Best Quick Loans in Hong Kong 2022

Quick loan products are designed to provide immediate solutions for cash emergencies. Cash can usually be transferred without the hour. These products usually come with smaller loan amounts.

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Looking for the Best Quick Loan in Hong Kong?

New to Quick Loan Application? Check out the best quick loan summary below:

Quick Cash Loans in HK

MoneySmart Exclusive
Instant Approval Online◉
MoneySmart Exclusive
Instant Approval Online◉

Promise Easy Loan

APR*
4.49%
Total Amount Payable
HK$102,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,533
Welcome Offer worth up to HK$10,000! New customers who withdraw their loans before 31 March 2023, will receive a cash reward of up to HK$10,000▲. Welcome Hong Kong non-permanent residents with 3 months and above working visa validity ※ 
Valid until 31 Mar 2023
MoneySmart Exclusive
Earn HK$300 with no cost
MoneySmart Exclusive
Earn HK$300 with no cost

PrimeCredit Fixed Loan

APR*
1.18%
Total Amount Payable
HK$100,600
Total Interest Payable
HK$600
Monthly Payment
HK$8,383

【Selected Loan Offer in March】 Customers who successfully applied for PrimeCredit Fixed Loan/ PrimeCredit Balance Transfer Loan / PrimeCredit Civil Servant & Professional Loan, up to HK$12,000 Cash Bonus will be rewarded for successful application! Extra HK$300 supermarket voucher from MoneySmart!

Valid until 26 Mar 2023
PrimeCredit Personal Instalment Loan does not require proof of income for a loan amount of HK$50,000 or less. It can be approved in 10 minute and cash will be disbursed in an hour with no handling or early settlement fee.
MoneySmart Exclusive
Earn HK$300 with no cost
MoneySmart Exclusive
Earn HK$300 with no cost

WeLend Personal Loan

The lowest APR
1.88%
Total Amount Payable
HK$102,160
Total Interest Payable
HK$2,160
Monthly Payment
HK$8,513

【Selected Loan Offer in March】 Customers who successfully applied for WeLend Personal Loan / WeLend Personal Loan (Available for tax season) / 【MoneySmart Exclusive Product】WeLend Civil Servant & Professional Loan / WeLend Card Debt Consolidation Loan,  selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! Earn an extra HK$300 supermarket voucher from MoneySmart once successfully applied!

Valid until 26 Mar 2023
WeLend Personal Loan does not require proof of income and proof of address for a loan amount of HK$300,000 or less. Applicants can apply entirely online without showing up. Applicants can enjoy instant approval and immediate cash delivery.
MoneySmart Exclusive
Non-TU
APR*
4.2%
Total Amount Payable
HK$102,280
Total Interest Payable
HK$2,280
Monthly Payment
HK$8,523

【Welcome offer Exclusive for MoneySmart Users】From now until 31 March 2023, download the Grantit App and use the promo code 【Moneysmart100】to get a $100 cash reward upon approval and signing of the loan contract in the app. Get extra $500 supermarket vouchers when drawdown the loan amount HK$5,000 or above successfully within the promotion period! Total rewards up to $600!

Valid until 31 Mar 2023
MoneySmart Exclusive
Approval and cash transfer even on Sat and Sun
MoneySmart Exclusive
Approval and cash transfer even on Sat and Sun

UA i-Money Express Online Personal Loan

APR*
1.68%
Total Amount Payable
HK$103,240
Total Interest Payable
HK$3,240
Monthly Payment
HK$8,603

【Selected Loan Offer in March】Customers who successfully applied for UA i-Money Express Online Personal Loan/UA "No Show" Personal Loan/ UA Seasonal Tax Loan/ UA "NO SHOW" Personal Loan - Car Loan, to earn an extra HK$300 supermarket voucher from MoneySmart!

Valid until 26 Mar 2023
Apply for UA i-Money Internet Personal Loan anytime online. Enjoy cash transfer by FPS even during weekends.

Compare lowest interest loans in Hong KongNow!

How to Apply for a Quick Loan?

Quick loans are simple and fast to apply. For designated loan amounts, you don’t even need to provide proof of income. 4 easy steps:

  1. Call hotline/ Apply online 
  2. Provide personal information without showing up at any branches 
  3. Confirm the acceptance of the loan 
  4. Loan amount will be disbursed within the hour

Frequently Asked Questions on Quick Loans

How much can I borrow?

You can apply to borrow up to HK$300,000. Before you make any commitment, you need to understand your affordability.

Are quick loans more expensive than regular loans?

No, not necessarily. You can compare different quick loan products on MoneySmart to find the products that suit you the most and enjoy exclusive offers!

Which lending company offers instant loan?

Online lending platforms such as UA, WeLend and Primecredit offer instant loan. You can receive the loan amount via FPS instantly when you application is approved.