Best Credit Cards for Airport Lounges in Hong Kong 2022
High income is not necessarily a prerequisite for free access to airport lounges. Eligible cardholders can enjoy complimentary access with friends and families. Choose the ones that suit you the most.
Which cards should be used for airport lounge visits?
Click the cards below to learn more:
Citi Credit Cards
Citi PremierMiles Card
- MoneySmart Limited Time Offer
- HK$1,999
- Miles Conversion (overseas spend)
- $3 = 1 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
Limited Time Offer! Successful application through MoneySmart and accumulating eligible transactions of HK$300 or above can get HK$1,600 Apple Gift Card/Supermarket Voucher/Harman Kardon Aura Studio 3 Wireless Bluetooth Speaker (retail value $1,999)/Fujifilm Instax Mini 90 Neo Classic Instant Camera (retail value HK$1,780) and 9,000 Miles (108,000 Points) (Fulfilled by Citibank)!!
[Referral Program] After applying for the card, get extra $300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!
With Citi PremierMiles Card, cardholders can enjoy 12 times of complimentary access to selected Plaza Premium Lounges per year in 12 cities worldwide, including Hong Kong, Taiwan, Singapore and London. Cardholders can enjoy HK$200 entrance fee waiver for spending HK$5,000 within 30 days from the date of lounge visit.
- MoneySmart Limited Time Offer
- HK$1,999
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
Limited Time Offer! Successful application through MoneySmart and accumulating eligible transactions of HK$300 or above can get HK$1,600 Apple Gift Card/Supermarket Voucher/Harman Kardon Aura Studio 3 Wireless Bluetooth Speaker (retail value $1,999)/Fujifilm Instax Mini 90 Neo Classic Instant Camera (retail value HK$1,780) and 20,000 miles, equals to 240,000 points (Fulfilled by Citibank)!!!!
[Referral Program] After applying for the card, get extra $300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!
Citi Prestige cardholders can enjoy unlimited free entry to over one thousand Mastercard Airport Experiences provided by LoungeKey ("MCAE") in more than 500 airports worldwide.
- MoneySmart Limited Time Offer
- HK$1,999
- Miles Conversion (overseas spend)
- $15 = 1 Mile
- Miles Conversion (local spend)
- $3 = 1 Mile
Limited Time Offer! Successful application through MoneySmart and accumulating eligible transactions of HK$300 or above can get HK$1,600 Apple Gift Card/Supermarket Voucher/Harman Kardon Aura Studio 3 Wireless Bluetooth Speaker (retail value $1,999)/Fujifilm Instax Mini 90 Neo Classic Instant Camera (retail value HK$1,780) and HK$800 Wellcome Supermarket and Lifestyle Supermarkets Shopping Voucher (Fulfilled by Citibank)!!
[Referral Program] After applying for the card, get extra $300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!
Citi Rewards Cardholders can enjoy Plaza Premium Lounge for 2 hours for HK$250.
HSBC Credit Cards
- Min. Annual Salary
- HK$360,000
- Miles Conversion (overseas spend)
- HK$1.79 = 1 Mile
- Miles Conversion (local spend)
- HK$2.78 = 1 Mile
From now until 31 March 2020, HSBC Visa Signature cardholders can enjoy one complimentary access to Plaza Premium Lounge when presenting the Card and a receipt with a minimum spending of HK$1,500.
American Express Credit Cards
- Min. Annual Salary
- HK$300,000
- Miles Conversion (overseas spend)
- $5 = 1 Mile
- Miles Conversion (local spend)
- $5 = 1 Mile
Successfully apply American Express® Platinum Credit Card now to get extra HK$800 supermarket voucher from MoneySmart & welcome offers valued up to HK$2,960 upon card approval. From now until 31 July 2022, you can enjoy extra 300,000 Membership Reward point(equivalent to HK$1,000) once spending at the first time. The total value is up to HK$4,760!
Those who hold the Platinum card can enjoy unlimited access to the Centurion Lounge with up to 2 family and friends. In addition to unlimited access to the Centurion Lounge, holders of the Platinum card also get a free membership for Priority Pass, which offers free access to 1000+ Priority Pass lounges worldwide.
American Express Cathay Pacific Credit Card
- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- $8 = 1.5 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
American Express Cathay Pacific Card offers cardholders up to 2 times of free access to Plaza Premium Lounge.
American Express Cathay Pacific Elite Credit Card
- Min. Annual Salary
- HK$300,000
- Miles Conversion (overseas spend)
- HK$6 = 1.5 Miles
- Miles Conversion (local spend)
- HK$6 = 1 Mile
American Express Cathay Pacific Elite Card principal and supplementary cardholders can enjoy unlimited free access to over 30+ Plaza Premium Lounge worldwide.
Things you need to know about airport lounges
Companion charge
You may be able to bring a companion to the lounge subject to charge/spending requirements. It is best to check with the credit card issuer before making the lounge visit.
Restrictions on number of visits
In general, high-end cards offer more services and fewer restrictions on the number of lounge visits. It is the opposite of credit cards with lower income requirements. Cardholders can confirm with the card issuer before travelling.
Appointments
Some credit cards require cardholders to make appointments either on the internet or by phone before accessing the lounge while the others require holders to present cards/documents such as receipts, credit card and boarding pass, etc in order to enter the lounge.
Frequently Asked Questions about Airport Lounges
How to book access to Plaza Premium Lounge?
Since a number of credit cards offer access to Plaza Premium Lounge, the lounge can be overcrowded sometimes. Some credit card issuers require cardholders to meet a minimum spending requirement and book access before they can use the lounge. It is better to check the latest requirements before making the visit.
Can I bring a companion to the lounge?
Some high-end credit cards allow companions to the lounge but cardholders are usually required to pay. It is recommended to check with your card issuer before travelling.
Is there any restriction on the lounges a card can access?
Yes. Some restrict the countries and the types of lounges you can visit. In general, high-end cards cover more countries and lounges while credit cards with lower income requirements have more restrictions. It is best to check with your card issuer before making the plan.
