Blue Cross Travel Insurance Hong Kong 2026: Compare Plans, Coverage & Promotions
Compare Blue Cross travel insurance TravelSafe Plus's Global Gold and Diamond plans on MoneySmart now!
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【MoneySmart Offer】
Purchase Bluecross travel insurance product via MoneySmart to enjoy 20% off discount (for Single Trip Travel products only)
Valid till 31 Dec 2026
【MoneySmart Offer】
Purchase Bluecross travel insurance product via MoneySmart to enjoy 20% off discount (for Single Trip Travel products only)
Valid till 31 Dec 2026
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Blue Cross Travel Insurance Hong Kong: Coverage, Benefits & Review
Compare Blue Cross Travel Insurance plans in Hong Kong, including coverage details, benefits, eligibility and the claim process. Protect your trip with one of HK’s most comprehensive travel insurance policies, for both leisure and business.
What is Blue Cross Travel Insurance?
Blue Cross is a well-established insurer in Hong Kong, known for its flexible plan structures that cater to various travel styles - whether it's a short weekend getaway, a 180-day long-haul adventure, or a specialized cruise holiday.
Key Features of Blue Cross Travel Insurance:
Extensive Coverage
Blue Cross Travel Insurance provides up to HK$1,200,000 medical expenses benefit and personal accident benefit.
It also covers follow-up medical expenses incurred within 90 days after returning to Hong Kong even for treatments rendered by a Chinese Medicine Practitioner. Most leisure and non-professional sports activities are covered including winter sports such as skiing, diving, parachuting, bungee jumping, hiking, and all water sports. Single-trip Cover even provides a cruise plan.
Cover Cancellation of Local Tour
In the event of closure of the tourist spot as a result of unpredictable serious damage or closure of the local tour operator, irrecoverable prepaid cost will be covered.
Cover Trip Interruption
If the insured fails to board the public conveyance due to overbooking, Blue Cross Travel Insurance will cover additional accommodation and meal expenses. If accommodation or vehicle rental service providers are closed, special allowance for getting alternative services will be provided.
Cover Trip Cancellation
If the insured child is required to attend a rescheduled school interview or public exam arranged by Hong Kong Examinations and Assessment Authority which coincides with the scheduled travel period, the trip cancellation costs incurred of the insured child and the insured person (who is a parent and a travel companion at the same time) will be covered.
Cover Baggage
Damages to baggage, personal property and electronic gadgets such as mobile phone, laptop computer, tablet computer will be covered, which makes the plan unique as not all Travel Insurance in the market provide electronic gadgets coverage.
Blue Cross Travel Insurance - Claims Process
Why Choose Blue Cross Travel Insurance Hong Kong?
- High coverage limits and dedicated gadget protection
- Coverage for leisure adventures and winter sports
- Cruise holiday plans, local/overseas trip cancellation, and unique student exam protection
- Simple and fast online claims
How to Buy Blue Cross Travel Insurance?
To buy Blue Cross Travel Insurance policy, you can apply through MoneySmart by clicking “Apply Now” to get exclusive promotional discounts and rewards:
- Select Your Plan: You can choose between the Global Gold Plan or the Global Diamond Plan through MoneySmart.
- Provide Trip Details: Enter your destination, travel dates, and the number of insured persons.
- Instant Quote & Personal Info: Review the premium and coverage limits. If satisfied, fill in the personal details of the applicant and the insured persons.
- Payment: Choose the payment method and complete the transaction.
Blue Cross Travel Insurance FAQ
Is there any age limit for the applicant and insured person for Blue Cross Travel Insurance?
- The applicant must be 18 years old or above. For a child below age 18, he or she must obtain consent from the parent or guardian in order to be insured individually.
- For Single-trip Cover and Multi-trip Cover, the age limit is 6 weeks or above.
- For Annual Cover, the age limit is from 6 weeks to 70 years.
Can I enroll in “Travel Smart” for business trips?
- Yes, this policy is not only valid for leisure travel but also business travel restricted only to administrative and clerical works.
What kinds of sports activities are covered? Is skiing covered?
- Yes, Travel Smart covers leisure and non-professional sports activities including skiing and other winter sports, diving, parachuting, bungee jumping, trekking, and all water sports.
Is there an automatic extension period for Blue Cross Travel Insurance?
- Yes, there is a 10-day extension of insurance coverage for unavoidable delay.
Does Blue Cross Travel Insurance have deductibles?
- No, Blue Cross Travel Insurance does not have deductibles.
This insurance product information is intended for Hong Kong residents only and is provided for informational purposes. This material does not constitute an offer to sell, nor a solicitation to purchase, any insurance product. The terms and conditions of the insurance coverage are governed by the policy document issued by the insurance company, which contains full details of the coverage, including the scope of coverage, benefits, exclusions, and limitation clauses. Please carefully read the official policy documents before making a purchase to ensure the product meets your needs. This advertisement/material has not been reviewed by the Insurance Authority of Hong Kong. By purchasing this insurance product, you confirm that you have read and understood this disclaimer and the policy terms, and you agree to the terms set out in the policy document. For personalised insurance advice, please consult a licensed insurance professional.
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