Best Student Credit Cards in Hong Kong

HSBC Student Credit Card

HSBC offers HSBC Visa Gold Card that is tailor-made for students. It provides a wide range of rewards in your school life from tuition fee payment, dining, entertainment to online and overseas spending. From 1 July 2019 to 2 March 2020, you can enjoy up to 2.4% RewardCash rebate on your tuition fee payment to designated education institutions via the HSC HK Mobile Banking App or Personal Internet Banking, at a maximum rebate amount of 400 RewardCash. In addition to RewardCash rebate on tuition fee payment, you will also enjoy up to 2.4% RewardCash rebate on online and overseas spending by registering for “Red Hot Online and Overseas Spending Rewards” with your HSBC Visa Gold Card. This HSBC student credit card also offers you exclusive discounts and privileges at a wide range of merchants. You can enjoy 15% off regular-priced tickets at CGV Cinemas, up to 30% off on designated dining outlets such as Outback Steakhouse, Mou Mou Club and Gyu-kaku Japanese Yakiniku Restaurant,$30 instant discount at the Eslite bookstore for a single transaction of HK$300 or above and HK$300 spending rebate for transactions made on the Cathay Pacific App via Apple Pay. From now till 2 March, designed full-time Universities/Tertiary Institutions students can enjoy an HK$300-rebate welcome offer upon successful application and spending HK$600 or more in the first 60 days of the card issuance.

Citibank Student Credit Card

Citibank offers Citi Clear Student Card to full-time student of degree/diploma program of a Hong Kong Tertiary Institution. This student credit card provides online shopping and entertainment privileges to students in Hong Kong. You can enjoy a 2% cash rebate on online spending in foreign currency and a 0.4% cash rebate on other spendings. If you are worried about the security of online transactions, Citi Clear Card has a unique feature that sends you SMS alerts whenever your online transaction reaches HK$500. With this Citibank Student Credit Card, you can also have priority bookings on entertainment shows and buy 1-get-1-free movie tickets every Friday to Sunday at Cinema City Langham Place and Cinema City Victoria. Citi Clear Student cardholder can also enjoy one HK$500 Pacific Coffee Gift Card as a graduation gift by successfully updating occupation information with a valid income proof on or before June 21, 2019. If you do not hold any Citibank credit card within the past 12 months, you are eligible for the welcome offer of HK$600 cash rebate upon the successful application of the Citi Clear Student Card. You will even get an extra HK$40 cash rebate for mobile payment.

DBS Student Credit Card

DBS offers DBS Compass Visa to tertiary students with no minimum requirement of annual income. You can enjoy 1% cashback on all local spending and up to 3% cash rebate at Taobao and Tmall when purchasing with this student credit card. DBS Compass Visa cardholder also enjoys a wide range of privileges such as an 8% discount promotion at ParknShop and Watsons, a free baggage upgrade with HK Express and a chance to win the grand prize of up to $8,888 Compass Dollar in the Lucky Draw. Any successful applicants of DBS Compass Visa who applied on or before 30 September 2019 and who achieved the spending requirement during the period can enjoy the exclusive welcome offer. If you achieve the HK4,800 spending requirement within 3 months from the new card issuance date, you are eligible for one of the following welcome gifts

1. HK$400 ParknShop / Watsons 'InstaRedeem' amount
2. HK$300 'InstaRedeem' amount of all merchants
3. Dyson Pure Cool Link Desk DP03 White Sliver at a redemption fee of HK$2,880

If you achieve the HK$6,800 spending requirement within 3 months from the new card issuance date, you are eligible for a welcome gift of LE MAUICE® MARMO BIANCO SUITCASE.

If you achieve the HK$1,800 spending requirement within 3 months from the new card issuance date, you are eligible for a welcome gift 6 MCL movie vouchers.