We found 5 Credit Cards for you!
Bank Promo
Get 5% cash dollars rebate on designated spending
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 4.4%
- Cash back on overseas spend
- 5%
Bank Promo: From 6 April to 7 June 2020, simply spend with your Hang Seng Credit Card at Marathon Sports, GigaSports and Catalog in Hong Kong, and Marathon Sports or Catalog online stores to enjoy the special offers Valid till 07 Jun 2020.
Key Features
- Up to 5% Cash Dollars rebate in mobile payment, online shopping and overseas spending
- Discounted offer at MCL cinemas
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
| Mastercard |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 4%
- Miles Conversion (local spend)
- N/A
Key Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
- Earn up to 4% Cash Dollars rebate on local dining, online, and overseas spending
- Up to 70% off year round discount at over 4,600 merchant outlets
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 4%
- Miles Conversion (local spend)
- N/A
Key Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
- Earn up to 4% Cash Dollars rebate on local dining, online, and overseas spending
- Up to 70% off year round discount at over 4,600 merchant outlets
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 4%
- Miles Conversion (local spend)
- N/A
Key Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
- Earn up to 4% Cash Dollars rebate on local dining, online, and overseas spending
- Up to 70% off year round discount at over 4,600 merchant outlets
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
Bank Promo
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 1％
- Cash back on overseas spend
- 2.4%
Bank Promo: From 6 April to 7 June 2020, simply spend with your Hang Seng Credit Card at Marathon Sports, GigaSports and Catalog in Hong Kong, and Marathon Sports or Catalog online stores to enjoy the special offers Valid till 07 Jun 2020.
Key Features
- 1% enJoy Dollars rebate (HK$200 = $2 enJoy Dollars) at designated merchants (e.g. IKEA, 7-Eleven)
- Up to 2.4% Cash Dollars rebate for eligible overseas spending + Up to 1.2% Cash Dollars rebate for eligible online shopping spending
- Accumulated enJoy Dollars can be used as cash for the next purchase at the Designated Merchants
- Perpetual annual fee waiver for principal and supplementary cardholders
- 5% off at 7-Eleven for select items on the 8th and 18th of every month
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|