Best Credit Cards for Airport Lounges in Hong Kong
High income is not necessarily a prerequisite for free access to airport lounges. Eligible cardholders can enjoy complimentary access with friends and families. Choose the ones that suit you the most.
Which cards should be used for airport lounge visits?
Plaza Premium Lounges
Citi PremierMiles Card
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a [Newly Added!] HK$1,800 Trip.com Gift Card/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
【MoneySmart Plus Member Exclusive】Up to 100% CashBack for MoneySmart Plus members to purchase selected products in MoneySmart Store until 10 May (first come, first served)!
Citi Prestige Card
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a [Newly Added!] HK$1,800 Trip.com Gift Card/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
【MoneySmart Plus Member Exclusive】Up to 100% CashBack for MoneySmart Plus members to purchase selected products in MoneySmart Store until 10 May (first come, first served)!
Citi Prestige cardholders can enjoy unlimited free entry to over one thousand Mastercard Airport Experiences provided by LoungeKey ("MCAE") in more than 500 airports worldwide.
Citi Rewards MasterCard
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $15 = 1 Mile
- Miles Conversion (local spend)
- $3 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a [Newly Added!] HK$1,800 Trip.com Gift Card/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
【MoneySmart Plus Member Exclusive】Up to 100% CashBack for MoneySmart Plus members to purchase selected products in MoneySmart Store until 10 May (first come, first served)!
Citi Rewards Cardholders can enjoy Plaza Premium Lounge for 2 hours for HK$250.
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American Express Explorer® Credit Card
- Min. Annual Salary
- HK$300,000
- Miles Conversion (selected online spending)
- $3 = 1 mile
- Cash back on foreign currencies spending
- $4 = 1 mile
Centurion Lounge
The Platinum Card
- Local spending cash rebate
- 0.67%
- Miles Conversion (local spend)
- HK$7.5=1 Mile
- Discount at designated restaurants
- 50%
Successfully apply The Platinum Card now to get extra HK$1,000 supermarket voucher / Apple Gift Card from MoneySmart & welcome offers and Platinum benefits valued up to HK$6,800 once spending at the first time in the first 3 months. All new Global Dining Credit! Platinum Card members can enjoy up to HK$2,000 annually and up to HK$800 statement credit at NET-A PORTER or MR PORTER. From now until 23 March 2023, you can enjoy extra HK$1,000 once spending the first time in the first 3 months and up to 600,000 Membership Rewards points (which is equivalent to HK$2,000 cash vouchers/ to offset your purchases OR 40,000 air miles).
［MoneySmart Plus member exclusive offer］
Up to 100% CashBack to make purchase on Shell E-Vouchers /Kerry Wine E-Voucher / STEAM Gift Card / HKTV mall e-voucher in MoneySmart Store during 1 March 2023 - 30 April 2023, the CashBack could be up to HK$500! You could also enjoy more than 12% CashBack for other products! (first come, first served)
LoungeKey ("MCAE")
Citi Prestige Card
- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a [Newly Added!] HK$1,800 Trip.com Gift Card/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
【MoneySmart Plus Member Exclusive】Up to 100% CashBack for MoneySmart Plus members to purchase selected products in MoneySmart Store until 10 May (first come, first served)!
Things you need to know about airport lounges
Companion charge
You may be able to bring a companion to the lounge subject to charge/spending requirements. It is best to check with the credit card issuer before making the lounge visit.
Restrictions on number of visits
In general, high-end cards offer more services and fewer restrictions on the number of lounge visits. It is the opposite of credit cards with lower income requirements. Cardholders can confirm with the card issuer before travelling.
Appointments
Some credit cards require cardholders to make appointments either on the internet or by phone before accessing the lounge while the others require holders to present cards/documents such as receipts, credit card and boarding pass, etc in order to enter the lounge.
Frequently Asked Questions about Airport Lounges
How to book access to Plaza Premium Lounge?
Since a number of credit cards offer access to Plaza Premium Lounge, the lounge can be overcrowded sometimes. Some credit card issuers require cardholders to meet a minimum spending requirement and book access before they can use the lounge. It is better to check the latest requirements before making the visit.
Can I bring a companion to the lounge?
Some high-end credit cards allow companions to the lounge but cardholders are usually required to pay. It is recommended to check with your card issuer before travelling.
Is there any restriction on the lounges a card can access?
Yes. Some restrict the countries and the types of lounges you can visit. In general, high-end cards cover more countries and lounges while credit cards with lower income requirements have more restrictions. It is best to check with your card issuer before making the plan.
