Compare Best Air Miles Credit Cards in Hong Kong

We found 30 credit cards for you!

Promo Code: MOXFLASHMS2 / MOXFLASHMS3 / MOXPHONEMS
HKD5 = 1 Asia Miles
Eligible spending in all categories
0%
Foreign Transaction Fee
Up to HK$21,587 Rewards
Welcome Offer
MoneySmart Exclusive

🚨Doubel 11 Frenzy【Up to HK$2,800 Cash Rewards for a Limited Time & Play to win a PS5 + GTA 6 at no Extra Cost 🎮 】
From now to 8 November 2026, new customers who successfully open a Mox Bank Account and get approved for a Mox Credit Card using any one of the designated MoneySmart invitation codes:  "MOXFLASHMS3"/ "MOXPHONEMS", can enjoy:
1️⃣ An extra HK$200 Cash (deposited directly into your FPS account) or HK$200 Apple Store Gift Card (fulfilled by MoneySmart);
⠀⠀
2️⃣ Spend the designated amount within 30 days of card approval to unlock your reward (choose one)!
🍎 "MOXFLASHMS3" - Spend HK$2,000 within 30 days of approval: HK$1,200 cash (deposited directly into your FPS account) / HK$1,300 Apple Store Gift Card / TP-Link Tapo RV30 Max Plus Gen 2 Robot Vacuum & Mop + Compact Auto-Empty Dock (Value: HK$2,299) / Round-trip Air Ticket from Hong Kong to Taipei for one person on STARLUX Airlines (Excluding fuel surcharges and taxes) ✈️
📱 "MOXPHONEMS" - Spend HK$9,000 within 30 days of approval: HK$2,000 cash (deposited directly into your FPS account) / HK$2,100 Apple Store Gift Card / Dyson Supersonic™ Travel Hair Dryer HD19 (Value: HK$2,490) / SONY WH-1000XM6 Wireless Noise Cancelling Headphones (Value: HK$3,699); ⭐
⠀⠀
3️⃣ Deposit HK$50,000 within 7 days of account opening and maintain it for 30 days to enjoy an additional HK$500 Cash Rebate
*Subject to the Terms and Conditions of the "MOXFLASHMS3"/"MOXPHONEMS" invitation code promotion.
【🎮 Double 11 Frenzy: Bag the Deals & Max Out Rewards!】 Play and Win a PS5 + GTA 6 Bundle 🔥!
During the Promotion Period, customers who apply and get a Mox Credit Card approved with any designated MoneySmart invitation code and fulfil the designated spending can participate in the mini game on the campaign page, submit the score in the reward redemption form. The Eligible Participants with the highest scores will have a chance to win a 🔥 SONY PlayStation 5 Digital Edition 825GB (Slim Version) + PS5 Grand Theft Auto VI Game Software (Code in Box) (Standard Version) (Value: HK$4,825). Insta360 Ace Pro 2 Action Camera, Cambridge Audio speakers, GTA VI and cash prizes are up for grabs too!
⠀⠀

Valid till 08 Nov 2026

Sponsored listing

APPLY NOW for Mox Credit Card (Asia Miles)
Promo Code “MOXFLASHMS3” / “MOXPHONEMS”
Family Travel Cover | 0% Cross Border Fee
HK$6 = 1 Mile
Miles Conversion (Overseas Spending)
40%
Discount at designated restaurants
HK$9 = 1 Mile
Miles Conversion (Local Spending)

⏰ Limited-Time Welcome Upgrade: New American Express Platinum Card Members Enjoy Up to HK$5,250 in Statement Credit!

From 2 November 2026 to 30 November 2026, new Card Members^ who successfully apply for the American Express Platinum Card via MoneySmart and accumulate eligible spending of HK$60,000 within the first 6 months of card approval (local or foreign currency spending both count) will receive [🚀 New Upgrade] HK$3,000 HK$2,200 Statement Credit! Top up Octopus with a single net transaction of HK$600 or above within the first 3 months to receive an additional HK$50 Statement Credit.

