Best HSBC UnionPay Credit Cards in Hong Kong

Updated January 2020

Get HSBC UnionPay credit cards to benefit from dual currency accounts and save on foreign exchange fees. Learn more now!

Popular HSBC UnionPay Credit Cards

HSBC UnionPay Dual Currency Diamond Card

HK$150,000

Min. Annual Salary

2.4%

Cash back on overseas spend

HK$4.17 = 1 Mile

Miles Conversion (overseas spend)

UnionPay Features

  • Enjoy flexible payment in HKD and RMB without being concerned about fluctuations in the exchange rate
  • Foreign currency transaction fee = 1%

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$1,800
Supplementary Annual FeeHK$900
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 56 days

Minimum Income Requirements

Local ResidentHK$150,000
ForeignerHK$150,000

Other

Card AssociationUnionPay
Wireless PaymentN.A.

















To borrow or not to borrow? Borrow only if you can repay!
HSBC UnionPay Dual Currency Credit Card

HK$60,000

Min. Annual Salary

2.4%

Cash back on overseas spend

$4.17 = 1 Mile

Miles Conversion (overseas spend)

UnionPay Features

  • Enjoy flexible payment in Hong Kong dollars and Renminbi without worrying about exchange rate fluctuations

Annual Interest Rate and Fees

Annual Interest Rate37.75%
Principle Annual FeeHK$300
Supplementary Annual FeeHK$150
Fee WaiverYes
Minimum Monthly RepaymentVaries. For more info, view T&C
Interest Free PeriodUp to 56 Days

Minimum Income Requirements

Local ResidentHK$60,000
ForeignerHK$60,000

Other

Card AssociationUnionpay
Wireless PaymentN.A.

















To borrow or not to borrow? Borrow only if you can repay!
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