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Compare OneDegree Home Insurance in Hong Kong 2025

Looking for OneDegree property insurance, home insurance, landlord insurance or renter insurance? We have picked highlighted plans for you! Read More
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We found 3 OneDegree Home Insurances for you!
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OneDegree Home Insurance - Standard Plan

Annual Premium

HK$649.40

32% OffHK$955
MoneySmart Exclusive
Sponsor
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OneDegree Home Insurance - Standard Plan

Valuables Cover (per item)
HK$10,000
Max. Household Contents Cover
HK$800,000
Max. Liability To Third Party Cover
HK$10,000,000
Annual Premium
HK$95532% Off
HK$649.40
【OneDegree HOME INSURANCE Special Promo】
Purchase OneDegree Home Insurance Level Up via MoneySmart to get 32% off on the first year premium.
-Enter referral code「SMART68」to enroll OneDegree Home Insurance to get a HK$ 200 supermarket e-voucher! (provided by OneDegree)
Valid until 30 Apr 2025 - See more details below
Apply Now
Apply Now
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OneDegree Home Insurance - Plus Plan

Annual Premium

HK$879.92

32% OffHK$1,294
MoneySmart Exclusive
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OneDegree Home Insurance - Plus Plan

Valuables Cover (per item)
HK$15,000
Max. Household Contents Cover
HK$1,000,000
Max. Liability To Third Party Cover
HK$12,000,000
Annual Premium
HK$1,29432% Off
HK$879.92
【OneDegree HOME INSURANCE Special Promo】
Purchase OneDegree Home Insurance Level Up via MoneySmart to get 32% off on the first year premium.
-Enter referral code「SMART68」to enroll OneDegree Home Insurance to get a HK$ 200 supermarket e-voucher! (provided by OneDegree)
Valid until 30 Apr 2025 - See more details below
Apply Now
Apply Now
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More Details
OneDegree Home Insurance - Prestige Plan

Annual Premium

HK$1,135.60

32% OffHK$1,670
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OneDegree Home Insurance - Prestige Plan

Valuables Cover (per item)
HK$20,000
Max. Household Contents Cover
HK$1,200,000
Max. Liability To Third Party Cover
HK$15,000,000
Annual Premium
HK$1,67032% Off
HK$1,135.60
【OneDegree HOME INSURANCE Special Promo】
Purchase OneDegree Home Insurance Level Up via MoneySmart to get 32% off on the first year premium.
-Enter referral code「SMART68」to enroll OneDegree Home Insurance to get a HK$ 200 supermarket e-voucher! (provided by OneDegree)
Valid until 30 Apr 2025 - See more details below
Apply Now
Apply Now
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More Details

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OneDegree Home Insurance Key Features

With less than HKD100 monthly premium, enjoy up to HK$15 million coverage

OneDegree Home Insurance covers all kinds of residential properties, including village houses and detached houses. With less than HK$100 monthly premium, you can enjoy up to HK$15 million in third-party liability coverage.

Equal benefits for same-sex and opposite-sex marriage and domestic partnership

OneDegree Home Insurance covers provide the same benefit coverage for opposite-sex couples to same-sex partners, no matter if you are married or living together.

Loss and damage to home possessions during renovation work covered

OneDegree Home Insurance covers unexpected losses and damages to home possessions as a result of renovation in your home.

Loss and third-party liability due to accidental pipe burst covered

OneDegree Home Insurance covers accidental losses and damages to home contents as a result of a burst pipe. This includes the costs to repair or replace furniture, home appliances and personal possessions as a result of water damage. Coverage extends to third-party liability covering up to HK$15 million.

Easy to apply and file for claims

OneDegree Home Insurance policy will be effective immediately once this is successfully purchased online. Also, claims are guaranteed to be completed within 5 working days after submission and the entire process can be completed online.

One Degree Home Insurance Customized Benefits

Pets Owner Third-party Liabilities Protection

OneDegree Home Insurance provides coverage for pets for any accidental damage caused by your pets to third-party property or person.

Compensation for school closure due to COVID-19

OneDegree Home Insurance provides compensation for school closure due to the COVID-19 pandemic, allowing affected families to make alternative arrangements.

Home appliance repair protection

OneDegree Home Insurance provides repair protection, covering the repair costs of 14 types of home appliances, including vacuum cleaners, water purifiers, air purifiers, and more.

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OneDegree Home Insurance - How to Claim?

Claims can be made online without the need to submit any paper documents. The entire process can be completed online and guaranteed to be processed within 5 working days from the submission of all required documents. You will be notified of the progress of your claim via email.

FAQ

What are the differences between OneDegree Home Insurance's Standard Plan, Enhanced Plan, and Prestige Plan?

OneDegree Home Insurance offers three different plans, namely the Standard Plan, Enhanced Plan, and Prestige Plan. These plans differ mainly in terms of coverage and amount of compensation. The Standard Plan provides basic coverage, including household and personal belongings, 14 types of home appliance warranty, domestic helper liability coverage, and third-party liability coverage, etc.

The Enhanced Plan provides more comprehensive coverage than the Standard Plan, while the Prestige Plan provides the most extensive coverage, including waste disposal and coverage during interior renovation periods.

What does the third-party liability coverage for pet owners in OneDegree Home Insurance cover?

OneDegree Home Insurance's third-party liability coverage covers compensation for accidental harm to third-party individuals or property caused by pets.

If I purchase OneDegree Home Insurance, will my partner living with me also be covered?

Yes, your partner living with you will be covered. However, when submitting a claim, the policyholder must provide proof of address to confirm that you and your partner have lived at the same residence for at least 12 months prior to the accident.