Financial Freedom:Guide to Retiring Early in HK

【Open Account HK$10K, No Lock-in, Get HK$500 Instantly 😱】

Open account via MoneySmart link and promo code "MONEYSMART" during Oct 1-15, 2026, with HK$10,000+ deposit. No retention period required. Get double rewards instantly.

1️⃣ MoneySmart Reward – Choose One: 💰 HK$500 Cash*/ Apple Store Gift Card / HK$600 HKTVmall e-Voucher / ParknShop e-Vouchers
2️⃣ Tiger Securities Official Reward – Choose One: HK$168 equivalent Apple Stock / 1 HSBC Share

📌 Complete deposit, retention & trading requirements: Total Tiger Brokers official rewards up to HK$2,568
📌 For more MoneySmart exclusive rewards, Tiger Securities official rewards & full terms, see 【More Details】

【🎁Get AirPods 5 Free】Download Futu app during : From Oct 1 to 15, enter code【MSFUTU】before opening account to qualify:

1️⃣ Deposit HK$80,000+ in account opening month (Hold 60 days)
💵 Cash HK$2,000* / HK$2,000 Apple Store Gift Card / ParknShop e-Vouchers
2️⃣ Deposit HK$10,000+ in account opening month (Hold 60 days)
💵 Cash HK$1,000* / HK$1,000 ParknShop e-Vouchers / Apple AirPods 5 with Wireless Charging Case (value: HK$1,249)

· See【More Details】below for reward details: Bowers & Wilkins headphones, Philips water purifier, and more. Student offer available with shorter holding period for same rewards.

【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the "Phone First, Work Later" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.

【HK$2,200 Welcome Cash Bonus】From Oct 6, 2026, 12:00 noon to Oct 11, within 30 days of opening an account via MoneySmart, deposit HK$10,000 or HK$80,000 and above, and maintain the assets for another 30 days from day 31 onwards (including the first and last days), you can enjoy the following rewards:

1️⃣ Deposit HK$80,000 to HK$199,999:
⬆️💰 HK$2,200 cash* / HK$2,400 ParknShop e-voucher / HKTVmall e-voucher / PHILIPS RO Water Dispenser ADD6920/90 (value: HK$4,288)
2️⃣ Deposit HK$10,000 to HK$79,999:
⬆️ HK$700 cash* / HK$900 ParknShop e-Vouchers / Dyson HushJet™ Mini Cool Fan (value: HK$890)
🌟 Deposit HK$200,000 to HK$499,999:
Automatically receive HK$3,000 Webull Cash Voucher# (issued by Webull)
🌟 Deposit HK$500,000 or above:
Receive 1% of deposit amount in equivalent Webull Cash Voucher# (maximum cap HK$100,000) and MoneySmart HK$400 Cash*

‼️ # Deposits of HK$200,000 or HK$500,000 and above will automatically receive rewards issued by Webull. You will NOT simultaneously enjoy MoneySmart's HK$10,000 or HK$80,000 deposit rewards.

‼️ MoneySmart rewards 1️⃣ and 2️⃣ cannot be stacked.

‼️ For more MoneySmart exclusive rewards, official Webull rewards and campaign details, please refer to【More Details】below.

【📱Phone First, Work Later! HK$100K+ Worth of Prizes Up for Grabs🔥】
From 11 September 2026 (12:00 noon) to 11 October 2026 (11:59 pm), successfully apply for any designated product via MoneySmart and meet the eligibility requirements, you can participate in the ""Phone First, Work Later"" mini game on the campaign page ⏩ Top 100 Eligible Participants with the highest scores will win prizes worth over HK$100,000 in total, including iPhone Duo, iPhone 18 Pro Max, Apple Watch Ultra 4, and more! Visit the campaign page for details. T&Cs apply.