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Allianz Travel Insurance Hong Kong 2025: Enjoy 40% Off Discount

Which Allianz Travel Insurance plan is good for you? Compare Allianz Travel Insurance Gold, Silver and Bronze Plans on MoneySmart now! Get to know more about Allianz travel insurance coverage including medical expenses, personal accident, travel delay, personal liability benefit. Read More
Traveling to Japan 19 Aug 2025 - 24 Aug 2025
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We found 3 Allianz Insurance Travel Insurances for you!
Last Updated
Allianz Travel - Silver Plan (Single Trip)

Premium

HK$119.40
40% OffHK$199
MoneySmart Exclusive

Allianz Travel - Silver Plan (Single Trip)

Medical Expenses
HK$1,500,000
Travel Cancellation
HK$20,000
Loss/Damage of Baggage
HK$15,000
Premium
HK$19940% Off
HK$119.40

【⏳MoneySmart Summer Trip Exclusive Offer🔥】
From 28 July to 24 August 2025, purchase designated travel insurance plans via MoneySmart and stand a chance to win a LOJEL - Rando (Frame) Medium 26" luggage, along with a bundle of guaranteed gifts and rewards — worth over HK$3,100 in total‼️

🎁 [For all purchases – no minimum spend]
✔️ 7-month Bowtie VHIS premium waiver
✔️ 1st month of Birdie unlimited local data & voice plan (valued at HK$200)

💳 [Spend HK$150 or more]
🎁 Share your summer trip plan and answer a simple question about travel insurance for a chance to win a LOJEL - Rando (Frame) Medium 26" luggage (valued at HK$2,300)‼️
🎁 Stand a chance to win either a Plaza Premium Lounge Pass (valued at HK$585) or Apple AirTag x1 (valued at HK$239)
🎁Tada $68 OFF Ride Voucher

Lock in your travel protection now and enjoy premium rewards before your summer getaway!

Valid until 24 Aug 2025 - See more details below
Apply Now
Allianz Travel - Gold Plan (Single Trip)

Premium

HK$150
40% OffHK$250
MoneySmart Exclusive

Allianz Travel - Gold Plan (Single Trip)

Medical Expenses
HK$2,000,000
Travel Cancellation
HK$40,000
Loss/Damage of Baggage
HK$25,000
Premium
HK$25040% Off
HK$150

【⏳MoneySmart Summer Trip Exclusive Offer🔥】
From 28 July to 24 August 2025, purchase designated travel insurance plans via MoneySmart and stand a chance to win a LOJEL - Rando (Frame) Medium 26" luggage, along with a bundle of guaranteed gifts and rewards — worth over HK$3,100 in total‼️

🎁 [For all purchases – no minimum spend]
✔️ 7-month Bowtie VHIS premium waiver
✔️ 1st month of Birdie unlimited local data & voice plan (valued at HK$200)

💳 [Spend HK$150 or more]
🎁 Share your summer trip plan and answer a simple question about travel insurance for a chance to win a LOJEL - Rando (Frame) Medium 26" luggage (valued at HK$2,300)‼️
🎁 Stand a chance to win either a Plaza Premium Lounge Pass (valued at HK$585) or Apple AirTag x1 (valued at HK$239)
🎁Tada $68 OFF Ride Voucher

Lock in your travel protection now and enjoy premium rewards before your summer getaway!

Valid until 24 Aug 2025 - See more details below
Apply Now
Apply Now
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Allianz Travel - Bronze Plan (Single Trip)

Premium

HK$57
40% OffHK$95

Allianz Travel - Bronze Plan (Single Trip)

Medical Expenses
HK$1,000,000
Travel Cancellation
HK$0
Loss/Damage of Baggage
HK$0
Premium
HK$9540% Off
HK$57
Apply Now

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Why Allianz Travel Insurance?

Allianz Travel provides coverage for overseas medical expenses, travel cancellation and loss/damage of baggage and personal effects. Moreover, it provides the following perks, giving you and your family the protection needed on your vacation from unforeseen circumstances:

Automatic COVID-19 Cover

Allianz Travel comes with COVID-19 cover, providing coverage from medical expenses to overseas hospital daily cash and from emergency medical assistance to cancellation of journey, giving you peace of mind in case of any disruption to your trip because of Covid-19.

