Compare Best Air Miles Credit Cards in Hong Kong

Compare best air miles credit cards in Hong Kong to earn frequent flyer miles, enjoy airport lounges access and all kinds of travel and flight rewards. Read More
We found 28 Credit Cards for you!
Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2 = 1 mile
Miles Conversion (Eligible spending on dining, online and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
63,000 miles

[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$900 PARKnSHOP supermarket voucher or HK$900 Apple Store Gift Card or Bruno BOE053 - Oval Hot Plate 1430W (retail price  $1,598)

Valid until 18 Mar 2024 - See more details below
Apply Now
American Express logo
Enhanced Welcome Offer
Miles Conversion (Overseas Spending)
HK$6 = 1 Mile
Discount at designated restaurants
40%
Miles Conversion (Local Spending)
HK$9 = 1 Mile
Apply Now
DBS logo
MoneySmart Exclusive
Redeem various mileage points without any fee
Min. Annual Salary
HK$240,000
Miles Conversion (overseas spend)
HK$4/mile
Upon meeting local and overseas spending goal*
HK$3/mile

Quick! Apply Today for Exclusive HomePod mini!From now until 31 March 2024, customers who successfully apply for DBS Blackworld Mastercard via MoneySmart, can enjoy a HomePod mini (retail price: HK$749) or HK$500 Apple Store Gift Card/ Klook Voucher/ PARKnSHOP Supermarket Voucher! You can also earn the bank welcome offer of up to 42,000 miles at the same time!

Valid until 31 Mar 2024 - See more details below
Apply Now
American Express logo
MoneySmart Exclusive
No expiry date for Membership Rewards points
Min. Annual Salary
HK$300,000
Miles Conversion (Eligible Local Transaction)*
HK$4.5 = 1 Mile
Complimentary Plaza Premium Lounge Access
8 times per Calendar Year
【Up to 71,000 Miles Welcome Offer in Town!】From now until 31 March, customers who successfully apply for the American Express Explorer Credit Card via MoneySmart can earn 7,000 miles/ HK$420 rewards (from 126,000 points) upon the qualified spending of HK$7,000 within the first 3 months! Spend 7,000 and Earn 7,000 Miles! Plus, you can enjoy 8 complimentary access to Plaza Premium Lounges all over the world for a whole year!


Zoom to Japan, Korea, and Taiwan with Lightning Speed! Earn HK$2=1 mile on eligible foreign currency transactions, up to 720,000 Points, enough to redeem for 40,000 miles. Plus, earn HK$4.5=1 mile on eligible local transactions, up to 432,000 Points, enough to redeem for 24,000 miles. That's a potential of up to 64,000 bonus miles!


【🌟Attention Eletronic Shoppers!】
Looking to take your electronic or Apple product purchases to the next level? The Explorer Card has got you covered! You’ll enjoy an extended 1-year warranty on any purchase; plus earn 5 Membership Rewards points for every eligible HK$1 spent at the Apple Online Store. Seize the chance and APPLY NOW!
Valid until 31 Mar 2024 - See more details below
Apply Now
American Express logo
MoneySmart Exclusive
Up to 50% savings at designated restaurants
Min. Annual Salary
HK$300,000
Miles Conversion (overseas spend)
$6 = 1 Mile
Miles Conversion (local spend)
$6 = 1 Mile
【🌟Welcome Offer: Valued up to HK$2,960 upon card approval!】
Apply via MoneySmart by 31 March 2024, and seize the rewards! Enjoy 4 complimentary movie tickets and a limited-time offer of 300,000 MR points. An aggregate spend of HK$5,000 within the first 3 months grants you 300,000 MR points and HK$500 city'super cash vouchers! Don't miss out—apply now!


300,000 MR points is equivalent to HK$1,250 if you apply Pay with Points Max which is enough to redeem a free round-trip flight to Taiwan!
Valid until 31 Mar 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, online and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
83,000 miles

[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$900 PARKnSHOP supermarket voucher or HK$900 Apple Store Gift Card or Bruno BOE053 - Oval Hot Plate 1430W (retail price  $1,598)

Valid until 18 Mar 2024 - See more details below
Apply Now
Standard Chartered logo
MoneySmart Exclusive
Miles Conversion(Eligible spending on Cathay and HK Express)
HK$2=1 mile
Miles Conversion (Eligible spending on dining, online and overseas category)
HK$4 = 1 mile
Bank Welcome Offer
103,000 miles

[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$900 PARKnSHOP supermarket voucher or HK$900 Apple Store Gift Card or Bruno BOE053 - Oval Hot Plate 1430W (retail price  $1,598)

Valid until 18 Mar 2024 - See more details below
Apply Now
Dah Sing Bank logo
MoneySmart Exclusive
As low as HK$0.5=1 Avios for welcome offer
Min. Annual Salary
HK$150,000
Miles Conversion (overseas spend)
$6 = 1.5 Avios
Miles Conversion (local spend)
$6 = 1 Avios

【MoneySmart Exclusive】From now until 31 March 2024, New Dah Sing Credit Cardholders are entitled to get an extra HK$100 PARKnSHOP supermarket voucher/ HKTVmall e-Voucher upon approval on the designated credit card (Dah Sing British Airways Platinum Card/ Dah Sing ANA World Mastercard. Dah Sing United MileagePlus World MasterCard)!

