中文
Citi PremierMiles Card

Citi PremierMiles Card

Citi PremierMiles Card

Citi PremierMiles Card

Apply Now
Back to all Credit Cards
Free travel insurance and airport lounges access
Citi PremierMiles Card is a must-have for frequent travelers. Points can be redeemed for air miles for 12 preferential mileage programs, including Asia Miles, Avios, KrisFlyer. Points will never expire. No miles conversion charge. Enjoy access to airport lounges for 12 times throughout the year, free travel insurance and shopping protection, etc.
HK$1,999
MoneySmart Limited Time Offer
HK$8 = 1 mile
Miles Conversion (local spend)
HK$3 = 1 mile
Miles Conversion (overseas spend)
MoneySmart Exclusive

Limited Time Offer! Successful application through MoneySmart and accumulating eligible transactions of HK$300 or above can get HK$1,600 Apple Gift Card/Supermarket Voucher/Harman Kardon Aura Studio 3 Wireless Bluetooth Speaker (retail value $1,999)/Fujifilm Instax Mini 90 Neo Classic Instant Camera (retail value HK$1,780) and 9,000 Miles (108,000 Points) (Fulfilled by Citibank)!!

[Referral Program] After applying for the card, get extra $300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

Valid until 03 Jul 2022 - See more details below

Are you eligible?

    • To enjoy the gift earlier, submit required documents along with the applications for faster approval.

    • Before applying for credit card, please switch off Ad block, incognito mode or other do not track function

What you need to know

  1. (I) Only applicants who applied during the promotional period; 

  2. (ii) and are approved on or before 3 Aug 2022; 

  3. (iii) applicants must have to accumulate eligible transactions of HK$300 within 30 days of the card issuance

  4. (iv)Customer must successfully register via claim form on or before 3 Sep 2022 to be eligible for the Welcome Offer.

  5. [Referral Program]
    i) Both referrer and referee should complete above requirements, fill in the card application and claim form on designated date
    ii) Referee must fill in the referrer’s MoneySmart registered email for approval
    iii) Terms and conditions applied

T&Cs
FAQ
Claim Form

Quick Facts

Get the maximum value by

spending HK$20,000 monthly to enjoy HK$3= 1 mile for overseas spending

Good for

frequent travellers who would like to get free travel insurance and access to airport lounges

Categories to maximise this card

welcome offers, overseas spending and digital wallet top-up

What people use it for

overseas spending and digital wallet top-up

Get if

you are a frequent traveller who likes prestigious travel benefits (e.g. free travel insurance) and enjoy flexibility on converting points to 12 different mileage programs

All Details

Back to all Credit Cards

Disclaimer: At MoneySmart.hk, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. For any discrepancy in product information, please refer to the financial institution’s website for the most updated version. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Apply Now

Citi PremierMiles Card

Credit CardMinimum Annual Salary Annual Fee
Citi PremierMiles CardHK$120,000HK$1,800

Citibank PremierMiles Card Reviews: Citi Premier Miles Credit Card Pros and Cons

Citi Premier Miles Credit Card Pros

1. Earn up to 108,000 Points as welcome offers

2. Points will never expire

3. 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer) to redeem mileage of over 100 airlines

4. Hotel Points Redemption: IHG Rewards Club (InterContinental, Holiday Inn, Crowne Plaza, Holiday Inn Express and Hotel Indigo)

5. No service charge for mileage conversion

6. Enjoy up to 12 times free access over 50 designated Plaza Premium Lounges around the world every calendar year

7. Enjoy free travel insurance

Citibank PremierMiles Card Cons

1. The miles conversion for local spend of Citi PremierMiles Card (HK$8=1) is not as attractive as that of DBS Black World Mastercard (HK$6=1). 2. Unlike Standard Chartered Cathay Mastercard, holders of Citi Premier Miles Credit cannot enjoy automatic conversion. Cardholders have to redeem miles manually.

Should I get a Citi PremierMiles Card?

Citi PremierMiles Card is a lower-tier credit card with good travel perks. It is best for frequent travellers with an average income and would like to get free travel insurance and access to airport lounges and the flexibility of converting points to 12 different mileage programs.

Citi PremierMiles Card Mileage Conversion Rate Comparison

Credit CardMileage Conversion RateMinimum Annual Salary
Citi PremierMiles CardHK$8= 1Mile (Local Spend) HK$120,000
Standard Chartered Cathay MastercardHK$5 = 1 Mile (Local Spend) ; HK$3=1Mile(Eligible spending on Cathay Airways and HK Express)HK$96,000
DBS Black World MastercardHK$6= 1 Mile (Local Spend) HK$240,000

Citi PremierMiles Card vs American Express Explorer Credit Card

The minimum annual salary requirement for American Express Explorer Credit Card is HK$300,000, which is much higher than the annual minimum income requirement for Citi PremierMiles Card.
Moreover, American Express Explorer Credit Card offers a more attractive mile conversion rate of HK$5 = 1 Mile for eligible local transactions and HK$3= 1 miles on airlines and selected online travel and everyday spend merchants e.g. Deliveroo, Netflix, etc. while Citi PremierMiles Card only offers HK$8= 1 Mile.

Citi PremierMiles Card vs Citi Rewards

The annual income requirement for Citi PremierMiles Card and Citi Rewards is just HK$120,000. Both are considered lower-tier credit cards. Citi PremierMiles Card is designed for travel lovers while Citi Rewards are designed for shoppers who enjoy a wide variety of rewards.
Citi Rewards Card offers 5X rewards points on contactless transactions. Cardholders can redeem points earned for cash coupons, movie tickets and air miles at Citi ThankYou℠ Rewards online or instantly offset spending with Citi Pay with Points while Citi PremierMiles Card offers comprehensive mileage and hotels redemption programs and travel perks such as 12 times free access 50+ designated Plaza Premium Lounges and free travel insurance.

Citi PremierMiles Card vs Standard Chartered Cathay Mastercard

With Standard Chartered Cathay Mastercard, cardholders can get the maximum value by dining at Asia Miles partner restaurants on Mondays to enjoy HK$1= 1 mile but it is limited to redeem Asia Miles only. If you are looking for more diversified flyer programs, Citi PremierMiles Card has more to offer. You can redeem mileage of over 100 airlines of 12 Frequent Flyer Programs (Asia Miles, KrisFlyer, Flying Blue and Qantas Frequent Flyer).

Citi Premier Miles vs Citi Prestige

The annual salary requirement of Citi Prestige Card is HK$600,000, which is 5X higher than that of Citi PremierMiles Card. Citi Prestige Card is best for high-income earners who enjoy prestigious travel perks such as free night at any hotel for booking a minimum of 4 consecutive and free travel insurance coverage up to HK$750,000. However, it comes with a nonwaivable annual fee of HK$3,800. Citi Premier Miles is a lower-tier travel credit card that comes with good travel perks such as 12 times free access 50+ designated Plaza Premium Lounges.

FAQ

How do I get my Citi annual fee waiver?

Cardholders can call Citibank customer service hotline: +852 2860 0333 to request for an annual fee waiver.

How do I convert Citi miles to Asia Miles?

You can redeem the points that you have earned for Air Miles at Citi ThankYou℠ Rewards online.

How do I convert Citi miles to Avios?

You can redeem the points that you have earned for Avios at Citi ThankYou℠ Rewards online. You will not be charged any service charge for mileage conversion.