Monthly Payment
HK$8,873
- APR as low as
- 1.1%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
From 1 May 2025 to 31 May 2025, successfully apply for UA i-Money Express Online Personal Loan via MoneySmart, you can enjoy:
1️⃣ HK$1,500 exclusive cash (automatically converted by 15,000 SmartPoints) and will directly deposit into your FPS account for successful applications - regardless of approval!
2️⃣ Drawdown to enjoy up to HK$18,000 cash rewards^ & Top 3 Applicants Daily at 3pm Grab Extra HK$3,888^^ Bonus Cash!
Monthly Payment
HK$8,564
- APR as low as*
- 1.65%
- Total Amount Payable
- HK$201,536
- Total Interest Payable
- HK$1,536
- Monthly Payment
- HK$8,564
【MoneySmart Exclusive Offer】－ Get total reward up to HK$22,399!🔥
From now until 31 May 2025, customers successfully draw down CNCBI $mart Plus Personal Instalment Loan with designated loan amount via MoneySmart could enjoy designated prizes up to HK$22,399,－include HK$4,000 Vouchers OR 📱 variety of exclusive gifts : iPhone 16e 128GB / Apple HomePod / Apple AirPods 4 with Active Noise Cancellation! Also earn extra Cash Rebate up to HK$16,800!
⠀⠀
May Exclusive － Regardless of Approval!
Apply for CNCBI $mart Plus Personal Instalment Loan via MoneySmart and submit all the required documents, you can earn HK$500 cash rebate regardless of approval (automatically converted by 5,000 SmartPoints and will directly deposit into your FPS account)!⠀⠀
Monthly Payment
HK$8,573
- The lowest APR*
- 1.88%
- Total Amount Payable
- HK$205,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$8,573
May Exclusive － Earn HK$500 once submitted all required documents
From now until 31 May, customers who successfully applied for a designated loan via MoneySmart and submitted all the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
⠀⠀
Boosting Reward 🍎
Successfully apply and drawdown with loan amount of HK$300,001 or above, can get Apple 11-inch iPad Air Wi-Fi 128GB (Valued at HK$4,599).
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
Monthly Payment
HK$8,473
- APR*
- 1.4%
- Total Amount Payable
- HK$203,360
- Total Interest Payable
- HK$3,360
- Monthly Payment
- HK$8,473
【🎊Brand new Gidgets Await !】Apply to get up to HK$20,498 Rewards!
New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loan on or before 31 May 2025 and successfully draw down on or before 30 June 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers. New gift selections including newly launched Dyson Supersonic r™ hair dryer and LG aircleaner!
📣 APR as low as 1.4% with up to HK$8,000 Reward and 48 months repayment period —to better arrange personal cash flow!
Get extra HK$600 cash regardless of approval !
From now until 31 May, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$600 cash (automatically converted by 6,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$9,019
- APR as low as*
- 1.98%
- Total Amount Payable
- HK$216,464
- Total Interest
- HK$16,464
- Monthly Payment
- HK$9,019
【MoneySmart Exclusive － Get up to HK$1,400 Rewards now!】
From now until 13 June, eligible new customer successfully applying for CreFIT Cash Loan via MoneySmart, regardless of approval, will entitle you to a HK$200 PARKnSHOP supermarket voucher! 🛒 Upon successful loan approval, you can also receive a HK$1,200 Apple Store Gift Card / PARKnSHOP supermarket voucher / HKTVmall e-Voucher! 🤩
Monthly Payment
HK$8,873
- APR*
- 6.28%
- Total Amount Payable
- HK$212,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$8,873
【MoneySmart Exclusive Offer 】APR as low as 1.85%^, Get total rewards up to HK$16,698!
From now on until 31 May 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
Monthly Payment
HK$9,047
- APR as low as*
- 6.38%
- Total Amount Payable
- HK$209,120
- Total Interest Payable
- HK$9,120
- Monthly Payment
- HK$9,047
Limited-Time May Exclusive: Total Rewards Up to HK$39,600【💰Take a step to building your wealth by consolidating your debts today! 】
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart, with repayment period of 36 months or above, can get up to HK$23,800 rewards + Extra up to 130,000 SmartPoints! Get up to a total HK$36,800 reward! From May 12 to May 26, enjoy an extra limited-time offer of total HK$2,800 cash rewards!
