Best Quick Loans in Hong Kong
Quick loan products are designed to provide immediate solutions for cash emergencies. Cash can usually be transferred without the hour. These products usually come with smaller loan amounts.
Looking for the Best Quick Loan in Hong Kong?
New to Quick Loan Application? Check out the best quick loan summary below:
Quick Cash Loans in HK
Promise Easy Loan
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
PrimeCredit Fixed Loan
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【🔝💥MoneySmart July hot summer exclusive offer - $500 application bonus】 From now until 31 July, successfully apply for PrimeCredit Fixed Loan/ PrimeCredit Balance Transfer Loan/ PrimeCredit Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$500 vouchers or HK$333 in cash (given out as 5,000 SmartPoints) regardless of approval! T&Cs apply.
【MoneySmart Exclusive Limited Offer!】Up to HK$12,000 Cash Bonus upon successful drawdown!
WeLend Personal Loan
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
【🔝💥The highest combo summer offer in July - $1,600 application bonus ! 】
Reward 1️⃣ from MoneySmart : - From 22 July until 31 July, successfully apply for Welend Personal Loan/ WeLend Card Debt Consolidation Loan/ Civil Servant & Professional Loan via MoneySmart, you can earn extra HK$600 vouchers or HK$400 in cash (given out as 6,000 SmartPoints) regardless of approval and loan amount! T&Cs apply.
Reward 2️⃣ from WeLend (Regardless of Approval) -From 24 June to 31 July (both dates inclusive), new customers who have applied for the designated Personal Loan through designated online channels with a net applied loan amount of HK$100,000 or above, have completed the entire application process (including checking of credit report) and have submitted all required documents and information during the Promotion Period, regardless of approval result, shall be eligible to receive a HK$1,000 travel voucher (“Gift”).
Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down! Total rewards up to $17,600!
UA i-Money Express Online Personal Loan
- APR*
- 1.68%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【July Limited: Earn HK$500 Regardless of Approval!】From now until 31 July, customers who successfully applied for UA i-Money Express Online Personal Loan, earn an extra 5,000 SmartPoints regardless of approval!
Use 5,000 SmartPoints to fully redeem HK$500 vouchers (over 20+ brand vouchers including Apple / PARKnSHOP/ HKTVmall etc) from our Rewards Store or convert to HK$333 cash via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints.
【UA rewards you the Best-in-town⁺offer!】Cash Reward up to HK$18,000^ for all new and existing customers*!
Compare lowest interest loans in Hong KongNow!
How to Apply for a Quick Loan?
Quick loans are simple and fast to apply. For designated loan amounts, you don’t even need to provide proof of income. 4 easy steps:
- Call hotline/ Apply online
- Provide personal information without showing up at any branches
- Confirm the acceptance of the loan
- Loan amount will be disbursed within the hour
Frequently Asked Questions on Quick Loans
How much can I borrow?
You can apply to borrow up to HK$300,000. Before you make any commitment, you need to understand your affordability.
Are quick loans more expensive than regular loans?
No, not necessarily. You can compare different quick loan products on MoneySmart to find the products that suit you the most and enjoy exclusive offers!
Which lending company offers instant loan?
Online lending platforms such as UA, WeLend and Primecredit offer instant loan. You can receive the loan amount via FPS instantly when you application is approved.