Valid until 31 Mar 2024 - See more details below
Apply Now
Dah Sing Bank logo
MoneySmart Exclusive
Min. Annual Salary
HK$150,000
Miles Conversion (overseas spend)
$8 = 1 Mile
Miles Conversion (local spend)
$8 = 1 Mile

【MoneySmart Exclusive】From now until 31 March 2024, New Dah Sing Credit Cardholders are entitled to get an extra HK$100 PARKnSHOP supermarket voucher/ HKTVmall e-Voucher upon approval on the designated credit card (Dah Sing British Airways Platinum Card/ Dah Sing ANA World Mastercard. Dah Sing United MileagePlus World MasterCard)!

Valid until 31 Mar 2024 - See more details below
Apply Now
Fubon Bank logo
Bank Promo
Min. Annual Salary
HK$60,000
Online Cash Rebate
4%
Overseas transaction rewards
8%
Bank Promo:
From now until 1 March 2024, successfully apply for Fubon Visa Platinum Credit Card through MoneySmart, with promotional code "MoneySmart", and spend HK$5,800 or above within the first 3 months from the date of card issuance to enjoy the cash rebate up to HK$500. You can get an extra HK$100 Supermarket Coupon for applying via Fubon GO or online application form.
Earn up to HK$1,060 cash rebate with up to HK$460 overseas transaction!
Valid until 31 Mar 2024 - See more details below
Apply Now
AEON Credit Service logo
Min. Annual Salary
HK$0
Miles Conversion (Local Dining & Japan Spending)
HK$6 = 1 mile
Selected merchants discount
5%
Apply Now
DBS logo
Min. Annual Salary
HK$240,000
Miles Conversion (overseas spend)
$6 = 1 Mile
Miles Conversion (local spend)
N.A.
Read More
Dah Sing Bank logo
MoneySmart Exclusive
Min. Annual Salary
HK$150,000
Miles Conversion (overseas spend)
HK$5 = 1 mile
Miles Conversion (local spend)
HK$8 = 1 mile

【MoneySmart Exclusive】From now until 31 March 2024, New Dah Sing Credit Cardholders are entitled to get an extra HK$100 PARKnSHOP supermarket voucher/ HKTVmall e-Voucher upon approval on the designated credit card (Dah Sing British Airways Platinum Card/ Dah Sing ANA World Mastercard. Dah Sing United MileagePlus World MasterCard)!

Valid until 31 Mar 2024 - See more details below
Apply Now
Citibank logo
Earn 3X points for QuickPass Transactions
Minimum Income Requirements
HK$120,000
QuickPass Transactions
3X Points
Miles Conversion (local spend)
$5 = 1 Mile
Read More
HSBC logo
Bank Promo
Min. Annual Salary
HK$360,000
RewardCash Rebate
Up to3.6%
Miles Conversion (local spend)
HK$2.78 = 1 Mile
Bank Promo:
Limited-time online welcome offer:
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total rewards to up to $1,000. Existing Credit Card Customers can enjoy a $200 RewardCash Offer.
Valid until 31 Mar 2024 - See more details below
Apply Now
Citibank logo
5x Points on contactless transactions
Minimum Income Requirements
HK$120,000
Miles Conversion (overseas spend)
$15 = 1 Mile
Miles Conversion (local spend)
$3 = 1 Mile
Read More
HSBC logo
Bank Promo
Min. Annual Salary
HK$120,000
Miles Conversion (online spend)
HK$2.5=1 Mile
Cash back on Supermarket purchases
2%
Bank Promo:
New customer who successfully apply for a Cash Instalment Plan can enjoy an extra $200 RewardCash!
Earn unlimited rewards, with up to 4% RewardCash rebate for online spending, 2% RewardCash rebate for local supermarket transaction and 1% RewardCash rebate for other local and overseas spending!

