Monthly Payment
HK$13,310
- APR*
- 1.68%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
【UA Empower You To Fight Another Day】Offer: New & existing customers ² draw down HK$10,000 via MoneySmart, enjoy a Cash Reward of HK$700 ^^ . Upon successful loan application, and drawdown on the designated amount, enjoy a best-in-town⁺ Cash Reward^^ of up to HK$18,000 !
.jpg)
Monthly Payment
HK$12,650
- APR*
- 1.18%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
Monthly Payment
HK$12,740
- APR*
- 1.78%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
【Oct Loan promotion rewards you with New Apple iPhone 15 or New Apple Watch!】
New customer who successfully apply for Citi Personal Loan (For Tax Season)/Citi Card Debt Consolidation Loan on or before 15 October and successfully draw down on or before 31 October would have rewards as high as $18,199!
MoneySmart exclusive gift options include $10,000 Apple Store Gift Card/ PARKnSHOP supermarket vouchers! New physical gift option include iPhone 15 Pro Max 256 GB (retail value $10,199) / iPhone 15 plus 256 GB (retail value$8,499) / Dyson Purifier Big+Quiet Formaldehyde BP03 (retail value$7,880) /Dyson Solarcycle Morph desk light (retail value$4,980) / Apple Watch Series 9 41mm GPS (retail value $3,199)!
Monthly Payment
HK$13,070
- APR*
- 6.48%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
New customers who successfully apply and drawdown DBS Debt Consolidation Loan via MoneySmart can get up to HK$18,800 rewards + Extra up to HK$8,200 PARKnSHOP Supermarket Cash Voucher/ Apple Store Gift Card! Get up to a total HK$27,000 reward!
Monthly Payment
HK$12,860
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
Monthly Payment
HK$13,310
- APR*
- 1.68%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
【UA Empower You To Fight Another Day】Offer: New & existing customers ² draw down HK$10,000 via MoneySmart, enjoy a Cash Reward of HK$700 ^^ . Upon successful loan application, and drawdown on the designated amount, enjoy a best-in-town⁺ Cash Reward^^ of up to HK$18,000 !
Monthly Payment
HK$12,721
- APR*
- 1.65%
- Total Amount Payable
- HK$302,304
- Total Interest Payable
- HK$2,304
- Monthly Payment
- HK$12,721
【MoneySmart Exclusive Offer 】- Get total reward up to HK$4,000!
Customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to HK$4,000 PARKnSHOP Supermarket Voucher / HK$4,000 Apple Gift Card / SAMSUNG Galaxy Tab S7 FE Tablet
(retail price: HK$3,998) !
Monthly Payment
HK$12,740
- APR*
- 1.68%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
From 1 October til 31 October 2023, successfully draw down the loan using MoneySmart unique code "NLSMRT" could enjoy up to HK$13,888 cash rebate offered by WeLab Bank and MoneySmart exclusive rewards up to HK$8,000 Supermarket Vouchers / HK$8,000 Apple Store Gift Card / iPhone 15 Plus (HK$7,699)! Designated loan amount are offered LG AF20LEMON PuriCare™ 4-in-1 Aerofurniture (HK$ 4,380) or Bose Quietcomfort ultra earbuds (HK$2,299)!
Exclusive Interest saving guarantee! Clear your card debts and save HKD 50,000 interest expenses, or get HKD 50,000 cash! Also enjoy up to HK$21,888 rewards!
Upon your submission of the gift redemption form, you acknowledge and agree the information entered in this form may be shared to business partners for validation and that business partners may share their results back to us for fulfilment purposes in accordance with our privacy policy.
 (1).jpg)
Monthly Payment
HK$12,650
- APR*
- 1.12%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
Monthly Payment
HK$12,740
- APR* (Inclusive of $3,000 cash rebate)
- 1.28%
- Total Amount Payable
- HK$305,760
- Total Interest Payable
- HK$5,760
- Monthly Payment
- HK$12,740
Our team of seasoned experts are here to provide you personal and professional advice, so you can pick the best loan plan with the ultimate ease of mind.
Monthly Payment
HK$13,040
- APR as low as*
- 2.2%
- Total Amount Payable
- HK$312,960
- Total Interest Payable
- HK$12,960
- Monthly Payment
- HK$13,040
New customers who successfully apply and drawdown DBS Personal Instalment Loan via MoneySmart can get up to HK$8,000 rewards + Extra up to HK$10,000 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$18,000 reward! APR is as low as 2.2%!
