Best Travel Insurance for Flight Delays and Cancellations 2020

Policyholders may be insured for flight delays or trip cancellations. Want to find out more? MoneySmart has got you covered!

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Which travel insurance is the best for flight delays and cancellations coverage?

High Flight Delay Protection

High Trip Cancellation Protection

Things to look out for on travel insurance

Making a claim

Most travel insurance covers travel delay/ cancellation caused by adverse weather, natural disasters, strikes, etc. In order to make a claim, travellers need to request a flight delay report.

Delay for 6 hours or more

If you are delayed by six hours, you are entitled to HK$250-300 every six hours in compensation. Any delays under six hours are not covered.

Coverage

Many standard travel insurance policies do not provide cover for airport closure, terrorist attacks, riot, etc. Most insurance policies cover adverse weather, natural disasters, travel alerts. It is important to check the coverage before purchasing.

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Frequently Asked Questions

When should I buy travel insurance?

As soon as your flight and accommodation are booked, you should get your travel insurance right away to give you peace of mind. Your trip will be covered if anything goes wrong.

What is not covered in travel insurance?

It varies from provider to provider but in general, most insurance policies cover adverse weather, natural disasters, travel alerts. Many standard travel insurance policies do not provide cover for terrorist attacks.

How to make a claim?

You need to do so within 21-31 days after your trip. When making a claim, it is necessary to provide all supporting documents. If extra expenses incurred due to flight cancellation, please keep all receipts for any expenses you claim.