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Compare the Best WeLend Personal Loans Rates and APRs 2024

Compare WeLend personal loans in Hong Kong. Pick the best APR and apply through MoneySmart to get exclusive offers and cashback now! Read More
100,000 personal loan Paid over 24 months
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We found 5 WeLend Personal Loans for you!
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WeLend Personal Loan

Monthly Payment

HK$4,341

MoneySmart Exclusive
Win the New Flagship Phone🍎📱

WeLend Personal Loan

The lowest APR
1.88%
Total Amount Payable
HK$104,176
Total Interest Payable
HK$4,176
Monthly Payment
HK$4,341

Popular Loan Offers in September 🔥－Offer upgrade!Total rewards up to HK$20,500!
From 1 September until 30 September 2024, selected customers can receive total up to 💰HK$20,500 Rewards upon successful draw down!
⠀⠀
MoneySmart Exclusive Offer － Regardless of Approval：
From 1 September until 30 September 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, can get extra 5,000 SmartPoints  (can redeem value of HK$500 vouchers or products) regardless of approval.

Investment Loans: September Double Rewards! 🎉: Applying for a WeLend personal loan through MoneySmart in Sep 2024 can earn rewards of up to HK$20,500. Successfully opening a designated online brokerage account can also enjoy exclusive trading benefits!→ Visit the event page for more information.

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Valid until 30 Sep 2024 - See more details below
Apply Now
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【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

Monthly Payment

HK$4,287

MoneySmart Exclusive

【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan

The lowest APR
1.88%
Total Amount Payable
HK$102,880
Total Interest Payable
HK$2,880
Monthly Payment
HK$4,287

Popular Loan Offers in September 🔥－Offer upgrade! Total rewards up to HK$20,500!
From 1 September until 30 September 2024, selected customers can receive up to 💰HK$20,500 Rewards upon successful draw down!
⠀⠀
MoneySmart Exclusive Offer － Regardless of Approval：
From 1 September until 30 September 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, can get extra 5,000 SmartPoints (can redeem value of HK$500 vouchers or products) regardless of approval.

Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
WeLend Card Debt Consolidation Loan

Monthly Payment

HK$4,341

MoneySmart Exclusive

WeLend Card Debt Consolidation Loan

The lowest APR
1.88%
Total Amount Payable
HK$104,176
Total Interest Payable
HK$4,176
Monthly Payment
HK$4,341

Popular Loan Offers in September 🔥－ Offer upgrade! Total rewards up to HK$20,500!
From now until September 30, Consolidate debt in 1 second^ to save interest. Boost your credit score in just one step! Selected customers can receive up to 💰HK$20,500 Rewards upon successful draw down!
⠀⠀
MoneySmart Exclusive Offer － Regardless of Approval：
From 1 September until 30 September 2024, applying WeLend Personal Loan / Civil Servant & Professional Loan / Card Debt Consolidation Loan, completed the entire application process (including checking of credit report) and have submitted all required documents and information, can get extra 5,000 SmartPoints  (can redeem value of HK$500 vouchers or products) regardless of approval.

Valid until 30 Sep 2024 - See more details below
Apply Now
More Details
WeLend No Document Loan

Monthly Payment

HK$4,341

WeLend No Document Loan

The Lowest APR
1.88%
Total Amount Payable
HK$104,176
Total Interest Payable
HK$4,176
Monthly Payment
HK$4,341
Apply NowApply directly on MoneySmart
More Details
WeLend Business SME Loan

Monthly Payment

HK$4,610

WeLend Business SME Loan

APR
8.23%
Total Amount Payable
HK$108,472
Total Interest Payable
HK$8,641.44
Monthly Payment
HK$4,610
Read More
More Details

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WeLend Personal Loan

WeLend Personal Loan PlansFeatures APR
WeLend Personal LoanInstant approval and immediate cash deliveryas low as 1.99%
WeLend Card Debt Consolidation LoanTailored made plans for applicantsas low as 4.33%

WeLend Personal Loan Features

No-Doc Loan

For loan amounts of or under HK$100,000, income proof and address proof are not required.

Personnel-Free

With enhanced A.I., WeLend can provide instant credit assessment with real time quotation.

Wait-Free

Once application is confirmed, applicants can enjoy instant approval with immediate cash delivery.

Doubts-Free

Enhanced A.I. provides immediate solutions 24 hours a day.

Instant deposit via Faster Payment System

Loan deposit will be done instantly through Faster Payment System (FPS).

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What is WeLend?

WeLend is Hong Kong’s first online lending platform with a mission to revolutionize traditional lending services since 2013. WeLend features:

1. Lower effective rate

WeLend is a solely online operator which can save a lot of costs on operation allowing customers to enjoy competitive interest rates and other benefits.

2. Ground Breaking Technology

WeLend adopts technology to revolutionize the traditional lending services to improve customer’s lending experiences e.g. instant approval and instant disbursement.

3. Rigorous Data Risk Management

With the use of technology, WeLend analyses big data and automatically assesses the degree of risk for instant quotation online.

4. Safe CyberSecurity

With comprehensive system security and monitoring measures, customer privacy is well protected.

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How to Apply For WeLend Loan?

You can apply for WeLend Loan in 4 simple steps:

Step 1

Apply anytime anywhere online

Step 2

Upload required documents

Step 3

Enjoy Instant approval

Step 4

Identify Verification and disbursement

WeLend Loan Application Required Documents:

The following documents are required during the Welend Personal Loan application process for loan amount HK$100,000 or above:
  • HKID
  • Disbursement account proof
  • Proof of address
  • Income Proof
  • Fixed Salary : last 1 month
  • Commission based Salary: last 3 months
  • Real Estate Industry: last 6 months

WeLend Personal Loan FAQ

Are WeLend and WeLab related?

Yes. They are. WeLend is Hong Kong’s first online lending platform founded by Asia’s leading fintech group – WeLab.

How much WeLend can offer? What is the repayment period like?

WeLend provides loan amounts up to $600,000. It can be repaid between 14 days to as long as 60 months.

How long does it take for a WeLend personal loan to be approved?

Once application is confirmed, applicants can enjoy instant approval with immediate cash disbursement.

Can Hong Kong overseas workers apply for WeLend loan?

Only Hong Kong permanent resident who is at least 18 years of age with monthly income of at least HK$8,000 can apply for WeLend loan.

Who is eligible to apply for WeLend personal loan?

Applicant must be Hong Kong permanent resident who is at least 18 years of age and must fulfill below two requirements:

  • Stable employment: Employment at current job for at least 2 months
  • Repayment Ability: Monthly income of at least HK$8,000

What fees does WeLend charge for loan application?

With an aim of minimising any costs associated with loan application, WeLend does not charge any application fees. Also, WeLend does not impose any interest penalties on late repayment, but a HK$350 penalty fee will be applied.

What are the methods of repayments?

The easiest way to make repayment to Welend Personal Loan is through Direct Debit. All customers are required to set up Direct Debit Authorization for repayment.

How to settle loan payment early?

Customers can inform WeLend at least 30 days in advance via WhatsApp at 3706-9120 or email to [email protected] to make early repayment.

How can WeLend Personal Loan help my bad credit score?

WeLend Card Debt Consolidation Loan can clear your outstanding debt altogether. If your debt can be cleared faster, your credit rating will be improved accordingly.