💡That said, complete both requirements above, and you can earn HK$3,050 in Statement Credit upfront!

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In addition, Card Members who complete any eligible spending of any amount during months 15 to 17 will receive an extra 660,000 American Express Membership Rewards points, equivalent to HK$2,200 Statement Credit or 36,666 miles.

Subject to Terms and Conditions.

Valid till 30 Nov 2026

APPLY NOW for The Platinum Card
on American Express's secure site
Free travel insurance and airport lounges access
HK$120,000
Minimum Income Requirements
12 times for every calendar year
Complimentary Access to Airport Lounges
HK$3 = 1 mile
Miles Conversion (overseas spend)
MoneySmart Exclusive

⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 + Chance to Win HK$100K Travel Package! 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
⠀⠀⠀
【🎰 Spender Mega Draw WOW: Win a HK$100K Travel Package OR iPhone Duo, Pokémon PSA 10 Cards and 1,000+ Gifts!】
From 2 Nov 2026 to 31 Jan 2027, register for “The WOW Gifts” draw and accumulate HK$15,000 in eligible spending with your Citi Mastercard to enter, for a chance to win iPhone Duo, PlayStation 5 Slim + Grand Theft Auto VI, Pokémon PSA 10 cards, Nintendo Switch 2 and 1,000+ trendy prizes; you’ll also be automatically entered into “The WOW Journeys” draw to win one of 5 HK$100,000 “Travel Your Way” packages!
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfil the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!

Valid till 30 Nov 2026

APPLY NOW for Citi PremierMiles Card
on Citibank's secure site
No expiry date for Membership Rewards points
HK$3 = 1 Mile
Local Spending
HK$1.68 = 1 mile
Travel & Foreign Currency Spend
Up to 12 times per Calendar Year^
Complimentary Plaza Premium Lounge Access

【✈️ Fly for Less: Earn Up to 26,000 Miles + HK$550 Rebate!】

From now until 10 November 2026, new customers who successfully apply for the American Express Explorer Credit Card via MoneySmart and fulfil the spending requirement within the first 3 months can earn up to 26,000 miles—enough to redeem a round-trip flight to Japan ✈️ Plus an additional HK$500 statement credit upon completing their first transaction within 3 months after card issuance and HK$50 statement credit for a single HK$600 Octopus top-up.

⠀⠀

🌟 Spend HK$8,000 to earn 8,000 miles — that’s just HK$1 per mile!

Spend a total of HK$30,000 to earn 468,000 Membership Rewards points, equivalent to 26,000 miles.

Terms and conditions apply.

Promotion valid until 10 November 2026

⠀⠀

Refer a friend and get a rewarded — From now until November 11, 2026, for every successful referral of a New Cardmember, to earn 108,000 Membership Rewards points as referral bonus equivalent to 6,000 miles.

⠀⠀

🤩 Ready to Fly Further for Less? Supercharged earning rates:
Year-Round Exclusive Offer with no minimum spending requirement! Earn HK$3=1 mile on eligible HKD transactions! Plus, enroll to earn as low as HK$1.68 = 1 mile of overseas spend!  

Valid till 10 Nov 2026

Up to 50% savings at designated restaurants
HK$300,000
Min. Annual Salary
$6 = 1 Mile
Miles Conversion (overseas spend)
$6 = 1 Mile
Miles Conversion (local spend)

【📣 Welcome Offer: Valued up to HK$1,800 upon card approval!】
Apply via MoneySmart by 9 November 2026 and spend up to HK$10,000 in first 3 months can earn HK$1,000 Statement Credit!

⭐️ Also enjoy HK$1=5 points within the first 3 months, can earn up to 240,000 points, equal to HK$800 statement credit! Don't miss out on the chance to earn rewards up to HK$1,800! 

Valid till 09 Nov 2026

3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on shopping & entertainment transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600  🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfill the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!

