中文

Best PrimeCredit Credit Cards in Hong Kong

Compare PrimeCredit Hong Kong credit cards to earn most air miles, cashback and welcome offers, apply through MoneySmart to get extra rewards! Read More
Filters

Refine Your Results

Promotions
Card Association
Credit Card Features
Reset Filter
Financial Institutions
We found 4 PrimeCredit Credit Cards for you!
Recommended
WeWa UnionPay Diamond Card
MoneySmart Exclusive

WeWa UnionPay Diamond Card

Min. Annual Salary
HK$0
Annual Fee
First 2 year annual fee waiver
Cash rebate on travel spending and designated spending categories
4%

【MoneySmart Exclusive Offer】Want to get extra vouchers from MoneySmart?
From now until 31 May 2025, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand products including Asia Miles / Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
【PrimeCredit x MoneySmart】From now until May 31 2025, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$300 cash rebate + Welcome offer: Sony Wireless Noise Cancelling Earbuds (WF-1000XM5) (Suggested price: HK$2,490) or American Tourister BRINK SPINNER 29″ EXPANDABLE TSA Luggage (Suggested price: HK$2,980) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 31 May 2025 - See more details below
Apply Now
More Details
EarnMORE UnionPay Diamond Card
MoneySmart Exclusive
Earn 2% cashback from everyday spending

EarnMORE UnionPay Diamond Card

Min. Annual Salary
HK$0
Cash back on overseas spend
2%
Cash back on local spend
2%

🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,476 cash rewards】
MS Exclusive: From now until 31 May 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$1,726 : [LTO!] extra HK$300 cash rebate + Welcome offer: 🆙 HK$976 cash rebate (included the extra up to 2% cash rebate) or GoPro HERO 4K action camera (CHDHF-131) (Suggested price: HK$1,600) or Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (Suggested price: HK$2,198) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward fulfilled by PrimeCredit). Including MoneySmart exclusive offer, can earn up to HK$1,476 cash rewards!

Valid until 31 May 2025 - See more details below
Apply Now
More Details
EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive
3 Complimentary airport lounges access per year

EarnMORE UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)

Min. Annual Salary
HK$0
Cash back on overseas spend
2%
Cash back on local spend
2%

🌟Newly Upgraded【PrimeCredit x MoneySmart - Welcome Offer up to HK$1,476 cash rewards】
MS Exclusive: From now until 31 May 2025, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can earn 2,000 SmartPoints without any spending and redeem HK$200 worth of vouchers in the Rewards Store (over 20+ brand vouchers including Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
New customers of PrimeCredit Credit Card who successfully apply for EarnMORE UnionPay Diamond Card through MoneySmart can earn 🌟up to HK$1,726 : [LTO!] extra HK$300 cash rebate + Welcome offer: 🆙 HK$976 cash rebate (included the extra up to 2% cash rebate) or GoPro HERO 4K action camera (CHDHF-131) (Suggested price: HK$1,600) or Bosch Readyy'y Series 2 2-in-1 Vacuum Cleaner (BCHF216GB) (Suggested price: HK$2,198) or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward fulfilled by PrimeCredit). Including MoneySmart exclusive offer, can earn up to HK$1,476 cash rewards!

Valid until 31 May 2025 - See more details below
Apply Now
More Details
WeWa UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)
MoneySmart Exclusive

WeWa UnionPay Diamond Card (applicable to designated Full-time University /Tertiary Students)

Min. Annual Salary
HK$0
Annual Fee
First 5 year annual fee waiver
Cash rebate on travel spending and designated spending categories
4%

【MoneySmart Exclusive Offer】Want to get extra vouchers from MoneySmart?
From now until 31 May 2025, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! Use your SmartPoints to redeem vouchers of your choice worth HK$200 in the Rewards Store (over 20+ brand products including Asia Miles / Apple / Wellcome/ HKTVmall etc)!. Click here for more details. T&C applied. (fulfilled by MoneySmart)
⠀⠀
【PrimeCredit x MoneySmart】From now until May 31 2025, successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$300 cash rebate + Welcome offer: Sony Wireless Noise Cancelling Earbuds (WF-1000XM5) (Suggested price: HK$2,490) or American Tourister BRINK SPINNER 29″ EXPANDABLE TSA Luggage (Suggested price: HK$2,980) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$400 Klook e-Gift Card (Extra reward will be fulfilled by PrimeCredit)

Valid until 31 May 2025 - See more details below
Apply Now
More Details

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Best PrimeCredit Credit Cards in Hong Kong

CREDIT CARDMINIMUM INCOMEBENEFITS
EarnMORE UnionPay Credit CardHK$0Up to 2% Cash Rebate for all categories eligible purchase all year round,
WeWa UnionPay Credit CardHK$0Up to 4% Cash Rebate for transactions within specific categories (“Travel”, “Cinema”, “Karaoke” and “Theme Park”) all year round.

What Makes PrimeCredit Credit Cards Stand Out

WeWa UnionPay Diamond Card

You can earn up to 4% Cash Rebate for transactions within specific categories (“Travel”, “Cinema”, “Karaoke” and “Theme Park”) all year round (equivalent to HK$10 Cash Rebate for every HK$250 spending), with maximum cash rebate capped at HK$2,000 annually.

EarnMORE UnionPay Diamond Card

You can earn up to 2% Cash Rebate for all eligible transactions all year round, for every HK$250 spent, receive HK$5 cash rebate,including adding value service in Octopus Card (reloads of HK$250, receive HK$5 rebate).

Star Travel Credit Card

You can enjoy up to 5% Cash Rebate for transactions with China National Travel Service (CTS) all year round, plus complimentary Starry membership at CTS. You can also receive HK$300 Cash Rebate as your welcome gift.

background image

PrimeCredit Credit Card Rewards

  • Travel offer:You can earn up to 4% cash rebate in the travel category all year round with WeWa UnionPay credit card. You can also enjoy instant discounts at designated merchants such as China Travel Service, Hutchgo.com, KKday or Trip.com.
  • Credit card welcome offer:Successfully applied PrimeCredit Credit Card can earn the extra rewards through MoneySmart.

    • How to apply for PrimeCredit credit cards

    Eligibility Criteria

    There is no requirement of the minimum annual salary for applying for PrimeCredit credit card.

    Documents Required

    You will need to submit your Hong Kong Identity Card, income proof (last two months), bank statement/saving passbook of your Transfer Account bearing your name and account number, latest residential address proof (last three months).

    Frequently Asked Questions

    How long will my PrimeCredit credit card take to get approved?

    Usually, the PrimeCredit credit card will be approved within 2 weeks.

    What is the PrimeCredit hotline number?

    For PrimeCredit credit card application, you can call 2269 8822.
    You can also call the below hotline numbers for specific credit card enquiries:

    1. Unionpay Diamond Card: 2269 8800
    2. Visa Platinum Card: 2269 8888
    3. Visa credit card: 2269 8899

    What are the difference between EarnMORE Card and WeWa Card?

    EarnMORE credit card cardholders can earn 2% cash rebate in all category while WeWa card cardholders can earn 4% cash rebate in designated merchant categories (Travel, Cinema, Karaoke, Theme park).

    Can I apply for PrimeCredit credit cards without salary proof?

    You can apply for PrimeCredit credit card if income proof cannot be provided. However, you will need to submit your Hong Kong Identity Card, your latest residential address proof such as water bill and electricity bill, and your bank statement of your Transfer Account bearing your name and account number.

    Does EarnMORE credit card set a limit to its cashback amount?

    There is limited capped of HK$2,000 cashback amount for EarnMore credit card. You can earn 2% cash rebate in all category all year round.