MoneySmart Exclusive

MoneySmart Says

DBS offers different loan solutions with simple application procedures, and helps you manage your finances more flexibly. The maximum loan amount is HK$2,000,000. The minimum annual salary is only HK$80,000.

4.04%
APR*
HK$100,120
Total Amount Payable
HK$120
Total Interest Payable

MoneySmart Exclusive

Up to HK$2,200 Coupons for applying for Personal Instalment Loan

Valid till 31 Jul 2020

More Details
  • Customers who successfully apply for Personal Instalment Loan via online during the Promotional Period and draw down the approved Loan on or before 21 August 2020, if the loan amount drawn reaches HK$100,000 or above, customers will be entitled an HK$200 supermarket cash coupons
  • Customers successfully apply for the Loan during the Promotional Period from whatever channels and draw down the approved Loan on or before 21 August 2020, if the approved Loan amount reaches the amount set out in the below table, customers will be awarded with the corresponding amount of Coupons:
  • If the loan amount is HK$100,000 to HK$299,999 can earn HK$300 coupon
  • If the loan amount is HK$300,000 to HK$499,999 can earn HK$500 coupon
  • If the loan amount is HK$500,000 to HK$999,999 can earn HK$800 coupon
  • If the loan amount is HK$1,000,000 to HK$1,499,999 can earn HK$1,000 coupon
  • If the loan amount is HK$1,500,000 or above, can earn HK$2,000 coupon
  • The promotional period commences from from 1 to 31 July 2020, both dates inclusive (the “Promotional Period”)
  • *Please turn off AdBlocker and incognito mode before apply, to make sure you can successfully redeem exclusive reward
  • Please note: if you have an AdBlocker present or are using incognito mode on your browser, MoneySmart and our bank partners will not be able to track your source of application. Please ensure you turn off AdBlocker and exit incognito mode before apply
  • A redemption letter will be sent to the eligible customer by mail within 6 months after the end of the Promotional Period for the customer to redeem the Coupons at designated redemption center. Use of the Coupons is subject to the terms and conditions stipulated by the supplier.

Quick Facts

Best For

cash coupons for online applications

Loan Approval Time

1 minute

Loan Disbursement

same day

Guaranteed Interest Rate?

No, final interest rate will be affected by the applicant’s TU credit report and financial status.

Expert Tips

Apply on website or by phone. Enjoy HK$2,200 coupons for designated loan amount.

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DBS Personal Instalment Loan

DBS Personal Instalment Loan

Monthly Payment
HK$8,343