Citi PremierMiles Card Rating & Review 2019 - Hong Kong

Promotions

MoneySmart Exclusive: HK$300 Voucher!

After applying via MoneySmart, you may receive exclusive HK$300 Supermarket Voucher, without any spending requirement. Click here to learn more and redeem the offer. You must complete application on and before 31 October 2019

The additional offer (HK$300 Voucher) is offered by MoneySmart, instead of Citi

Key features

Best for: Frequent travellers who would enjoy free travel insurance, good overseas spending conversion rate, and airport lounge access

Welcome offer - Earn up to 108,000 Points
Redeem points for cash coupons (McDonald's, Pizza Hut etc.) and movie tickets
250 Points = Instantly offset HK$1 spending
Points that never expire
HK$8 = 1 Miles on local spending; HK$3 = 1 Miles on overseas and online foreign currency spending
Redeem miles or hotel stays with Points, no service charge for mileage conversion
Mileage Redemption: 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue & Qantas Frequent Flyer) to redeem mileage of over 100 airlines
Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express & Hotel Indigo)
Up to 12 times complimentary access to more than 50 designated Plaza Premium Lounges worldwide every calendar year
Free Travel Insurance
Enjoy Visa Signature travel, dining & shopping privileges

Welcome Offers

Earn 108,000 points by spending HK$10,000 or above within the first 2 months of card issuance
Free year-round travel insurance

Air Miles

HK$8 = 1 Miles on local spending
HK$3 = 1 Miles on overseas and online foreign currency spending
Redeem miles or hotel stays with Points, no service charge for mileage conversion
Points that never expire
Mileage Redemption: 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue & Qantas Frequent Flyer) to redeem mileage of over 100 airlines
Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express & Hotel Indigo)
Enjoy up to 12 times complimentary access to more than 50 designated Plaza Premium Lounges worldwide every calendar year
Free Travel Insurance
Enjoy car rental services: Enjoy 10% off self-drive rentals on Hertz; Up to 37% off international car rental on Auto Europe; HK$300 off upon HK$3,000 bookings on Audi on demand
Enjoy Visa Signature travel privileges

Travel / Overseas Spending

HK$3 = 1 Miles on overseas and online foreign currency spending
Redeem miles or hotel stays with Points, no service charge for mileage conversion
Points that never expire
Mileage Redemption: 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue & Qantas Frequent Flyer) to redeem mileage of over 100 airlines
Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express & Hotel Indigo)
Enjoy up to 12 times complimentary access to more than 50 designated Plaza Premium Lounges worldwide every calendar year
Free Travel Insurance
Enjoy car rental services: Enjoy 10% off self-drive rentals on Hertz; Up to 37% off international car rental on Auto Europe; HK$300 off upon HK$3,000 bookings on Audi on demand
Enjoy Visa Signature travel privileges

Best Credit Cards

Travel Benefits: Complimentary travel insurance, access to airport lounges

HK$3 = 1 Mile on overseas spending
No service charge for mileage conversion
Complimentary access to airport lounges
Free complimentary travel Insurance protection up to HK$750,000

Dining

Redeem designated cash coupons (McDonald's, Pizza Hut, Starbucks)
250 Points = Instantly offset HK$1 spending
Enjoy 5% off selected regular priced Wines, Spirits, Sake and Fruit Liqueur at Liquid Gold
10% off lunch and dinner buffet at the Food Gallery, the Langham Hong Kong
10% off regular-priced white and red wines (excludes Bordeaux wine) at Watson's Wine
8% off on ice-cream cakes at Haagen-Dazs in Hong Kong
Enjoy Visa Signature dining privileges

Cash Back

Redeem designated cash coupons (McDonald's, Pizza Hut, Starbucks & IKEA), movie tickets (MCL Cinema) & air miles
250 Points = Instantly offset HK$1 spending
Points that never expire
Convert Citi points to MoneyBack points (no fee for converting)
25,000 Citi points = 5,000 MoneyBack points

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	HK$1,800
Supplementary Annual Fee	N/A
Fee Waiver	Yes
Interest Free Period	Up to 58 days
Annual Interest Rate	35.52%
Late Payment Fees	Max HK$250
Minimum Monthly Repayment	1.5% of monthly balance + fees
Foreign Currency Transaction Fee	1.95%
Foreign Check Fee	HK$N/A
Cash Advance Transaction Fee	4% of cash amount
Overlimit Fee	HK$180

Eligibility
Local Resident Minimum Income	HK$240,000
Foreigner Minimum Income	HK$360,000

Other
Card Association	Visa
Wireless Payment	Visa payWave

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