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Best PrimeCredit Credit Cards in Hong Kong

Compare PrimeCredit Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
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We found 4 PrimeCredit Credit Cards for you!
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安信信貸 logo
MoneySmart Exclusive
Get 4% cash rebate on designated categories

WeWa UnionPay Card

Min. Annual Salary
HK$0
Cash back on local spend
4%
Miles Conversion (local spend)
N/A
Successfully applied through MoneySmart: Extra HK$300 cash rebate + Welcome offer: Nespresso Essenza Mini coffee machine or Nintendo Switch Software Ring Fit Adventure or Nikko camping tent with sleeping bag package or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Valid until 31 Aug 2021 - See more details below
Apply Now
More Details
安信信貸 logo
MoneySmart Exclusive
Earn 2% cashback from Octopus AAVS

EarnMORE UnionPay Card

Min. Annual Salary
HK$0
Cash back on local spend
2%
Miles Conversion (local spend)
N/A
Successfully applied through MoneySmart: Extra HK$300 cash rebate + Welcome offer: HK$670 cash rebate or DYSON V7 Fluffy+ Wireless Vacuum Cleaner or TEFAL Healthy Air Fryer or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program. 
Valid until 31 Aug 2021 - See more details below
Apply Now
More Details
安信信貸 logo
MoneySmart Exclusive
3 Complimentary airport lounges access per year

EarnMORE UnionPay Card (applicable to designated Full-time University /Tertiary Students)

Min. Annual Salary
HK$0
Cash back on local spend
2%
Miles Conversion (local spend)
N/A
Successfully applied through MoneySmart: Extra HK$300 cash rebate + Welcome offer: HK$670 cash rebate or DYSON V7 Fluffy+ Wireless Vacuum Cleaner or TEFAL Healthy Air Fryer or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program. 
Valid until 31 Aug 2021 - See more details below
Apply Now
More Details
安信信貸 logo
MoneySmart Exclusive

WeWa UnionPay Card (applicable to designated Full-time University /Tertiary Students)

Min. Annual Salary
HK$0
Cash back on local spend
4%
Miles Conversion (local spend)
N/A
Successfully applied through MoneySmart: Extra HK$300 cash rebate + Welcome offer: Nespresso Essenza Mini coffee machine or Nintendo Switch Software Ring Fit Adventure or Nikko camping tent with sleeping bag package or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate
Valid until 31 Aug 2021 - See more details below
Apply Now
More Details

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Best PrimeCredit Credit Cards in Hong Kong 2021

CREDIT CARDMINIMUM INCOMEBENEFITS
EarnMORE UnionPay Credit CardHK$0Up to 2% Cash Rebate for all categories eligible purchase all year round,
WeWa UnionPay Credit CardHK$0Up to 4% Cash Rebate for transactions within specific categories (“Travel”, “Cinema”, “Karaoke” and “Theme Park”) all year round.

What Makes PrimeCredit Credit Cards Stand Out

WeWa UnionPay Credit Card

You can earn up to 4% Cash Rebate for transactions within specific categories (“Travel”, “Cinema”, “Karaoke” and “Theme Park”) all year round (equivalent to HK$10 Cash Rebate for every HK$250 spending). You can also receive a Fitbit Versa Lite Smart Watch, JBL FREE X Truly Wireless In-Ear Headphones, HK$500 Cash Rebate or Ocean Park SmartFun Annual Pass (Gold Pass) as a welcome gift.

EarnMORE UnionPay Credit Card

You can earn up to 2% Cash Rebate for all eligible transactions all year round, including adding value service in Octopus Card. You can also receive HK$670 cash rebate, OTO Back Snuggle or Panasonic Air Purifier as your welcome gift.

Star Travel Credit Card

You can enjoy up to 5% Cash Rebate for transactions with China National Travel Service (CTS) all year round, plus complimentary Starry membership at CTS. You can also receive HK$300 Cash Rebate as your welcome gift.

PrimeCredit Credit Card Rewards

  1. Travel offer:
    You can earn up to 4% cash rebate in the travel category all year round with WeWa UnionPay credit card. You can also enjoy instant discounts at designated merchants such as China Travel Service, Hutchgo.com, KKday or Trip.com.
  2. Credit card welcome offer:
    Applicants who successfully applied for a WeWa credit card and who have accumulated a spending of HK$8,500 within 90 days after the card is issued, can enjoy Fitbit Versa Lite Smart Watch, JBL FREE X Truly Wireless In-Ear Headphones, HK$500 Cash Rebate or Ocean Park SmartFun Annual Pass (Gold Pass). Apply through MoneySmart before 14 May 2020, will give you an extra HK$300 cash rebate.

How to apply for PrimeCredit credit cards

Eligibility Criteria

There is no requirement of the minimum annual salary for applying for PrimeCredit credit card.

Documents Required

You will need to submit your Hong Kong Identity Card, income proof (last two months), bank statement/saving passbook of your Transfer Account bearing your name and account number, latest residential address proof (last three months).

Frequently Asked Questions

How long will my PrimeCredit credit card take to get approved?

Usually, the PrimeCredit credit card will be approved within 2 weeks.

What is the PrimeCredit hotline number?

For PrimeCredit credit card application, you can call 2269 8822.
You can also call the below hotline numbers for specific credit card enquiries:

  1. Unionpay Diamond Card: 2269 8800
  2. Visa Platinum Card: 2269 8888
  3. Visa credit card: 2269 8899

What are the difference between EarnMORE Card and WeWa Card?

EarnMORE credit card cardholders can earn 2% cash rebate in all category while WeWa card cardholders can earn 4% cash rebate in designated merchant categories (Travel, Cinema, Karaoke, Theme park).

Can I apply for PrimeCredit credit cards without salary proof?

You can apply for PrimeCredit credit card if income proof cannot be provided. However, you will need to submit your Hong Kong Identity Card, your latest residential address proof such as water bill and electricity bill, and your bank statement of your Transfer Account bearing your name and account number.

Does EarnMORE credit card set a limit to its cashback amount?

There is no capped cashback amount for EarnMore credit card. You can earn 2% cash rebate in all category all year round.