Monthly Payment
HK$13,310
- APR*
- 6.28%
- Total Amount Payable
- HK$319,440
- Total Interest Payable
- HK$19,440
- Monthly Payment
- HK$13,310
【MoneySmart Exclusive Offer 】- Get total reward up to HK$16,298!
From 1 October 2023 until 31 October 2023, customers successfully apply for loan via MoneySmart and draw down the designated loan amount could enjoy up to a Samsung Z Flip 5 (256GB) (retail value $8,298) or HK$6,500 PARKnSHOP supermarket voucher or HK$6,500 Apple Store Gift Card.
Get loan to enjoy an APR as low as 1.85%^ with loan amount of up to HKD4M or 18x monthly salary (whichever is lower); Enjoy welcome offer up to HK$8,000 cash rebate, total rewards up to HK$14,500!
Monthly Payment
HK$14,510
- APR*
- 8.0%
- Total Amount Payable
- HK$348,240
- Total Interest Payable
- HK$48,240
- Monthly Payment
- HK$14,510
[MoneySmart Exclusive - Up to HK$1,600 rewards! ] From now until 31 October 2023, new customers who apply for X Wallet eXpress Loan for the first time, and enter the promo code "SMT1600”, can earn an extra HK$300 PARKnSHOP supermarket voucher from MoneySmart!
"Eligible" new customers who successfully drawdown HK$20,000 or above and meet the following conditions can enjoy HK$1,000 Cash Reward from X Wallet and an extra HK$300 PARKnSHOP Supermarket Voucher from MoneySmart. Enjoy the welcome offer of HK$1,600 in total!
.png)
Monthly Payment
HK$13,495
- APR* (Calculation is based on loan amount of HK$1,500,000 or above)
- 1.88%
- Total Amount Payable
- HK$323,875.20
- Total Interest Payable
- HK$23,875.20
- Monthly Payment
- HK$13,495
Monthly Payment
HK$12,650
- APR*
- 1.18%
- Total Amount Payable
- HK$303,600
- Total Interest Payable
- HK$3,600
- Monthly Payment
- HK$12,650
Monthly Payment
HK$12,860
- The lowest APR
- 1.88%
- Total Amount Payable
- HK$308,640
- Total Interest Payable
- HK$8,640
- Monthly Payment
- HK$12,860
Monthly Payment
HK$12,680
- APR*
- 1.38%
- Total Amount Payable
- HK$304,320
- Total Interest Payable
- HK$4,320
- Monthly Payment
- HK$12,680
【UA Empower You To Fight Another Day】Offer: New & existing customers ² draw down HK$10,000 via MoneySmart, enjoy a Cash Reward of HK$700 ^^ . Upon successful loan application, and drawdown on the designated amount, enjoy a best-in-town⁺ Cash Reward^^ of up to HK$18,000 !
Monthly Payment
HK$12,811
- APR (include cash rebate)
- 1.38%
- Total Amount Payable
- HK$307,473.60
- Total Interest Payable
- HK$7,473.60
- Monthly Payment
- HK$12,811
【Welcome Offer Exclusive for MoneySmart Users】From now until 31 October 2023, customers who successfully apply for Express Money via MoneySmart and drawdown the loan on or before 30 November 2023 can get extra HK$300 Supermarket Voucher / Apple Gift Card!
Monthly Payment
HK$12,890
- APR*
- 1.58%
- Total Amount Payable
- HK$309,360
- Total Interest Payable
- HK$9,360
- Monthly Payment
- HK$12,890
【MoneySmart Exclusive】From now untiil 31 October 2023, Successfully apply for Airstar Bank Personal Loan and drawdown with the loan amount of HK$200,000 or above, can enjoy extra HK$500 PARKnSHOP supermarket voucher/ Apple Store gift card from MoneySmart!
Monthly Payment
HK$13,070
- APR*
- 4.2%
- Total Amount Payable
- HK$313,680
- Total Interest Payable
- HK$13,680
- Monthly Payment
- HK$13,070
【Welcome offer Exclusive for MoneySmart Users】From now until 31 October 2023, download the Grantit App and use the promo code 【Moneysmart100】to get a $100 cash reward upon approval and signing of the loan contract in the app. Get extra HK$500 PARKnSHOP Supermarket vouchers when drawdown the loan amount HK$5,000 or above successfully within the promotion period! Total rewards up to $600!
