- Annual Principal Fee
- Perpetual annual fee waiver
- Local Resident
- HK$150,000 (except full-time university/tertiary students)
- Feature
- 2.4% Cash Dollars rebate for Tuition Fee Payment
【Limited Time Offer】Until 10 Feb, apply for the designated Hang Seng Credit Card via MoneySmart and simply spend any amount within a month, to get an extra HK$500 Apple Gift Card or HK$500 Supermarket vouchers or [Newly added!] HK$500 Klook Coupon.

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash Rebate on all restaurants in Hong Kong and selected online merchants
- 6%

- Min. Annual Salary
- HK$0
- Cash back on Online Overseas spend
- 1%
- Cash Back for Online Transaction
- 6%
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%

From now till 28 February 2023, HK$200 Supermarket Voucher upon Card Approval and the limited-time welcome offer of up to HK$1,402! Enjoy 1.2% cash back with no string , cash back credited to account automatically every month with NO administration charge.

- Welcome Offer
- HK$1,000
- Cash back on overseas spend
- 0.5%
- Cash back on local spend
- 0.5%
Successfully apply now to get extra HK$500 Supermarket Voucher!

- Min. Annual Salary
- HK$40,000
- Cash back on local spend
- 3.4%
- Miles Conversion (local spend)
- N/A
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash Rebate on all restaurants in Hong Kong and selected online merchants
- 6%

- Min. Annual Salary
- HK$96,000
- Cash back on local spend
- 2%
- Miles Conversion (local spend)
- N/A
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%

- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- Up to 5%
- Miles Conversion (local spend)
- N/A
- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 0.4%
- Miles Conversion (local spend)
- HK$8 = 1 mile
- RewardCash rebate on tuition fee payment
- 2.4%
- Online spending Cash Rebate
- 2%
- RewardCash
- 6X