- Foreign exchange fee
- $0
- Cash advance fee
- $0
- MoneySmart Exclusive Offer
- Up to HK$1,399
[Limited Time Offer]
Apply for SC Smart Card now via MoneySmart to get extra HK$1,200 Apple Gift Card or HK$1,200 Supermarket Voucher or LG FN7 TONE Free True Wireless Earbuds (retail price: HK$1,399) (colour is randomly distributed)! Total up to HK$2,599 rewards including SCB welcome offer. HKTVmall Offer is Back! Earn 5% CashBack all year round when shopping at HKTVmall! Spend Smart for your trip, waive any foreign exchange fee for foreign currency transaction! You could enjoy up to 12% CashBack to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 80,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher or HK$600 Apple Gift Card! Enjoy up to 60,000 welcome miles! You could enjoy up to 12% Cashback to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!

- Min. Annual Salary
- HK$300,000
- Miles Conversion (foreign currencies spending)
- HK$4 = 1mile
- Cash back on foreign currencies spending
- 1.25%
- Min. Annual Salary
- HK$240,000
- Miles Conversion (overseas spend)
- $4 = 1 mile
- Cash back (overseas spend)
- N/A
- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on local spending (dinning)
- 1%
- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 100,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher or HK$600 Apple Gift Card! Enjoy up to 60,000 welcome miles! You could enjoy up to 12% Cashback to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash Rebate on all restaurants in Hong Kong and selected online merchants
- 6%

- Local spending cash rebate
- 0.67%
- Miles Conversion (local spend)
- HK$7.5=1 Mile
- Discount at designated restaurants
- 50%
Successfully apply The Platinum Card now to get extra HK$1,000 supermarket voucher / Apple Gift Card from MoneySmart & welcome offers and Platinum benefits valued up to HK$6,800 once spending at the first time in the first 3 months. All new Global Dining Credit! Platinum Card members can enjoy up to HK$2,000 annually and up to HK$800 statement credit at NET-A PORTER or MR PORTER. From now until 31 January 2023, you can enjoy extra HK$1,000 once spending the first time in the first 3 months and up to 600,000 Membership Rewards points (which is equivalent to HK$2,000 cash vouchers/ to offset your purchases OR 40,000 air miles).

- Min. Annual Salary
- HK$60,000
- Miles Conversion (local spend)
- HK$15 = 1 Mile
- Cash back on overseas spend
- HK$1 = 5 points
- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- N.A.
- Cash Back on RMB Spending(in first 6 months)
- 4%
- Min. Salary
- HK$0
- Miles Conversion (overseas spend)
- N/A
- Cash back (overseas spend)
- 1.2%
From now till 31 January 2023, HK$200 Supermarket Voucher upon Card Approval and the limited-time welcome offer of up to HK$1,402! Enjoy 1.2% cash back with no string , cash back credited to account automatically every month with NO administration charge.

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
- Cash back (overseas spend)
- N/A
Successfully apply now to get extra HK$500 Supermarket Voucher!

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- N.A.
- Cash back (overseas spend)
- 2%
Successfully apply now to get extra HK$500 Supermarket Voucher!

- MoneySmart Limited Time Offer
- 4,000 Club points
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Cash Back for Online Transaction
- 6%
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 mile
- Cash back (overseas spend)
- N/A
Successfully apply now to get extra HK$500 Supermarket Voucher!

- Annual Fee Waiver in First Year
- N/A
- Mileage Conversion (Local Spending)
- HK$6 = 1 Mile
- Local spending cash rebate
- 0.83%
- Min. Annual Salary
- HK$60,000
- Miles Conversion (local spend)
- HK$15 = 1 Mile
- Cash back on overseas spend
- HK$1 = 5 points
- RewardCash rebate on tuition fee payment
- 2.4%
- Online spending Cash Rebate
- 2%
- RewardCash
- 6X
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash Rebate on all restaurants in Hong Kong and selected online merchants
- 6%
