- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
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- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%

- Min. Annual Salary
- HK$0
- Cash back on Online Overseas spend
- 1%
- Cash Back for Online Transaction
- 6%
From now until 30 June, apply designated cards through MoneySmart (DBS Black World Mastercard/ DBS Eminent Card/ DBS Live Fresh/ DBS Compass Visa)successfully to get HK$200 Klook Gift Card or HK$200 Supermarket Vouchers!

- Min. Annual Salary
- HK$40,000
- Cash back on local spend
- 3.4%
- Miles Conversion (local spend)
- N/A
- Annual Principal Fee
- Perpetual annual fee waiver
- Local Resident
- HK$150,000 (except full-time university/tertiary students)
- Feature
- 2.4% Cash Dollars rebate for Tuition Fee Payment
【Limited Time Offer】Until 18 June, apply for the designated Hang Seng Credit Card and spend any amount, to get an extra HK$500 Apple Gift Card or HK$500 Supermarket vouchers or [Newly added!] HK$500 Klook Coupon.
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
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- Min. Annual Salary
- HK$96,000
- Cash back on local spend
- 2%
- Miles Conversion (local spend)
- N/A
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 2%
- Cash back on local spend
- 2%

- Annual fee
- Perpetual annual fee waiver
- Cash back on local spend
- 2%
- Welcome Offer
- Up to 120,000 yuu Points
【Limited Offer】Until 18 June, apply for the designated Hang Seng Credit Card via MoneySmart simply spend HK$1,000 within a month, to get an extra HK$1,000 Apple Gift Card or HK$1,000 Supermarket vouchers or HK$1,000 Klook Coupon. To ensure you can get the exclusive reward, please apply via this link and do not log on to Hang Seng Personal e-Banking!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Welcome Offer
- HK$1,000
- Cash back on overseas spend
- 0.5%
- Cash back on local spend
- 0.5%
- Min. Annual Salary
- HK$150,000
- Cash back on local spend
- 0.4%
- Miles Conversion (local spend)
- HK$8 = 1 mile
- RewardCash rebate on tuition fee payment
- 2.4%
- RewardCash for spending in Rewards of Your Choice category
- 6X
- RewardCash
- $300
Perpetual annual fee waiver
Up to $400 RewardCash rebate on tuition fee payment
- Annual fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on selected spending categories
- 5%
- +FUN Dollars rebate on online retail transaction
- 5%
【Limited Offer】Until 18 June, apply for the designated Hang Seng Credit Card via MoneySmart simply spend HK$1,000 within a month, to get an extra HK$1,000 Apple Gift Card or HK$1,000 Supermarket vouchers or HK$1,000 Klook Coupon. To ensure you can get the exclusive reward, please apply via this link and do not log on to Hang Seng Personal e-Banking!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Cashback on Local and Overseas Spending
- 2%
- Fee Waiver
- First Year Free
- Minimum Income Requirements
- N/A
- Cashback on Local and Overseas Spending
- 2%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000