- 0
- Min. Annual Salary
- 1%
- Cash back on Online Overseas spend
- 6%
- Cash Back for Online Transaction
All Details
| Annual Principal Fee | HK$1,800 |
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| Supplementary Annual Fee | HK$900 |
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| Fee Waiver | First year annual fee waiver; second year onwards: HKD$1,800 |
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| Interest Free Period | 1% of monthly balance + fees |
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| Annual Interest Rate | 35.70% |
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| Late Payment Fees | HK$350 or the minimum payment, whichever is lower, per statement cycle |
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| Minimum Monthly Repayment | If the total outstanding balance is HK$300 or above, the minimum payment will be the sum of the followings: (i) all charges, fees, costs, expenses, interests and/or finance charges posted to the current statement of Card Account; (ii) any amount in excess of the credit limit incurred after last statement date; and (iii) 1% of the statement balance excluding all charges, fees, costs, expenses, interests and/or finance charges posted to the Card Account, or HK$300, whichever is higher plus any outstanding minimum payment. If the total outstanding balance is less than HK$300, the minimum payment will be the total outstanding balance. |
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| Foreign Currency Transaction Fee | 1.95% |
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| Foreign Check Fee | N/A |
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| Cash Advance Transaction Fee | Min HK$100 + HK$20 admin fee |
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| Overlimit Fee | HK$180 |
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