Valid till 30 Nov 2026

3% shopping rewards with no minimum spend
HK$120,000
Minimum Income Requirements
3% Points
Rebate on Shopping & Entertainment Transactions
As low as $1.8 = 1 Mile
Miles Conversion (Shopping and entertainment spending)
MoneySmart Exclusive

⚡ 【November Citi Mega Rewards! Spend HK$4,000 to Get Up to HK$2,200 Vouchers or Gifts Worth Up to HK$4,600 + Chance to Win HK$100K Travel Package! 🎉】
From now until 30 November 2026, new customers who successfully apply for a designated Citi credit card via MoneySmart with eligible spending of HK$4,000 within 30 days after card issuance (approval by 31 December 2026) can receive one of the following rewards:
🎁 4 x Hong Kong Plaza Premium First with Infinity room 3 hrs Access Pass (Total value: HK$4,600) or
🎁 PHILIPS RO Water Dispenser ADD6920/90 (Value: HK$4,288, random color) or
🎁 Dyson Supersonic Nural™ Hair Dryer HD16 (Value: HK$3,990, random color) or
🎁 Medicube Age-R Booster Pro X2 9 in 1 Facial Beauty Device (Value: HK$3,000, random color) or
🍎 2 x Apple AirPods 5 (Value: HK$2,198) or
🍎 2 x Apple HomePod mini 2 (Value: HK$2,198) or
💳 HK$2,000 Apple Store Gift Card / HK$2,200 ParknShop e-Vouchers
⠀⠀⠀
【🎰 Spender Mega Draw WOW: Win a HK$100K Travel Package OR iPhone Duo, Pokémon PSA 10 Cards and 1,000+ Gifts!】
From 2 Nov 2026 to 31 Jan 2027, register for “The WOW Gifts” draw and accumulate HK$15,000 in eligible spending with your Citi Mastercard to enter, for a chance to win iPhone Duo, PlayStation 5 Slim + Grand Theft Auto VI, Pokémon PSA 10 cards, Nintendo Switch 2 and 1,000+ trendy prizes; you’ll also be automatically entered into “The WOW Journeys” draw to win one of 5 HK$100,000 “Travel Your Way” packages!
⠀⠀⠀
【❇️ Loan Bundle Reward】Apply for a designated Citi Credit Card and Citi Loan via MoneySmart during the promotion period, fulfil the above-mentioned spending requirement and successfully draw down a loan of HK$200,000 or above (tenor of 12 months or above) to enjoy an extra HK$1,000 cash reward on top of the existing rewards!

Valid till 30 Nov 2026

APPLY NOW for Citi Rewards MasterCard
on Citibank's secure site
As low as HK$2 = 1 Mile
Local and oversea spending
HK$240,000
Minimum Annual Income
Up to $1,450 RewardCash
Welcome Offer

Up to HK$2 = 1 mile
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
40,000 miles
Bank Limited Time Welcome Offer

Redeem various mileage points without any fee
Up to 32,000 miles
Welcome Offer
HK$2/ mile
Upon meeting overseas spending goal*
HK$6/mile
Local spending

Up to $850 RewardCash + 12% Apple Rebate
HK$120,000
Min. Annual Salary
HK$2.5=1 Mile
Miles Conversion (online spend)
Up to $650 RewardCash
Welcome offer

HK$240,000
Min. Annual Salary
Up to3.6%
RewardCash Rebate
HK$2.78 = 1 Mile
Miles Conversion (local spend)

HK$3=1 mile
Miles Conversion(Eligible spending on overseas category)
HK$4 = 1 mile
Miles Conversion (Eligible spending on dining, hotels and overseas category)
100,000 miles
Bank Limited Time Welcome Offer

HK$120,000
Min. Annual Salary
Up to 4.4%
RewardCash Rebate
HK$4.17 = 1 Mile
Miles Conversion (local spend)

HK$120,000
Min. Annual Salary
Up to 2.4%
Cash back on local spend
HK$4.17 = 1 Mile
Miles Conversion (local spend)

