Best Air Miles Credit Cards Hong Kong

Yes, if you are a frequent flyer who spends with a credit card. You earn air miles as you spend normally. When you have collected enough miles, you can redeem a free ticket. If you are a lower spender, credit cards which offer cashback/ points could be a better option than airline miles credit cards.

Airline mile credit cards reward cardholders each time for making an eligible purchase. The amount of miles earned depends on the earning ratio, which is different from provider to provider.

Standard Chartered Asia Miles is the easiest to apply because it only requires HK$96,000 annual income and it offers automatic mileage conversion with no conversion fee. It also offers a relatively high earning ratio of HK$4 = 1 Asia Mile on dining, online and overseas spending. But this card is only designed for collecting Asia Miles.

The easiest way is to transfer the points you earned to air miles via internet banking. To do this, you must be a member of one of the participating frequent flyer programs.

It depends on your travel destination and the season you travel. But in order to redeem a free return ticket, you need to collect at least 12,000 Avios points for return tickets from Hong Kong to Taiwan.

Airline or air miles co-branded credit cards will automatically transfer the earned miles into your air miles account. For other credit cards, you need to transfer reward points into air miles yourself via e-banking or by calling the customer service hotline. Some credit cards may set an expiry date for reward points from 1-5 years (usually 2-3 years). But there are a few credit cards have no expiry date on the points, such as DBS Black World Mastercard and American Express credit cards, giving you more time on earning points for flight tickets.

The prices of flight tickets under miles redemption programs don’t include taxes and other fees, including the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination. The relevant extra costs will be deducted from your credit card. Note that some air miles programs (e.g. Avios and ANA) will set flight ticket prices based on seasons and charge you different amounts of air miles.