No annual fee and no registration required, get your reward now!
Valid until 31 Mar 2024 - See more details below
Apply Now
HSBC logo
Bank Promo
Min. Annual Salary
HK$150,000
RewardCash Rebate
Up to 4.4%
Miles Conversion (local spend)
HK$4.17 = 1 Mile
Bank Promo:
 Limited-time offer: Apply for an HSBC Pulse UnionPay Dual Currency Diamond Credit Card by 31 March 2024 to get an extra $288 RewardCash on top of the existing welcome offer of up to $800 RewardCash - and take advantage of other offers to max out your reward to a total of $1,388 RewardCash! 
Valid until 31 Mar 2024 - See more details below
Apply Now
HSBC logo
Bank Promo
Up to $300 RewardCash welcome offer
RewardCash for spending in Rewards of Your Choice category
6X
RewardCash Rebate
Up to 2.4%
RewardCash
$300
Bank Promo:
Limited-time offer: up to $300 RewardCash when you successfully apply for an HSBC Visa Gold Card for Students. 
 
Earn up to $400 RewardCash when you pay your tuition fee via HSBC online channels with the card. 
Valid until 31 Mar 2024 - See more details below
Apply NowApply directly on MoneySmart
HSBC logo
Bank Promo
Min. Annual Salary
HK$60,000
Cash back on local spend
2.4%
Miles Conversion (local spend)
HK$4.17 = 1 Mile
Bank Promo:
Limited-time online welcome offer:
New credit card customers can enjoy up to $800 RewardCash. Earn extra $200 RewardCash for new credit card customers who successfully apply for a Cash Instalment Plan, bringing the total rewards to up to $1,000. Existing Credit Card Customers can enjoy a $200 RewardCash Offer.
Valid until 31 Mar 2024 - See more details below
Apply Now

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Best Air Miles Credit Cards Hong Kong 2023

Air Miles Credit Cards Mileage Conversion Best for
Standard Chartered Cathay Mastercard$4/mileOnline shopping and dining
DBS Black World Mastercard$4/mileOversea spending and Avios earners
Citi PremierMiles Card$3/mileFrequent overseas spenders who want free travel insurances
American Express® Platinum Credit Card$5/mileMovie Lovers
Citi Rewards MasterCard$3/MileFrequent digital wallets users
HSBC EveryMile Credit CardHK$2 = 1 MIleFrequent overseas spenders who want free airport lounge entries

What is the Best Credit Card for Air Miles?

Asia Miles

Avios

ANA Mileage Club

Dah Sing ANA World Mastercard:HK$8 = 1 mile on local and overseas transactions

Popular Rewards Program for Air Miles Credit Cards

Besides your spending habits, the type of air miles should be other criteria you consider while comparing air miles credit cards. Among all of the air miles programs, you need to pick one that best fits your travel and flying habits. If you take a certain airline very often, such as Cathay Pacific, you may want to pick an air miles program such as Asia Miles. Here are the most popular air miles programs in Hong Kong:

Asia Miles

Asia Miles allows you to redeem flight tickets from a diverse range of airlines, including Cathay Pacific and Qatar. You can redeem travel, entertainment, lifestyle, and other rewards with your air miles credit cards.

Avios

Avios in British Airways Executive Club is cheaper than Asia Miles when redeeming short flights. Plus, they offer a household accounts program, allowing you to earn Avios with your family members.

ANA Mileage Club

ANA’s mileage program lets you redeem flight tickets under Star Alliance. The strengths of ANA program are that they require fewer miles for flights to Japan and offer you a household account.

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Best Asia Miles Credit Cards

American Express Asia Miles

  • Holder of American Express Platinum Credit Card can earn up to HK$1=3 points (capped at HK$120,000 spent) without prior registration. Points can be converted to Asia Miles
  • Holders of American Express Cathay Pacific Card can earn HK$8 = 1 Asia Mile on all local purchases and HK$8 = 1.5 Asia Miles on foreign currency purchases (with no cap)
  • Holders of American Express Cathay Pacific Elite Card can earn HK$6 = 1 Asia Mile on all local purchases and HK$6 = 1.5 Asia Miles on foreign currency purchases (with no cap)
  • No cap on earning Asia Miles
  • Convert spending into Asia Miles automatically with no handling fee
  • Standard Chartered Asia Miles

  • Welcome offer: Up to 40,000 Asia Miles (up to HK$0.2 = 1 Asia Mile)
  • HK$4 = 1 Asia Mile for eligible dining, online and foreign transactions. Even Octopus auto add value service can earn HK$6 = 1 Asia Mile
  • Enjoy HK$1 = 1 Asia Mile on Mondays with Asia Miles partner restaurants
  • 2 days priority redemption for selected discount flight awards bookings online 
  • 20% off Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles
  • Miles will be automatically credited to your Asia Miles account
  • Citibank Asia Miles

  • Citi PremierMiles Card: HK$8 = 1 Mile
  • Citi Rewards Visa Card: HK$3 = 1 Mile
  • Citi Prestige Card: HK$6 = 1 Mile
  • Besides, eligible Citibank credit card holders can earn points for local and overseas spending, which can be transferred to 13 travel loyalty programs for free air tickets and hotel accommodations.
  • The conversion rate: 15 points=1 Asia Miles
  • Cardholders are required to transfer at minimum 18,000 points (equivalent to 1,200 Asia Miles) each time and each transfer must be made in 18,000 point increments
  • HSBC RewardCash to Asia Miles

    Step 1

    First, enrol in the Mileage Programme for an annual membership fee of HK$300 and fill in your details in the online enrolment form with your Asia Miles membership number.

