sheraton Hong Kong Hotel & Towers, etc.Up to 10x Cash Dollars for online shopping/local dining spending on weekends
DBS Black World MastercardJW Marriott Hotel Hong Kong, Hyatt Centric Victoria Harbour Hong Kong 2X DBS$ (equals to HK$6 = 1 mile)

Credit Card Dining Promotions in Hong Kong

HSBC Credit Cards

HSBC cards provide one of the largest selections of hotel dining offers in town. Members can enjoy discounts off dining bills in selected hotels throughout the year. Some offers are applicable even on Sunday. For example, cardholders and accompanying guests can enjoy a 10% off buffet at 2+2 café, Royal Park Hotel. Cardholders can also enjoy 32% off lunch buffet at Cafe by the Park, B P International, from Sunday to Monday.

Hang Seng Credit Cards

Cardholders can experience dining privileges that Hang Seng Card has to offer. Enjoy 15% off lunch, afternoon tea, and dinner buffets at the Marco Polo Hongkong Hotel and 10% off lunch and dinner buffets at Courtyard by Marriott Hong Kong, etc.

American Express Credit Cards

In addition to up to 50% savings with Gourmet Club membership at designated restaurants of Maxim’s Chinese Cuisine, m.a.x. concepts and Cafe Deco Group, eligible American Express cardholders also have access to a host of dining privileges at hotels such as 15% off buffet at Cafe - Hyatt Regency Hong Kong, Tsim Sha Tsui. Platinum Cardholders can also enjoy 30% saving at Mira Dining Selected Restaurants, including Cuisine Cuisine, Tsui Hang Village etc.

DBS Credit Cards

DBS Credit Cards offer up to 20% off on designated restaurants by making reservations via Chope App with the promo code “DBS2020”, including Jamie's Italian, BRICK LANE, NOBU InterContinental Hong Kong etc. DBS Cardholders can also enjoy a HK$20 daily instant discount through THE GULU app, with purchase of any cash coupon, product or order service for HK$60 or above.

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Best Cash Back Credit Cards for Dining

Citi Cash Back Card

  • Unlimited cash rebate with no minimum spending requirements
  • 1% cash rebate for local spending including dining 
  • 2% cash rebate on global dining, hotel and spending in foreign currency
  • Enjoy free medium drink upgrade at McCafe
  • Enjoy 12% off all buffets and a la carte food and beverages at The Place, Cordis, Hong Kong
  • Enjoy all Visa Signature Privileges
  • HSBC Visa Signature Credit Card

  • Enjoy an extra 1.2% RewardCash rebate in all spending categories of "Red Hot Rewards of Your Choice" without the need to register in advance
  • Earn up to 2.4% RewardCash rebate with “Red Hot Rewards of Your Choice” and 2% RewardCash rebate with “Red Hot Online & Overseas Spending Rewards”
  • Enjoy dining offers from reputable restaurants in town including ClubONE, East Ocean, BRICK LANE, and BLT Steak.
  • Standard Chartered Simply Cash Visa Card

  • Limitless cash rebate with no minimum spending
  • 1.5% cash rebate on local retail spending/ online shopping (AAVS included)
  • 2% cash rebate on overseas transactions 
  • Perpetual annual fee waiver for principal cardholders with Priority Banking/ Premium/ Bonus Payroll Account
  • Enjoy Visa Signature Privileges 
  • Enjoy 8% discount on Ice-cream cakes at Häagen-Dazs
  • Enjoy 10% discount on à la carte menu at BLT Steak
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    All-Year-Round Credit Card Dining Promotions

    Every bank collaborates with different restaurant groups and local restaurants to provide all year round dining offers. Take Standard Chartered credit cards as an example, you can get up to 10% off at Dining Concepts designated restaurants including BLT Steak, Bombay Dreams, maze Grill and Bizou American Brasserie etc.. For Hang Seng credit cards, you can enjoy all year round offers at Maxim’s Group (e.g. Maxim’s Palace, Jade Garden, and Maxim’s Cakes).

    Tips for Using Credit Card Dining Promotions

    Tip #1

    Promotion Period

    Cardholders need to check the expiry date before claiming the offers. Moreover, it is worth finding out if the promotion only applies to a specific time and day.

    Tip #2

    Limit on Number of People

    Some offers are only applicable to a specific party size from 2-10. To avoid disappointment, it is better to check with the participating restaurant first.

    Tip #3

    Payment Method

    To be eligible for the offer, cardholders are required to settle the dining bills with the specific card that offers such dining privileges.

    Dining Offers for Visa, Mastercard & UnionPay

    Apart from offers launched by banks, card issuers like Visa, Mastercard, and UnionPay have their own dining offers. For example, Visa Signature enjoys buffet 1-for-1 offer at selected hotels and UnionPay enjoys 5% off on Watami, Watei, and Kyo Watami.

    Frequently Asked Questions

    What are the strengths of dining credit cards?

    Dining credit cards earn you not only air miles, cashback or reward points, but also different dining offers from bank-restaurant collaborations. Take Hang Seng credit cards as an example, you can get all year round discounts at Maxim's Caterers.

    How to pick a dining credit card that fits my needs?

    You can pick a credit card based on your habits and your favourite restaurants. Besides your preference, you should check cashbacks, spend requirements, conversion fees, and the Terms & Conditions of credit cards.

    Can I earn cashback from every dining spending?

    Most of the restaurants (e.g. fast food, restaurant chains, hotel restaurants and bars etc.) are eligible dining spending for credit cards. However, please note that some big dining purchases (e.g. hotel buffets, banquet service, private cocktail parties, and private events) and food courts in department stores and supermarkets are not counted as dining spending. It’s better for you to check with your credit card issuers beforehand.

    How to use the offers of my dining credit card?

    If your credit cards have all year round dining offers, you usually don’t need to register in advance. However, you might need to register via phone or e-banking beforehand if the dining offers are time-limited. For some credit cards, you’re required to make a reservation and pay by your dining credit cards to get the offers.

    Can I get a dining credit card if I’m a housewife/freelancer/tertiary school student?

    Yes, you can! Simply check the banks’ requirements beforehand – some banks set a lower bar on annual salary and those dining credit cards are the best for you. Submitting your income proof increases your chances of getting approved, but you can still apply for those dining credit cards without supporting documents.

    Is there anything I need to know while applying for dining credit cards?

    Yes, be aware of the Terms & Conditions. You may need to reach a minimum spend before getting dining offers of credit cards. Each restaurant has a different spending requirement. Some dining credit cards give you more rewards on festivals and weekends, such as BEA credit cards offer you 4.4% cashback for dining, retail and online spending on Saturday and Sunday. But make sure you check the caps and the expiry dates of dining credit cards’ points and cashbacks.