DBS Personal Instalment Loan (Available for Tax Season)

DBS Personal Instalment Loan (Available for Tax Season)

Instant cash out single-handedly
DBS offers different loan solutions with simple application procedures, and helps you manage your finances more flexibly. The maximum loan amount is HK$2,000,000. The minimum annual salary is only HK$80,000. APR as low as 2.2%. No income proof required.
2.2%
APR as low as*
HK$208,160
Total Amount Payable
HK$8,160
Total Interest Payable
MoneySmart Exclusive

New customers who successfully apply and drawdown DBS Personal Instalment Loan (Available for Tax Season) via MoneySmart can get up to HK$8,000 rewards + Extra up to HK$10,000 PARKnSHOP Supermarket Voucher/ Apple Store Gift Card! Get up to a total HK$18,000 reward! APR is as low as 2.2%!



【Last Chance! Apply for Tax Loan at the Beginning of the Year of Loong! 🐲】Earn with Your Tax Loan Application.
From now until 31 March, apply for DBS Personal Instalment Loan (Available for Tax Season) via MoneySmart and submit the required documents, you can earn the application bonus of HK$800 vouchers (given out as 8,000 SmartPoints) regardless of approval! But that's not all - SmartPoints can be freely exchanged for cash vouchers from 20+ brands or converted into HK$533 cash! Click here to learn more.

Valid until 31 Mar 2024 - See more details below

Are you eligible?

    • You need to apply on or before 31, March 2024 and draw down the loan on or before 22, April 2024

    • 【DBS Coupon】Repayment period of 36 months above:
      Loan amount between HK$100,000-$299,999, enjoy up to HK$500 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$300,000-$499,999, enjoy up to HK$1,000 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$500,000-$999,999, enjoy up to HK$3,000 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount above $1,000,000, enjoy up to HK$7,700 cash voucher and HK$300 “InstaRedeem” Amount

    • 【DBS Coupon】Repayment period of 36 months or below:
      Loan amount between HK$100,000-$299,999, enjoy up to HK$500 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount between HK$300,000-$999,999, enjoy up to HK$1,000 cash voucher and HK$300 “InstaRedeem” Amount
      Loan amount above $1,000,000, enjoy up to HK$3,000 cash voucher and HK$300 “InstaRedeem” Amount

    • 【MoneySmart Extra Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy an extra reward of up to HK$700
      Loan amount between HK$300,000 - $499,999, enjoy an extra reward of up to HK$2,500
      Loan amount between HK$500,000 - $999,999, enjoy an extra reward of up to HK$4,100
      Loan amount between HK$1,000,000 - $1,499,999, enjoy an extra reward of up to HK$4,900
      Loan amount above HK$1,500,000, enjoy an extra reward of up to HK$7,200

    • 【New Customer Incentive】
      Loan amount between HK$100,000 - $299,999, enjoy up to HK$300 reward
      Loan amount between HK$300,000 - $499,999, enjoy up to HK$500 reward
      Loan amount between HK$500,000 - $999,999, enjoy up to HK$900 reward
      Loan amount between HK$1,000,000 - $1,499,999, enjoy up to HK$1,100 reward
      Loan amount above HK$1,500,000, enjoy up to HK$2,800 reward

    • 【March Limited-time Tax Loan Reward offer】
      Apply for DBS Personal Instalment Loan (Available for Tax Season) via MoneySmart from 1 March to 31 March, 2024 with the required documents submitted, and submit the redemption form along with a valid reference number provided by DBS on or before 31 May 2024, you can earn the extra Tax Loan Application Bonus of HK$800 (Given out as 8,000 SmartPoints).

What you need to know

  1. Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply

  2. Customers must complete and submit the redemption form after logging in to MoneySmart on or before 31 May 2024

  3. March Limited-time Tax Loan Reward offer is subject to terms and conditions. For details, please click here.

  4. A redemption letter will be sent to the eligible customer by mail within 3 months after the end of the Promotional Period for the customer to redeem the DBS Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

  5. An eligible customer who applied for the designated product within the promotional period will receive 8,000 SmartPoints. Customers can use SmartPoints to redeem any product from the Rewards Store. SmartPoints will be credited into your SmartPoints Wallet with a validity period of one year. T&Cs apply.

T&Cs
Claim Form

Quick Facts

Best For

"InstaRedeem" Amount and cash coupon for online applications

Loan Approval Time

From application to loan disbursement, it only takes 2 minutes to complete.

Loan Disbursement

same day

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply on MoneySmart. Enjoy up to HK$18,000 reward and exclusive coupons for designated loan amount.

All Details

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Monthly Payment
HK$8,673