- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
[PrimeCredit x MoneySmart] Successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Sony Truly Wireless Headphones LinkBuds S or Samsung Galaxy Watch4 40mm (Bluetooth) or B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit)

- Min. Annual Salary
- HK$0
- Cash back on Online Overseas spend
- 1%
- Cash Back for Online Transaction
- 6%
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
【PrimeCredit x MoneySmart】Successfully applied EarnMORE UnionPay Diamond Card through MoneySmart and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or OTO massage chair (Suggested price: HK$10,800) Or Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Exclusive reward will be fulfilled by PrimeCredit)

- Minimum Income Requirements
- HK$0
- Cash back on Wallet transactions
- 5X points
- Cash back on contactless payments
- 3X points
【Limited time offer】 From now until 2 January 2024, upon successful application of designated Citi Student Credit Card via MoneySmart and any eligible spending after card issuance, new customers can enjoy an exclusive reward of HK$400 Apple Store Gift Card or HK$400 HKTVmall Vouchers or HK$400 PARKnSHOP Supermarket Vouchers

- Welcome Offer
- HK$600
- Cash back on overseas spend
- 0.5%
- Cash back on local spend
- 0.5%
【Limited time offer】 From now until 2 January 2024, upon successful application of the Citi Octopus Platinum Card via MoneySmart and eligible spending of HK$1,000 after card issuance, new customers can enjoy an exclusive reward of HK$600 Apple Store Gift Card or HK$600 HKTVmall Vouchers or HK$600 PARKnSHOP Supermarket Vouchers
Tips on how to earn even more! Add Citi Octopus to iPhone/Apple Watch and conduct at least one Automatic Add Value Service transaction to earn extra HK$100 Octopus Top-up Value!

- MoneySmart Exclusive Rewards
- HK$400
- Rebate on transportation fare payments
- 15%
- Tunnel tolls and parking fee rebate
- 5%
【Limited time offer】 From now until 2 January 2024, upon successful application of designated Citi Student Credit Card via MoneySmart and any eligible spending after card issuance, new customers can enjoy an exclusive reward of HK$400 Apple Store Gift Card or HK$400 HKTVmall Vouchers or HK$400 PARKnSHOP Supermarket Vouchers
Tips on how to earn even more! Add Citi Octopus to iPhone/Apple Watch and conduct at least one Automatic Add Value Service transaction to earn extra HK$100 Octopus Top-up Value!

- Minimum Income Requirements
- $0
- +FUN Dollars rebate on selected spending categories
- 5.4%
- +FUN Dollars rebate on online retail transaction
- 5%
- Annual Principal Fee
- Perpetual annual fee waiver
- Local Resident
- HK$150,000 (except full-time university/tertiary students)
- Feature
- 2.4% Cash Dollars rebate for Tuition Fee Payment
- Minimum Income Requirements
- HK$0
- Cash back on local spend
- 2%
- Cash back on overseas spend
- 2%
【Limited time offer】 From now until 2 January 2024, upon successful application of designated Citi Student Credit Card via MoneySmart and any eligible spending after card issuance, new customers can enjoy an exclusive reward of HK$400 Apple Store Gift Card or HK$400 HKTVmall Vouchers or HK$400 PARKnSHOP Supermarket Vouchers

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for WeWa UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
[PrimeCredit x MoneySmart] Successfully applied WeWa UnionPay Diamond Card through MoneySmart and earn extra HK$200 cash rebate + Welcome offer: Sony Truly Wireless Headphones LinkBuds S or Samsung Galaxy Watch4 40mm (Bluetooth) or B&O Beosound Explore Bluetooth Speaker (Black Anthracite) or HK$500 Cash Rebate or up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program or Tertiary Student: HK$200 Cash Rebate (Exclusive reward will be fulfilled by PrimeCredit)

- Min. Annual Salary
- HK$96,000
- Cash back on local spend
- 2%
- Miles Conversion (local spend)
- N/A
- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%
【MoneySmart Exclusive Offer】From now until 31 December 2023, new customers who successfully applied for EarnMORE UnionPay Diamond Card via MoneySmart, can enjoy 2,000 SmartPoints without further spending! You are free to choose vouchers of over 20+ brands (including Apple Store Gift Card, supermarket voucher, HKTVmall, Uber, Klook, etc.). Click here for more details. T&C applied. (fulfilled by MoneySmart)
【PrimeCredit x MoneySmart】Successfully applied EarnMORE UnionPay Diamond Card through MoneySmart and fulfill designated spending requirement to get HK$670 cash rebate (included the extra up to 2% cash rebate) Or OTO massage chair (Suggested price: HK$10,800) Or Aurabeat AG+ Air Purifier (Suggested price: HK$2,980) (Redemption fee is required) Or Up to HK$90K Interest-free and Handling Fee-free Cash Instalment Program (Exclusive reward will be fulfilled by PrimeCredit)

- Cashback on Online Retail Transactions
- 8%
- Fee Waiver
- First Year Free
- Minimum Income Requirements
- N/A
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 0.4%
- Miles Conversion (local spend)
- HK$8 = 1 mile
- Min. Annual Salary
- HK$40,000
- Cash back on local spend
- 3.4%
- Miles Conversion (local spend)
- N/A
- RewardCash rebate on tuition fee payment
- 2.4%
- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash
- $300
- Cashback on Online Retail Transactions
- 8%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000