⠀⠀
1️⃣ 130,000 SmartPoints can fully redeem HK$13,000 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or iPhone 16 Pro, 256 GB (Value: HK$9,399) or MacBook Air 13” M3 chip (8GB Memory, 256GB SSD) (Value: HK$8,999) or 11-inch iPad Pro Wi-Fi 256GB (Value: HK$7,999) or cash out HK$8,666 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
⠀⠀
2️⃣ 🪄 Debtium Expellium – Cashus Fulfillium✨
From 12 May until 26 May 2025, customers who successfully applied for a designated loan via MoneySmart with the required documents submitted, can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
T&C applies.
Monthly Payment
HK$8,433
- APR*
- 1.12%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
【MoneySmart Exclusive】Drawdown of HK$10,000 or above, - get HK$1,600 + up to HK$15,000 CASH!
⠀⠀
During promotional period, successfully apply for Promise Easy Loan/Promise No-doc Loan/Promise Debt Consolidation Loan/Promise Personal Loan (Available for Tax Season) via MoneySmart, you can enjoy:
⠀⠀
1️⃣ Eligible New Customers who have completed a drawdown of HK$10,000 of above, are entitled to enjoy HK$1,600 cash rebate (automatically converted by 16,000 SmartPoints and will directly deposit into your FPS account)
⠀⠀
2️⃣ Eligible New Customers who have successfully drawn down the required loan
amount, are entitled to rewards up to HK$15,000 ▲ No Supporting Documents
Required#. Online Instant Approval⦿.
⠀⠀
Earn rewards worth up to HK$16,600 in total!
Monthly Payment
HK$8,493
- APR*
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $32,168 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 May until 30 May, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$32,168 Rewards! －Apply with loan amount of HK$150,001 or above, submit all the required documents to get up to HK$1,100 Rewards! But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
Monthly Payment
HK$9,067
- APR as low as*
- 5.91%
- Total Amount Payable
- HK$209,600
- Total Interest Payable
- HK$9,600
- Monthly Payment
- HK$9,067
【🔝Offer Upgrade -Get up to a total of HK$19,700 rewards】
Earn an extra HK$500 upon submitting + New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$12,000 rewards + Extra up to 72,000 SmartPoints!
⠀⠀
1️⃣ Get extra HK$500 cash regardless of approval !
From now until 31 May, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$500 cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
⠀⠀
2️⃣ 72,000 SmartPoints can fully redeem HK$7,200 cash vouchers (over 20+ brand vouchers including Apple / PARKnSHOP supermarket voucher, etc) or SAMSUNG GALAXY Tab S9 5G (12GB RAM + 256GB) (Value: HK$7,188) or SAMSUNG The Freestyle Projector 2nd Gen (Value: HK$6,980) or 11-inch iPad Pro Wi-Fi 128GB (Value: HK$6,499) or cash out HK$4,800 via FPS. If the product costs more, redeem with your points and top up the rest by purchasing additional SmartPoints!
Monthly Payment
HK$8,493
- APR
- 1.68%
- Total Amount Payable
- HK$203,840
- Total Interest Payable
- HK$3,840
- Monthly Payment
- HK$8,493
【Upgraded Offer – up to $32,168 rewards】 Seize market opportunities💰Click in secure capital in 3 steps
From 1 May until 30 May, apply for WeLab Bank Personal Instalment Loan via MoneySmart using promo code 「NLSMRT」to earn up to 🔥 HK$32,168 Rewards! －Apply with loan amount of HK$150,001 or above, submit all the required documents to get up to HK$1,100 Rewards! But thats not all! Successfully apply and drawdown a loan to earn cash rebate up to HK$23,888 offered by WeLab Bank and MoneySmart exclusive rewards up to HK$7,180 as well!
No need to borrow up to HK$1 million or above, loans of HK$500,000 or more can enjoy low interest rates as low as 1.68% APR. Even before tax season, you can still borrow at low interest rates!
