Generali Travel Insurance Hong Kong 2026: 30% off discount
MoneySmart helps you analyse Generali travel insurance's premiums and coverage items across Generali's standard, classic and premier plans. Generali Bravo Travel Protector is a no-deductible travel insurance which allows you to travel with peace of mind.
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Best Generali Travel Insurance
Different Generali travel insurance plans have different amount for various coverage items, please see the maximum coverage amount for each compensation item below:
| Generali Travel Insurance Coverage | Standard Plan | Classic Plan | Premier Plan |
|---|---|---|---|
| Medical Expenses | HK$500,000 | HK$1,000,000 | HK$1,500,000 |
| Overseas Hospital Cash | HK$2,500 | HK$5,000 | HK$8,000 |
| Compassionate Visit | HK$10,000 | HK$15,000 | HK$20,000 |
| Trip Cancellation | HK$10,000 | HK$20,000 | HK$40,000 |
| Trip Curtailment or Re-arrangement | HK$10,000 | HK$20,000 | HK$40,000 |
| Loss of pre-paid transportation and accommodation expenses due to cancellation of trip | HK$1,000 | HK$1,500 | HK$2,000 |
| Personal Baggage | HK$10,000 | HK$15,000 | HK$20,000 |
| Personal Money | HK$2,000 | HK$2,500 | HK$3,000 |
| Credit Card Protection | HK$20,000 | HK$30,000 | HK$50,000 |
| Loss of Home Content | HK$5,000 | HK$10,000 | HK$15,000 |
Generali Travel Insurance Key Features
General is characterized by an extensive coverage and its key features are as follows:
No deductibles
Some travel insurance products on the market require insurers to bear some costs before claiming. But Generali travel insurance products do not require any deductibles.
Leisure sports are covered
Insurers are covered for participating in leisure sports including skiing, scuba diving, bungee jumping, etc. while traveling - giving you peace of mind while having fun.
Cover follow-up medical expenses after returning to Hong Kong
Cover Chinese treatment, bone setting and acupuncture overseas medical expense and follow-up medical expense within 3 months after your return- which is not always covered in other travel insurance products so insurers can focus on recovery.
Mobile phone loss/damage is covered
Not all travel insurance is covered for mobile phone loss/ damage. But Generali travel insurance products covered such loss up to HK$2,500 per item.
Extends automatically for 10 days
The cover of Single Trip Travel Plan extends automatically for a maximum of 10 days if the trip is unavoidably delayed.
How do I make a claim?
Via Generali App Bravo
Insurers must file a claim within 30 days of the incident. This can be done by completing the claim form and submitting the supporting documents via Generali App Bravo, email or by post.
Download Generali App Bravo via Apple Store or Google Play Store
Upload the completed claim form with claim information and upload supporting documents on Bravo
Generali will process your application
Once approved, Generali will process the claim
By email or post
Fill in the claim form with claim information and prepare supporting documents
Submit them by email or post when ready
Generali will process your application
Once approved, Generali will process the claim
FAQ
Does Generali Travel Insurance offer Covid-19 coverage?
- Yes, it does.
What are the key features of Generali Travel Insurance?
- Generali Travel Insurance has extensive coverage, covering leisure sports, electronic devices and personal belongings, as well as Covid-19 related medical expenses.
If I study abroad, am I eligible to purchase Generali Travel Insurance?
- Not recommended - since it only covers up to 182 for single trip travel insurance and 120 days for annual cover, it doesn’t cover the entire academic year. Students are advised to buy insurance dedicated for studying abroad for more protection.
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