Best Credit Cards for Airport Lounges in Hong Kong
High income is not necessarily a prerequisite for free access to airport lounges. Eligible cardholders can enjoy complimentary access with friends and families. Choose the ones that suit you the most.
Which cards should be used for airport lounge visits?
Plaza Premium Lounges
Citi Prestige Card
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (local spend)
- HK$6 = 1 Mile
- Miles Conversion (overseas spend)
- HK$4 = 1 Mile
From 1-9 October 2023, new customers register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$2,000, you can earn **HK$1,600 Apple Store Gift Card / HK$1,600 ParknShop vouchers /B&O Beosound A1 2nd Gen (Valued at HK$2,798)
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards with a spending amount of HK$2,000, you can receive an extra HK$300 PARKnSHOP Supermarket Voucher for every successful referral. Add value service transactions to your digital wallet like Payme/ Alipay HK is eligible spending.
Citi Rewards MasterCard
- Minimum Income Requirements
- HK$120,000
- Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
- 5X Points
- Miles Conversion (local spend)
- $3 = 1 Mile
From 1-9 October 2023, new customers register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$2,000, you can earn **HK$1,600 Apple Store Gift Card / HK$1,600 ParknShop vouchers /B&O Beosound A1 2nd Gen (Valued at HK$2,798)
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards with a spending amount of HK$2,000, you can receive an extra HK$300 PARKnSHOP Supermarket Voucher for every successful referral. Add value service transactions to your digital wallet like Payme/ Alipay HK is eligible spending.
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American Express Explorer® Credit Card
- Min. Annual Salary
- HK$300,000
- Cash back on selected online spending
- 1.67%
- Miles Conversion (selected online spending)
- $3 = 1 Mile
Existing AE Cardmembers# with a successful Explorer Card application and transaction made within the first 3 months can get up to HK$300 Statement Credits!
【🌟Attention iPhone Seekers!】Looking to take your Apple product purchases to the next level? The Explorer Card has got you covered! You’ll enjoy an extended 1-year warranty on any purchase; plus earn 5 Membership Rewards points for every eligible HK$1 spent at the Apple Online Store. Seize the chance and APPLY NOW!
Centurion Lounge
The Platinum Card
- Miles Conversion (local spend)
- HK$7.5=1 Mile
- Discount at designated restaurants
- 50%
- N/A
All new Global Dining Credit! Platinum Card members can enjoy up to HK$2,000 annually, up to HK$2,200 AMEX Travel Online Benefit annually and up to HK$800 statement credit at NET-A PORTER or MR PORTER.
LoungeKey ("MCAE")
Citi Prestige Card
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
From 1-9 October 2023, new customers register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$2,000, you can earn **HK$1,600 Apple Store Gift Card / HK$1,600 ParknShop vouchers /B&O Beosound A1 2nd Gen (Valued at HK$2,798)
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards with a spending amount of HK$2,000, you can receive an extra HK$300 PARKnSHOP Supermarket Voucher for every successful referral. Add value service transactions to your digital wallet like Payme/ Alipay HK is eligible spending.
Things you need to know about airport lounges
Companion charge
You may be able to bring a companion to the lounge subject to charge/spending requirements. It is best to check with the credit card issuer before making the lounge visit.
Restrictions on number of visits
In general, high-end cards offer more services and fewer restrictions on the number of lounge visits. It is the opposite of credit cards with lower income requirements. Cardholders can confirm with the card issuer before traveling.
Appointments
Some credit cards require cardholders to make appointments either on the internet or by phone before accessing the lounge while the others require holders to present cards/documents such as receipts, credit card and boarding pass, etc in order to enter the lounge.
Frequently Asked Questions about Airport Lounges
How to book access to Plaza Premium Lounge?
Since a number of credit cards offer access to Plaza Premium Lounge, the lounge can be overcrowded sometimes. Some credit card issuers require cardholders to meet a minimum spending requirement and book access before they can use the lounge. It is better to check the latest requirements before making the visit.
Can I bring a companion to the lounge?
Some high-end credit cards allow companions to the lounge but cardholders are usually required to pay. It is recommended to check with your card issuer before traveling.
Is there any restriction on the lounges a card can access?
Yes. Some restrict the countries and the types of lounges you can visit. In general, high-end cards cover more countries and lounges while credit cards with lower income requirements have more restrictions. It is best to check with your card issuer before making the plan.
