Best American Express Overseas Spending Credit Cards

Compare American Express Overseas Spending Credit Cards in Hong Kong to enjoy extra air miles and cashback while spending abroad or online at the overseas website, and avoid foreign transaction fee for overseas spending! Read More
We found 5 American Express Credit Cards for you!
The Platinum Card
MoneySmart Exclusive
Family Travel Cover | 0% Cross Border Fee
Discount at Expedia/Hotels.com/Trip.com
8%
Discount at designated restaurants
Up to 7%
Discount at designated restaurants
40%

💎7 Days ONLY【HK$4,000 CASH or BRAND NEW gadgets/ combo up to HK$10,660 Await!】
From now until 30 July 2025, apply for the Platinum Card and spend HK$15,000 within the first 2 months, indulge in ONE of the Premium Gifts. Pick from popular brand products or cash rewards to instantly halve your annual fee - don't miss out, ACT NOW!
1. ⚡️ HK$4,000 Cash via FPS* / HK$4,000 Apple Store Gift Card or
2. [Home Essential] OSIM Invisible Massage Chair (Value: HK$10,660) or
3. LG AS55GGSY0 PuriCare™ AeroBooster (Pet Version) (Value: HK$6,550) or
4. [Best Combo] DJI Osmo Pocket 3 + DJI Neo Fly More Combo (Value: HK$6,298)
*Automatically converted by 40,000 SmartPoints and will directly deposit into your FPS account

Valid until 30 Jul 2025 - See more details below
Apply Now
American Express Explorer® Credit Card
MoneySmart Exclusive
No expiry date for Membership Rewards points
Min. Annual Salary
HK$300,000
Miles Conversion (Eligible Foreign Currency Transaction)*
HK$1.68 = 1 Mile
Miles Conversion (Eligible Local Transaction)*
HK$3 = 1 Mile
【✈️Top Pick for Beginners in Miles: Earn 1,000 Miles + HK$200 Rebate Instantly】
From now until Aug 31, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and make their first transaction within 3 months can enjoy 18,000 Membership Rewards® points + [Limited Time Offer] HK$200 statement credit. Spend HK$7,000 to earn a total of 126,000 Membership Rewards points, equivalent to 7,000 miles + [Limited Time Offer] up to HK$520 travel insurance welcome reward! That’s enough to fully cover the Greater Bay Area Annual Travel Insurance (Basic Plan)! If you aren’t a frequent mainland traveler, you may choose to upgrade to the worldwide annual travel insurance!
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0,875/ mile + HK$720 Statement Credit!

Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 64,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!
Valid until 31 Aug 2025 - See more details below
Apply Now
American Express Gold Business Card
Uncapped 1% rebate on foreign currencies expenses
Annual Principal Fee
First-year Annual Fee Waiver
Foreign Currency Spending Bonus
Up to 3X points^
Local Spending Bonus
Up to 2X points^
Read More
Blue Cash® Credit Card from American Express
MoneySmart Exclusive
Unlimited 1.2% Cashback
Min. Salary
HK$0
Miles Conversion (overseas spend)
N/A
Cash back (overseas spend)
1.2%
【🌟Effortless for Everyone: Unlimited Cashback with Every Spend】
Apply via MoneySmart by 31 July 2025, enjoy HK$500 cash back by cumulative spending HK$6,000 or above in the first 2 months; earn an extra HK$100 statement credit upon topping up your Octopus on iPhone, Apple Watch or [Newly added!] Android device for HK$300 aggregate spending in the first 3 months. Enjoy up to HK$600 cash back in total!

Reward yourself with unlimited 1.2% cashback all year-round on everyday purchases, in town and overseas - simple & friendly!
Valid until 31 Jul 2025 - See more details below
Apply Now
American Express® Platinum Credit Card
MoneySmart Exclusive
Up to 50% savings at designated restaurants
Min. Annual Salary
HK$300,000
Cash back on local spend
1%
Miles Conversion (local spend)
$6 = 1 Mile
【📣 Welcome Offer: Valued up to HK$1,800 upon card approval!】
Apply via MoneySmart by 31 July 2025 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!

⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800! 
Valid until 31 Jul 2025 - See more details below
Apply Now

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