Best Credit Card Promotion Hong Kong

Compare credit cards with amazing welcome gifts in Hong Kong to earn while you spend. read more
We found 40 Credit Cards for you!
Citibank logo
Min. Annual Salary
240000
Miles Conversion (local spend)
N/A
Cash back on local spend
2%
Apply Now
  • Welcome offer up to HK$1,000 cash rebate Or Afternoon tea set for two persons at Mandarin Oriental, Hong Kong Or HK$800 Wellcome Coupons Or HK$700 Sogo Gift Certificate
HK$100 Voucher!
American Express logo
Min. Annual Salary
HK$300,000
Miles Conversion (local spend)
$6 = 1 Mile
Cash back on local spend
N/A
Apply Now
MoneySmart Exclusive: HK$100 Voucher! Valid till 29 Feb 2020.
DBS logo
Min. Annual Salary
HK$240,000
Miles Conversion (local spend)
$6 = 1 Mile
Cash back on local spend
0.8%
Apply Now
  • Welcome offer up to 80,000 miles
Extra HK$300 cash rebate
PrimeCredit logo
Min. Annual Salary
HK$0
Miles Conversion (local spend)
N/A
Cash back on local spend
4%
Apply Now
MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate. Valid till 29 Feb 2020.
  • Fitbit Versa Lite Smart Watch or JBL FREE X Truly Wireless In-Ear Headphones or HK$500 Cash Rebate or Ocean Park SmartFun Annual Pass (Gold Pass)
Citibank logo
Min. Annual Salary
HK$240,000
Miles Conversion (local spend)
0.8%
Cash back on local spend
$8 = 1 Mile
Apply Now
  • Welcome offer up to 9,000 Miles (108,000 Points) Or Afternoon tea set for two persons at Mandarin Oriental, Hong Kong Or HK$800 Wellcome Coupons Or HK$700 Sogo Gift Certificate
HK$200 Voucher!
American Express logo
Min. Annual Salary
HK$300,000
Miles Conversion (local spend)
$5 = 1 Mile
Cash back on local spend
1%
Apply Now
MoneySmart Exclusive: HK$200 Voucher! Valid till 29 Feb 2020.
Citibank logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
$3 = 1 Mile
Cash back on local spend
3.2%
Apply Now
  • Student Welcome Offer: New customer with spending of HK$2,500 or above within 2 months after card issuance can redeem 2 MCL movie vouchers with 30,000 points
HK$100 Voucher!
American Express logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
$8 = 1 Mile
Cash back on local spend
$8 = 1.5 Mile
Apply Now
MoneySmart Exclusive: HK$100 Voucher! Valid till 29 Feb 2020.
HK$150 Voucher!
American Express logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
N/A
Cash back on local spend
1.2%
Apply Now
MoneySmart Exclusive: HK$150 Voucher! Valid till 29 Feb 2020.
Hang Seng Bank logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
4.4%
Cash back on local spend
4.4%
Apply Now
AEON Credit Service logo
Min. Annual Salary
HK$0
Miles Conversion (local spend)
HK$6 = 1 Mile
Cash back on local spend
N/A
Apply Now
  • Welcome offer up to 2% spending rebate, earn extra 5,000 mileage if onboard JAL International flights within promotion period
HK$300 Voucher!
American Express logo
Local Resident
HK$1,000,000
Miles Conversion (local spend)
$7.5 = 1 Mile
Cash back on local spend
N/A
Apply Now
MoneySmart Exclusive: HK$300 Voucher! Valid till 29 Feb 2020.
Extra HK$300 cash rebate!
PrimeCredit logo
Min. Annual Salary
HK$0
Miles Conversion (local spend)
N/A
Cash back on local spend
2%
Apply Now
MoneySmart Exclusive: Successful application through MoneySmart: Extra HK$300 cash rebate Valid till 29 Feb 2020.
  • Welcome offer: HK$670 cash rebate or OTO Back Snuggle or Panasonic Air Purifier or Up to HK$90,000 Interest-free and Handling Fee-free Cash Instalment Program
Hang Seng Bank logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
N/A
Cash back on local spend
1%
Apply Now
DBS logo
Min. Annual Salary
HK$100,000
Miles Conversion (local spend)
N/A
Cash back on local spend
3%
Apply Now
