Best Credit Cards for Airport Lounges in Hong Kong

High income is not necessarily a prerequisite for free access to airport lounges. Eligible cardholders can enjoy complimentary access with friends and families. Choose the ones that suit you the most.

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Plaza Premium Lounges

Citi Welcome Offer: 30,000 Miles
Citi Welcome Offer: 30,000 Miles

Citi Prestige Card

Minimum Income Requirements
HK$600,000
Miles Conversion (local spend)
HK$6 = 1 Mile
Miles Conversion (overseas spend)
HK$4 = 1 Mile
Citi Prestige cardholders can enjoy free global airport lounge access in priority pass lounges worldwide and 70+ designated Plaza Premium Lounges worldwide.
5x Points on contactless transactions
5x Points on contactless transactions

Citi Rewards MasterCard

Minimum Income Requirements
HK$120,000
Wallet transactions(Apple Pay、 Google Pay and Samsung Pay)
5X Points
Miles Conversion (local spend)
$3 = 1 Mile
Citi Rewards Cardholders can enjoy Plaza Premium Lounge for 2 hours for HK$250.
MoneySmart Exclusive
No expiry date for Membership Rewards points
MoneySmart Exclusive
No expiry date for Membership Rewards points

American Express Explorer® Credit Card

Min. Annual Salary
HK$300,000
Complimentary Plaza Premium Lounge Access
8 times per Calendar Year
Miles Conversion (Eligible Foreign Currency Transaction)*
HK$2 = 1 Mile
【Up to 71,000 Miles Welcome Offer in Town!】From now until 31 March, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn 7,000 miles/ HK$420 rewards (from 126,000 points) upon the qualified spending of HK$7,000 within the first 3 months! Spend 7,000 and Earn 7,000 Miles! Plus, you can enjoy 8 complimentary access to Plaza Premium Lounges all over the world for a whole year!


Zoom to Japan, Korea, and Taiwan with Lightning Speed! Earn HK$2=1 mile on eligible foreign currency transactions, up to 720,000 Points, enough to redeem for 40,000 miles. Plus, earn HK$4.5=1 mile on eligible local transactions, up to 432,000 Points, enough to redeem for 24,000 miles. That's a potential of up to 64,000 bonus miles!


【🌟Attention Eletronic Shoppers!】
Looking to take your electronic or Apple product purchases to the next level? The Explorer Card has got you covered! You’ll enjoy an extended 1-year warranty on any purchase; plus earn 5 Membership Rewards points for every eligible HK$1 spent at the Apple Online Store. Seize the chance and APPLY NOW!
Valid until 31 Mar 2024
Enjoy an array of travel benefits e.g free travel insurance and free access to Plaza Premium lounge.

Centurion Lounge

Enhanced Welcome Offer
Enhanced Welcome Offer

The Platinum Card

Miles Conversion (Overseas Spending)
HK$6 = 1 Mile
Discount at designated restaurants
40%
Miles Conversion (Local Spending)
HK$9 = 1 Mile
Those who hold the Platinum card can enjoy unlimited access to the Centurion Lounge with up to 2 family and friends. In addition to unlimited access to the Centurion Lounge, holders of the Platinum card also get a free membership for Priority Pass, which offers free access to 1000+ Priority Pass lounges worldwide.

LoungeKey ("MCAE")

Citi Welcome Offer: 30,000 Miles
Citi Welcome Offer: 30,000 Miles

Citi Prestige Card

Minimum Income Requirements
HK$600,000
Miles Conversion (overseas spend)
$4 = 1 Mile
Miles Conversion (local spend)
$6 = 1 Mile
Master cardholders can enjoy unlimited free entry to over one thousand Mastercard Airport Experiences provided by LoungeKey ("MCAE") in more than 500 airports worldwide.

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Things you need to know about airport lounges

Companion charge

You may be able to bring a companion to the lounge subject to charge/spending requirements. It is best to check with the credit card issuer before making the lounge visit.

Restrictions on number of visits

In general, high-end cards offer more services and fewer restrictions on the number of lounge visits. It is the opposite of credit cards with lower income requirements. Cardholders can confirm with the card issuer before traveling.

Appointments

Some credit cards require cardholders to make appointments either on the internet or by phone before accessing the lounge while the others require holders to present cards/documents such as receipts, credit card and boarding pass, etc in order to enter the lounge.

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Frequently Asked Questions about Airport Lounges

How to book access to Plaza Premium Lounge?

Since a number of credit cards offer access to Plaza Premium Lounge, the lounge can be overcrowded sometimes. Some credit card issuers require cardholders to meet a minimum spending requirement and book access before they can use the lounge. It is better to check the latest requirements before making the visit.

Can I bring a companion to the lounge?

Some high-end credit cards allow companions to the lounge but cardholders are usually required to pay. It is recommended to check with your card issuer before traveling.

Is there any restriction on the lounges a card can access?

Yes. Some restrict the countries and the types of lounges you can visit. In general, high-end cards cover more countries and lounges while credit cards with lower income requirements have more restrictions. It is best to check with your card issuer before making the plan.