We found 5 Hang Seng Bank Credit Cards for you!
Bank Promo
Get 5% cash dollars rebate on designated spending
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 5%
- Cash back on overseas spend
- 5%
Bank Promo: 【Summer Offer】Enjoy up to $3,450 Cash Dollars! Valid till 30 Aug 2020.
Key Features
- Up to 5% Cash Dollars rebate in selected mobile payment, online shopping and overseas spending
- MCL Cinema offer: Online handling fee waiver, $1 Cash Dollar to redeem an extra ticket, Free small popcorn, 2 extra tickets and 20% off for members
- KKBOX offer: concerts exclusive priority booking, HK$1 for 90days music streaming
- Earning $1 Cash Dollar when spending HK$250
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|---|
| Foreigner | HK$150,000 |
Card Association
| Mastercard |
|---|
Bank Promo
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 1％
- Miles Conversion (local spend)
- N/A
Bank Promo: Up to 80,000 reward points (=HK$400) Valid till 31 Dec 2020.
Key Features
- 2% Reward Points rebate (HK$200 = $4 Reward Points) at designated merchants (e.g. Pizza Hut and KFC)
- 1.5% Reward Points rebate (HK$200 = $3 Reward Points) at designated merchants (e.g. IKEA, 7-Eleven)
- 1% Reward Points rebate (HK$200 = $2 Reward Points) at designated merchants (e.g. GNC, Maxim's Group)
- Redemption is currently unavailable at GNC and Maxim’s Group until further announcement
- Accumulated Reward Points can be used as cash for the next purchase at the Designated Merchants
- Redeem e-coupons and gift
- Exclusive Year-round discount offers up to 12% off at the Designated Merchants
Annual Interest Rate and Fees
| Annual Interest Rate | 34.97% |
|---|---|
| Annual Principal Fee | HK$0 |
| Supplementary Annual Fee | N/A |
| Fee Waiver | N/A |
| Minimum Monthly Repayment | The Minimum Payment Amount is HK$300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii). |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 4%
- Miles Conversion (local spend)
- N/A
Key Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
- Earn up to 4% Cash Dollars rebate on local dining, online, and overseas spending
- Up to 70% off year round discount at over 4,600 merchant outlets
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Mastercard |
|---|
Wireless Payment
| Mastercard contactless |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 4%
- Miles Conversion (local spend)
- N/A
Key Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
- Earn up to 4% Cash Dollars rebate on local dining, online, and overseas spending
- Up to 70% off year round discount at over 4,600 merchant outlets
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Card Association
| Visa |
|---|
Wireless Payment
| Visa payWave |
|---|
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 4%
- Miles Conversion (local spend)
- N/A
Key Features
- Welcome offer up to $600 Cash Dollars
- Get extra $100 Cash Dollars with successfully online application
- Earn up to 4% Cash Dollars rebate on local dining, online, and overseas spending
- Up to 70% off year round discount at over 4,600 merchant outlets
Annual Interest Rate and Fees
| Annual Interest Rate | 38.37% |
|---|---|
| Annual Principal Fee | HK$1,500 |
| Fee Waiver | |
| Minimum Monthly Repayment | "The Minimum Payment Amount is HKD300 / CNY300 (subject to card type) or the sum of items (i) to (iv) below (whichever is higher): (i) all fees and charges (including finance charges and annual fees); (ii) any overdue Minimum Payment Amount; (iii) amount exceeding the prescribed credit limit after deducting the amount of items (i) and (ii) from the New Balance; and (iv) 1% of the New Balance after deducting the amount of items (i) to (iii)." |
| Interest Free Period | Up to 56 days |
Minimum Income Requirements
| Local Resident | HK$150,000 |
|---|
Card Association
| Unionpay |
|---|