OneDegree Home Insurance: 32% Off For First-Year Premium
OneDegree Home Insurance offers comprehensive home contents protection, covering valuables, alcohol, outdoor property, personal documents, glass replacement, and damage caused by renovation or transportation.
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Purchase OneDegree Home Insurance Level Up via MoneySmart to get 32% off on the first year premium.
Valid till 31 Jul 2026
Purchase OneDegree Home Insurance Level Up via MoneySmart to get 32% off on the first year premium.
Valid till 31 Jul 2026
Purchase OneDegree Home Insurance Level Up via MoneySmart to get 32% off on the first year premium.
Valid till 31 Jul 2026
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OneDegree Home Insurance Key Features
With less than HKD100 monthly premium, enjoy up to HK$15 million coverage
OneDegree Home Insurance covers all kinds of residential properties, including village houses and detached houses. With less than HK$100 monthly premium, you can enjoy up to HK$15 million in third-party liability coverage.
Equal benefits for same-sex and opposite-sex marriage and domestic partnership
OneDegree Home Insurance covers provide the same benefit coverage for opposite-sex couples to same-sex partners, no matter if you are married or living together.
Loss and damage to home possessions during renovation work covered
OneDegree Home Insurance covers unexpected losses and damages to home possessions as a result of renovation in your home.
Loss and third-party liability due to accidental pipe burst covered
OneDegree Home Insurance covers accidental losses and damages to home contents as a result of a burst pipe. This includes the costs to repair or replace furniture, home appliances and personal possessions as a result of water damage. Coverage extends to third-party liability covering up to HK$15 million.
Easy to apply and file for claims
OneDegree Home Insurance policy will be effective immediately once this is successfully purchased online. Also, claims are guaranteed to be completed within 5 working days after submission and the entire process can be completed online.
One Degree Home Insurance Customized Benefits
Pets Owner Third-party Liabilities Protection
OneDegree Home Insurance provides coverage for pets for any accidental damage caused by your pets to third-party property or person.
Compensation for school closure due to COVID-19
OneDegree Home Insurance provides compensation for school closure due to the COVID-19 pandemic, allowing affected families to make alternative arrangements.
Home appliance repair protection
OneDegree Home Insurance provides repair protection, covering the repair costs of 14 types of home appliances, including vacuum cleaners, water purifiers, air purifiers, and more.
OneDegree Home Insurance - How to Claim?
FAQ
What are the differences between OneDegree Home Insurance's Standard Plan, Enhanced Plan, and Prestige Plan?
OneDegree Home Insurance offers three different plans, namely the Standard Plan, Enhanced Plan, and Prestige Plan. These plans differ mainly in terms of coverage and amount of compensation. The Standard Plan provides basic coverage, including household and personal belongings, 14 types of home appliance warranty, domestic helper liability coverage, and third-party liability coverage, etc.
The Enhanced Plan provides more comprehensive coverage than the Standard Plan, while the Prestige Plan provides the most extensive coverage, including waste disposal and coverage during interior renovation periods.
What does the third-party liability coverage for pet owners in OneDegree Home Insurance cover?
- OneDegree Home Insurance's third-party liability coverage covers compensation for accidental harm to third-party individuals or property caused by pets.
If I purchase OneDegree Home Insurance, will my partner living with me also be covered?
- Yes, your partner living with you will be covered. However, when submitting a claim, the policyholder must provide proof of address to confirm that you and your partner have lived at the same residence for at least 12 months prior to the accident.
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