8% cashback on online retail transactions*
A must-have for online shopping enthusiasts! Enjoy an 8% cashback on online retail transactions* and a 3% cashback on eligible local retail transactions* with major designated merchants. Earning cashback by using your card is as simple as that!
Cashback on Online Retail Transactions
First Year Free
Fee Waiver
Minimum Income Requirements
MoneySmart Exclusive

【🔥Hottest Deal in Town: Earn a HomePod Mini and Supercharge Your Welcome Offer!】
From now until 29 February 2024, customers apply for a designated sim credit card through MoneySmart (sim Credit Card/ sim World Mastercard®️) successfully to get a HomePod mini (Retail Price: HK$749) or HK$500 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers! Including the welcome offer, you can enjoy up to HK$1,249 rewards in total!

💡Quick Reminder: Speed up your approval process - After completing your online application, please screenshot your reference ID (which should be 88-XXXXXXXXX-X-03XX-thesim), and conduct digital ID verification on the sim Credit Card App. Complete the verification within 3 hours after application, and sim will offer an additional HK$50 cash rebate!

Valid until 29 Feb 2024 - See more details below

Are you eligible?

    • You need to apply through MoneySmart and your credit card is approved. There are no spending requirements.

    • Must be a new cardholder.

    • Before the application through the MoneySmart, please first Turn off ad block; Clear the cookies; Don’t use incognito mode; Turn off the prevent cross-site tracking (Safari users) or Turn off do not track function (Chrome users)

    • After clicking MoneySmart’s designated link, please complete the application from asap; Do not open another web page.

What you need to know

  1. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 March 2024

  2. 【MoneySmart Exclusive】
    Customers who successfully apply for a designated sim credit card can earn a HomePod mini (Retail price: HK$749) or HK$500 Apple Store Gift Card/ PARKnSHOP Voucher/ HKTVmall E-vouchers

  3. 【Welcome Offer】
    New Cardholders can redeem HK$500 Apple Store Gift Card or HKTV mall e-coupon on a designated amount of eligible transactions within the first 2 months upon the card issuance. Terms and conditions apply.

Claim Form

All Details

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Apply directly on MoneySmart