HK$60,000
Min. Annual Salary
up to 2.4%
RewardCash Rebate
HK$4.17 = 1 Mile
Miles Conversion (local spend)

HK$150,000
Min. Annual Salary
1%
Cash back on Online Overseas spend
5%
Cash Back for Designated Online Transaction

HK$60,000
Min. Annual Salary
HK$2.27 = 1 Mile
Miles Conversion (overseas spend)
HK$4.17 = 1 Mile
Miles Conversion (local spend)

6X
RewardCash for spending in Rewards of Your Choice category
Up to 2.4%
RewardCash Rebate
$300
RewardCash

HK$360,000
Min. Annual Salary
5%
Rebate on 4 designated categories of spendings
1%
Rebate on other retail spending

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Best Miles Credit Cards Hong Kong 2026

Air Miles Credit Cards Mileage Conversion Best for
Air Miles Credit CardsStandard Chartered Cathay Mastercard Mileage ConversionAs low as HK$2/mile Best forFrequent CX/HK Express flyers and heavy spenders on overseas and dining
Air Miles Credit CardsMox Credit Card (Miles) Mileage ConversionAs low as HK$4/mile with no rebate cap Best forFrequent overseas spenders and Asia Miles collectors seeking a daily spending card
Air Miles Credit CardsHSBC EveryMile Credit Card Mileage ConversionAs low as HK$2/mIle Best forFrequent overseas spenders who want free airport lounge access
Air Miles Credit CardsCiti PremierMiles Card Mileage ConversionAs low as HK$3/mile Best forFrequent overseas spenders who want free travel insurances
Air Miles Credit CardsAmerican Express The Platinum Card Mileage ConversionAs low as HK$2/mile Best forFrequent overseas spenders who want free hotel memberships and travel insurance
Air Miles Credit CardsAE Explorer Credit Card Mileage ConversionAs low as HK$1.68/mile Best forOverseas spending
Air Miles Credit CardsDBS Black World Mastercard Mileage ConversionAs low as HK$4/mile Best forOverseas spending and Avios earning

AI Summary: Key Points When Choosing Air Miles Credit Cards



Too much to read? Get the key takeaways in seconds!

  • Major Mileage Programs: The key miles programs in HK are Asia Miles, Avios, and ANA Mileage Club, offering distinct benefits like alliance redemptions and household pooling.
  • Top-Tier Credit Cards: Leading card options include Standard Chartered Cathay Mastercard, HSBC EveryMile, Citi PremierMiles, DBS Black World Mastercard, and AE Explorer.
  • Accelerated Earning Strategies: Earn miles faster by leveraging welcome bonuses, dining/shopping partner merchants, utility auto-debits, and co-branded flight bookings.
  • Redemption Considerations: Watch out for handling fees (HK100–400), a 4–6 week transfer processing window, program expiry rules, and separate airport tax/fee payments.

What Are Air Miles?

Airline miles are loyalty programs offered by airlines, allowing passengers to earn points for redeeming air tickets, seat upgrades, and more. Among various ways to accumulate miles, credit card spending is a popular method. Not all airlines share a universal mileage program. In Hong Kong, the three main programs are Asia Miles, British Airways (Avios), and All Nippon Airways (ANA). Asia Miles and Avios, both part of the Oneworld alliance, enable point redemption across the same partner airlines, while ANA operates under a distinct system.

Popular Rewards Program for Air Miles Credit Cards

Besides your spending habits, the type of air miles should be other criteria you consider while comparing air miles credit cards. Among all of the air miles programs, you need to pick one that best fits your travel and flying habits. If you take a certain airline very often, such as Cathay Pacific, you may want to pick an air miles program such as Asia Miles. Here are the most popular air miles programs in Hong Kong:

Asia Miles

Asia Miles allows you to redeem flight tickets from Cathay Pacific, HK Express and oneworld Alliance airlines You can also redeem travel, entertainment, lifestyle, and other rewards with your air miles credit cards.

