DBS offers different loan solutions with simple application procedures, and helps you manage your finances more flexibly. The maximum loan amount is HK$2,000,000. The minimum annual salary is only HK$80,000.
- Total Amount Payable
- Total Interest Payable
Up to HK$2,200 Coupons for applying for Personal Instalment Loan
Valid till 31 May 2020
- Customers who successfully apply for Personal Instalment Loan via online during the Promotional Period and draw down the approved Loan on or before 22 June 2020, if the loan amount drawn reaches HK$100,000 or above, customers will be entitled an HK$200 supermarket cash coupons
- Customers successfully apply for the Loan during the Promotional Period from whatever channels and draw down the approved Loan on or before 22 June 2020, if the approved Loan amount reaches the amount set out in the below table, customers will be awarded with the corresponding amount of Coupons:
- If the loan amount is HK$100,000 to HK$299,999 can earn HK$300 coupon
- If the loan amount is HK$300,000 to HK$499,999 can earn HK$500 coupon
- If the loan amount is HK$500,000 to HK$999,999 can earn HK$800 coupon
- If the loan amount is HK$1,000,000 to HK$1,499,999 can earn HK$1,000 coupon
- If the loan amount is HK$1,500,000 or above, can earn HK$2,000 coupon
- The promotional period commences from from 1 to 31 May 2020, both dates inclusive (the “Promotional Period”)
- *Please turn off AdBlocker and incognito mode before apply, to make sure you can successfully redeem exclusive reward
- Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply
cash coupons for online applications
Loan Approval Time
Guaranteed Interest Rate?
No, final interest rate will be affected by the applicant’s TU credit report and financial status.
Apply on website or by phone. Enjoy HK$2,200 coupons for designated loan amount.
- Up to HK$2,200 Coupons for applying for personal instalment loan
- Monthly flat rate as low as 0.01%
- Loan amount up to 20x monthly salary or HK$2,000,000
- Anytime redraw your repaid principal
- To borrow or not to borrow? Borrow only if you can repay
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