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Best Hang Seng Bank Credit Cards in Hong Kong

Compare Hang Seng Bank Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
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We found 3 Hang Seng Bank Credit Cards for you!
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恒生銀行 logo
Up to 4x Points to spend as cash

Hang Seng enJoy Card

Annual fees
Perpetual annual fee waiver
Cash back on local spend
2％
Welcome Offer
Up to 120,000 yuu Points
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恒生銀行 logo
MoneySmart Exclusive
Get up to 11% cash dollars on designated spending

Hang Seng MPOWER CARD

Min. Annual Salary
HK$150,000
Cash Dollars rebate on designated categories spending
11%
Cash back on overseas spending
Up to 5%
【Welcome Offer】Successfully apply for MPOWER Card and fulfill designated spending requirement to enjoy up to $700 Cash Dollars / 10 MCL Movie Tickets. You can also open a Preferred Banking account to enjoy USD25 cash rewards+, together with other account opening rewards of up to USD200. Apply Now to enjoy MCL Cinema Online Handling Fee Waiver & Concert Priority Booking!!
Valid until 31 Jan 2023 - See more details below
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恒生銀行 logo

University / College Affinity Credit Cards

Annual Principal Fee
Perpetual annual fee waiver
Local Resident
HK$150,000 (except full-time university/tertiary students)
Feature
2.4% Cash Dollars rebate for Tuition Fee Payment
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Best Hang Seng Credit Cards in Hong Kong 2022

Credit CardMinimum Annual SalaryBenefits
Hang Seng enJoy CardHK$150,000Up to 2.4% Cash Dollars rebate on overseas spending and online shopping
Hang Seng MPOWER CardHK$150,000Up to 4.4% Cash Dollars rebate in mobile payment
Hang Seng Visa Platinum CardHK$150,000Earn $1 Cash Dollar for every HK$250 in retail spend
Hang Seng enJoy CardHK$150,000Up to 2.4% Cash Dollars rebate on overseas spending and online shopping

Hang Seng Credit Card Offers and Promotions

Hang Seng cardholders can enjoy up to 70% off year-round dining, shopping, lifestyle, healthy & beauty offers at over 4600 participating merchants, including five-star hotels, famous restaurants, luxury retail stores and more. What’s more, cardholders can earn Cash Dollars and Merchant Dollars for everyday purchase to offset spending.

Credit Card Dining Offers

With Hang Seng credit card, cardholders can enjoy a host of dining offers on à la carte menu, lunch, afternoon tea, dinner buffets, etc. throughout the year at a wide range of participating five-star hotels and famous restaurants such as Sheraton, The Mira, W Hong Kong, etc.

Credit Card Shopping Offers

Shop with Hang Seng credit cards to enjoy an array of shopping discounts, free delivery and complimentary gifts upon purchase at selected merchants such as FORTRESS, YOOX, 3DG Jewellery, mydress.com, American Tourister, Arome Bakery. Etc.

Cash Dollars & Merchant Dollars

Cardholders can earn Cash Dollars when making eligible purchases with Hang Seng credit cards, which can be used as instant cash to offset spending at over 7,600 participating merchants in town such as IKEA, Shell, 7-ELEVEN, etc. Furthermore, cardholders can earn Merchant Dollars at selected merchants such as Sa Sa, Mirabell, etc. in addition to Cash Dollars for every spending.

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Hang Seng Credit Card Hotline

To speak to a Hang Seng credit card customer service representative, please call Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3>8>4>8. If you request to have your annual fee waived, please enter 3>. For reporting credit card loss, please enter 3 to report.

Hang Seng Credit Card Designated Merchants

Hang Seng credit card holders can earn Cash Dollars which can be used as instant cash both online and offline at participating merchants across Hong Kong. Furthermore, cardholders can earn Merchant Dollars in addition to Cash Dollars for every spending at designated merchants, which can be used at the same designated merchants as instant cash!

Supermarkets and Grocery Stores

Hang Seng credit card holders can use Cash Dollars as instant cash at participating supermarkets and grocery stores such as Wellcome, SOGO, Wing On, DCH Foods, etc.

Restaurants

With Hang Seng credit card, diners can enjoy Cash Dollars as instant cash at participating restaurants such as Regal Hotel, Royal Plaza Hotel, etc.

Online Shopping Merchants

Hang Seng offers Cash Dollars which can be used as instant cash at online Designated Merchants such as Chow Tai Fook, Bonjour, JHC, etc.

Hang Seng Credit Cards Frequently Asked Questions

Do Hang Seng Credit Cards have an Annual Fee Waiver?

To request for an annual fee waiver, you can try by calling Hang Seng credit card customer service hotline at 2398 0000 and enter shortcut key 3 >1.

What’s the Difference Between Cash Dollars and Merchant Dollars?

Cardholders can earn Cash Dollars for every spending with Hang Seng credit cards, which can be used to offset spending at over 7,600 designated merchant outlets throughout Hong Kong. At selected merchants such as Sa Sa, Mirabell, etc., cardholders can even earn Merchant Dollars in addition to Cash Dollars for every spending. Please note that Merchant Dollars can only be used at the same designated merchants as instant cash.

How do you Check the Status of a Hang Seng Credit Card Application?

You can call Hang Seng credit card customer service hotline at 2398 0000 to check your application status. The shortcut to card application enquiry is 3>8>4>8.