Only HSBC Advance customers can apply for HSBC Advance Visa Platinum Card. Cardholders can earn RewardCash for paying bills online. For spending in Rewards of Your Choice category, cardholders can earn up to 6X RewardCash, which is up to 2.4%. Cardholders can enjoy perpetual annual fee waiver, HK$300 spending rebate for spending HK$3,000 or more made via Apple Pay at Cathay Pacific App in one go and HK$100 discount on all airlines/ destination flight bookings for spending HK$1,000 or more at Trip.com.