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
Monthly Payment
HK$8,533
- APR*
- 1.98%
- Total Amount Payable
- HK$204,800
- Total Interest Payable
- HK$4,800
- Monthly Payment
- HK$8,533
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
Monthly Payment
HK$8,433
- The Lowest APR
- 1.18%
- Total Amount Payable
- HK$202,400
- Total Interest Payable
- HK$2,400
- Monthly Payment
- HK$8,433
From 1 March 2025 to 31 May 2025 (both dates inclusive), up to HK$18,000 Cash Bonus will be rewarded upon successful application and drawdown of the designated personal loan.
Monthly Payment
HK$8,457
- APR as low as*
- 1.28%
- Total Amount Payable
- HK$202,976
- Total Interest Payable
- HK$2,976
- Monthly Payment
- HK$8,457
Up to HKD10,888 with Mox Welcome Offer!
New customers who successfully open a Mox account and apply for a loan using the promo code "MSCASH10" on or before 31 May 2025 will earn an application bonus of a HKD500 Cash cash (automatically converted by 5,000 SmartPoints) directly deposited into your FPS account - regardless of approval!
Those who apply for loan amount will also be eligible for the MoneySmart exclusive gift of up to HKD3,500 Cash Rebate🎉Rewards valued at up to HKD 10,888💰
Monthly Payment
HK$8,437
- APR as low as*
- 1.15%
- Total Amount Payable
- HK$202,496
- Total Interest Payable
- HK$2,496
- Monthly Payment
- HK$8,437
1. Earn an extra HK$300 X Pay E-cash Voucher regardless of approval
2. Enjoy HK$1,700 Cash Reward from X Wallet upon successfully drawing down HK$20,000 or above and meeting the following conditions. Enjoy the welcome offer of HK$2,000 in total!
Monthly Payment
HK$9,173
- APR*
- 5.16%
- Total Amount Payable
- HK$220,160
- Total Interest Payable
- HK$20,160
- Monthly Payment
- HK$9,173
【🎊Brand new Gidgets Await !】Apply to get up to HK$20,498 Rewards!
New customers who successfully apply for the Citi Speedy Cash / Citi Card Debt Consolidation Loan on or before 31 May 2025 and successfully draw down on or before 30 June 2025 would be eligible for MoneySmart exclusive gift up to an 🍎 iPhone 16 Plus 512GB (valued: HK$10,199) / HK$10,000 Apple Store Gift Card / PARKnSHOP supermarket vouchers. New gift selections including newly launched Dyson Supersonic r™ hair dryer and LG aircleaner!
📣 Bank Welcome Offer up to HK$8,000 Reward and 48 months repayment period —to better arrange personal cash flow!
Get extra HK$600 cash regardless of approval !
From now until 31 May, customers who successfully applied for a designated loan via MoneySmart and submit the required documents can enjoy HK$600 cash (automatically converted by 6,000 SmartPoints) directly deposited into your FPS account - regardless of approval! T&C applies.
Monthly Payment
HK$8,736
- APR*
- 4.67%
- Total Amount Payable
- HK$209,672
- Total Interest Payable
- HK$9,672
- Monthly Payment
- HK$8,736
【MoneySmart Exclusive Offer 】Get total rewards up to HK$36,498!
From now on until 31 May 2025, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to Samsung Galaxy Z Flip6 (value: $8,698) or iPad Air 13-inch 256GB (Value: HK$7,099)Mac mini (M4, 256GB SSD, 16GB RAM) (Value: HK$4,599) or up to HK$7,800 Apple Store Gift Card/ PARKnSHOP Supermarket Voucher/ HKTVmall e-Voucher!
🪄 Debtium Expellium – Cashus Fulfillium✨
From 12 May until 26 May 2025, customers who successfully applied for a designated loan via MoneySmart can enjoy HK$800 cash (automatically converted by 8,000 SmartPoints) directly deposited into your FPS account - regardless of approval! Curving for more? Successfully draw down loan amount of HK$200,001 or above, can earn extra HK$2,000 (automatically converted by 20,000 SmartPoints) —— Total reward up to HK$2,800 Cash!
T&C applies.
