- Min. Annual Salary
- Miles Conversion (overseas spend)
- HK$4 = 1 mile
- Miles Conversion (local spend)
- HK$6 = 1 mile
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|Best for||Air Miles Credit Cards||Mileage Conversion|
|Online shopping and dining||Standard Chartered Asia Miles Mastercard||Up to $4/mile|
|Oversea spending and Avios earners||DBS Black World Mastercard||Up to $4/mile|
|Frequent overseas spenders who want free travel insurances||Citi PremierMiles Card||Up to $3/mile|
|Cathay Pacific frequent flyers and Asia Miles earners||American Express Cathay Pacific Elite Credit Card||Up to $6/mile|
Besides your spending habits, the type of air miles should be other criteria you consider while comparing air miles credit cards. Among all of the air miles programs, you need to pick one that best fits your travel and flying habits. If you take a certain airline very often, such as Cathay Pacific, you may want to pick an air miles program such as Asia Miles. Here are the most popular air miles programs in Hong Kong:
Airline or air miles co-branded credit cards will automatically transfer the earned miles into your air miles account. For other credit cards, you need to transfer reward points into air miles yourself via e-banking or by calling the customer service hotline. Some credit cards may set an expiry date for reward points from 1-5 years (usually 2-3 years). But there are a few credit cards that have no expiry date on the points, such as DBS Black World Mastercard and American Express credit cards, giving you more time on earning points for flight tickets.
Air miles have their own expiry date as well. For Asia Miles, redeemed miles in the account will no longer expire from 1 January 2020, as long as you earn or use the miles at least once every 18 months. Avios has a similar rule which expires after 36 months in an account with no activity.