UA i-Money Express Online Personal Loan

UA i-Money Express Online Personal Loan

Online approval and cash transfer via FPS
Application for UA i-Money Express Online Personal Loan can be done completely online. Apply anytime convenient to you. Cash transfer by FPS available. The maximum loan amount is HK$1,000,000 and the maximum tenor is 60 months.
1.68%
APR*
HK$212,960
Total Amount Payable
HK$12,960
Total Interest Payable
MoneySmart Exclusive

【July Limited: Earn HK$500 Regardless of Approval!】From now until 31 July, customers who successfully applied for UA i-Money Express Online Personal Loan, earn an extra 5,000 SmartPoints regardless of approval!

Use 5,000 SmartPoints to fully redeem HK$500 vouchers (over 20+ brand vouchers including Apple / PARKnSHOP/ HKTVmall etc) from our Rewards Store or convert to HK$333 cash via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints.



【UA rewards you the Best-in-town⁺offer!】Cash Reward up to HK$18,000^ for all new and existing customers*!

Valid until 31 Jul 2024 - See more details below

Are you eligible?

    • Applicable to both new and existing customers

      * New and existing customers refer to the customers who have not any loan transaction with United Asia Finance Limited in the past 24 months from the date of application, excluding e-Cash Revolving Loan Account opened within the Promotion Period.

    • Apply for UA i-Money Express Online Personal Loan via MoneySmart from 17 Jul to 31 Jul 2024, and fill in the redemption form along with a valid reference number provided by UA on or before 31 Jul 2024, you can earn the application bonus of 5,000 SmartPoints.

    • ^ Cash Reward Offer valid until 30 September 2024. The Offer is subject to terms and conditions. For details, please click here.

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 August 2024

  3. Customers must provide the correct application numbers for verification of the eligibility

  4. ⁺ As of Jun 2024, UA’s cash reward is the highest among the major financial companies in Hong Kong.

  5. Use 5,000 SmartPoints to fully redeem a product from our Rewards Store. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints. Enjoy flexible redemption and get the rewards you want!
    *SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&C applies.

T&Cs
FAQ
Claim Form

Quick Facts

Best For

Apply anytime anywhere

Loan Approval Time

Instant approval

Loan Disbursement

Cash transfer by FPS

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status

Expert Tips

Whole loan process completed 24x7 online with instant approval, suitable for applicants who need immediate cash. Instant cash transfer, which also take care of those who are busy

All Details

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Monthly Payment
HK$8,873