Best Quick Loans in Hong Kong 2021

Quick loan products are designed to provide immediate solutions for cash emergencies. Cash can usually be transferred without the hour. These products usually come with smaller loan amounts.

Masthead Image

UA i-Money Internet Personal Loan: Enjoy cash delivery during weekend

Approval and cash transfer even on Sat and Sun

UA i-Money Internet Personal Loan

  • APR*

  • Total Amount Payable

  • Total Interest Payable

Apply for UA i-Money Internet Personal Loan anytime online. Enjoy cash transfer by FPS even during weekends. Apply now to enjoy up to HK$5,000 Welcome Cash Reward.

PrimeCredit Fixed Loan: No Proof of Income for HK$50,000 or less

10-minute approval and disbursement in an hour

PrimeCredit Fixed Loan

  • APR*

  • Total Amount Payable

  • Total Interest Payable

PrimeCredit Personal Instalment Loan does not require proof of income for a loan amount of HK$50,000 or less. It can be approved in 10 minute and cash will be disbursed in an hour with no handling or early settlement fee. Apply via MoneySmart to enjoy up to HK$12,000 Cash Bonus + exclusive HK$500 octopus top up value for successful applications.

WeLend Personal Loan: Proof of Income and Address Free + Enhanced A.I. instant approval

Income proof free for designated loan amount

WeLend Personal Loan

  • APR*

  • Total Amount Payable

  • Total Interest Payable

WeLend Personal Loan does not require proof of income and proof of address for a loan amount of HK$100,000 or less. Applicants can apply entirely online without showing up. Applicants can enjoy instant approval and immediate cash delivery. Apply via MoneySmart to get HK$300 supermarket cash coupon and up to HK$10,000 cash rebate for successful drawdown.

How to Apply for a Quick Loan?

Quick loans are simple and fast to apply. For designated loan amounts, you don’t even need to provide proof of income. 4 easy steps:

  1. Call hotline/ Apply online 
  2. Provide personal information without showing up at any branches 
  3. Confirm the acceptance of the loan 
  4. Loan amount will be disbursed within the hour

Frequently Asked Questions on Quick Loans

How much can I borrow?

You can apply to borrow up to HK$100,000. Before you make any commitment, you need to understand your affordability.

Are quick loans more expensive than regular loans?

No, not necessarily. You can compare different quick loan products on MoneySmart to find the products that suit you the most.

Which lending company offers instant loan?

Online lending platforms such as UA, WeLend and Primecredit offer instant loan. You can receive the loan amount via FPS instantly when you application is approved.