    Step 2

    Then, submit an application to transfer your RewardCash to Asia Miles either via HSBC internet banking or by post.

    Step 3

    Go to a participating airline’s or Asia Miles website to redeem the miles earned and choose your travel destinations.

    How to earn and redeem Asia Miles

    1. You need to first sign up as Asia Miles members. You can do so through their website or apps. Marco Polo Club members are automatically enrolled as Asia Miles members, with the same membership number.
    2. Then you can start earning your Asia Miles from your everyday spending.
    3. You can join programs (Join Amex Turbo Programme to earn double points for every HK$1 spending) / spend on specific category/ spend on the designated day (enjoy HK$1 = 1 Asia Mile on Mondays with Asia Miles partner restaurants) to earn miles faster.
    4. Finally, you can start redeeming your Asia Miles. But it’s worth finding out the minimum amount of Asia Miles cardholders are required to redeem each time and the conversion fee.

    Things to Know Before Converting Air Miles

    Air Mile Converting Fee

    A handling fee of HK$100-300 is usually charged for each mileage conversion. Some airline or frequent-flyer co-branded credit cards such as BEA Flyer World Mastercard and Citi PremierMiles Card offer a handling fee waiver.

    Processing Time

    Please allow enough time for mileage credits to be credited to the Member’s account. It may take between 4-6 weeks for the credits to be reflected in your account balance.

    Taxes

    The ticket prices under miles redemption programs exclude taxes and other fees such as the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination, which will be deducted from your credit card. Please note that different amount of air miles will be charged depending upon the seasons by air miles programs (e.g. Avios and ANA).

    Frequently Asked Questions

    What are the best asia miles credit cards?

    Standard Chartered Cathay Mastercard (HK$2 = 1 mile on Cathay and HK Express spending) and Citi Prestige Card (HK$4 = 1 mile on overseas spending) are popular Asia Miles credit cards choices.

    Are airline miles credit cards worth it?

    Yes, if you are a frequent flyer who spends with a credit card. You earn air miles as you normally spend. When you have collected enough miles, you can redeem a free reward ticket. If you are a lower spender, credit cards which offer cash back/ points could be a better option than airline miles credit cards.

    Which airline credit card is the easiest?

    Standard Chartered Asia Miles Credit Card is the easiest to apply because it only requires HK$96,000 annual income and it offers automatic mileage conversion with no conversion fee. It also offers a relatively high earning ratio of HK$4 = 1 Asia Mile on dining, online and overseas spending. But this card is only designed for collecting Asia Miles.

    How do I redeem Air Miles for flights?

    You will need to transfer the points you earned to air miles via internet banking first, in order to do so, you must be a member of one of the participating frequent flyer programs. After that you will be able to search and redeem for rewards fights with different destinations, date or classes, for partner airlines that can't be redeemed online, you may call the service hotline or submit a request form to make a redemption.

    How many miles do you need to get a free flight?

    It depends on your travel destination and the season you travel. But in order to redeem a free return ticket, you need to collect at least 12,000 Avios points for return tickets from Hong Kong to Taiwan.

    How long do my air miles stay valid?

    Airline or air miles co-branded credit cards will automatically transfer the earned miles into your air miles account. For other credit cards, you need to transfer reward points into air miles yourself via e-banking or by calling the customer service hotline. Some credit cards may set an expiry date for reward points from 1-5 years (usually 2-3 years). But there are a few credit cards that have no expiry date on the points, such as DBS Black World Mastercard and American Express credit cards, giving you more time on earning points for flight tickets.

    Air miles have their own expiry date as well. For Asia Miles, redeemed miles in the account will no longer expire from 1 January 2020, as long as you earn or use the miles at least once every 18 months. Avios has a similar rule which expires after 36 months in an account with no activity.

    Is there anything I need to know while converting flight tickets with air miles?

    The prices of flight tickets under miles redemption programs don’t include taxes and other fees, including the Air Passenger Departure Tax, the Passenger Security Charge, terminal building charges, and the Airport Construction Fee. The final price of a redeemed flight ticket will be adjusted based on your travel destination. The relevant extra costs will be deducted from your credit card. Note that some air miles programs (e.g. Avios and ANA) will set flight ticket prices based on seasons and charge you different amounts of air miles.