  • Welcome gift: Le Maurice® ALUMETAL 26” Suitcase/ Dyson Supersonic™ hairdryer HD01 Pink at the discounted price HK$2,700/ HK$400 PARKnSHOP or Watson "InstaRedeem" Amount / HK$300 any merchant “InstaRedeem” Amount/ 6 MCL movie ticket vouchers
Extra HK$300 cash rebate
PrimeCredit logo
Min. Annual Salary
HK$0
Cash back on local spend
2%
Miles Conversion (local spend)
N/A
Apply Now
MoneySmart Exclusive: Successful application through MoneySmart: Extra HK$300 cash rebate Valid till 29 Feb 2020.
  • Welcome offer: HK$200 Cash Rebate (equivalent to 10% Cash Rebate ) or OTO Back Snuggle or Panasonic Air Purifier
American Express logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
N/A
Cash back on local spend
1.2%
Apply Now
Extra HK$300 cash rebate
PrimeCredit logo
Min. Annual Salary
HK$0
Miles Conversion (local spend)
N/A
Cash back on local spend
4%
Apply Now
MoneySmart Exclusive: Successfully applied through MoneySmart: Extra HK$300 cash rebate. Valid till 29 Feb 2020.
  • Fitbit Versa Lite Smart Watch or JBL FREE X Truly Wireless In-Ear Headphones or HK$500 Cash Rebate or Ocean Park SmartFun Annual Pass (Gold Pass)
DBS logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
N/A
Cash back on local spend
3%
Read More
DBS logo
Min. Annual Salary
HK$240,000
Miles Conversion (local spend)
$5 = 1 Mile
Cash back on local spend
N/A
Read More
BEA logo
Min. Annual Salary
HK$40,000
Cash back on local spend
4.8%
Miles Conversion (local spend)
N/A
Read More
DBS logo
Min. Annual Salary
HK$360,000
Miles Conversion (local spend)
N/A
Cash back on local spend
1%
Read More
AEON Credit Service logo
Min. Annual Salary
HK$0
Miles Conversion (local spend)
N/A
Cash back on local spend
N/A
Read More
Standard Chartered logo
Min. Annual Salary
HK$96,000
Miles Conversion (local spend)
N/A
Cash back on local spend
1.5%
Read More
Citic Bank International logo
N/A
N/A
N/A
Read More
Bank of Communications logo
N/A
N/A
N/A
Read More
Dah Sing Bank logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
HK$8 = 1 mile
Cash back on local spend
N/A
Read More
Dah Sing Bank logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
N/A
Cash back on local spend
0.4%
Read More
China Construction Bank logo
Min. Annual Salary
HK$150,000
Cash back on local spend
0.4%
Miles Conversion (local spend)
HK$15 = 1 mile
Read More
China Construction Bank logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
HK$3 = 1 mile
Cash back on local spend
N/A
Read More
China Construction Bank logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
HK$4 = 1 mile
Cash back on local spend
N/A
Read More
Bank of China logo
Min. Annual Salary
HK$300,000
Miles Conversion (local spend)
HK$8 = 1 mile
Cash back on local spend
5%
Read More
Bank of Communications logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
HK$8 = 1 mile
Cash back on local spend
0.4%
Read More
Bank of Communications logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
HK$8 = 1 mile
Cash back on local spend
N/A
Read More
Bank of Communications logo
Min. Annual Salary
HK$150,000
Miles Conversion (local spend)
HK$8 = 1 mile
Cash back on local spend
0.4%
Read More
ICBC logo
Min. Annual Salary
HK$250,000
Miles Conversion (local spend)
HK$6 = 1 mile
Cash back on local spend
0.5%
Read More
ICBC logo
Min. Annual Salary
HK$250,000
Miles Conversion (local spend)
N/A
Cash back on local spend
1%
Read More
ICBC logo
Min. Annual Salary
HK$250,000
Miles Conversion (local spend)
N/A
Cash back on local spend
0.5%
Read More
BEA logo
Min. Annual Salary
HK$240,000
Miles Conversion (local spend)
N/A
Cash back on local spend
N/A
Read More
Standard Chartered logo
Min. Annual Salary
HK$96,000
Miles Conversion (local spend)
HK$4 = 1 Mile
Cash back on local spend
N/A
Read More

