2%

Cashback on Local and Overseas Spending

First Year Free

Fee Waiver

N/A

Minimum Income Requirements

All Details

• Key Features

  • One of the best cashback in town ! 2% cashback on all spending, local or overseas ! Unlimited cashback !

  • Simple registrarion in 5 mins for sim Credit Card !

  • With Flexi Credit Limit, you can draw cash anytime anywhere you like !

  • Terms and conditions apply.

Student

• University and college student are welcomed ！

Welcome Offers

• New Cardholders can redeem HKD 500 Apple Store Gift Card or HKTV mall e-coupon on any eligible transactions within the first 2 months upon the card issuance. Terms and conditions apply.

Annual Fee Waiver

Cash Back

• 2% cashback on all spending, local or overseas !

• Terms and conditions apply.

Best Credit Cards

Dining

• 2% cashback on all spending, local or overseas !

• Terms and conditions apply.

Online Shopping

• 2% cashback on all spending, local or overseas !

• Terms and conditions apply.

Overseas Spending

• 2% cashback on all spending, local or overseas !

• Terms and conditions apply.

Annual Interest Rate and Fees

Annual Principal Fee	HK$800
Fee Waiver	First Year Free
Interest Free Period	Up to 53 days. This period does not apply to cash advance transaction.
Annual Interest Rate	For Retail Purchase: 34.80% , For Cash Advance: 35.95%
Late Payment Fees	Minimum Payment Due or HKD250 per time (whichever is lower).
Minimum Monthly Repayment	HK$50, or 1% of statement balance; and all finance charges; and instalment amount; and other fees, charges billed, overdue amount and overlimit amount. | If the full amount is less than HK$50, the minimum payment is the full amount.
Foreign Currency Transaction Fee	1.95%
Cash Advance Transaction Fee	2% of cash advance amount plus HKD50 per transaction
Overlimit Fee	HKD 100 per time

Card Association

Mastercard

Wireless Payment

Mastercard contactless