Extensive Coverage

Allianz Travel provides coverage even for air miles & loyalty card points , travel delay allowance after only 5 hours (less than the threshold set by other travel insurance provider), and also theft of mobile devices - which are not always covered by other travel insurance products.

24/7 Emergency Assistance Services

If you need any emergency assistance, Allianz has got you covered no matter which time zone you are in. In this way, you can always reach out should you need advice on your travel insurance.

Fast and easy claim process

Allianz Travel Insurance offers a fast and easy way for insurers to submit a claim - which saves insurers a lot of hassles down the line.

Single Trip Travel Insurance VS Annual Trip Travel Insurance

Which one should I buy? - Single Trip Travel Insurance VS Annual Trip Travel Insurance

Single Trip Travel Insurance: suitable for travellers who only travel occasionally

Annual Cover: for travellers who travel frequently.

Allianz Travel Insurance provides both and the Allianz Annual Trip Plan allows insurers to take an unlimited number of overseas trips over a 12 month period. However, each trip can only last for 90 days max.

What is the difference between Allianz Single Trip Travel Insurance VS Annual Cover?

Allianz Single Trip Travel Insurance comes with 3 tiers: Bronze, Silver and Gold - with medical coverage starting with HK$1 million Annual Cover only comes with 2 tiers: Silver and Gold - with medical coverage with HK$1.5 million.

In terms of the coverage, they are the same. Both offer coverage on medical expenses, overseas hospital daily cash benefits, emergency medical assistance, personal accident and delay and cancellation, loss and damage with the following key features:

  • Cancellation benefits up to HK$ 40,000
  • Mileage and other redeemed ticket are covered in case of cancellation
  • Medical expenses up to HK$2,000,000
  • Terrorist attack coverage
  • Mobile loss due to theft is covered

Should I get Allianz Annual Cover or Single Trip Cover?

If you compare the cost of Allianz Annual & Single travel insurance plans, you will find that the cost of the Annual Plan - Bronze is on average almost 6 times more expensive than the Single Cover.

In other words, you will only benefit financially from getting an Annual Travel Insurance if you do decide to travel up to or more than 6 times a year. If not, it is cheaper to buy single travel insurance.

Pros and Cons

With that said, If you travel multiple times a year, you do need to purchase single travel insurance every time you go on holiday. If you buy annual cover, it can save you the hassle from buying travel insurance every time you travel.

How to Claim Allianz Travel insurance?

You can make a claim through the Allianz eclaims portal. To submit a claim, you can simply go to the Allianz website and click the button provided to be directed to the eclaims site and start the process of submitting your claim online. There is no need to submit manual application forms and post it or deliver it in person. Below are the steps to submit a claim:

Step 1

Go to the Allianz e-claims site

Step 2

Select claim type: flight delay, baggage delay, medical expenses, trip cancellation or personal effects

Step 3

Fill in a form providing policy information including policy number, travel details and claim details

Step 4

Submit documents

Step 5

Select claim payment method

Major Exclusions

As with other insurance policies, exclusions do apply to Allianz travel insurance and the major exclusions are:
  • Any Pre-Existing Condition
  • Pandemics or Epidemics
  • Pregnancy or childbirth
  • Any Injury or Sickness related to pregnancy or childbirth
  • Extreme Sport or Sport Activities including mountaineering or trekking above 3,000 meters
  • Sporting competitions
  • Professional Sports
  • Any loss which occurs in connection with the effects of alcohol or drugs
  • Bankruptcy of Common Carrier
  • Any losses incurred in sanctioned countries
  • Expeditions, manual work, missionary or humanitarian travel
  • Travel to countries which are known to be at elevated risk

FAQ

Who can buy Allianz Travel Insurance?

Residents with a Hong Kong ID between the age of 18 to 75 years old are eligible.

Does Allianz Travel Insurance offer Covid-19 Coverage?

Yes, Allianz Travel offers COVID-19 coverage, providing cover for medical expenses and cancellation of journeys.

If my phone is lost while I’m on holiday, will Allianz Travel Insurance cover my loss?

Yes, Allianz Travel covers the loss of your mobile devices in case of theft.