Disclaimer: At MoneySmart.sg, we strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products and services are presented without warranty. Additionally, this site may be compensated through third party advertisers. However, the results of our comparison tools which are not marked as sponsored are always based on objective analysis first.

Credit Card Promotions in Hong Kong 2020

Credit CardWelcome OffersAnnual Salary Requirement
Citi PremierMiles Card Up to 9,000 welcome offer miles Or Afternoon tea set for two persons at Mandarin Oriental, Hong Kong Or HK$800 Wellcome Coupons Or HK$700 Sogo Gift CertificateHK$360,000
Standard Chartered Simply Cash Visa CardUp to HK$1,100 Cash RebateHK$96,000
WeWa UnionPay CardHK$500 Cash Rebate, Fitbit Versa Lite Smart Watch, JBL FREE X Truly Wireless In-Ear Headphones or Ocean Park SmartFun Annual Pass (Gold Pass) HK$60,000 (Students are welcomed)
Standard Chartered Asia Miles MastercardUp to 40,000 welcome offer Asia Miles (as low as HK$0.2 = 1 mile)HK$96,000
DBS Black World MastercardUp to 80,000 welcome offer miles (as low as HK$1 = 1 mile, can be redeemed as Asia Miles, Avior or Krisflyer)HK$240,000
HSBC Red Card Up to $1,600 RewardCash welcome offerHK$120,000
American Express Cathay Pacific Elite Credit CardUp to 76,000 welcome offer Asia MilesHK$300,000
AEON Card JALUp to 2% spending rebate, earn extra 5,000 mileage if onboard JAL International flights within promotion periodHK$0

Best Credit Card Promotions Hong Kong

HSBC Credit Card Promotions & Welcome Offers

From now until 19 February 2020, successfully apply for HSBC Visa Signature Card, HSBC Visa Platinum Card, HSBC Visa Gold Card, HSBC UnionPay Dual Currency Diamond Credit Card or HSBC UnionPay Dual Currency Credit Card to enjoy a first two-year annual fee waiver and an array of welcome offers which include up to HK$900 RewardCash as a welcome gift, HK$800 RewardCash as online application reward and HK$100 Reward Cash for using “Pay with RC” function successfully in the HSBC Reward+ App.

Travel promotion

  • 20% off designated products on KKday designated website with the discount code “HSBC202020”
  • Hotel Promotions

  • 6% off upon instantly confirmed reservation of hotels in designated countries on hutchgo.com with the discount code “HSBC2020”
  • Up to 7% cash rebate on designated hotel accommodation bookings at Booking.com 9% discount on selected hotel booking at Expedia
  • Citibank Credit Card Promotion

    From now until 28 June, enjoy up to 9,000 welcome offer miles, Afternoon tea set for two persons at Mandarin Oriental, Hong Kong, HK$800 Wellcome Coupons or HK$700 Sogo Gift Certificate for successful applications for Citi PremierMiles Card. For successful applicants for Citi Cash Back Card, Citibank will give out HK$1,000 Cash Rebate as a welcome gift.

    Travel promotion

  • Up to HK$3,000 discount at EGL Tours and HK$500 extra discount on online booking for designated tours
  • Hotel Promotions

  • Up to 7% off hotel booking at Agoda
  • Up to 12% discount on Expedia
  • Up to 10 % cashback on Booking.com
  • DBS Credit Card Promotion

    Travel promotion

  • 10% off on car rentals at EasyRentCars
  • 5% off at KLOOK
  • Hotel Promotions

    • Up to 10% off hotel booking at Agoda
    • Up to 12% off hotel booking at Expedia

    Wewa Credit Card & EarnMore Credit Card Offers

    From now until 29 Feb, successfully apply for Wewa Credit Card can get Fitbit Versa Lite Smart Watch, JBL FREE X Truly Wireless In-Ear Headphone, HK$500 Cash Rebate or Ocean Park SmartFun Annual Pass (Gold Pass) upon spending HK$8,500 on retail purchases within 90 days from the card issuing date.

    Besides, upon successful application for EarnMore Credit Card on or before 31 Dec, the new customer can enjoy OTO Back Snuggle, Panasonic Air Purifier or HK$670 Cash Rebate as a welcome gift. Application through MoneySmart will give you an extra HK$300 voucher with no spending requirements.

    Credit Card Welcome Gifts

    Types of welcome offers

    Cashback, air miles, coupons and gifts are the most common welcome offers. As for gifts, most of them are electronic devices and travel kits. For example, DBS COMPASS VISA gives you a Le Maurice® ALUMETAL 26” Suitcase and PrimeCredit WeWa UnionPay Card gives you a Fitbit Versa Lite Smart Watch as a welcome offer.