Avios

Avios offer a household accounts program, allowing you to earn Avios with your family members. It also allows flexible conversion between British Airways, Qatar Airways, Finnair, and Iberia via account linking. Some short haul flights may require less Avios when redeemed through Qatar Airways Avios.

All Nippon Airways (ANA) Mileage Club

ANA’s mileage program lets you redeem flight tickets under Star Alliance. The strengths of All Nippon Airways (ANA) program are that they require fewer miles for flights to Japan and offers a household account.

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What is the Best Credit Card for Air Miles?

Asia Miles Credit Cards

Avios Credit Cards

ANA Mileage Club Credit Cards

Dah Sing ANA World Mastercard: HK$8 = 1 mile on local and overseas transactions

Most Popular Miles Credit Cards Providers in Hong Kong

HSBC Miles Card

Most Popular HSBC Miles Credit Cards

  • HSBC EveryMile Credit Card: As low as HK$2 = 1 mile for overseas and designated merchant spending
  • HSBC Red Credit Card: HK$2.5 = 1 mile for online spending
  • HSBC Visa Signature Credit Card: HK$2.78 = 1 mile for selected category spending

HSBC Mileage Redemption & Perks

  • Free Asia Miles conversions via the Reward+ App
  • Conversion rate for EveryMile Credit Card: 1 RC = 20 miles
  • Conversion rate for other HSBC Credit Cards: 1 RC = 10 miles

American Express Asia Miles Card

Most Popular American Express Miles Credit Cards

  • American Express Explorer Credit Card: As low as HK$1.68 = 1 mile for overseas and designated merchant spending
  • American Express Platinum Credit Card: HK$6 = 1 mile for local spending
  • The Platinum Card: HK$4.5 = 1 mile for foreign currency spending

American Express Mileage Redemption & Perks

  • An administration fee of HK$400 applies for each air mile conversion, except for the American Express Explorer card
  • Conversion rate: 18,000 points = 1,000 miles

Standard Chartered Asia Miles Card

Most Popular Standard Chartered Miles Credit Cards

  • Standard Chartered Cathay Mastercard: HK$4 = 1 Asia Mile for eligible dining, online and overseas spending
  • Enjoy exclusive HK$4 = 2 Asia Miles at Cathay partner restaurants

Standard Chartered Mileage Redemption & Perks

  • Miles will be automatically credited to your Asia Miles account
  • 10% redemption discount for Hotel Stays, Car Rentals and Travel Experience Awards
  • 10% off Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles

Citibank Asia Miles Card

Most Popular Citibank Miles Credit Cards

  • Citi PremierMiles Card: As low as HK$3 = 1 mile for overseas spending
  • Citi Rewards Card: As low as HK$1.85 = 1 mile for shopping and entertainment spending

Citibank Mileage Redemption & Perks

  • Citibank credit card points can be redeemed to miles from 11 frequent flyer programs including Asia Miles and Avios
  • Conversion rate:
    • Citi Rewards Card: 15 points = 1 mile
    • Citi PremierMiles Card: 12 points = 1 mile
  • The minimum conversion amount is 18,000 points (equivalent to 1,200 Asia Miles) each time and each transfer must be made in multiples of 18,000

Credit Card Welcome Offers - MoneySmart Exclusive

Credit CardCard highlightsPromotionValid until
Citi PremierMiles Card
  • HK$120,000 Minimum Income Requirements
  • 12 times for every calendar year Complimentary Access to Airport Lounges
  • HK$3 = 1 mile Miles Conversion (overseas spend)

Up to HK$2,200 Vouchers / Gifts Worth Up to HK$4,600 + Chance to Win HK$100K Travel Package

3 Nov 2026 till 30 Nov 2026
Mox Credit Card (Asia Miles)
  • HKD5 = 1 Asia Miles Eligible spending in all categories
  • 0% Foreign Transaction Fee
  • Up to HK$21,587 Rewards Welcome Offer

Up to HK$2,800 Cash Rewards or HK$4,399 in Rewards + Play to Win a PS5 + GTA 6

3 Nov 2026 till 8 Nov 2026

Content on this page is generated or assisted by AI. While we strive for accuracy, AI can make mistakes. We recommend independently verifying critical information before taking action.

