- Overseas Medical Expenses
- Trip Cancellation
- Loss/Damage of Baggage
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Blue Cross Travel Insurance provides up to HK$1,200,000 medical expenses benefit and personal accident benefit.
It also covers follow-up medical expenses incurred within 90 days after returning to Hong Kong even for treatments rendered by a Chinese Medicine Practitioner. Most leisure and non-professional sports activities are covered including winter sports such as skiing, diving, parachuting, bungee jumping, hiking, and all water sports. Single-trip Cover even provides a cruise plan.
In the event of closure of the tourist spot as a result of unpredictable serious damage or closure of the local tour operator, irrecoverable prepaid cost will be covered.
If the insured fails to board the public conveyance due to overbooking, Blue Cross Travel Insurance will cover additional accommodation and meal expenses. If accommodation or vehicle rental service providers are closed, special allowance for getting alternative services will be provided.
If the insured child is required to attend a rescheduled school interview or public exam arranged by Hong Kong Examinations and Assessment Authority which coincides with the scheduled travel period, the trip cancellation costs incurred of the insured child and the insured person (who is a parent and a travel companion at the same time) will be covered.
Damages to baggage, personal property and electronic gadgets such as mobile phone, laptop computer, tablet computer will be covered, which makes the plan unique as not all Travel Insurance in the market provide electronic gadgets coverage.
|Blue Cross Travel Insurance Maximum Compensation||Select Plan||Premier Plan|
|Medical Expenses Benefit||HK$600,000||HK$1,200,000|
|Overseas Hospital Cash Allowance||HK$5,000||HK$12,000|
|Personal Accident Benefit||HK$600,000||HK$1,200,000|
|Trip Cancellation Benefit||HK$10,000||HK$50,000|
|Cancellation of Local Tour||HK$2,500||HK$5,000|
|Travel Delay Benefit|
|Baggage Delay Benefit - Cash Allowance||HK$500||HK$1,000|
|Personal Liability Benefit||HK$1,000,000||HK$2,000,000|
|Rental Vehicle Excess Protection Benefit||HK$3,000||HK$5,000|