    Select your favourite rewards

    Some credit cards are specialised in air miles or cash back, giving you a welcome offer accordingly. For example, Standard Chartered Asia Miles Card offers you up to 40,000 miles and Citi Cash Back Visa Card offer you up to $1,000 cash back as a welcome offer.

    Extra welcome offers

    Some card issuers will collaborate with personal finance websites, like MoneySmart, to launch exclusive offers. Simply apply for credit cards through those websites, you can get extra welcome offers. For example, MoneySmart gives you an extra HK$400 cash back for applying for American Express Platinum Credit Card.

    Other Credit Card Promotions

    Hang Seng Credit Cards

    From now until 31 July, successful applicants of M Power Card can enjoy up to 8 MCL movie tickets/ 365-day premium membership/ HK$500 Cash Dollars. Successfully apply for enJoy Card on or before 30 June 2019 to enjoy an array of offers including HK$3,500 designated merchants coupons/ up to HK$400 enJoy Dollars.

    BOC Credit Cards

    From now until 30 June 2019, successfully apply for BOC i-card to enjoy perpetual annual fee waiver and HK$500 free spending credit/HK$200 free spending credit. If cardholders bind BOCHK Card with WeChat official account and pay via contactless/mobile payment transaction, BOCHK will give out HK$200 spending credit offer/ up to HK$80,000 interest-free cash loan.

    Standard Chartered Credit Cards

    From now until 2 July, apply for Standard Chartered Card to enjoy 100% CashBack on any spending on eligible transactions within the first 2 months, capped at HK$1000. Successfully apply for Standard Chartered Asia Miles Mastercard on or before 2 July through online channels and meet relevant spending requirements to enjoy both the Welcome offer and the Top-up offer: up to 40,000 Asia Miles and HK$100 Cashback.

    Frequently Asked Questions

    Can I get my credit card welcome offer right after my application?

    It depends. After applying for credit cards, you need to fulfill the spending requirements to get welcome offers. Take HSBC Red Card as an example, you’ll need to spend $6,000+ in the first 60 days of card issuance, and use RewardCash to pay for credit card statement or transaction via the “Pay with RC” function in Reward+ to get $1,000 RewardCash welcome offer. Credit cards set limits to not only spending amounts but also spending categories. For example, HSBC credit cards don’t count online bill payments and e-wallet transactions as eligible spending. Make sure you’ve read the Terms and Conditions before swiping your credit cards! But there are some credit cards that give you welcome gifts once your application is approved. Standard Chartered Simply Cash Visa Card gives you 25% cashback for local spending in the first 2 months and up to $1,000 cashback without spending requirements.

    Are welcome offers for new customers only?

    Generally, yes. Most of the credit cards only prepare welcome offers for new customers, which means that you haven’t held or cancelled credit cards of your designated bank in the past 6-12 months. But some credit cards still give welcome offers to existing customers, but the value of the offer is lower than the new customers. HSBC Visa Signature Card is a good example: they offer up to $800 welcome gifts to new customers, but $400 welcome gifts for existing customers.

    Is there anything I need to know while applying for welcome offer credit cards?

    After getting your welcome offer, most of the banks reserve the right to charge you a handling fee and take back your welcome offer without any notice if you cancel their credit cards in 12 months of card issuance.

    When will I receive my welcome offer?

    If you fulfil the spending requirement, like BOC credit cards, they’ll credit the welcome offer directly to your credit card account in 4 to 6 weeks. But make sure your account is working, valid and under a good credit. For other banks, they have their own policies so it’s better for you to check the Terms and Conditions.

    Do I need to consider anything else apart from welcome offers?

    Yes! Welcome offers are attractive, but it’s still a one-time reward. The basic rebate rate after the introductory period should be one of your considerations. Besides that, you should find out your spending pattern. Say, dining is your main expenses, then you should pick a credit card with the most dining offers. Plus, get to know why you’re applying for a credit card, then pinpoint your expenses to get the most offers like cash back and air miles.

    Can I cancel my credit card after receiving the welcome offers?

    It varies from card to card. In general, if a cardholder cancels the card in less than 12 months from the date the card is issued, a fee which is equivalent to the value of the welcome offers/ administration fee will be charged.