- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $3 = 1 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a [Newly Added!] HK$1,800 Trip.com Gift Card/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
【MoneySmart Plus Member Exclusive】Up to 100% CashBack for MoneySmart Plus members to purchase selected products in MoneySmart Store until 10 May (first come, first served)!



- Local spending cash rebate
- 0.67%
- Miles Conversion (local spend)
- HK$7.5=1 Mile
- Discount at designated restaurants
- 50%
Successfully apply The Platinum Card now to get extra HK$1,000 supermarket voucher / Apple Gift Card from MoneySmart & welcome offers and Platinum benefits valued up to HK$6,800 once spending at the first time in the first 3 months. All new Global Dining Credit! Platinum Card members can enjoy up to HK$2,000 annually and up to HK$800 statement credit at NET-A PORTER or MR PORTER. From now until 31 March 2023, you can enjoy extra HK$1,000 once spending the first time in the first 3 months and up to 600,000 Membership Rewards points (which is equivalent to HK$2,000 cash vouchers/ to offset your purchases OR 40,000 air miles).
[MoneySmart Plus member exclusive offer]
Up to 100% CashBack to make purchase on Shell E-Vouchers /Kerry Wine E-Voucher / STEAM Gift Card / HKTV mall e-voucher in MoneySmart Store during 24 March 2023 - 30 April 2023, the CashBack could be up to HK$500! You could also enjoy more than 12% CashBack for other products! (first come, first served)

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2 = 1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 60,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher! Enjoy up to 60,000 welcome miles! You could enjoy up to 12% Cashback to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!

- Foreign exchange fee
- $0
- Cash advance fee
- $0
- MoneySmart Exclusive Offer
- Up to HK$1,598
[Limited Time Offer]
Apply for SC Smart Card now via MoneySmart to get extra HK$1,200 Apple Gift Card or HK$1,200 Supermarket Voucher or Balmuda The Pot (retail value: HK$1,598) (colour is randomly distributed)! Total up to HK$2,798! rewards including SCB welcome offer. HKTVmall Offer is Back! Earn 5% CashBack all year round when shopping at HKTVmall! Spend Smart for your trip, waive any foreign exchange fee for foreign currency transaction! You could enjoy up to 12% CashBack to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!
[Referral Program] After applying for the card, get extra HK$300 supermarket vouchers by referring each relatives and friends to apply as well! The more you refer, the more rewards you get!

- Minimum Income Requirements
- HK$600,000
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a [Newly Added!] HK$1,800 Trip.com Gift Card/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
【MoneySmart Plus Member Exclusive】Up to 100% CashBack for MoneySmart Plus members to purchase selected products in MoneySmart Store until 10 May (first come, first served)!

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 80,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard - Priority Banking now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher! Enjoy up to 80,000 welcome miles! You could enjoy up to 12% CashBack to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!

- Min. Annual Salary
- HK$300,000
- Miles Conversion (overseas spend)
- $5 = 1 Mile
- Miles Conversion (local spend)
- $5 = 1 Mile
Successfully apply American Express® Platinum Credit Card now to get extra HK$300 supermarket voucher / Apple Gift Card from MoneySmart & welcome offers valued up to HK$2,960 upon card approval. The total value is up to HK$3,260!
[MoneySmart Plus member exclusive offer]
Up to 100% CashBack to make purchase on Shell E-Vouchers /Kerry Wine E-Voucher / STEAM Gift Card / HKTV mall e-voucher in MoneySmart Store during 24 March 2023 - 30 April 2023, the CashBack could be up to HK$500! You could also enjoy more than 12% CashBack for other products! (first come, first served)

- Miles Conversion(Eligible spending on Cathay and HK Express)
- HK$2=1 mile
- Miles Conversion (Eligible spending on dining, online and overseas category)
- HK$4 = 1 mile
- Bank Welcome Offer
- 100,000 miles
[Limited Time Offer]
Apply for Standard Chartered Cathy Mastercard - Priority Private now via MoneySmart to get an extra HK$600 Klook Gift Card or HK$600 Supermarket Voucher! Enjoy up to 100,000 welcome miles! You could enjoy up to 12% CashBack to make purchase on MoneySmart Store with using Standard Chartered Credit Cards, first come, first served!

- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- $6 = 1.5 Avios
- Miles Conversion (local spend)
- $6 = 1 Avios
【Welcome offer Exclusive for MoneySmart Users】From now until 31 March 2023, New Dah Sing Credit Cardholder to get extra HK$100 supermarket vouchers/Apple Gift Card upon approval on the credit card!

- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- $8 = 1 Mile
- Miles Conversion (local spend)
- $8 = 1 Mile
【Welcome offer Exclusive for MoneySmart Users】From now until 31 March 2023, New Dah Sing Credit Cardholder to get extra HK$100 supermarket vouchers/Apple Gift Card upon approval on the credit card!

- Min. Annual Salary
- HK$60,000
- Miles Conversion (local spend)
- HK$15 = 1 Mile
- Cash back on overseas spend
- HK$1 = 5 points
- Min. Annual Salary
- HK$240,000
- Miles Conversion (overseas spend)
- $4 = 1 Mile
- Miles Conversion (local spend)
- $6 = 1 Mile
- Minimum Income Requirements
- HK$120,000
- Miles Conversion (overseas spend)
- $15 = 1 Mile
- Miles Conversion (local spend)
- $3 = 1 Mile
【Limited Time Offer】Register for designated Citi Credit Cards via MoneySmart, upon a spending amount of HK$1,000, you can earn a [Newly Added!] HK$1,800 Trip.com Gift Card/ HK$1,800 Apple Gift Card/ HK$1,800 Supermarket Voucher!
【HK$300 Referral Rewards】Refer your friends to apply for designated Citi Credit Cards online and activate the new cards+ with a spending amount of HKD1,000, you can receive an extra HK$300 Supermarket Voucher for every successful referral.
【MoneySmart Plus Member Exclusive】Up to 100% CashBack for MoneySmart Plus members to purchase selected products in MoneySmart Store until 10 May (first come, first served)!

- Min. Annual Salary
- HK$0
- Miles Conversion (overseas spend)
- HK$6 = 1 mile
- Miles Conversion (local spend)
- HK$6 = 1 mile
- Fee Waiver
- First 2 Years
- Miles
- HK$12.5 = 1 Mile
- Local spending cash rebate
- $1 RewardCash = HK$1 cash credit
- Min. Annual Salary
- HK$240,000
- Miles Conversion (overseas spend)
- $6 = 1 Mile
- Miles Conversion (local spend)
- N.A.
- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- HK$5 = 1 mile
- Miles Conversion (local spend)
- HK$8 = 1 mile
【Welcome offer Exclusive for MoneySmart Users】From now until 31 March 2023, New Dah Sing Credit Cardholder to get extra HK$100 supermarket vouchers/Apple Gift Card upon approval on the credit card!

- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- HK$15 = 1 mile
- Miles Conversion (local spend)
- HK$15 = 1 mile
- Min. Annual Salary
- HK$150,000
- Miles Conversion (overseas spend)
- HK$2.78 = 1 mile
- Miles Conversion (local spend)
- HK$3 = 1 mile
- 最低年薪入息
- HK$150,000
- Miles Conversion (overseas spend)
- HK$4 = 1 mile
- Miles Conversion (local spend)
- HK$6 = 1 mile