Best American Express Overseas Spending Credit Cards

We found 5 American Express credit cards for you!

Family Travel Cover | 0% Cross Border Fee
Up to 9% rebate
Foreign Currencies spending during welcome offer period
1,550+ airport lounges
Unlimited access
40%
Discount at designated restaurants
MoneySmart Exclusive

【June Limited Flash Offer: The Platinum Card limited time offer and choose 1 of the rewards!】
10-day flash! Upgraded Welcome Offer A : Earn a new notebook🍎
From now until 18 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart (click apply now button on the right), settle the HK$9,500 annual fee and complete spending requirement of HK$60,000 in first 3 months (Local & foreign currency spending are included), can enjoy HK$6,000 Apple Store Gift Card (🛡️ Buy electronics with Platinum Card get 1 extra year warranty)
 
Welcome offer B: Earn up to 117,222 miles - enough to redeem a round‑trip for two to Europe ✈️
From now until 30 June 2026, New Cardmembers^ who successfully apply for The Platinum Card via MoneySmart through this link, settle the HK$9,500 annual fee and complete the designated spending requirements can earn a limited-time welcome offer of up to 2,110,000 points, which can be converted to 117,222 miles or HK$7,033 credits.
Earn an extra HK$50 statement credit upon a single Octopus top-up transaction of HK$600 on mobile devices in the first 3 months.
 
Terms & Conditions Apply.

Valid till 18 Jun 2026

APPLY NOW for The Platinum Card
on American Express's secure site
No expiry date for Membership Rewards points
HK$300,000
Min. Annual Salary
HK$1.68 = 1 Mile
Miles Conversion (Eligible Foreign Currency Transaction)*
HK$3 = 1 Mile
Miles Conversion (Eligible Local Transaction)*

【✈️ Fly for Less: Earn HK$300 Statement Credit on Your First Spend!】
From now until 17 June 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and make their first transaction within 3 months can enjoy HK$300 Statement Credit (*automatically credited once the transaction is confirmed); earn up to 72,000 miles which is equivalent to redeem a round-trip flights to Japan ✈️ for TWO; and HK$50 statement credit for a single HK$600 Octopus top-up!
🌟Spend HK$7,000, Earn 8,000 miles - just HK$0.875/ mile + HK$300 Statement Credit!

🤩 Ready to Fly Further for Less? Supercharged earning rates:
During the welcome period, earn HK$3=1 mile on eligible local transactions, up to 1,152,000 Points, enough to redeem for 72,000 miles! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas, airline or selected travel merchants spend!  

Valid till 17 Jun 2026

Unlimited 1.2% Cashback
HK$0
Min. Salary
N/A
Miles Conversion (overseas spend)
1.2%
Cash back (overseas spend)

Up to 50% savings at designated restaurants
HK$300,000
Min. Annual Salary
1%
Cash back on local spend
$6 = 1 Mile
Miles Conversion (local spend)

【📣 Welcome Offer: Valued up to HK$1,800 upon card approval!】
Apply via MoneySmart by 30 June 2026 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!

⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800! 

Valid till 30 Jun 2026

Uncapped 1% rebate on foreign currencies expenses
First-year Annual Fee Waiver
Annual Principal Fee
Up to 3X points^
Foreign Currency Spending Bonus
Up to 2X points^
Local Spending Bonus

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