- Foreign exchange fee
- $0
- Cash advance fee
- $0
- MoneySmart Exclusive Offer
- Up to HK$1,599
[Limited Time Offer]
Apply for SC Smart Card now via MoneySmart to get extra HK$1,200 Apple Gift Card or HK$1,200 Supermarket or Shokz S810 Bone Conduction Open-ear sport headphones (Colour randomly distributed) (Retail price: HK$1,599). Total up to HK$2,799 rewards including SCB welcome offer. HKTVmall Offer is Back! Earn 5% CashBack all year round when shopping at HKTVmall ! Limited-time - Earn 8% CashBack at Deliveroo! Spend Smart for your trip, waive any foreign exchange fee for foreign currency transaction!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- N.A.
- Cash back (overseas spend)
- 2%
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a HK$2,000 SHKP Malls Gift Card/ [newly added] HK$1,800 Uber Voucher/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.

- Min. Annual Salary
- HK$96,000
- Cash Back on Dining, Online and Foreign Currency Spending
- 6%
- Annual Fee Wavier
- First-Year
New customer apply for CNCBI Motion Credit Card now via MoneySmart to get an extra HK$300 Supermarket Voucher or Apple Gift Card or Starbucks Gift Card! 6% cash rebate on Dining, Online and Foreign Currency Spending year-round offer, you could also choose either enjoy 10% Cash Rebate (equivalent to HK$1,000) on spending in foreign currencies or HK$700 cash rebate, no minimum spending requirement! Total reward up to HK$1,300!

- Welcome Offer
- 9,000 Miles (108,000 Points)
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a HK$2,000 SHKP Malls Gift Card/ [newly added] HK$1,800 Uber Voucher/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.

- Annual Fee
- Perpetual annual fee waiver
- +FUN Dollars rebate on Travel and Foreign currency
- 5%
- +FUN Dollars rebate on online retail transaction
- 5%
【Limited Offer】Until 18 June, apply for the designated Hang Seng Credit Card via MoneySmart simply spend HK$1,000 within a month, to get an extra HK$1,000 Apple Gift Card or HK$1,000 Supermarket vouchers or HK$1,000 Klook Coupon. To ensure you can get the exclusive reward, please apply via this link and do not log on to Hang Seng Personal e-Banking!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 80,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard - Priority Banking now via MoneySmart to get an extra HK$350 Klook Gift Card or HK$350 Supermarket Voucher or HK$350 Apple Gift Card! Enjoy up to 80,000 welcome miles!

- Min. Annual Salary
- HK$0
- Cash back on online shopping
- 6%
- Cash back on local spending (dinning)
- 1%
- Min. Annual Salary
- HK$240,000
- Miles Conversion (overseas spend)
- $4 = 1 mile
- Cash back (overseas spend)
- N/A
From now until 30 June, apply designated cards through MoneySmart (DBS Black World Mastercard/ DBS Eminent Card/ DBS Live Fresh/ DBS Compass Visa)successfully to get HK$200 Klook Gift Card or HK$200 Supermarket Vouchers!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 100,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard - Priority Private now via MoneySmart to get an extra HK$350 Klook Gift Card or HK$350 Supermarket Voucher or HK$350 Apple Gift Card! Enjoy up to 100,000 welcome miles!

- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
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- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 mile
- Cash back (overseas spend)
- N/A
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a HK$2,000 SHKP Malls Gift Card/ [newly added] HK$1,800 Uber Voucher/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.

- Min. Annual Salary
- HK$150,000
- Cash back on Online Overseas spend
- 1%
- Designated Cash Back for Online Transaction
- 6%
From now until 30 June, apply designated cards through MoneySmart (DBS Black World Mastercard/ DBS Eminent Card/ DBS Live Fresh/ DBS Compass Visa)successfully to get HK$200 Klook Gift Card or HK$200 Supermarket Vouchers!

- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- N.A.
- Cash Back on RMB Spending(in first 6 months)
- 4%
- MoneySmart Limited Time Offer
- 4,000 Club points
- Cash back on local spending (Designated HKT merchants and Designated Merchants)
- 4%
- Cash back on other local spending
- 1%
- Local spending cash rebate
- 0.67%
- Miles Conversion (local spend)
- HK$7.5=1 Mile
- Discount at designated restaurants
- 50%
- Annual Fee Waiver in First Year
- N/A
- Mileage Conversion (Local Spending)
- HK$6 = 1 Mile
- Local spending cash rebate
- 0.83%
- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash rebate on travel spending and designated spending categories
- 4%
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- Min. Annual Salary
- HK$0
- Cash back on overseas spend
- 0.4%
- Cash back on selected merchants
- 5%
- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- HK$5 = 1 mile
- Cash back (overseas spend)
- N/A
【Welcome offer Exclusive for MoneySmart Users】From now until 30 June 2023, New Dah Sing Credit Cardholder to get extra HK$100 supermarket vouchers/Apple Gift Card upon approval on the credit card!

- Cashback on Local and Overseas Spending
- 2%
- Fee Waiver
- First Year Free
- Local Resident
- HK$150,000