Best HSBC Unionpay Credit Cards Hong Kong

Updated October 2019

Get the best HSBC UnionPay credit cards to benefit from dual currency accounts and save on foreign exchange fees. Compare foreign currency transaction fee and cash rebates from top UnionPay credit cards in Hong Kong.

Popular HSBC UnionPay Credit Card

HSBC UnionPay Dual Currency Diamond Card


Min. Annual Salary


Cash back on overseas spend

HK$4.17 = 1 Mile

Miles Conversion (overseas spend)

  • Apply online to earn up to $900 RewardCash

UnionPay Features

  • Enjoy flexible payment in HKD and RMB without being concerned about fluctuations in the exchange rate
  • Foreign currency transaction fee = 1%

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$1,800
Supplementary Annual FeeHK$900
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 56 days

Minimum Income Requirements

Local ResidentHK$150,000


Card AssociationUnionPay
Wireless PaymentN.A.

To borrow or not to borrow? Borrow only if you can repay!
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