Best HSBC Air Miles Credit Cards Hong Kong

Updated October 2019

Earn air miles when you spend, and travel for free with HSBC Asia miles credit cards! Compare air miles reward rates for local & overseas spend and learn more about the latest ongoing promotions for top Asia miles credit cards in Hong Kong.

Popular HSBC Air Miles Credit Cards

HSBC Visa Signature Card

HK$360,000

Min. Annual Salary

HK$1.79 = 1 Mile

Miles Conversion (overseas spend)

HK$2.78 = 1 Mile

Miles Conversion (local spend)

  • Apply online to earn up to $900 RewardCash

Air Miles Features

  • HK$2.78 = 1 Mile (local spend)
  • HK$1.79 = 1 Mile (online & overseas spend)

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$2,000
Supplementary Annual FeeHK$1,000
Fee WaiverYes
Minimum Monthly RepaymentTotal fees and charges currently billed to the card statement plus 1% of the statement balance (excluding any fees and charges currently billed) as at the statement date (minimum HK$50), plus overdue or overlimit due whichever is higher.
Interest Free Period56days

Minimum Income Requirements

Local ResidentHK$360,000
ForeignerHK$360,000

Other

Card AssociationVisa
Wireless PaymentN.A.

























To borrow or not to borrow? Borrow only if you can repay!
HSBC Visa Platinum Card

HK$150,000

Min. Annual Salary

$4.17 = 1 Mile

Miles Conversion (overseas spend)

HK$4.17 = 1 Mile

Miles Conversion (local spend)

  • Apply online to earn up to $900 RewardCash

Air Miles Features

  • HK$4.17 = 1 Mile (local spend)
  • HK$2.27 = 1 Mile (online & overseas spend)

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$1,800
Supplementary Annual FeeHK$900
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 56 Days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$150,000

Other

Card AssociationVisa
Wireless PaymentVisa payWave















To borrow or not to borrow? Borrow only if you can repay!
HSBC Visa Gold Card

HK$60,000

Min. Annual Salary

$4.17 = 1 Mile

Miles Conversion (overseas spend)

HK$4.17 = 1 Mile

Miles Conversion (local spend)

  • Apply online to earn up to $900 RewardCash

Air Miles Features

  • HK$4.17 = 1 Mile (local spend)
  • HK$2.27 = 1 Mile (online & overseas spend)

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$600
Supplementary Annual FeeHK$300
Fee WaiverYes
Minimum Monthly Repayment1% of statement balance + fees. For more info, view T&C
Interest Free PeriodUp to 56 days

Minimum Income Requirements

Local ResidentHK$60,000
ForeignerHK$60,000

Other

Card AssociationVisa
Wireless PaymentVisa Paywave

















To borrow or not to borrow? Borrow only if you can repay!
HSBC UnionPay Dual Currency Credit Card

HK$60,000

Min. Annual Salary

HK$2.27 = 1 Mile

Miles Conversion (overseas spend)

HK$4.17 = 1 Mile

Miles Conversion (local spend)

  • Apply online to earn up to HK$900 RewardCash

Air Miles Features

  • HK$4.17 = 1 Mile (local spend)
  • HK$2.27 = 1 Mile (online & overseas spend)

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$300
Supplementary Annual FeeHK$150
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 56 Days

Minimum Income Requirements

Local ResidentHK$60,000
ForeignerHK$60,000

Other

Card AssociationUnionpay
Wireless PaymentN.A.

















To borrow or not to borrow? Borrow only if you can repay!
HSBC UnionPay Dual Currency Diamond Card

HK$150,000

Min. Annual Salary

$2.27 = 1 Mile

Miles Conversion (overseas spend)

HK$4.17 = 1 Mile

Miles Conversion (local spend)

  • Apply online to earn up to $900 RewardCash

Air Miles Features

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$1,800
Supplementary Annual FeeHK$900
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 56 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$150,000

Other

Card AssociationUnionPay
Wireless PaymentN.A.

















To borrow or not to borrow? Borrow only if you can repay!
All results loaded

Best HSBC Credit Cards for Air Miles & Travel 2019

Credit CardMinimum Annual SalaryLocal Spend Miles Conversion
HSBC Visa Signature CardHK$360,000HK$2.78 = 1 Mile
HSBC Visa Platinum CardHK$150,000HK$4.17 = 1 Mile
HSBC Visa Gold CardHK$60,000HK$4.17 = 1 Mile
HSBC UnionPay Dual Currency Credit CardHK$60,000HK$4.17 = 1 Mile
HSBC UnionPay Dual Currency Diamond CardHK$150,000HK$4.17 = 1 Mile

What Makes HSBC Air Miles Credit Cards Stand Out

HSBC Visa Signature Card

HSBC Visa Signature Card is best for collecting maximum amount of points on a particular category of choosing, especially for foreign transactions. Cardholders can automatically enjoy an additional of 1.2% RewardCash rebate in all spending categories of "Red Hot Rewards of Your Choice" and up to 2.4% RewardCash rebate with “Red Hot Rewards of Your Choice”. Moreover, cardholders can earn up to 2% RewardCash rebate with “Red Hot Online & Overseas Spending Rewards” It amounts to 5.6% RewardCash rebate with the above-mentioned rewards programmes for eligible transactions. Cardholders can also enjoy offers for hotel buffet and movie tickets.

