Best Quick Loans in Hong Kong 2022

Quick loan products are designed to provide immediate solutions for cash emergencies. Cash can usually be transferred without the hour. These products usually come with smaller loan amounts.

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Looking for the Best Quick Loan in Hong Kong?

New to Quick Loan Application? Check out the best quick loan summary below:

Quick Cash Loans in HK

MoneySmart Exclusive
Instant Approval Online◉
MoneySmart Exclusive
Instant Approval Online◉

Promise Easy Loan

APR*
4.49%
Total Amount Payable
HK$209,600
Total Interest Payable
HK$9,600
Monthly Payment
HK$8,733
[Welcome Offer - Get HK$10,000 loan with HK$500 Cash Rewards] From now until 30 June 2024, successfully apply for Promise Loan and drawdown with the loan amount of HK$10,000, can enjoy HK$500 cash rewards▲. No Supporting Documents Required#. Online Instant Approval⦿.
Valid until 30 Jun 2024
MoneySmart Exclusive
MoneySmart Exclusive

PrimeCredit Fixed Loan

APR*
1.18%
Total Amount Payable
HK$202,400
Total Interest Payable
HK$2,400
Monthly Payment
HK$8,433

 Selected customers can receive up to HK$12,000 Cash Rebate upon successful draw down!

【Last Chance! Apply for Personal Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application.
From now until 14 April, apply for designated loans from Welend via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 5,000 SmartPoints) regardless of approval! if the final status of application is cancelled, the customer would not be eligible to the rewards of this promotion. But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands! Click here to learn more.

Valid until 14 Apr 2024
PrimeCredit Personal Instalment Loan does not require proof of income for a loan amount of HK$50,000 or less. It can be approved in 10 minute and cash will be disbursed in an hour with no handling or early settlement fee.
MoneySmart Exclusive
MoneySmart Exclusive

WeLend Personal Loan

The lowest APR
1.88%
Total Amount Payable
HK$205,760
Total Interest Payable
HK$5,760
Monthly Payment
HK$8,573

 Selected customers can receive up to HK$16,000 Cash Rebate upon successful draw down!

【Last Chance! Apply for Personal Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Personal Loan Application.
From now until 14 April, apply for designated loans from Welend via MoneySmart, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.

Valid until 14 Apr 2024
WeLend Personal Loan does not require proof of income and proof of address for a loan amount of HK$300,000 or less. Applicants can apply entirely online without showing up. Applicants can enjoy instant approval and immediate cash delivery.
APR*
4.2%
Total Amount Payable
HK$209,120
Total Interest Payable
HK$9,120
Monthly Payment
HK$8,713
MoneySmart Exclusive
Approval and cash transfer even on Sat and Sun
MoneySmart Exclusive
Approval and cash transfer even on Sat and Sun

UA i-Money Express Online Personal Loan

APR*
1.68%
Total Amount Payable
HK$212,960
Total Interest Payable
HK$12,960
Monthly Payment
HK$8,873
【UA rewards you the Best-in-town+ offer!】Cash Reward up to $18,000^ for all new and existing customers*!
 
Offer valid until 30 April 2024, please refer to more details below.
Valid until 30 Apr 2024
Apply for UA i-Money Internet Personal Loan anytime online. Enjoy cash transfer by FPS even during weekends.

Compare lowest interest loans in Hong KongNow!

How to Apply for a Quick Loan?

Quick loans are simple and fast to apply. For designated loan amounts, you don’t even need to provide proof of income. 4 easy steps:

  1. Call hotline/ Apply online 
  2. Provide personal information without showing up at any branches 
  3. Confirm the acceptance of the loan 
  4. Loan amount will be disbursed within the hour

Frequently Asked Questions on Quick Loans

How much can I borrow?

You can apply to borrow up to HK$300,000. Before you make any commitment, you need to understand your affordability.

Are quick loans more expensive than regular loans?

No, not necessarily. You can compare different quick loan products on MoneySmart to find the products that suit you the most and enjoy exclusive offers!

Which lending company offers instant loan?

Online lending platforms such as UA, WeLend and Primecredit offer instant loan. You can receive the loan amount via FPS instantly when you application is approved.