How to Redeem Air Miles?

Relying solely on everyday spending to accumulate Asia Miles can take a long time to reach your redemption goal. However, with the right mileage-earning strategies, you can speed up the process significantly. Here are some effective tips to help you earn Asia Miles faster:

Credit Card Air Miles Welcome Offer

New cardholders who meet a specific spending requirement within a short timeframe can always earn significant air miles. For example, the Standard Chartered Cathay Pacific Mastercard offers up to 40,000 miles, making it perfect for substantial purchases like wedding banquets or major travel expenses, providing an efficient way to accumulate miles quickly.

Partner Merchants

Cardholders can effortlessly earn Asia Miles in daily life by dining at over 300 partner restaurants or booking stays at hotels such as Hilton, Langham, or Rakuten through sites like Agoda or Expedia. Shopping via Milesback earns you miles both via the service and through your credit card, featuring popular merchants like Nespresso, Lululemon, Apple Store and Dyson.

Paying Water, Electricity, and Gas Bills

Using credit card auto-debit to pay utility bills earns miles, though electricity and gas providers restrict this to select cards. The East Asia Flyer World Mastercard stands out with a top rate of HK$5 = 1 mile, offering great value. Unfortunately, water bills don’t qualify for auto-debit payments, limiting options for earning miles on this essential expense.

Earn Bonus Miles When You Book Flights

Using designated credit cards to purchase flight tickets can earn you additional Asia Miles. For example, when you use the Standard Chartered Cathay Mastercard to book Cathay Pacific or HK Express flights, including in-flight purchases, and spend a total of HK$8,000,you can earn up to 4,000miles (including base miles), which is equivalent to a rate of HK$2 = 1 mile.

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Things to Know Before Converting Air Miles

Air Mile Converting Fee

A handling fee of HK$100-400 may be charged for each mileage conversion. Some airline or frequent-flyer co-branded credit cards such as BEA Flyer World Mastercard and Citi PremierMiles Card offer a handling fee waiver.

Processing Time

Please allow enough time for mileage credits to be credited to the Member’s account. It may take between 4-6 weeks for the credits to be reflected in your account balance.

Taxes

The ticket prices under miles redemption programs exclude taxes and other fees such as the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination, which will be deducted from your credit card. Please note that different amount of air miles will be charged depending upon the seasons by air miles programs (e.g. Avios and ANA).

Air miles redemption chart: Asia Miles / Avios / KrisFlyer

Destination

Asia Miles Economy

Avios Economy

KrisFlyer
Economy

Taipei

7,000

11,000

Not available

Tokyo / Osaka

13,000

16,000

Not available

Bangkok / Ho Chi Minh City

9,000

13,500

Not available

London

27,000

Varies

95,000



Destination

Asia Miles Business

Avios Business

KrisFlyer
Business

Taipei

16,000

23,000

Not available

Tokyo / Osaka

32,000

36,000

Not available

Bangkok / Ho Chi Minh City

27,000

33,000

Not available

London

91,000

Varies

237,000

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How to earn and redeem Asia Miles

  1. You need to first sign up as an Asia Miles member through their website or app. If you were a Marco Polo Club member, you would be automatically enrolled as an Asia Miles member, with the same membership number.
  2. Then you can start earning your Asia Miles from your everyday spending, depending on your credit card you may need to link your account to your card before earning rewards through spending.
  3. Strategise your spending, such as dining at Asia Miles partner restaurants, shopping through Milesback and using your Miles credit for specific category spending to maximist the miles you earn.
  4. Finally, you can start redeeming your Asia Miles. But it’s worth finding out the minimum amount of Asia Miles cardholders are required to redeem each time and the conversion fee.

