Best PrimeCredit Personal Loans Rates & APR in Hong Kong 2020

PrimeCredit Loan 2020

PrimeCredit Loan	Feature	APR
PrimeCredit Balance Transfer Loan	Cut the interest rate of credit card debt by up to 90%	As low as 4.64%
PrimeCredit Fixed Loan	No income proof required for loan amount under HK$50,000	As low as 4.64%
PrimeCredit Tax Loan	Instant approval with cash disbursed within an hour from loan confirmation	As low as 4.64%

PrimeCredit Offers and Promotion

Up to HK$8,000 Cash Rebate

New PrimeCredit customers who successfully take out a loan and repay in a 12-month period can enjoy 1% rebate of the loan amount, capped at HK$8,000. Existing customers can also earn up to HK$6000. Apply through MoneySmart to receive exclusive offers including an HK$500 Octopus or HK$1,000 supermarket coupon for successful applications via MoneySmart.

Refer a friend and earn HK$100 cash rebate

Refer a friend and receive HK$100 cash rebate for each successful loan confirmation. Every HK$10,000 loan amount is entitled to HK$100 cash rebate, capped at HK$3,000.

Why PrimeCredit Loan?

Simple application

Simply apply online on PrimeCredit website or call PrimeCredit hotline +852 2111 2999 to apply. No proof of income is required for a loan amount under HK$50,000. You can also apply via MoneySmart to earn exclusive offers.

Apply without the need to show up in person

The application can be made online or via phone without the need to show up in person at all.

Instant approval and disbursement

Enjoy 10-min express approval. Fund will be disbursed within an hour from loan confirmation.

No handling fee or early settlement fee

To reduce the cost of borrowing, PrimeCredit does not charge any handling fee. Also, borrowers are not penalised for making repayment earlier.

How to apply for PrimeCredit Loan?

Step 1

The easiest way is to apply online through PrimeCredit website or via MoneySmart anytime anywhere convenient to you. Simply fill in an online application form with your personal details including monthly income, residential address and company address, etc.

Step 2

Submit the application form and get your application result instantly.

Step 3

Once approved, the borrower needs to confirm the loan application.

Step 4

Fund will then be disbursed within an hour from loan confirmation.

PrimeCredit Loan for Housewives/ Students

Unemployed borrowers such as housewives, students, etc. may be able to get a loan from PrimeCredit. No proof of income is required if borrowers apply for a loan with the amount under HK$50,000. However, if borrowers would like to borrow for more than HK$50,000, income proof is required unless you are an existing customer who had submitted proof of income before in the past year.

PrimeCredit Loan FAQ

How much can I borrow?: The maximum loan amount PrimeCredit offers is HK$600,000, which is lower than that of most banks.
How long can I take out a PrimeCredit loan for?: The maximum repayment period for PrimeCredit loan is 60 months.
Do I need a good credit rating to apply for PrimeCredit loan?: A good credit rating will surely give borrowers advantages including better APR and easier approval. However, if you don’t have a good credit rating, you can still try to apply for PrimeCredit loan but the APR would probably be higher.
What if I miss a repayment?: You should repay it immediately. Also, you may be charged a late charge if you miss a repayment.

Compare the Best PrimeCredit Personal Loans Rates and APRs 2020

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HK$8,533

PrimeCredit Fixed Loan (Tax Season Loan)

HK$8,433

PrimeCredit Civil Servant & Professional Loan