HSBC Premier Mastercard

HSBC Premier Mastercard is designed for HSBC Premier customers. It offers a high earning ratio of up to 6.4% RewardCash rebate on eligible overseas spending. For Rewards of Your Choice category, cardholders can earn up to 6X RewardCash, which is up to 2.4%. This card doesn’t charge an annual fee and cardholders can enjoy pre-approved cards for family members. Cardholders can enjoy buy-1-get-1 free dining privileges at Michelin restaurants. Moreover, it offers 15% off hotel room booking via Expedia website and HK$800 rebate and extra 800 AsiaMiles for flight booking on Cathay Pacific website.

HSBC Advance Visa Platinum Card

Only HSBC Advance customers can apply for HSBC Advance Visa Platinum Card. Cardholders can earn RewardCash for paying bills online. For spending in Rewards of Your Choice category, cardholders can earn up to 6X RewardCash, which is up to 2.4%. Cardholders can enjoy perpetual annual fee waiver, HK$300 spending rebate for spending HK$3,000 or more made via Apple Pay at Cathay Pacific App in one go and HK$100 discount on all airlines/ destination flight bookings for spending HK$1,000 or more at Trip.com.

HSBC Visa Gold Card

HSBC Visa Gold Card is a basic everyday card with dining and shopping offers. It has a friendly salary requirement (HK$60,000). Cardholders can earn up to 2.4% RewardCash rebate with “Red Hot Rewards of Your Choice” and 2% RewardCash rebate with “Red Hot Online & Overseas Spending Rewards. It also offers exclusive shopping, dining and entertainment offers and privileges with home&Away. Moreover, emergency and travel assistance are available all over the world for 24 hours a day.

HSBC Credit Card Travel Rewards and Promotions

Besides the basic reward earned for your everyday shopping, HSBC credit cardholders can earn extra 5X RewardCash throughout the year simply by signing up for Red Hot Rewards of Your Choice and allocate the bonus RewardCash to your preferred spending categories. If you are a frequent traveller, you may want to select 'Overseas Spending' to maximise your rewards. RewardCash can be redeemed for Asia Miles. What’s more, with designated credit cards, you can enjoy travel offers at participating merchants.

Overseas Spending Rewards

From now until 31 Dec 2019, cardholders can enjoy up to 2.4% RewardCash rebate for eligible foreign currency spending for signing up for the ‘Red Hot Online and Overseas Spending Rewards’, capped at $300 for each quarter.

Flight Promotions

From now until 29 Feb 2020, card members can receive HK$300 spending rebate for spending HK$3,000 or above in one single transaction via Apple Pay at Cathay Pacific App ("CX App").

How to Earn, Convert & Redeem HSBC Asia Miles

#1

Introduction about mileage program

With Mileage Program, Cardholders can exchange the RewardCash earned rom eligible transactions for air miles. For HSBC Premier customer, RewardCash can also be redeemed for British Airways Executive Club and Singapore Airlines KrisFlyer miles. But cardholders need to enrol in the Mileage Programme first before starting to redeem miles and tickets for flights around the world.

#2

How to apply

Cardholders can collect RewardCash with an HSBC credit card and transfer them to the Mileage Programme online then visit a participating airline’s website to redeem for flights.

#3

How it works

To enrol in the Mileage Programme, cardholders are required to submit an online enrolment form with the Asia Miles membership number then cardholders can convert points into miles.

HSBC Credit Card Hotline

You can call HSBC credit card customer service at 2233 3000. You can use this shortcut key 2 > 3># > 0 to speak to a customer service representative for annual fee waiver or other credit card issues. To report card loss, please use 2> 3> *> 1.

How to Apply for a HSBC Credit Card

If you are a permanent resident of Hong Kong and an existing HSBC customer with payroll account in HSBC, you can apply your credit card online and no supporting document is required. For other applicants, the easiest way to apply for a credit card is to complete an application form online with required documents such as identity proof, address proof and income proof.

Identity Proof

Applicant is required to submit HKID Card copy. If you do not hold a HKID Card, please provide passport copy with recent employment contract instead.

Hong Kong Address Proof

HSBC accepts utility bill/ electricity bill/ bank statement from the last 3 months as proof of address.

Income Proof

Depending upon your source of income, the income/ asset proof varies. If you get paid monthly, you will need to submit latest 1 month payslip/ eStatement/ online transaction history. If you are self-employed, last 3 months' bank book/statement/eStatement/online transaction history, current BR, and recent 2 years Tax Return are required.

HSBC Credit Card Frequently Asked Questions

How can I earn HSBC RewardCash?

With HSBC credit cards, you can earn $1 RewardCash for every HK$250 spent. For dual currency RMB credit card accounts, you’ll need to spend RMB250 to earn $1 RewardCash.

What’s the Conversion Rate from HSBC RewardCash to Asia Miles?

The conversion rate from HSBC RewardCash to Asia Miles is $1 RewardCash = 10 Miles. Credit cardholders must transfer a minimum of $40 RewardCash.

What’s the Conversion Rate from HSBC RewardCash to KrisFlyer Miles?

The conversion rate from HSBC RewardCash to KrisFlyer Miles is $1 RewardCash = 15 Miles. It may take anywhere from four to six weeks for the points to be transferred to the KrisFlyer account.