Frequently Asked Questions

What is the best credit card for Asia Miles?

Standard Chartered Cathay Mastercard (HK$2 = 1 mile on Cathay and HK Express spending) and Citi PremierMiles Card (As low as HK$3 = 1 mile on overseas spending) are popular Asia Miles credit cards choices.

Is there an Asia Miles Mastercard?

Yes, the Standard Chartered Asia Miles Credit Card is a co-branded credit card that allows you to instantly turn your spending rewards into miles, with a rate of HK$4 =1 mile for eligible dining, online shopping and overseas purchases. Other Asia Miles earning Mastercards include the MOX card, Citi PremierMiles Card and DBS Black World Mastercard.

Are airline miles credit cards worth it?

Yes—if you're a frequent flyer who regularly uses credit cards. You'll earn miles through your normal spending, which you can later redeem for free flights. However, if you're a lower spender, credit cards offering cash back or points might be more valuable than airline miles cards.

What is the most accessible airline credit card to get approved for?

The Standard Chartered Asia Miles Credit Card has the lowest application requirements, with just HK$96,000 annual income needed. It features automatic mileage conversion without fees and offers an attractive rate of HK$4 =1 Mile for on dining, online shopping, and overseas purchases. However, keep in mind this card is exclusively for earning Asia Miles.

How do I redeem air miles for flights?

You will need to transfer the points you earned to air miles via digital banking first, in order to do so, you must be a member of one of the participating frequent flyer programs. After that you will be able to search and redeem for rewards fights with different destinations, date or classes. For partner airlines that can't be redeemed online, you may call the service hotline or submit a request form to make a redemption.

How many miles do you need for a free flight?

The number of miles needed for a free return ticket varies by destination and travel season. Different mileage programs have different rates, so check the redemption charts to see how many miles you need. Using Asia Miles as an example for popular destinations: Hong Kong to Taiwan return flights need at least 14,000 miles, Tokyo return trips require 26,000 miles, and Paris return trips cost around 54,000 miles.

How long do my air miles stay valid?

Airline or air miles co-branded credit cards will automatically transfer the earned miles into your air miles account. For other credit cards, you need to transfer reward points into air miles yourself via e-banking or by calling the customer service hotline. Some credit cards may set an expiry date for reward points from 1-5 years (usually 2-3 years). But there are a few credit cards that have no expiry date on the points, such as DBS Black World Mastercard and American Express credit cards, giving you more time on earning points for flight tickets.

Air miles have their own expiry date as well. For Asia Miles, redeemed miles in the account will no longer expire from 1 January 2020, as long as you earn or use the miles at least once every 18 months. Avios has a similar rule which expires after 36 months in an account with no activity.

Is there anything I need to know while converting flight tickets with air miles?

The prices of flight tickets under miles redemption programs don’t include taxes and other fees, including the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination. The relevant extra costs will be deducted from your credit card. Note that some air miles programs (e.g. Avios and ANA) will set flight ticket prices based on seasons and charge you different amounts of air miles.

Why Choose MoneySmart?

MoneySmart is a trusted one-stop financial and insurance product comparison platform designed to save you time and money.

  • Established Brand History: Founded in Singapore in 2009, the MoneySmart Group has evolved into a leading personal finance brand.
  • Exclusive Offers from Official Partners: We partner with major banks in Hong Kong (such as Standard Chartered, HSBC, and Citibank), renowned insurance companies (such as Allianz, AXA, Starr, BlueCross and more), and top licensed brokerages to bring you exclusive offers.
  • AI-Driven Personalized Recommendations: Through data analysis and smart matching, all users receive financial solutions tailored to their specific goals, rather than one-size-fits-all options.
  • Clear Reward Tracking and Redemption Process: Our platform features a standardized reward redemption procedure backed by live customer service support, ensuring eligible users reliably receive their promised rewards.